Housing Wire

OCTOBER 31, 2024

A tri-merge report that a couple years ago was $20 is around $60 right now, one industry pro told HousingWire. What the mortgage industry’s been told Despite widespread speculation and hints during company earnings calls, FICO has neither confirmed nor denied that cost increases on credit reporting will affect mortgage lenders in 2025.

Industrial

Housing Wire

MARCH 19, 2025

remodeling industry reached $600 billion in value following the COVID-19 pandemic. But industry fragmentation, inflation and a shortage of skilled trade labor jeopardize the ability of the industry to fully meet demand, according to a new report by the Harvard Joint Center for Housing Studies (JCHS).

Industrial

Housing Wire

MAY 13, 2025

Lets be real: the real estate industry is changing. The real professional of the future must provide proactive, consistent and ongoing value on all things real estate and finance. Industry trends show that homeowners locked into sub-3% mortgage rates find it difficult to justify moving when current rates hover around 6.5%

Industrial

Housing Wire

JUNE 13, 2025

As debate swirls over job loss and security risks, Bressler urged the industry to embrace AI or risk falling behind, likening resistance to ignoring the internet in the ’90s. Experts say inclusive development is critical as AI reshapes industries like health care and financial services. million in seed funding. million in seed funding.

Industrial

Housing Wire

MARCH 31, 2025

Rocket Companies is buying Mr. Cooper , America’s largest mortgage servicer, in a market-shattering deal that could reshape the mortgage industry for years to come. Rocket also has arguably the strongest recapture game in the industry, and a deal like this would give it a distinct advantage over all other competitors.

Finance

Housing Wire

OCTOBER 18, 2024

Provident, run by the Pica family, is known in the industry for its conservative approach and sports a better-than-average delinquency rate in its servicing portfolio, so it’s perhaps not a huge surprise it would exit such a choppy space. Messages left with Provident were not immediately returned on Friday.

Mortgages

Housing Wire

APRIL 10, 2025

Meet Danny van der Reis , a commercial real estate (CRE) finance veteran and executive vice president of servicing and asset management at Arbor Realty Trust. In this executive conversation, van der Reis explores his experience in CRE finance, technology, loan servicing , and risk management.

Investor

Housing Wire

MARCH 27, 2025

The company calls the move an “industry-first initiative.” “By covering these expenses, we’re creating a rising tide that lifts all boats consumers get more affordable mortgages, lenders reduce expenses and close loans faster, and our industry takes another step toward truly digital mortgages. ” .

Mortgages

Housing Wire

MARCH 4, 2025

Passed in 2021, the CTA aims to combat financial crimes such as tax fraud, money laundering and terrorist financing by requiring certain businesses to file a BOI report with FinCEN. FinCEN began accepting BOI reports from new and existing companies in January 2024. This rule, which goes into effect Dec.

Title

Housing Wire

JANUARY 3, 2025

In response to drastic economic changes and environmental concerns, industries are quickly realizing the benefits of investing in sustainable practices that can positively impact their business operations. Over the next several decades, this will require our industry to invest in the development of truly recyclable building materials.

Development

Housing Wire

APRIL 3, 2025

In mortgage finance and real estate , the only constant is change. Add to this the constantly shifting demographics of homebuyers, particularly as younger generations enter the market with different preferences and expectations and its clear that leadership in our industry isn’t for the faint-hearted. Why is this essential now?

Mortgages

Housing Wire

OCTOBER 21, 2024

The construction activity is likely to place the housing industry and its financing partners on a “collision course” with insurers, the outlet said. This is the most among all states, according to an analysis by climate-modeling firm First Street Foundation on behalf of the The Wall Street Journal.

Construction

Housing Wire

JULY 7, 2025

Pittsburgh-based lender Kiavi on Monday announced the hirings of Tom Hallock and Robert Jayne as the company seeks to grow its construction financing segment to better meet the needs of real estate investors. Hallock has decades of prior experience in construction financing and real estate investment lending.

Lending

Housing Wire

JUNE 19, 2025

“But that dynamic is also making it harder to find under-priced homes to buy up and it’s ultimately squeezing profit margins for the industry. Financing accounted for the other 38% of purchases, reflecting a relatively stable mix year over year. metro areas analyzed, but annual comparisons tell a different story.

Investor

Housing Wire

NOVEMBER 18, 2024

by a number of industry players. The initiative comes as the mortgage industry prepares for mandatory adoption of VantageScore 4.0 by October 2025, as required by the Federal Housing Finance Agency (FHFA). These include the U.S. “If you are a lender, you need to be implementing VantageScore 4.0

Mortgages

Housing Wire

FEBRUARY 3, 2025

Chris Porter, a senior vice president at the firm and the author of the latest outlook, said this correlates with buyers dedicating more of their income to housing and seeking accessible financing options. I think the same could be said for most in my industry, she added. Louis continues to see multiple offers on good houses.

Debt-to-income ratio

Housing Wire

JULY 18, 2025

Fidelity National, FHFA announce collaboration on ‘innovative title solutions’ Fidelity National Financial and the Federal Housing Finance Agency are teaming up to explore innovative title insurance solutions, signaling a potential shift in industry collaboration.

Title

Housing Wire

OCTOBER 31, 2024

Reverse mortgage industry leader Finance of America (FOA) announced updates on Thursday to the interest rate for HomeSafe Second, its proprietary second-lien reverse mortgage product. It will also be available in four new states, bringing the total to 10 with more planned for 2025. The new states are Arizona, Nevada, Oregon and Utah.

Mortgages

Housing Wire

NOVEMBER 4, 2024

As real estate practitioners adjust to the practice changes that took effect in August, and the industry waits for final approval of the NAR settlement from the court in November, questions continue about seller offers of compensation. These are the questions that advocates who want to upend the real estate industry further cannot answer.

Debt-to-income ratio

Housing Wire

JULY 11, 2025

Federal Housing Finance Agency (FHFA) Director Bill Pulte announced the move in a social media post. ” Industry groups have expressed both cautious support and skepticism — citing the importance of maintaining robust consumer protections as the market experiments with title innovation. Westcor Land Title Insurance Co.

Title

Housing Wire

MARCH 20, 2025

The home-flipping industry saw investors shy away even more in 2024 amid the extended period of languishing profits. Flips purchased with financing accounted for 36.2% Among major metros, San Diego (59%), Seattle (58.1%), and Fresno, California (50.6%) had the highest percentage of flips purchased with financing. a year earlier.

FHA loan

Housing Wire

JANUARY 23, 2025

The Federal Housing Finance Agency had previously estimated that the pilot could save consumers between $500 and $1,500 per transaction. According to the release, Nigrinis and Zywicki analyzed how much widespread use of automated title risk assessments would lower consumer costs, promote greater transparency and increase industry competition.

Title

Housing Wire

MAY 14, 2025

One of the nations leading reverse mortgage lenders, Finance of America (FOA), posted strong first-quarter 2025 earnings results. These were often seen as a benefit to the wider industry by individual reverse mortgage professionals. But the company is aiming to try something new with its A Better Way With FOA campaign.

Finance

Housing Wire

OCTOBER 18, 2024

Ruoff Mortgage has been a trusted name in the industry for decades, and their dedication to client success aligns perfectly with our vision at Calque,” Calque CEO Michael Bremer said in a statement. Together, we’re changing the way people think about home financing by offering solutions that work for real people in real markets.”

Purchase and sale agreement

Housing Wire

MARCH 4, 2025

States, industry steps up While the SECURE Act was first introduced in Congress in early-2023, talk of the legislation and anything resembling it has stalled since then. The only state that is an outlier at the moment is Connecticut, where they excluded real estate finance transactions. The reality is quite the opposite.

Title

Housing Wire

JULY 3, 2025

Title Resources Group (TRG) has named industry veteran Kevin Wall as its new CEO, effective July 28. His deep industry expertise, client-first mindset, and track record of building high-performing teams will be invaluable as TRG continues to expand its national footprint and deliver best-in-class solutions to our partners and customers.”

Title

Housing Wire

DECEMBER 23, 2024

Over the past year, members of the reverse mortgage industry have been making a more concerted effort to connect with their counterparts in the forward mortgage space. And some reverse-only companies have aimed to establish firmer ties with the much larger forward mortgage industry.

Lending

Housing Wire

JUNE 13, 2025

Non-QM lending allows borrowers with nontraditional income sources, such as self-employed individuals, freelancers, and gig workers, to qualify for mortgage financing. A decade later, non-QM loans are considered a “ stable, crucial option ” by mortgage industry analysts. percent and 6.2 As the U.S.

Due diligence

Housing Wire

APRIL 28, 2025

billion deal to acquire digital real estate brokerage firm Redfin , industry observers are still trying to understand the future of one key asset: Bay Equity Home Loans. Industry observers say that while Bay Equity could cannibalize Rockets existing operations, it adds roughly $4.5 billion, according to Inside Mortgage Finance data.

Loan Officer

Housing Wire

JULY 16, 2025

Fidelity National Financial (FNF) and the Federal Housing Finance Agency ( FHFA ) have agreed to collaborate on “innovative title insurance solutions,” news that was first shared on social media by FHFA Director Bill Pulte. “We will be collaborating with Fidelity, as we do with all willing industry participants.”

Title

Housing Wire

APRIL 18, 2025

Implications for the mortgage industry FundingShield suggested that the heightened scrutiny points to a higher expectation of risk and a need to further confirm recourse from title insurance firms for loans sold to the GSE.

Title

Housing Wire

MAY 8, 2025

Tamir Poleg, chairman and CEO of The Real Brokerage , closed out the prepared remarks section of his firms first-quarter 2025 earnings call by addressing the transformative technological era the industry is currently operating in. Our industry is no exception. While the industry debates, we stay focused.

Technology

Housing Wire

MARCH 21, 2025

Findings include 71% of loan officers reporting an increase in buyers who are willing to purchase fixer-uppers, explore unconventional financing or accept high mortgage rates despite long-term financial concerns. Many first-time homebuyers are stretching their finances to the limit.

Debt-to-income ratio

Housing Wire

DECEMBER 2, 2024

Among its investments are Kings League , LOVB , Bilt Rewards , Blank Street , M1 Finance , Wayflyer , Masterworks , Talkiatry , Kittl and Ownwell. team are at the forefront of creating a content-to-commerce engine that is transforming the real estate industry,” Jeffrey Berman, general manager for Camber Creek, said in a statement. “By

Development

Housing Wire

DECEMBER 12, 2024

Kessler, a 48-year real estate industry veteran, served as Texas Realtors’ CEO and president for 14 years. “It’s been an honor to serve with an industry icon like Travis, whose dedication and contributions to theTexas real estate industry have left a tremendous legacy.”

Development

Housing Wire

DECEMBER 4, 2024

While the increased limit theoretically increases the borrowing power for anyone considering a HECM loan, industry analysts are somewhat split over the potential benefits such a limit would have on the industry in the new year. This is because interest rates remain relatively high even after some moderation.

Mortgages

Housing Wire

MAY 29, 2025

The answer lies in a remote corner of the mortgage industry: subservicing. While each deal represents a unique circumstance, they point to a broader industry truth: Scale has become increasingly critical as the cost of servicing continues to climb particularly for nonperforming loans. trillion as of Dec. 31, 2024, down from $3.99

Mortgages