FHA loan Investor VA loan 
Housing Wire
NOVEMBER 10, 2023
Affluent Americans (or investors) are the only ones who can bypass the sting of high mortgage rates by paying all cash. FHA loan usage increases in September As sellers field fewer offers, buyers with FHA loans may have greater luck to close on a home. Meanwhile, military VA loans represented 6.3%
Housing Wire
FEBRUARY 25, 2025
And real estate investors, who often purchase homes in cash, have also pulled back from the market. FHA, VA loan usage is stable Federal Housing Administration (FHA) loans, commonly used by first-time buyers and those with smaller down payments, accounted for 15% of mortgaged home sales in December, down slightly from 15.9%
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Housing Wire
MAY 25, 2021
Mortgages would be subject to FHA loan limits. Like VA loans, which are popular with investors but not homesellers , the benefit would allow the borrower to skip the down payment altogether. Representatives John Rutherford (R-Fla.), Al Lawson (D-Fla.), John Katko (R-N.Y.), and Bonnie Watson Coleman (D-N.J.)
Housing Wire
NOVEMBER 17, 2021
VA loans consisted of 10.8%, increasing six basis points. Meanwhile, FHA loans went from 8.8% In the purchase activity, real estate investors are more active than ever, challenging individual homebuyers. According to a Redfin report released this week, investors spent a record $63.6 Refi represented 62.9%
Housing Wire
FEBRUARY 7, 2023
In a paper published by the Urban Institute in October, Ted Tozer, the former head of Ginnie Mae , argued that government changes to assumable loans could benefit the market. Gano added that FHA loans seem “a little more workable” than the VA and USDA options.
Housing Wire
SEPTEMBER 22, 2023
For one thing, no fixed-income investor thinks that mortgage-backed securities with 7% mortgage rates will be there when the Fed finishes the inflation fight. So you’re having to encourage investors with wider spreads to accept that. DPA programs were predominantly for FHA loans. So the investor will be monitoring.
Housing Wire
JUNE 25, 2024
Ginnie Mae plays a critical role in guaranteeing securities backed by Federal Housing Administration (FHA) loans, as well as Rural Housing Service (RHS) and Veterans Affairs (VA) single family loans,” the letter stated. billion in profits (negative credit subsidies).”
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