BAM Media

APRIL 3, 2025

Its also worth noting that the new administrations tariff policy could drive up home values by raising the cost of building materials for new construction and home repairs and renovations. #3: The nested equity is $38 trillion. The loan to values (LTV) back in 2008 were 85%; loan to values right now is 46.6%.

Bankruptcy

Marco Santarelli

JUNE 27, 2025

Many homeowners could benefit from refinancing at lower rates, improving cash flow, or accessing equity. Access to Home Equity : Refinance options can allow homeowners to take advantage of their home equity for renovations or significant expenditures.

Mortgages

Norada Real Estate

JUNE 27, 2025

Many homeowners could benefit from refinancing at lower rates, improving cash flow, or accessing equity. Access to Home Equity : Refinance options can allow homeowners to take advantage of their home equity for renovations or significant expenditures.

Mortgages

Marco Santarelli

DECEMBER 31, 2024

Support new construction projects that have long-term affordability commitments, ensuring low-income families can access secure housing. The Biden-Harris Housing Plan proposed building and renovating 2 million homes to close the housing gap. Building More Homes One of the administrations key goals was to increase housing supply.

Construction

The Close

MAY 20, 2025

Rental loan customization options (Source: Lima One Capital) Lima One Capitals loan types and terms Types of loans Single-family rental loan terms Rental portfolio loan Single-family rental loan Short-term rental loan Fix and flip loan Bridge loans New construction Loan amount: $75,000-$2.5 million Interest rates: Starting at 6.5%

Loans

BAM Media

MARCH 11, 2025

Remodeling Boom Ahead Locked into ultra-low mortgage rates , homeowners are choosing to renovate instead of move. Aging housing stock + record home equity = increased remodeling activity. Today, builders are focusing on smaller, more affordable homesa response to both affordability challenges and changing buyer preferences.

Agents

Housing Wire

JULY 19, 2024

We specialize in non-agency loans, including bank statement loans, government lending, new construction and renovation products, and HELOCs , positioning us as a leader in the industry.” .” Our success is driven by our exceptional team and an expansive product portfolio.

Lending

Housing Wire

JANUARY 9, 2024

Importantly, homeowners can also include 50% of their estimated rental income when applying for an FHA renovation loan to construct an ADU, which helps with DTI constraints. Draw structures for loans supporting new construction of ADUs, especially for prefab, are still “clunky.”

Finance

Housing Wire

NOVEMBER 30, 2021

The amount of equity in these loans, the underwriting, the guardrails around ATR have proven that this is a real, sustainable product that investors like.”. New construction has been hit hard by supply chain disruptions and materials and labor shortages, and inventory of existing homes is tight. Refinance decline.

Lending

Housing Wire

APRIL 20, 2022

Homepoint’s “New Build program” connects homebuilders with business purpose construction financing through in-region mortgage brokers, with loan amounts up to $4 million per unit or $25 million per project.

Loans

Realtor.com

NOVEMBER 17, 2022

Compare that with a preexisting home’s median price of $396,300 , and it’s clear that buying brand-new might set you back tens of thousands of dollars extra. But homebuyers should also know that they can lower the costs of new construction right when they make the purchase through some smart negotiation tactics.

New Construction

HomeLight

DECEMBER 31, 2021

Homeowners with mortgages saw their home equity blossom 31% in 2021, according to a report from CoreLogic, a remarkable increase for such a short period of time. As you map out your plans for 2022, you may be thinking of ways to keep building more equity or use what you’ve recently acquired. What is home equity in simple terms?

Equity

Realty Biz

AUGUST 5, 2023

Buying a new construction home has its pros and cons. As the first owner, you'll enjoy the peace of mind of owning a brand-new property. New homes often require fewer repairs and updates since everything is up to date-and in good condition. For others, typical construction is what they have their hearts set on.

New Construction

HomeLight

SEPTEMBER 25, 2023

Explore a bridge loan and let your home’s equity help fund your next house in the short term. Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can get funding for materials and equipment for construction. Need to Buy Before You Sell?

Equity

Marco Santarelli

JANUARY 27, 2023

When it comes to investing in residential real estate, there are only two basic types of property you can invest in – new construction and resale. New construction properties are those that are purchased directly from the builder or developer who constructed the property. In short, they are considered brand new.

New Construction

Realty Biz

JULY 20, 2022

However, once you have 20% equity in the property, you can apply to have this removed. This type of mortgage can be used, not only, to buy homes in rural areas, but also for renovations, new constructions, and relocating a house. If you bought a home in the last few years, it will make sense to check on your equity.

Loans

Realty Biz

JUNE 25, 2023

Those who have a house they've been paying off for years accumulate equity, which can be used as a part of your portfolio. To give you an example of what having equity can do, look at home equity lines of credit (HELOCs). Many don't realize it at first, but even homeownership is a type of investment.

House Flipping

HomeLight

NOVEMBER 18, 2021

Buying at the very top of your budget can be financially risky, whereas buying at the lowest end can lead to dissatisfaction — especially if that saved money means accepting less space than you wanted, or taking on more renovations than you may have anticipated. For new-construction homes , that median figure increases to $502,300.

New Construction

HomeLight

SEPTEMBER 26, 2022

New construction might seem less expensive — but if, for example, it doesn’t include landscaping, and that’s something you have to do yourself after closing, that can be expensive. Buying an existing house could be less expensive than building new if you can find a deal on a fixer-upper and put in some sweat equity.

Construction

Realtor.com

JULY 9, 2021

After a two-year, $2 million renovation completed just before the pandemic, Ms. Co-ops aren’t the only type of multifamily units that can be combined—condominiums can be joined as well, whether new construction or existing units. Then there is the disruption of a gut renovation. The kitchen.

Pre-approval

HomeLight

AUGUST 31, 2021

Does the idea of buying a fixer-upper and quickly gaining thousands of dollars in equity by making minor cosmetic repairs appeal to you? The Section 203(k) program, by contrast, is specifically designed to provide funds to both buy and renovate, upgrade, and repair a home. The 203(k) loan also has some limitations.

Loans

HomeLight

APRIL 27, 2022

The one mistake we’re finding that sellers make is they get excited about the equity and the amount of money they’re going to receive…when the home sells,” says Kypreos. Some people are charmed by older houses with a lot of history, and others prefer new construction. If you’re not up for a renovation, don’t stress.

Renovation

Redfin

MAY 5, 2025

In this Redfin article, we’ll cover everything you need to know about buying a new construction home. Whether you’re looking an an upcoming development in Sacramento, CA , or looking at land outside of Milwaukee, WI , here’s what to consider before purchasing a new construction.

New Construction

HomeLight

AUGUST 24, 2020

The renovations we do range from simple $15,000 repairs to more complex fixes of up to $200,000,” says Mike Nuss. When you’re looking at multifamily units, however, the cost of renovations can increase substantially. Through massive renovations, he gave each unit additional bedrooms and a bathroom. Buy-and-hold investors.

Investor

HomeLight

AUGUST 16, 2022

What does inflation mean for new construction? The delays, high prices, competition, and frustration with new construction have definitely driven buyers toward the purchase of existing homes. Typically, people who downsize sell their homes with a lot of equity, so they’re able to pay cash for their next home. “We

Marketing

Marco Santarelli

SEPTEMBER 1, 2024

In cities with a high cost of living, such as San Francisco or San Jose , homes within this price range typically present smaller footprints or require significant renovations. A recent article from the New York Times highlighted the scarcity of condos under $500,000 , so swift action is often necessary. What about the Homes?

Marketing

HomeLight

JULY 31, 2020

The program is run by the USDA, and participants work together by investing “sweat equity” to build houses for each family (6 to 12 families) in their program group. Sweat equity is required because it reduces the overall cost, helping families get one step closer to homeownership. Section 502 direct loan.

Debt-to-income ratio

Norada Real Estate

JANUARY 27, 2021

A turnkey property investment means buying a real estate that has already been renovated before it's put on the market, is ready to move in, and can be immediately rented out. . A turnkey property is a potential income-producing property because it has already been fully renovated and can be put on rent for a passive income.

Property Management

HomeLight

SEPTEMBER 25, 2020

Garrod says that smaller upgrades, such as new paint or carpet, can also go a long way toward improving resale value. Many people want a home they can put their own personal stamp on, and so you don’t need to put a bunch of money into extensive renovations. This also tends to be true for new construction. “If

New Construction

HomeLight

AUGUST 16, 2022

Because they have a lower usage rate of gasoline or access to greater resources that allows them to absorb cost-of-living increases, these individuals and families are unlikely to be affected by higher gas prices: Established buyers with existing home equity and other resources. Consumers are not alone in bearing the impact of inflation.

Marketing

Redfin

MAY 5, 2023

One way to show that a building or development is committed to sustainability and equity is by getting it certified by a 3rd-party. The process is much easier with new construction, as you can design and customize the home before building it. What are LEED certification requirements?

Construction

Hank Miller Team

NOVEMBER 15, 2022

Renovations – Cooped up in their homes, renovations and updating became a thing to do. Equity – Homeowners gained a massive amount of equity during the last few years, that’s eroding as prices balance. While owner equity tends to be up, monthly expenses continue as equity on paper doesn’t pay the bills.

Equity

HomeLight

JULY 6, 2023

According to HomeLight’s Top Agent Insights Report for Summer 2023, agents estimate that 49% of their repeat buyers need to use equity from their existing home to make their next purchase, and that 20% of their contracts in Q2 included a home sale contingency. Closed”- Consider these listings sold.

MLS

Realtor.com

MARCH 8, 2021

“Retirees might be able to cash out on pretty significant equity in their homes, and find something more affordable or maybe find something better for the same price in a location that’s generally more affordable,” says Porter. For a new-construction condo , buyers can pay nearly $470,000. Salisbury, MD.

New Construction

HomeLight

FEBRUARY 3, 2022

Refresh (don’t renovate) your home. Not only is it stressful to perform major renovations to your home right before you sell it, but it can also be a bad move financially. That way, they can go to market, extract the maximum equity from their home without worrying about where they’ll live. Source: (Marcin Dziedzic / Unsplash).

Staging

HomeLight

MARCH 13, 2023

These include: Out-of-state buyers flocking to Austin – particularly California sellers who cashed out the equity in their expensive homes and can afford to pay cash in Austin. New construction surge contributing to competition for buyers. Drive around your neighborhood to find homes being renovated.

Sales

The Close

AUGUST 25, 2022

Using Your Equity Wisely (Video). Mistakes to Avoid: Buying New Construction. XX Bathroom Renovations That Add Value To Your Home. Monthly Market Update (Video). Christopher Rassam, SERHANT. What I Wore as a Realtor Today (Video. Chloe Tucker Caine, SERHANT. Mugshot Monday. Glennda Baker, Ansley Atlanta RE.

Staging