Housing Wire

JANUARY 30, 2025

Tom Davis: When you’re working with a professional and you want expertise, you’re going to want to work with someone who is the expert in your market. Davis: Either you take market share or someone takes yours, right? Diego: Why the push into home equity ? A lot of folks were expecting a decline in 2025.

New Construction 338

New Construction Construction Marketing Equity 338

Housing Wire

SEPTEMBER 17, 2024

Home equity solutions provider Unison launched a new product on Tuesday that combines the features of traditional mortgage financing and emerging home equity investment (HEI) options. The San Francisco -based Unison calls its new offering the Equity Sharing Home Loan. home equity by the end of this year.

Equity 436

Equity Loans Debt-to-income ratio Renovation 436

Housing Wire

JANUARY 22, 2025

The company’s management portfolio will reportedly rise to 230,000 units across 50 markets. Evernest already offers services including brokerage , maintenance, renovation, insurance and lending. Evernest and Poplar have each achieved national recognition on the Inc. 5000 list in the past.

Property Management 384

Property Management Investor Lending Renovation 384

Housing Wire

OCTOBER 23, 2024

Cash-out refis have gained popularity due to record-high home equity levels in recent years. UWM’s new offering arrives during a period of declining interest rates and growing competition in the mortgage refinance market. The real advantage of this product lies in UWM’s aggressive marketing to mortgage brokers.

Equity 425

Equity Loans Mortgages Loan Officer 425

Housing Wire

FEBRUARY 20, 2025

Digital homeownership company Better.com on Thursday announced a record 400% growth in its home equity line of credit ( HELOC ) and home equity loan businesses. were considered “equity rich” in Q4 2024, meaning that the underlying mortgage debt did not exceed 50% of the home’s market value.

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Equity Investor Lending Renovation 332

Housing Wire

JULY 29, 2024

Home equity lending in 2023 grew by only 1.5% The data includes total originations of open-ended home equity lines of credit (HELOCs) and closed-end home equity loans. Home equity originations were relatively flat in 2023 compared to 2022,” Walsh said in a statement. billion per company in 2023, compared with $2.1

Equity 425

Equity Lending Loans Renovation 425

Housing Wire

MARCH 5, 2025

More renovations? “But you still have a buyer’s market. While most of Shank’s book of business is tied to VA loans, he says he’s seeing an uptick in renovation loans across FHA and VA channels. So now that rates are dropping, a renovation loan will be in the 7% range.

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Loan Officer Loans VA loan FHA loan 326

Housing Wire

APRIL 27, 2021

A homebuyer’s guide to a competitive housing market. The housing market is extremely competitive right now. In the past 12 months, housing markets across the country have seen a heavy influx of new homebuyers as well as existing owners looking to renovate or add square footage. Presented by: Citi.

Equity 477

Equity Banks Lending Renovation 477

Housing Wire

FEBRUARY 6, 2025

Describing the modern-day mortgage market as challenging would be an understatement, to say the least. The average rate throughout 2024 for 30-year fixed mortgages was 6.72% higher than it was during the 2008 market crash. It reflects another pressing issue of imbalanced supply and demand in the housing market.

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Loans Mortgages Equity Construction 343

Housing Wire

MAY 12, 2025

The mortgage market might still be sluggish, but for originators willing to look beyond the traditional, theres real momentum building in the non-QM space. HousingWire: The current market presents a unique window of opportunity especially for borrowers who fall outside traditional lending guidelines. Homes across the U.S

Loans 338

Loans Investor Renovation Equity 338

Housing Wire

NOVEMBER 10, 2023

With soaring home prices and mortgage rates putting a damper on the market for new home loans and refinancing options, it’s a challenging time for homebuyers and lenders alike. While the current climate may be causing existing-home sales and inventory to fall, it’s driving renewed interest in home equity options.

Lending 455

Lending Equity Banks Loans 455

Housing Wire

MARCH 10, 2023

Stubborn inflation and high interest rates continue to wreak havoc on the mortgage-origination market, but there is one asset class in the housing market that is arguably flourishing in these hard times – home equity. billion in the fourth quarter of 2021,” a recent market assessment by ATTOM shows.

Equity 370

Equity Marketing Debt-to-income ratio Lending 370

Housing Wire

AUGUST 1, 2022

Rocket Mortgage , the nation’s largest lender, is expanding its product portfolio to home equity loans amid a significant slowdown in mortgage origination volume. Rocket is targeting American homeowners with high household debt and credit card balances but strong home equity positions. . ” U.S. ” U.S.

Equity 386

Equity Loans Lending Banks 386

Housing Wire

FEBRUARY 27, 2025

A well-written property description also allows you to highlight aspects of the home that would not otherwise be readily available via MLS, such as a newly renovated kitchen or a brand-new septic system. Use a comparative market analysis to ensure you price the property right. Your goal: use the description to sell the property.

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Renovation Agents MLS Equity 376

Keeping Current Matters

OCTOBER 13, 2021

If you’re a homeowner who wants to add any of the above, you have two options: renovate your current house or buy a home that already has the spaces you desire. The difference in the cost of a renovation versus a purchase. The great news is that the money you need probably already exists in your current home in the form of equity.

Renovation 332

Renovation Equity Mortgages Design 332

Housing Wire

AUGUST 22, 2022

Mortgage startup NFTYDoor plans to launch a home equity platform, promising borrowers “a one-minute online application and funding in as little as three days.” He’s entering a bright space: home equity products have become more popular given the surging value of homes used as collateral. Presented by: ServiceLink.

Equity 370

Equity MLS Renovation Loans 370

Keeping Current Matters

DECEMBER 17, 2020

In a year that was financially devastating for many Americans, some good news for most homeowners is the dramatic gain in home equity over the last twelve months. Last week, CoreLogic released its 2020 3rd Quarter Homeowner Equity Insights report, which reveals four major findings: S. increase in equity over last year.

Equity 329

Equity Renovation Mortgages Marketing 329

Housing Wire

MAY 14, 2025

Drilling down deeper into the marketing and product landscape for the company, FOA President Kristen Sieffert called the first quarter a pivotal moment as the company implements its operational and brand strategy. Marketing moves FOA inherited the marketing apparatus of American Advisors Group (AAG) when it purchased AAGs assets.

Finance 313

Finance Branding Renovation Loans 313

Housing Wire

JUNE 13, 2025

Private equity giant Blackstone conducted the Stearns Lending bankruptcy process after acquiring a majority stake in parent company Stearns Holdings in 2015. We try to staff according to our projections, but in the volatile market that we’re in right now, it can be challenging,” Fontaine added. Part of it is outsourcing.

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Mortgages Lending Purchase and sale agreement Bankruptcy 265

Housing Wire

JULY 8, 2022

Institutional players in the single-family rental (SFR) market have been expanding their reach into select American neighborhoods since the global financial crisis of 2008, but they now find themselves in an uncomfortable limelight. . Private equity, single-family rentals and America’s neighborhoods.”.

Equity 413

Equity Residential Investor As-is 413

Housing Wire

DECEMBER 2, 2022

It has resulted in a highly competitive market, and lenders recognize the importance of maintaining existing customers in this challenging market. Lenders who accurately predict the moment in time when a customer might require access to their home’s equity can act immediately and establish themselves as the ideal choice.

Marketing 400

Marketing Equity Loans Renovation 400

Housing Wire

JUNE 4, 2025

RY: One of the reasons we fall out of mind is because we try a one-size-fits-all approach to marketing, by sending broad, generic messages that dont reflect the audience’s diverse needs. By leveraging behavioral and property data, lenders can spot signals that a homeowner may be ready to act, like tapping equity for renovations.

Industrial 311

Industrial Mortgages Loan Officer Loans 311

Housing Wire

JULY 21, 2022

Retail housing market data from June showing early signs of a real estate slowdown was foreshadowed three months earlier in buyer behavior at foreclosure auctions. The retail housing market data, released by Redfin at the end of June, shows the median asking price for newly listed homes for sale in the four weeks ending June 26 dropped 1.5%

Marketing 413

Marketing Investor Renovation Sales 413

Housing Wire

FEBRUARY 3, 2023

And now, with the impact of inflation and looming economic uncertainty, home equity lines of credit (HELOCs) are an increasingly popular choice for those who are considering tapping into their home’s rising equity while protecting their existing, low mortgage rates. So, it’s imperative to speak with a lender.

Renovation 386

Renovation Fixed-rate mortgage Equity Finance 386

Housing Wire

AUGUST 15, 2022

A combination of fast-rising home values and the fact that nearly two-thirds of borrowers with at least some home equity have mortgage rates below 4% — and would not benefit from refinancing — is helping to propel a resurgent market for home-equity lines of credit (HELOCs). billion in 2021 to $4.6

Equity 436

Equity Lending Fixed-rate mortgage Loans 436

Housing Wire

MAY 8, 2023

Once the transfer of ownership occurs at foreclosure auction, a distressed property can be renovated and returned to the retail market as affordable housing for homeowners or renters. “[I My renovated homes are] reducing the number of rental properties , which in our town has become a source of demise.”

Renovation 413

Renovation Equity Mortgages Development 413

Inman

APRIL 1, 2025

Revive has used its findings in the presale renovation space to produce an extensive white paper that dedicates its pages to proving the value of updating a home before selling it.

Renovation 146

Renovation Agents Equity Sales 146

BAM Media

MAY 21, 2025

And in addition to consumer responses, it includes expanded input from Realtors, making it a practical resource for professionals guiding both buyers and sellers through todays market. Three renovations earned a perfect 10: Primary bedroom suite addition This isnt just about square footage. But the data tells a different story.

Renovation 111

Renovation Equity Finance Agents 111

Housing Wire

DECEMBER 1, 2022

Austin fintech startup Hitch has rolled out a HELOC platform to help homeowners tap into more than $100 billion in government grants available for home renovation. Established at the start of 2022, Hitch will give qualified owners access to up to 90% of the equity locked in their homes, the company said Thursday.

Equity 446

Equity Renovation Banks Loans 446

Housing Wire

JULY 19, 2024

In a competitive market full of options, banks must rely on more than their rate sheet to compete for the business of third-party originators. We specialize in non-agency loans, including bank statement loans, government lending, new construction and renovation products, and HELOCs , positioning us as a leader in the industry.”

Lending 444

Lending New Construction Renovation Banks 444

Housing Wire

AUGUST 27, 2021

Should you update your home before putting it on the market? Due to this ideology, over half of homeowners plan to upgrade their appliances before putting their homes on the market. Renovations Can Be Beneficial. This means you can potentially increase your home’s equity and lower your loan-to-value ratio. Bottom Line.

Renovation 436

Renovation Equity Loans Closing 436

Housing Wire

JULY 27, 2022

PunchListUSA has now raised more than $49 million in equity capital since its inception in 2018. . Sweetwater Private Equity and Morpheus Ventures led the latest funding round with additional investors including Home Depot Ventures , Second Century Ventures and Palm Drive Capital.

Inspection 386

Inspection Renovation Equity Investor 386

Housing Wire

MARCH 11, 2025

Deciding whether to rent or buy a home depends on several factors including finances, long-term goals and local market conditions. Buying may be the better option if: You want to build equity. Homeowners can accumulate wealth as property values rise, unlike renters who do not gain equity. Census Bureau data.

Equity 184

Equity Finance Renovation Mortgages 184

Housing Wire

SEPTEMBER 17, 2024

Curbio, a home renovation startup that specializes in pre-sale work, has agreed to settle fraud allegations made by the Office of the Attorney General for the District of Columbia. The AG also accused the company of acting as an unlicensed lender and performing subpar renovations. As part of the settlement, Curbio agreed to pay $7.5

Renovation 413

Renovation Equity Agents Sales 413

Housing Wire

MAY 3, 2022

Nonbank heavyweight loanDepot will unveil a home equity line of credit (HELOC) product in the third quarter of 2022, the first offering of its recently launched mello business unit. In a traditional home equity product, the lender disburses a lump sum upfront to the borrower, who then pays the loan back in fixed-rate installments.

Equity 400

Equity Loan Officer Loans Technology 400

Housing Wire

JANUARY 5, 2024

Few things affect the real estate market more than the rise and fall of interest rates , which has a ripple effect that directly influences everything from buyer behavior to market trends. Lower interest rates tend to create a more dynamic and competitive market for buyers and often result in an eventual rise in home prices.

Fixed-rate mortgage 446

Fixed-rate mortgage Agents Marketing Lending 446

Housing Wire

MAY 3, 2022

As people look for alternate means to access the equity in their homes, home equity lines of credit (HELOCs) are poised to make a comeback. Here’s why: Homeowners will still want to use the record levels of equity in their homes. According to CNBC, homeowner equity is an aggregate $9.9 A HELOC is now cheaper than a refi.

Equity 400

Equity Fixed-rate mortgage Principal Mortgages 400