Sat.Jan 02, 2021 - Fri.Jan 08, 2021

Mortgage rates drop even lower to new record of 2.65%

Housing Wire

The average U.S. mortgage rate for a 30-year fixed loan fell two basis points this week to 2.65% – the lowest rate in the Freddie Mac ’s Primary Mortgage Market Survey’s near 50-year history. This week’s mortgage rate broke the previous record set on Dec.

3 Must-Do’s When Selling Your House This Year

Keeping Current Matters

It’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what’s to come, we can still have deep sentimental attachments to the home we’re leaving behind.


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5 ways to pay off your mortgage early: Pros and cons

The Morgtage Report

Here are five ways to pay off your mortgage faster. Plus, what to consider before putting your hard-earned cash toward early mortgage payments. Homeownership Topics Refinance

Canadian Mortgages Over 120 Days Past Due Rises At The Fastest Pace In Years

Better Dwelling

Canadian mortgage delinquencies are falling, except for people really behind. Canada Mortgage and Housing Corporation (CMHC) data shows the change of mortgages past due in Q3 2020. Most segments of days past due (DPD) show a sharp decline in the most recent reported quarter.

How big of a down payment do you really need?

Housing Wire

There’s a common misconception that you need a 20% down payment to purchase a home. But the truth is, your down payment depends on your lender, credit score and the type of mortgage you qualify for. For example, some loans require as little as 3% down. .

Is This the Year to Sell My House?

Keeping Current Matters

If one of the questions you’re asking yourself is, “Should I sell my house this year?” consumer sentiment about selling today should boost your confidence in the right direction.

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How to Sell Your House in 2021


So, you’ve evaluated your finances, thought about your lifestyle and made the big decision to sell your home.

For 2021 housing data, context is key

Housing Wire

2021 was supposed to be different. In the first days of the New Year, we have been dealing with a new strain of COVID, vaccinations aren’t going as planned and the political drama is hotter than ever. It was starting to seem like 2020 all over again. But it is different. On Jan.

Sales 276

Why Not to Wait Until Spring to Make a Move

Keeping Current Matters

The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move.

Equity 215® December Housing Report: Existing Inventory Hits All-Time Low

RIS Media

Inventory has been a struggle for a long time, and the problem has been compounded by the ongoing coronavirus pandemic.

8 Major Home Design Trends That’ll Be Big in 2021, According to Redfin and Hunker


This article is a collaboration between Redfin and Hunker . With a new-found love for our homes this past year, it’s likely you’ve racked up a laundry list of ways that you’d love to revamp your space. And what better time to refresh and upgrade your home than the New Year?

Will we have a buyer’s housing market in 2021?

Housing Wire

If you’re looking to buy a home, you’ll stand the best chance in a buyer’s housing market, where listings are flush, demand is low and buyers have the upper hand — not to mention most of the negotiating power. Seller’s markets, on the other hand, are on the opposite side of the spectrum.

The Importance of Home Equity in Building Wealth

Keeping Current Matters

Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted : “Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time.

Equity 195

Women in Real Estate

RIS Media

Understanding the Hurdles, Seizing the Opportunities. This article first appeared in Real Estate magazine’s special-edition Women in Real Estate issue. View the entire issue here.

Equity 101

Toronto and Vancouver Condo Buyers Warned by CMHC Still Getting Slaughtered

Better Dwelling

Canadian real estate markets may be on fire, but don’t let that fool you into thinking everyone’s made money. Canada Mortgage and Housing Corporation (CMHC) warned first-time homebuyers in April to be careful about jumping in.

Guaranteed Rate to acquire Stearns Lending

Housing Wire

Chicago-based lender Guaranteed Rate is acquiring multi-channel lender Stearns Holdings for an undisclosed sum, multiple sources told HousingWire Tuesday.

New Year, New DIY Projects

American Lifestyle

The post New Year, New DIY Projects appeared first on American Lifestyle Magazine. Home Improvement New Year’s Deck DIY Hardware Light Light Bulb Mail Mailbox New Year New Year's


How to get a mortgage preapproval in 3 steps

The Morgtage Report

You need a mortgage pre-approval before you can start house-hunting. Here's how to get your pre-approval letter in 3 simple steps. About Mortgages Buying a home First-Time Home Buyers

Window Treatments 101: What You Need to Know


Image: Africa Studio / When it comes to picking new window treatments, you might think you have a choice between blinds or curtains. But there’s actually so much more to the world of window coverings than meets the eye.

Could 2% define mortgage rates for the next decade?

Housing Wire

The end of 2020 won’t necessarily mean saying goodbye to the favorable 2% mortgage rates that hit historically low levels 16 times over the past 12 months.

Building Your Career as a New Real Estate Agent

RIS Media

It’s no secret that 2020 was a tough year for many. At the end of last year, 12.6 million Americans were out of work due to the COVID-19 pandemic, leaving folks to wonder how they’d pay the monthly mortgage and other essential bills.

Escrow: What it is and how it works

The Morgtage Report

In the mortgage process, 'escrow' is when funds are held by a neutral third party until the mortgage closes. Learn how escrow works here. Buying a home

12 Helpful Moving & Packing Tips


Image: Elena Nichizhenova / Moving sounds easy enough if you’ve never done it, but the process can quickly get complicated, time-consuming, and expensive if you don’t have a plan of action.

Should you refinance to a 15-year mortgage in 2021?

Housing Wire

For many middle-aged and older homeowners with several years of equity on their homes, 2021 could be a prime time to refinance from a 30-year fixed-rate mortgage into a 15-year mortgage.

Real Estate’s Most Connected Agent

RIS Media

Jason Mitchell—Real Estate’s B2B Guru. At 39, Jason Mitchell has accomplished more in the real estate industry than many real estate lifers could ever dream. Mitchell began operating his team, The Jason Mitchell Group , in Scottsdale, Ariz., in 2010.

Recycling dead malls into affordable housing

The American Genius for Real Estate

(REAL ESTATE MARKETING) How do you recycle a building? There are more and more examples each year of the death of the indoor mall, but all that space can't go to waste. The post Recycling dead malls into affordable housing appeared first on The American Genius Real Estate.

What is a Credit Score? Credit Scoring Ranges Explained


Image: Casper1774 Studio / Credit Scoring Explained. Credit bureaus gather information on you and use a formula to create your credit score , which can range from 300 to 850. Where you fit on that scale will have a significant effect on whether you can get the loan you want.

Rocket Mortgage performs first eNote close on Ginnie Mae mortgage

Housing Wire

In December, Rocket Mortgage became the first lender to use eNotes in closing a Ginnie Mae -backed loan as part of a pilot program. Now, it says the market is set to see widespread eClosings of Ginnie Mae loans by the end of this year.

A Meeting of the Minds

RIS Media

Family Culture, Business Rapport Lead to Howard Hanna | Rand Realty Partnership.

How to inform clients about scams that continue to victimize homebuyers

The American Genius for Real Estate

(HOMEOWNERSHIP) Real estate scams continue to victimize people, but Realtors are in a position to better protect homebuyers. Here are some tips. The post How to inform clients about scams that continue to victimize homebuyers appeared first on The American Genius Real Estate.