Toronto Realty Blog

FEBRUARY 20, 2025

Case in point: some of these guys had never heard of the “occupancy period” that exists in the world of new condominium development. In order to build a condominium in Ontario, the developer will pre-sell units, that don’t yet exist, and when a certain threshold is met (ie. Like what ? Absolutely not.

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Development Purchase and sale agreement Pre-approval MLS 81

Housing Wire

DECEMBER 6, 2022

Headquartered and founded by Trent Hedge and Marco Monteiro earlier this year, the firm’s unified stack offers a white-labeled interface that can pre-fill loan applications in addition to instantly verifying income, assets and pulling credit, according to its website. .

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Pre-approval Mortgages Banks Loans 367

Housing Wire

JUNE 22, 2023

This approach allows The Loan Store to offer same-day approvals and HELOC funding in as little as three business days after final approval. By partnering with an approved TLS wholesale partner, borrowers have the option to secure a line of credit with terms ranging from five to 30 years, along with 2- to 5-year draw terms.

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Loans Pre-approval Equity Lending 370

Housing Wire

JULY 16, 2021

To provide that competitive edge, Tomo claims to issue mortgage pre-approvals within hours – not days – and cut closing times to 21 days (the industry average is 47 days). Success in the purchase side of the mortgage industry heavily correlates with the ability to scale a product and develop a durable pipeline with real estate agents.

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Lending Pre-approval Mortgages Closing 450

Housing Wire

MAY 8, 2025

Examples of a breach of fiduciary duty, according to Perigon Legal , a Georgia-based law firm, include things like declining or accepting an offer without the clients advice, permission, or approval, or receiving a bonus or other payment related to the sale of a property without disclosing it to the client.

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MLS Pre-approval Brokerage Agents 248

Housing Wire

DECEMBER 13, 2024

While buyback volumes remain well below their 2022 peak, they are still elevated compared to pre- pandemic levels. The added cost pours salt in the wound for credit unions, banks, and independent mortgage bankers , who are already recording average pre-tax losses of $534 per loan origination.

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Pre-approval Investor Loans Technology 366

Housing Wire

DECEMBER 7, 2023

While the conservatorship has allowed for the mortgage market to be restored to its pre-crisis state and strengthened these two government-sponsored entities (GSEs), there are significant downsides to maintaining the status quo indefinitely.

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Pre-approval Mortgages Development Lending 545

Housing Wire

JUNE 3, 2024

For specific questions such as ‘What’s the difference between pre-approval and a prequalification?’, Founded in 2015, Roof AI developed its technology from scratch, creating proprietary algorithms to serve local real estate and mortgage professionals. Michel Moubarak, vice president of growth at Roof AI, told HousingWire.

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Technology Sales Pre-approval MLS 440

Housing Wire

NOVEMBER 30, 2021

To address these lender needs, Black Knight developed Borrower Digital – a point-of-sale solution that delivers a single, fully integrated and customer-facing mortgage loan application solution.

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Loans Pre-approval Loan Officer Mortgages 368

Housing Wire

MAY 15, 2025

The Basics ($319): 60-hour pre-license course and three study guides Exam Preparation ($419): The basic package plus the CompuCram exam prep package. Choose from the basic course only option or the more comprehensive packages, which include exam prep, professional development tools, and a pass guarantee. The Washington, D.C.

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Brokerage Pre-approval Development Agents 268

Housing Wire

MARCH 29, 2023

“Purchase applications remain over 30% behind last year’s pace, but recent increases, along with data from other sources showing an uptick in home sales, is a welcome development.” Census Bureau and the Department of Housing and Urban Development ( HUD ). But it’s not just mortgage demand that has fluctuated recently.

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Mortgages Pre-approval Banks Loan Officer 410

Housing Wire

JANUARY 18, 2023

In a letter to shareholders following its first quarter earnings, Opendoor said it is preparing to launch a fully digital financing product that can provide a pre-approval in less than 60 seconds with Lower as a “strategic partner.”. population. Lower originated $4.19 billion in production volume in 2022, down 46.9%

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Mortgages Pre-approval Lending Finance 384

Housing Wire

JUNE 9, 2025

Summarize trends in: Home prices, inventory, days on market Buyer/seller sentiment or behavior shifts Development activity or zoning changes Local job market, interest rates or migration trends Next, analyze any PDFs I upload — these may contain local housing reports, economic updates or MLS stats. Thinking about buying or selling?

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Branding Title Agents As-is 408

Housing Wire

JULY 12, 2024

State law requires you to complete a 40-hour course at an approved Massachusetts real estate school to begin the process. Complete a 40-hour prelicensing course Before you can sit for the Massachusetts real estate licensing exam, you must complete 40 hours of approved prelicensing education.

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Pre-approval Agents Staging As-is 414

Housing Wire

NOVEMBER 8, 2021

After completing countless Veterans Administration (VA) mortgage loan transactions over the years, Chris Pascoe, a Marine veteran turned RE/MAX agent, has developed something of a system. First, he has his clients lender call the listing agent. That never happens when a VA loan is involved. We do a lot of seminars,” Armstrong explained. “I

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VA loan Agents Pre-approval Debt-to-income ratio 397

Housing Wire

DECEMBER 29, 2023

Enroll + SAVE 30% Use Promo Code HW30 Colibri Real Estate Best online real estate school in California for career development Overall Rating: 4.5 Final Exam: The CE Shop offers online final exam proctoring nationally, but in California, the DRE administers the computer-based exam at exam centers throughout the state.

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Pre-approval Pre-qualification Agents Design 431

Housing Wire

APRIL 4, 2022

Multiple LOs told HousingWire that they’ve had to cut pre-approvals for FHA borrowers by about 15% in response to the rise in interest rates. Mark Westcott, a loan officer at CrossCountry Mortgage , said that borrowers who were pre-qualified at 3.5% 85%) back to the pre-crisis level of.5%,” 5%,” said Chappelle.

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FHA loan Debt-to-income ratio Pre-approval Loan Officer 370

Housing Wire

SEPTEMBER 17, 2024

Department of Housing and Urban Development (HUD) on Tuesday also will publish a new final rule in the Federal Register to expand accepted communication methods for counseling clients. The federal government is launching a campaign on Zillow to help provide housing counseling services to more Americans. The Department of U.S.

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Pre-approval Principal Design Development 421

Housing Wire

JANUARY 27, 2023

Under the revamped mode, business development officers build relationships with real estate agents to get leads and client advisors take incoming leads from borrowers.

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Lending Loans Pre-approval Loan Officer 397

Housing Wire

MAY 8, 2023

Originators can use the BIG Point of Sale system to monitor and adjust loan files from their mobile devices, including generating pre-approvals, and the web interface module allows the loan officer and consumer to electronically sign loan disclosures and closing documents from their mobile devices.

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Technology Sales Mortgages Pre-approval 374

Housing Wire

FEBRUARY 9, 2022

While the real estate industry has witnessed the introduction of a number of spectacular and innovative developments in recent years, we still (sometimes unfairly) get tagged as “old fashioned” or “conservative.” and get a pre-approval for a mortgage from the comfort of your own laptop.

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Industrial Purchase and sale agreement Pre-approval Banks 397

Housing Wire

JUNE 20, 2024

The fourth quarter of 2023 was the seventh straight quarter of net production loss for lenders , who hemorrhaged an average of $2,109 pre-tax dollars for each loan they originated. A few weeks later the Mortgage Bankers Association released its Quarterly Mortgage Bankers Performance Report , underscoring my point with some truly grim figures.

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Loan Officer Pre-approval Technology Lending 415

Housing Wire

JUNE 24, 2021

The new features not only answer what someone’s home is worth, it also presents estimates of how much equity the homeowners have, ideas and tips of what they can do with that equity, and how they can get pre-approved to tap into their equity.

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Pre-approval Equity Loan Officer Brokerage 375

Housing Wire

JANUARY 14, 2021

Consumers can also use Own Up to determine loan approval status and for how much, as well as the ability to compare lenders and pre-qualified loan offers, the company said.

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Pre-approval Loans Technology Branding 326

Housing Wire

DECEMBER 29, 2023

With so many approved, online options to choose from, we’ve pinpointed the best online real estate courses in New York using criteria that matter most to you: flexibility to fit your schedule, a price that fits your budget, and a course that’ll prepare you to ace the exam and start your new career with confidence and industry savvy.

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Pre-approval Agents Development Technology 421

Housing Wire

FEBRUARY 18, 2022

I’ve always been mechanically inclined and developed a love for cars at an early age, based on the four drag race cars my father owned. John Brenan: The Practical Applications of Real Estate Appraisal (PAREA), a recently-approved alternative path to satisfy the experience requirements to obtain an appraiser license.

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Pre-approval Technology Lending Industrial 384

Housing Wire

SEPTEMBER 27, 2021

That’s why a growing number of lenders are investing time and resources into developing and implementing robust social media compliance policies. Start by acknowledging your loan officers’ ability to impact prospects in a positive manner and help them develop content that is strategic and hooks potential leads.

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Loan Officer Loans Pre-approval Development 370

Housing Wire

AUGUST 7, 2020

The brokers were in agreement that recruiting talent and maintaining strong partnerships will be key to not only brand development, but a lasting foundation that will continue post-pandemic. “So So really, it’s a team effort, the reason we got to where we’re at is because of the team involved behind it.

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Mortgages Loan Officer Lending Pre-approval 370

Housing Wire

FEBRUARY 11, 2022

Just before a customer buys a container of pre-made Borscht, they see Naumovych’s business cards and flyers that lay neatly near the checkout area. The pastor of the Ukrainian church is currently looking to buy a house and I’m working on his pre approval.”.

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Loan Officer Marketing Pre-approval Mortgages 397

Housing Wire

JANUARY 4, 2024

On efficiency, let me start within the technology organization, because software development takes a lot of effort. Developing quality code is in everybody’s best interest, so one of the really exciting things with generative AI is a change in the paradigm for how software gets developed.

Technology 393

Technology Loan Officer Pre-approval Loans 393

Housing Wire

MARCH 26, 2025

Youll need to complete 60 hours of pre-licensing education to be eligible to sit for the real estate exam. This flexible learning format ensures that students complete their pre-licensing requirements with the confidence they need to sit for the state and national exams.

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Pre-approval Pre-qualification Agents Development 205

Housing Wire

APRIL 22, 2024

Starting from: $ 235 Visit OnlineEd Also Popular Kaplan Real Estate Education Best for career mentorship Pre-recorded video content led by experienced industry leaders. It allows students to stop and start courses as needed, develop and meet study goals, and track progress across your required coursework. out of 5 stars Rating: 4.5

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Pre-approval Pre-qualification Agents As-is 428

Housing Wire

DECEMBER 26, 2023

Your first step to get a Michigan real estate license online is to complete a 40 hours of Michigan real estate classes at a state-approved school. A LARA-approved education provider, NCI has decades of real estate continuing education experience and outstanding course material. out of 5 stars Rating: 4.5 out of 5 stars Rating: 4.5

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HR Pre-approval Design Brokerage 421

Housing Wire

DECEMBER 8, 2023

We’ve reviewed all the key information to determine the best Arizona real estate schools to help you get licensed quickly and efficiently with a state-approved, online program at an Arizona real estate school. Course Options See Details Pricing AceableAgent’s prelicensing classes are ADRE-approved 90-hour real estate courses.

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HR Purchase and sale agreement Pre-approval Staging 404

Housing Wire

JANUARY 29, 2024

You’ll need to complete a 120-hour approved course and sit the state licensing exam to become a real estate agent in Utah. Final Exam: In order to fulfill your approved 120 hours of Utah real estate exam prelicensing education, you must take and pass the course final exam. Ready to launch your real estate career in Utah?

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Pre-approval Agents As-is Industrial 413

Housing Wire

NOVEMBER 17, 2023

To get your license, you’ll need to complete 168 hours of prelicensing coursework at an accredited and approved school. AREI was the first state-approved real estate school in Colorado, and they have been successfully teaching real estate brokers for over 52 years. The top earners in the state earn $200,000 a year or more. [4]

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Pre-approval Staging Pre-qualification As-is 421

Housing Wire

NOVEMBER 13, 2023

In Florida, getting licensed as a real estate agent begins with the completion of an approved 63-hour Sales Associate prelicensing course. Final Exam: In order to earn your FREC Approved 63-Hour Real Estate Prelicensing Education Certificate, you need to take and pass a course final exam.

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Purchase and sale agreement MLS Pre-approval Agents 441