Housing Wire

OCTOBER 30, 2024

A California regulator has revoked the residential mortgage lending license of LoanSnap , the latest in a series of difficulties for the fintech lender. That policy, which is designed to protect consumers from lender fraud and financial risk, expired in early August.

Lending

Housing Wire

JULY 14, 2025

The simple answer: It’s time to get good at non-QM lending. Myth-busting non-QM While industry perceptions have shifted from skepticism and caution to acceptance and adoption of non-QM lending, it’s safe to say there are a few holdouts. I like to say we lend a million people that deserve it.

Investor

Housing Wire

JUNE 18, 2025

Class Valuation has launched a new appraisal review product designed to bring greater clarity and oversight to residential valuations. The new tool, Class Valuation Analysis (CVA), offers licensed appraiser-led reviews of existing appraisal reports by incorporating automated valuation model (AVM) technology. “In

Due diligence

Housing Wire

NOVEMBER 12, 2024

It also wants to widely deploy refreshed marketing strategies that are designed to both educate and appeal to older homeowners about the use of home equity in retirement. In 2025, it will begin rolling out new regional and local programs designed to “build our brand profile and drive business in strategic markets,” she said.

Mortgages

Housing Wire

NOVEMBER 20, 2024

However, homeowners have a unique advantage with home equity products—designed to let residents tap into their home’s equity for cash. Jonathan Scarpati: I started with Senior Lending Network out of New York. Innovative lending models are driving more accessibility and efficiency in home equity financing options.

Equity

Housing Wire

NOVEMBER 7, 2024

For homeowners with conventional loans backed by Fannie Mae and Freddie Mac , insurance at replacement cost is mandatory, but flood insurance is only required in designated flood zones. Others say homeowners insurance wasn’t designed around catastrophe risk — it was designed around idiosyncratic storms or trees falling on roofs.

Design

Housing Wire

FEBRUARY 27, 2025

How can today’s mortgage lending market be summed up in one word? Acra Lending has done precisely that. Acra Lending is a proven leader in the space, and it has adapted and thrived despite market shifts. higher interest rates and elevated home prices create openings for non-QM lending. billion to $3.47

Lending

Housing Wire

MAY 19, 2025

Non-QM (Non-Qualified Mortgage) lending has become essential to todays mortgage landscape, providing solutions for creditworthy borrowers who fall outside traditional lending criteria. HW: Are your best practices something you designed from the ground up?

Lending

Housing Wire

MARCH 31, 2025

It’s technology designed to feel human.” ” Meanwhile, Donna serves brokers through Dominion’s wholesale lending channel, which launched in June 2024. The company said the tool will help brokers reduce the amount of time spent on understanding lending criteria.

Investor

Housing Wire

MAY 15, 2025

MORE’s model offers a short-term bridge loan typically around three years in length that’s designed to give buyers time to refinance or secure permanent financing. Leahy emphasized that his company’s approach helps individuals who dont fit the traditional lending mold. Credit score isnt everything, he said.

Finance

Housing Wire

JANUARY 8, 2025

GridBase is a proven leader in title and lending technology, offering a seamless, coding-free solution that simplifies migration while enhancing operational workflows. End-to-end workflow optimization : With support for both servicing and loan origination workflows, GridBase enhances efficiency across the lending ecosystem.

Technology

Housing Wire

JUNE 27, 2025

She brings a background in luxury real estate branding and interior design marketing, having worked closely with celebrity design firms prior to her transition into real estate. Leaders said her experience will lend itself will to the architectural and design-driven properties that define much of L.A.’s

Agents

Housing Wire

MARCH 21, 2025

Jones, a Colorado-based LO for Lower -backed Universal Lending Home Loans. Role of AI in mortgage lending The mortgage industry is also growing increasingly reliant on artificial intelligence (AI). But AI-driven lending tools have raised concerns about bias. It recommended human oversight to mitigate bias.

Debt-to-income ratio

Housing Wire

DECEMBER 27, 2024

Peter Sciandra, who serves as EVP of reverse lending secondary marketing at Fairway Independent Mortgage Corp. Robinson added that one of the ways that NAF is aiming to address the messaging challenge is by spreading it across multiple platforms and divisions, including the retail lending and distributed field sales divisions at her company.

Industrial

Housing Wire

JUNE 30, 2025

By developing in-house AI tools designed to complement rather than replace human expertise, the company is enhancing the mortgage experience for both borrowers and loan officers. Unlike most off-the-shelf tools bolted onto legacy systems, these platforms were designed to work together from day one.

Loan Officer

Housing Wire

JULY 24, 2025

Steve Majerus , CEO of Synergy One Lending, said: “If our loan officers had the ability to match pricing, that would be reasonable and appropriate. Greg Sher , NFM Lending, added: “LOs get discouraged and leave the business because they can’t compete like every other line of work. Competition is good for everyone.” What happens next?

Loan Officer

Housing Wire

FEBRUARY 20, 2025

Chase Home Lending recently announced a limited-time, nationwide interest rate discount that is designed to help homeowners save on their monthly mortgage payments.The offer is in effect through March 7. This offer extends to anyone with an existing mortgage at any lending institution looking to benefit from refinancing, she said.

Lending

Housing Wire

JULY 22, 2025

RTLs are short-term loans designed for real estate investors who aim to fix and flip or construct residential properties. Rithm Capital Advisors LL C will manage the funds, while Genesis Capital LLC —Rithm’s subsidiary focused on RTL lending—will service the loans.

Residential

Housing Wire

JUNE 13, 2025

Here’s what happened this week: UWM’s Jason Bressler challenges the fear-driven narrative around AI in mortgage lending At HousingWire’s The Gathering, United Wholesale Mortgage Chief Technology Offficer Jason Bressler challenged fears about AI in lending, calling it a tool for empowerment — not replacement. million in seed funding.

Industrial

Housing Wire

DECEMBER 18, 2024

Citis previous use of the URL was to redirect to learning center content within the home lending pages on the Citi domain, according to Head of Mortgage Marketing at Citi, Chip Burgard. Citi led creative testing throughout the year-long site design and build, and will conduct testing throughout 2025.

Marketing

Housing Wire

MAY 21, 2025

From clean-air systems and biophilic design to walkable communities and on-site organic gardens, emotional, physical, and environmental well-being are becoming central to the home search. ” – Cerita Battles, Head of Community & Affordable Lending at Chase Home Lending.

Industrial

Housing Wire

MAY 28, 2025

In 2010, Parks became the trustee for a living trust designed to pay the victims expenses stemming from the accident, from which the victims account contained the $1.66 This ensures that everyone within the customers sphere of influence is in full understanding of the lending process and agreement.

Mortgages

Housing Wire

JANUARY 17, 2025

Florida-based non-QM lender A&D Mortgage announced Friday that it has acquired the wholesale and nondelegated correspondent lending businesses of Mr. Cooper Group. A&D offers brokers more than 20 lending programs across the agency, government, jumbo and non-QM spectrum.

Mortgages

Housing Wire

JUNE 9, 2025

Gradient is an affiliate of Saluda Grade, an alternative investment firm that specializes in asset-based lending. In a news release, Gradient said it’s “committed to providing fast, flexible, and reliable lending solutions that help clients scale with confidence” across a variety of property types. ”

Mortgages

Housing Wire

NOVEMBER 7, 2024

Guild’s current reverse lending division, built off its 2023 acquisition of Cherry Creek Mortgage , has expanded its reverse mortgage activities this year. When asked during the earnings call about what the company sees in the home equity lending space, Schmidt said that the opportunities in reverse stand out. “We

Mortgages

Housing Wire

DECEMBER 9, 2024

The reverse mortgage division of Rate formerly known as Guaranteed Rate recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rates reverse lending division as the company heads into 2025. That role is an active one, Allen said. Naturally, this includes reverse mortgages, he explained.

Mortgages

Housing Wire

JUNE 12, 2025

has launched a new set of loan products designed to serve borrowers who fall outside traditional lending requirements. Our Open Road series recognizes that the path to homeownership has evolved, and our lending solutions need to as well.” Nonqualified mortgage ( non-QM ) lender Logan Finance Corp.

Finance

Housing Wire

AUGUST 7, 2025

Sold Intel is designed to complement HousingWire Data’s existing Listings Intel and Pending Intel products. Mortgage lenders using Sold Intel to analyze market context, transaction patterns, and agent relationships to inform lending strategies. Data is updated weekly and covers virtually all ZIP codes in the United States.

Marketing

Housing Wire

APRIL 15, 2025

“I’ve always believed AI could be the great equalizer in mortgage lending,” said Ellis. Kevin Peranio , chief lending officer at Paramount Residential Mortgage Group (PRMG) , touted Friday Harbor’s speed and efficiency. Ellis was previously head of U.S.

Mortgages

Housing Wire

AUGUST 4, 2025

The goal is to create platforms that can adapt to diverse lending scenarios — from residential mortgages to specialized loan products like HELOCs and construction loans — all while maintaining a consistent, intuitive user experience. Tech that adapts, not adds work The technological foundation supporting this vision is equally critical.

Mortgages

Housing Wire

FEBRUARY 6, 2025

Deephaven Mortgage a pioneer in non-QM lending offers loan products to serve borrowers who might not otherwise qualify for a traditional loan. Also, DSCR five- to nine-unit loans are designed for larger multi-family homes. Bank Statement loans are designed for self-employed borrowers. These loans go up to $2.5

Loans

Housing Wire

MARCH 4, 2025

Xactus has become the first technology partner to introduce the FICO Score Mortgage Simulator, a new tool designed to help lenders and borrowers understand how credit decisions impact mortgage eligibility. The simulator, developed by FICO , is the only mortgage industry tool that uses FICO scores and FICO score algorithms.

Mortgages

Housing Wire

FEBRUARY 12, 2025

The expansion adds 10- and 30-year fixed-term options to the companys existing 20-year fixed-rate home equity loan, which the company has designed as complements to its first-lien and second-lien home equity lines of credit ( HELOCs ). homeowners with access to their tappable home equity.

Equity

Housing Wire

JUNE 24, 2025

The tool is designed to automate aspects of co-marketing efforts, including compliance and brand consistency. Volly added that the system is scalable and supports the retail and wholesale lending channels, as well as mortgage brokers.

Loan Officer

Housing Wire

AUGUST 7, 2025

Chase Home Lending is rolling out a nationwide mortgage rate sale for homebuyers, offering temporary discounts on purchase applications starting Thursday, the bank announced. The promotion, which runs through Aug. 18, marks the first time in recent years that Chase has offered a nationwide mortgage rate discount, according to the company.

Lending

Housing Wire

OCTOBER 27, 2024

The human touch remains critical in mortgage lending. Human-centric design Solutions need to be designed with the end-user in mind, enhancing rather than replacing human work. Human Expertise : Automated systems can’t replicate seasoned professionals’ nuanced decision-making and relationship-building skills.

Technology

Housing Wire

MARCH 14, 2025

DOGE Service that are ostensibly designed to limit or dismantle the Consumer Financial Protection Bureau (CFPB), its former director appeared Friday morning on CNBC to discuss the upheaval while warning consumers about the risks of a diminished bureau. Scrutiny by the CFPB scrutiny gave these companies serious concerns, Chopra said.

Banks