Housing Wire

MAY 24, 2024

Choose a reputable lender who has experience working with clients who carry student loan debt, as they’ll be able to help structure the best financing options to suit your specific needs. Other government-backed loan programs include FHA loans which typically require only a 3.5%

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Housing Wire

NOVEMBER 29, 2022

They’ll adopt the 2023 FHFA rates effective Tuesday, even though the official loan limits won’t take effect until January 1. The Federal Housing Finance Agency (FHFA), the regulator of Fannie Mae and Freddie Mac, announced that the baseline conforming loan limit in 2023 will increase by 12.21%, or $79,000, compared to 2022 , to $726,200.

Loans 283

Loans VA loan Lending Mortgages 283

Housing Wire

AUGUST 7, 2023

Without a strong secondary mortgage market supported by the federal government, lenders would be able to fund far fewer loans, and would likely flock to the most affluent areas in the country, leaving less-affluent markets with fewer options to finance a home. This practice disproportionately affects minority first-time homebuyers.

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Rochester Real Estate

NOVEMBER 5, 2015

Top Mortgage Blogs From 2017 Best Mortgage & Home Financing Blogs From 2017 We’re back! Below you’re going to find some incredible recaps of home financing and mortgage blogs that have been published during 2017. This week we’re highlighting the best mortgage blogs from this year! Happy house hunting!

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Housing Wire

JANUARY 26, 2024

Department of Veteran Affairs (VA) loans. Our current mortgage finance system does not allow commissions to be plopped on top,” Lamacchia said. Your system of getting competitors together to found and enforce rules that are designed to stabilize prices is wrong,” he said. “It It is against the law.

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Redfin

FEBRUARY 18, 2025

Paying more interest overall: Over the life of the loan, you’ll end up paying more interest because you’re borrowing a larger amount. USDA loans USDA loans , formally known as USDA Rural Housing Loans, are mortgage loans offered by the U.S. You can finance up to 100% of the appraised value of the home.

Closing costs 52

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Housing Wire

APRIL 5, 2023

We’ve seen a 16 to 18% increase in Native Americans utilizing the loan guaranty program (…) so [we’re] continuing to build that model out,” Bell said. I caution you that as you go down this road of automation, you have to also look at what the end user experience is, what human-centered design is telling you,” Bell said.

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Marco Santarelli

MARCH 4, 2025

VA Loans: For eligible veterans, VA loans offer great benefits, including no down payment and often lower interest rates. FHA Loans: FHA loans are insured by the Federal Housing Administration and are designed for borrowers with lower credit scores or smaller down payments. ARMs can be risky.

Mortgages 119

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Marco Santarelli

DECEMBER 28, 2024

VA Loans VA loans provide flexible financing solutions, particularly for veterans and active service members. Work with Norada in 2025, Your Trusted Source for Turnkey Investment Properties Discover high-quality, ready-to-rent properties designed to deliver consistent returns.

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Housing Wire

AUGUST 2, 2024

“This strategic positioning is designed to ensure our clients not only benefit from potential rate decreases but are also well-informed and prepared to act quickly to optimize their mortgage terms. ”

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Realty Biz

SEPTEMBER 30, 2023

By comparing loan options, understanding loan terms and interest rates, and exploring resources for mortgage comparison, you can find the right mortgage lender for your financial situation. Let's delve deeper into these topics to guide you towards an affordable home financing solution. Can you buy a house with bad credit?

Finance 96

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Marco Santarelli

DECEMBER 31, 2024

30-Year VA 6.08% -0.04 15-Year VA 5.63% -0.07 5/1 VA 6.27% -0.03 30-Year VA 6.11% -0.03 15-Year VA 5.99% -0.01 5/1 VA 6.50% -0.04 If housing inventory is low and demand remains high, price increases can occur, affecting affordability and driving buyers toward financing options. 5/1 ARM 6.71% -0.05

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Marco Santarelli

DECEMBER 24, 2024

Understanding how today's mortgage rates rise or fall can help you make better financial decisions regarding your home financing options. FHA and VA Loans : The 30-Year FHA rate stands at 5.58% and VA loans at 6.10% , making these government-backed loans attractive options for certain borrowers, often with lower down payments required.

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Lab Coat Agents

MAY 21, 2024

In today’s rapidly evolving real estate market, assumable mortgages have emerged as a game-changer for homebuyers seeking to save money and secure favorable financing terms. Qualification Process: While buyers still need to qualify for an assumable mortgage, the process may be more streamlined compared to applying for a new loan.

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Marco Santarelli

JANUARY 25, 2025

VA Loan Advantages: If youre a veteran or on active duty, you should definitely pay attention to this. VA loans are government-backed and tend to have some seriously attractive rates. The 15-year VA refinance rate, at 5.89% , is particularly eye-catching, it is about 0.2% lower than conventional 15-year loans!

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Marco Santarelli

MARCH 27, 2025

VA Loans: Guaranteed by the Department of Veterans Affairs, these loans are available to eligible veterans, active-duty military personnel, and surviving spouses. USDA Loans: These loans are offered by the U.S. Department of Agriculture and are designed to help people buy homes in rural areas.

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Rent, Buy & Sell

FEBRUARY 7, 2021

In this article, we review 3 alternative financing options for the home buyer that has bad credit. As such, if your credit score is below 500 you should probably work on rebuilding your credit score first, because even with alternative lending options this score may be too low to finance a home. There are some drawback to VA loans.

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The Close

MAY 20, 2025

An investment property loan is any type of financing you use to buy or refinance a property that generates income, like a rental property (single-family home or a multifamily property) or a commercial property. One of its most unique features is that they base loan terms off of your credit score and business history.

Loans 52

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Marco Santarelli

DECEMBER 22, 2024

Understanding these rates and how they can impact your financial decisions is crucial as you navigate your home financing options. However, a positive consideration is ensuring the additional debt taken on does not outweigh the benefits derived from the equity financing. Not exactly. How much does a mortgage refinance cost?

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Point2Homes

AUGUST 26, 2021

Unconventional Loans. Most unconventional loans are backed by a government entity. They are designed to help segments of the population that might otherwise find it hard to qualify for a conventional loan. Here are the most common types of unconventional mortgage loans. USDA Loans. Backed by the U.S.

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Loans Mortgages Fixed-rate mortgage FHA loan 103

Norada Real Estate

JUNE 7, 2025

Government Loans Government-backed loans usually present favorable terms for first-time homebuyers or those with lower credit scores. FHA and VA loans are prominent in this category. FHA loans, with their lower down payment requirements, can be particularly attractive to those entering the housing market.

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Marco Santarelli

DECEMBER 21, 2024

FHA and VA Loans For low-income or first-time homebuyers, FHA loans provide essential options. These loans are insured by the Federal Housing Administration and require lower credit scores and down payments. These loans are insured by the Federal Housing Administration and require lower credit scores and down payments.

Mortgages 52

Mortgages VA loan Loans FHA loan 52

Marco Santarelli

DECEMBER 22, 2024

Work with Norada, Your Trusted Source for Turnkey Investment Properties Discover high-quality, ready-to-rent properties designed to deliver consistent returns. As rates continue to fluctuate and economic conditions evolve, staying informed will be key to making strategic choices regarding home buying and refinancing.

Mortgages 52

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HomeLight

SEPTEMBER 21, 2020

Complicating matters is that your spouse didn’t return from a deployment in time to help with packing, clean up, or crunching the finances. Special designations, like military-relocation specialist. In that sense, an agent with a special designation like Military Relocation Professional (MRP) can grant peace of mind.

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Marco Santarelli

MAY 14, 2025

Today's Mortgage Rates – May 14, 2025: Rates Jump by 8 Basis Points After Inflation Data Key Takeaways Current Average Rates : 30-Year Fixed Mortgage : 6.84% ( 8 basis points) 15-Year Fixed Mortgage : 6.06% ( 1 basis point) Texas VA Loan : 5.78% (15-Year Fixed) Refinance Rates : Generally higher than new mortgage rates.

Mortgages 52

Mortgages VA loan FHA loan Fixed-rate mortgage 52

Marco Santarelli

FEBRUARY 16, 2025

Understanding VA and FHA Loans For first-time homebuyers or those with limited funds for a down payment, VA (Veterans Affairs) and FHA (Federal Housing Administration) loans are two excellent options to consider. VA Loans : These loans are backed by the U.S.

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The Close

NOVEMBER 25, 2022

This is a niche with recession-proof buyers, zero percent financing, and hot leads that need to close quickly. Easy financing through VA loans. Easy financing through Department of Veterans Affairs loans is another reason. Zero interest loans are an even bigger deal in our current lending environment!

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RIS Media

MARCH 31, 2022

Despite the success of the VA loan program, veterans still face hurdles when purchasing a home. Many of the components designed to protect beneficiaries are also keeping them on the sidelines in the current housing market. No private mortgage insurance (PMI) requirement. A lifetime benefit that can be used multiple times.

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Lab Coat Agents

NOVEMBER 20, 2024

Among the various financing options available, an assumable mortgage offers a unique solution that could lead to substantial savings. This type of mortgage allows you to take over the existing loan of the seller, often with favorable terms. This allows you to bypass many of the challenges that come with securing traditional financing.

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Marco Santarelli

MAY 10, 2025

FHA and VA Loans : These loans cater to specific groupsFHA loans are backed by Federal Housing Administration and are often popular among first-time homebuyers due to lower down payment requirements. VA loans are designed for veterans and active-duty military with competitive rates and no down payment requirements.

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AAOA

JUNE 9, 2025

Cons of Buying a Duplex: Managing a duplex comes with added responsibilities, such as handling tenant disputes, increased maintenance costs, and financing complexities that may differ from single-family homes. In turn, this can affect your loan terms, interest rates, and upfront costs. You can make it more compact.

Property Management 40

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Marco Santarelli

MAY 27, 2024

There are some requirements that both the buyer and seller need to meet, but these are generally less stringent than with conventional loans. VA Loans: These are government-backed mortgages guaranteed by the Department of Veterans Affairs. VA loans are also assumable, with similar requirements to FHA loans.

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Debt-to-income ratio Mortgages FHA loan VA loan 96

Marco Santarelli

MARCH 11, 2025

Veterans Affairs (VA) Loans : For eligible veterans, active-duty service members, and some members of the National Guard and Reserves, VA loans offer favorable terms, such as no down payment and lower interest rates, making homeownership more accessible to those who have served in the military.

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Fixed-rate mortgage Mortgages VA loan FHA loan 52

Redfin

JANUARY 28, 2025

For example: If the home sells for $400,000 but the mortgage balance is $300,000, the buyer must cover the $100,000 differenceeither in cash or through additional financing. Assumption fee: Lenders typically charge an administrative fee to process the loan transfer, usually ranging from 0.05% to 1% of the remaining loan balance.

Loans 31

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HomeLight

OCTOBER 15, 2020

The different types of conventional loans. There are two main types of conventional loans: conforming and non-conforming. Conforming loans. Conforming loans are mortgages that conform to financing standards set by the federal government, and can therefore be purchased by Fannie Mae and Freddie Mac.

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Loans Debt-to-income ratio FHA loan VA loan 98

Realty Biz

AUGUST 21, 2022

As you might imagine, when you are talking about square footage this small it is harder to be as imaginative with home designs. While the cost will depend largely on the design and amenities, you can expect the price to be lower. A modular design that is small in size can cost around seventy five to eighty thousand dollars.

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Realty Biz

MAY 28, 2022

Keep in mind that there are two different types of conventional loans available. Conforming loans are the best of the two because they follow the rules and regulations set by the Federal Housing Finance Agency (FHFA). Non-conforming loans do not follow the FHFA stipulations and regulations.

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