Housing Wire

JUNE 20, 2024

The fourth quarter of 2023 was the seventh straight quarter of net production loss for lenders , who hemorrhaged an average of $2,109 pre-tax dollars for each loan they originated. The latest figures , out this week, show some improvement—but lenders were still in the red, this time for the eighth consecutive quarter.

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Loan Officer Pre-approval Technology Lending 415

Realty Biz

AUGUST 20, 2023

Mortgage pre-approval is an essential step when buying a house. During pre-approval, lenders carefully evaluate your financial information, including income, assets, credit history, and other relevant details. How long it takes for lenders to give mortgage pre-approval can vary from a day to a week.

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Housing Wire

DECEMBER 20, 2021

The four-bed property was perfect for the pre-Covid reality, but it is challenging to afford right now. Wilen’s case illustrates how some Americans have a lot to lose if policies designed to help mortgage borrowers don’t break right. A component of the American Rescue Plan Act, it was approved by Congress in March.

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Pre-approval Loans Mortgages Principal 394

Marco Santarelli

JANUARY 15, 2025

It seems the charm of its waterfront parks, and the presence of Brown University and the Rhode Island School of Design, are a huge draw. With homes flying off the market in an average of just 7 days , potential buyers need to have their financing squared away ahead of time. 12 days is all that it takes for homes here to get sold.

Marketing 98

Marketing Pre-approval Sales New Construction 98

Housing Wire

NOVEMBER 30, 2023

A state-approved real estate school in Illinois, the CE Shop is constantly updating its course material to stay on top of industry changes. Participants choose from designated class dates. Visit Website Overview According to Net Real Estate School, it offers the lowest priced state-approved education in Illinois. Self-paced.

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Housing Wire

DECEMBER 29, 2023

With so many approved, online options to choose from, we’ve pinpointed the best online real estate courses in New York using criteria that matter most to you: flexibility to fit your schedule, a price that fits your budget, and a course that’ll prepare you to ace the exam and start your new career with confidence and industry savvy.

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Housing Wire

DECEMBER 5, 2024

In addition to finding agents online, Zillows report indicates that 65% of pre-approved buyers used real estate websites or apps to explore financing options. Its a social media marketing platform designed specifically for real estate agents. So, whats driving this shift?

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Agents Land Design Technology 369

Housing Wire

JUNE 5, 2025

Before you’re allowed to help people finance their dream homes, you must get the proper education to obtain your MLO license. Their course content is designed to help you meet both federal and state licensing requirements while staying engaged with the course content. It’s important to consider your own learning preferences.

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Loans Mortgages Loan Officer Pre-approval 288

Rochester Real Estate

NOVEMBER 5, 2015

Top Mortgage Blogs From 2017 Best Mortgage & Home Financing Blogs From 2017 We’re back! Below you’re going to find some incredible recaps of home financing and mortgage blogs that have been published during 2017. Have you tried calling a bank on a Saturday night to get a pre-approval letter?

Finance 52

Finance Mortgages VA loan Pre-approval 52

Housing Wire

DECEMBER 7, 2023

After completing an approved course of study, you’ll be able to sit the state real estate exam. Colibri Real Estate is a state-approved real estate education provider with over 132 instructors experienced in Massachusetts real estate sales and teaching best practices.

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Housing Wire

FEBRUARY 8, 2022

Bill Bymel, managing director at Spurs Capital , an investment manager specializing in distressed mortgages, said that about 15% of the overall portfolio during the pandemic contained non-communicative borrowers, up 50% compared to the same pool of borrowers pre-COVID. Still, monthly foreclosures were half the pre-pandemic levels. “We

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Loans Pre-approval Mortgages Principal 370

Keller Williams

MAY 27, 2025

In partnership with Kaplan Real Estate Education, Keller Williams real estate training and scholarship program provides students with a state-approved, 100% digital pre-licensing curriculum, as well as the real-world know-how to launch a successful real estate career. Courses are self-paced, so you can work on your schedule.

Pre-approval 52

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Housing Wire

NOVEMBER 13, 2023

In Florida, getting licensed as a real estate agent begins with the completion of an approved 63-hour Sales Associate prelicensing course. Final Exam: In order to earn your FREC Approved 63-Hour Real Estate Prelicensing Education Certificate, you need to take and pass a course final exam. Course E-Book.

Purchase and sale agreement 441

Purchase and sale agreement MLS Pre-approval Agents 441

Marco Santarelli

MARCH 27, 2025

Here's a quick overview: Credit Score Range Rating Impact on Mortgage Rates 700+ Excellent Lowest Rates 680-699 Good Competitive Rates 620-679 Fair Higher Rates Below 620 Poor/Risky Highest Rates, Difficulty Getting Approved It's worth noting that different types of loans have different minimum credit score requirements.

Mortgages 113

Mortgages FHA loan Purchase and sale agreement Pre-approval 113

Marco Santarelli

MAY 24, 2025

The report notes that consumer concerns about finances are putting a damper on things. A pre-approval for a mortgage is a must. Get pre-approved: Know exactly what you can afford before you start looking. Mortgage Rates: While rates dipped briefly, they've remained relatively high. Take your time.

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Marketing Pre-approval Due diligence Investor 109

The Close

NOVEMBER 12, 2024

This article breaks down seven steps to help you learn how to buy land—covering everything from the pros and cons to financing and closing the sale. Carrying costs: Land has costs without revenue, like property taxes and debt service if financed. Let’s get into it! There are many zoning categories, depending on your area.

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Land Investor Finance Development 98

BAM Media

MAY 19, 2025

Thats exactly what Krys and Mosaik CEO Sheila Reddy are bringing to the table in an upcoming live webinar, designed to help you shift how buyers see you, what they expect from the process, and why they wont want to work with anyone else. Want to learn the exact presentation his team uses to turn prospects into clients (and clients into fans)?

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Realty Biz

SEPTEMBER 30, 2023

Let's delve deeper into these topics to guide you towards an affordable home financing solution. They can help you navigate the mortgage process and identify suitable options based on your financial situation and provide you with a pre-approval. For example, you can get approved for an FHA loan with very low credit scores.

Finance 96

Finance Debt-to-income ratio FHA loan Mortgages 96

Marco Santarelli

MARCH 22, 2025

Here's my advice for buyers: Get Pre-Approved: Knowing how much you can afford is crucial. This is why it's crucial to focus on solutions that address affordability, such as increasing housing supply and exploring alternative financing options. While prices might not skyrocket, they're expected to continue their upward trend.

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Sales Marketing Pre-approval Mortgages 105

Marco Santarelli

FEBRUARY 28, 2025

Here's my take on how this might impact buyers and sellers in San Diego: For Buyers: Be Prepared: Get pre-approved for a mortgage, have your finances in order, and be ready to make a competitive offer. Discover high-quality, ready-to-rent properties designed to deliver consistent returns.

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Marketing Pre-approval Land Staging 92

Marco Santarelli

MARCH 20, 2025

As per reports, the East Coast markets have not yet recovered to pre-pandemic levels, which keeps the market pace snappy. Here are a few key factors: Job Opportunities: Major cities on both coasts are home to booming tech and finance industries, attracting high-earning professionals. What's driving this trend?

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Pre-approval New Construction Marketing Industrial 52

HomeLight

FEBRUARY 12, 2021

As a seller, you’re usually not taking on additional risk by accepting an offer from a buyer pre-approved for an FHA loan than you would with a buyer pre-approved for a conventional loan. An official FHA loan appraiser must conduct the appraisal, following HUD’s designated guidelines. of all mortgage originations.

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FHA loan Loans Pre-approval Pre-qualification 111

Redfin

MARCH 4, 2025

Step 1: Get pre-approved If you’re buying with a loan, include a pre-approval letter with your offer. A mortgage pre-approval can also reassure the letter that your financing is likely to be approved during closing. Do some homework up front.

Pre-approval 31

Pre-approval Inspection contingency Agents Inspection 31

Marco Santarelli

MARCH 22, 2025

Heres my advice: Get your finances in order: Understand your budget, get pre-approved for a mortgage, and know what you can realistically afford. Discover high-quality, ready-to-rent properties designed to deliver consistent returns. Don't let this chance slip by!

Marketing 92

Marketing Due diligence Pre-approval Inspection 92

Realtor.com

JULY 9, 2021

The couple lived in a third-floor apartment with their two children in a pre-war building they loved on Manhattan’s Upper West Side. We kept it in the pre-war style of the building, so we maintained its spirit, but everything is modern and new.”. That’s what Praneet Gill, chief strategy officer at a tech startup, and her husband did.

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Pre-approval Renovation Finance Construction 94

Toronto Realty Blog

FEBRUARY 27, 2023

Thank you for taking us back to that place that we all thought we had left for good: pre-construction. about the pre-construction condo industry just as soon as this blog was launched back in 2007. Pre-construction “experts.” Blog reader Densha asked about pre-construction condo delays and it’s a good topic.

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Construction Pre-approval Purchase and sale agreement Development 97

HomeLight

JULY 30, 2024

Reverse mortgages are designed to help retirees with limited income use the accumulated wealth in their homes to cover basic living expenses and healthcare costs. Apply for the loan: Work with an FHA-approved lender to complete your reverse mortgage application and obtain pre-approval. How does a reverse mortgage work?

Mortgages 115

Mortgages Pre-approval Equity Loans 115

Lab Coat Agents

NOVEMBER 20, 2024

Among the various financing options available, an assumable mortgage offers a unique solution that could lead to substantial savings. This allows you to bypass many of the challenges that come with securing traditional financing. However, the lender’s approval is still needed for the assumption process.

Purchase and sale agreement 98

Purchase and sale agreement Mortgages Pre-approval VA loan 98

HomeLight

JULY 25, 2022

In fact, to help pre-empt the possibility of a delayed or canceled closing due to repair negotiations, some sellers even commission their own appraisal or inspection reports. Before properties can be financed, their value and condition are typically examined by an independent appraiser contracted by the buyer’s mortgage company.

Inspection 111

Inspection Pre-approval Loans Finance 111

Realty Biz

APRIL 11, 2021

As part of this, you should look into your financing options. With that in mind, many market experts recommend seeking loan pre-approval before beginning your property search. Property listings are also designed to sell the property, meaning they will largely focus on the best points.

Pre-approval 110

Pre-approval Inspection Sales Loans 110

Marco Santarelli

APRIL 29, 2025

These are often teaser rates designed to grab your attention. Get Pre-Approved: Getting pre-approved for a mortgage will give you a better idea of how much you can borrow and will make you a more attractive buyer. Be careful! Understand the Fees: Don't just focus on the interest rate.

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Mortgages Pre-approval Loans Banks 52

Toronto Realty Blog

MARCH 1, 2023

These are in no particular order, other than what I think of when I really question why a condominium project might be canceled in Toronto… – 1) Zoning and approval. Remember, developers can start pre-sales before they have a final design or approval, and of course, they can always change the design.

Construction 97

Construction Bankruptcy Pre-approval Purchase and sale agreement 97

HomeLight

AUGUST 31, 2021

If so, then the 203k loan may offer a way to finance your plans, but first, you’ll need to know both what this loan is and how to get a 203k loan. . The Section 203(k) Loan Program is a Federal Housing Administration (FHA) program that lets you finance both the purchase price of a home and the cost of repairs to the home with a single loan.

Loans 104

Loans FHA loan Pre-approval Finance 104

HomeLight

MAY 2, 2025

Whether you’re considering a cash sale or looking to team up with a top-performing local agent, this guide breaks down smart strategies designed for the Aiken market. Financial difficulties: Unforeseen expenses are threatening your finances a quick home sale could provide the financial relief you need.

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Pre-approval Inspection Sales Closing 52

Marco Santarelli

APRIL 24, 2025

These are often teaser rates designed to lure you in. Get Pre-Approved: Getting pre-approved for a mortgage gives you a clear idea of how much you can borrow and strengthens your negotiating power. Save for a Larger Down Payment: If possible, aim for a down payment of 20% or more.

Mortgages 52

Mortgages Debt-to-income ratio Pre-approval Loans 52

RIS Media

SEPTEMBER 2, 2020

The National Association of REALTORS®’ (NAR) At Home With Diversity® (AHWD) certification, which is designed to help real estate professionals work successfully with and within a rapidly changing multicultural environment, is a great place to begin. But the third time, as they say, was the charm.

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Industrial Pre-approval Development Equity 111

Realtor.com

JANUARY 27, 2022

Jackson: When you’re dealing with this design lady right over here, who changes her mind 500 times, that becomes something of a hurdle. Sherrod: When we’re working with our clients, yes, we’ve both got design opinions. Egypt, your designs are always beautiful. Go all the way through underwriting and get a conditional approval.

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