McKissock

AUGUST 24, 2022

There is probably some app or bit of technology that can resolve it all together—or at least make it easier to manage. When you are a busy agent who is strapped for time and maybe feeling a little overwhelmed, technology can simplify your life and help you be more productive. Imagine a problem you have in life.

Technology 58

Technology Agents Closing costs Title 58

Housing Wire

AUGUST 1, 2021

Black Knight is committed to helping all stakeholders involved in a real estate transaction move closer to a secure, paperless closing environment, while shortening the closing timeline to effectively reduce closing costs. The technology is easy to learn, cost-effective, and is fast to implement,” said Gagliano.

Closing 370

Closing Loans Closing costs Technology 370

Housing Wire

AUGUST 17, 2022

Seller concessions, which are closing costs the seller agrees to pay, are deposited as the lump sum into the buydown account. Staying nimble in a fast-paced market with the right mortgage technology. Advanced product, pricing and eligibility technology creates efficiencies and helps lenders compete in a fast-paced market.

Seller concession 410

Seller concession Mortgages Fixed-rate mortgage Loans 410

Housing Wire

NOVEMBER 30, 2022

The promises of technology have largely been lost in the mortgage industry and little has been done to reduce costs for homebuyers.”. Last summer, Voxtur bought mortgage servicing rights trading platform Blue Water Financial Technologies.

Industrial 370

Industrial Title Lending Technology 370

Housing Wire

MAY 14, 2024

We first used the word “junk fees” two years ago in a letter to the CFPB to characterize the click fees that ICE Technology Partners routinely charges our lender members (and ultimately the borrower) – just to access the data from the same vendors our lenders retain! While some criticized this announcement, CHLA applauded it.

FHA loan 288

FHA loan Loans Title Mortgages 288

Housing Wire

MAY 12, 2022

Technology has been the focal point of that evolution more out of necessity than some consensus that homebuyers don’t want to interact with their lenders at all. Customer-facing technologies, particularly loan origination and decisioning software, are now standard in mortgage lending’s tech stack. We’re not cavepeople.

Lending 370

Lending Marketing Pre-qualification Pre-approval 370

McKissock

NOVEMBER 2, 2020

Technology is supposed to make everything easier, and yet it is often the source of so many problems. While you can’t do your job without relying on real estate technology to some degree, you do have to be extra careful when you use it. Here are six ways technology can hurt—or even ruin—your real estate business.

Technology 81

Technology Closing costs Principal Agents 81

Housing Wire

MAY 23, 2022

Technology equals efficiency. A lot of lenders haven’t spent much money on technology for home equity processes. They’re still using legacy in-house technology for their loan origination system and their processes simply aren’t efficient. That way, they can control their own closing timeline.

Equity 384

Equity Title Technology Loans 384

Housing Wire

FEBRUARY 5, 2021

HW Media CEO Clayton Collins and Scott Happ, president of Secondary Marketing Technologies at Black Knight, discuss Black Knight’s acquisition of Optimal Blue and what the industry can expect from the company’s new Secondary Marketing Technologies division. How lenders will benefit from Black Knight’s acquisition of Optimal Blue.

Loan Officer 421

Loan Officer Loans Closing costs Title 421

Housing Wire

NOVEMBER 8, 2022

LodeStar helps in managing lender margin compression and third-party closing cost management for mortgage originators, as well as TILA-RESPA Integrated Disclosure Rule (TRID) compliance.

Closing costs 370

Closing costs Title Lending Loans 370

Housing Wire

JUNE 11, 2021

Have you budgeted for closing costs? Before you get overwhelmed, take comfort that critical milestones of home inspection, appraisal and closing processes are all great ways to get more acquainted with your prospective new home. What’s the difference between a home inspection and an appraisal?

Inspection 432

Inspection Closing Closing costs Title search 432

Housing Wire

APRIL 3, 2024

Per the lawsuit, these actions led to a typical borrower paying $865 more in closing costs for a UWM loan in 2023 than for the median wholesale lender, or more than four times the difference in 2020. Your technology has to be fantastic every day. And even those offerings generally do not convert into actual savings for clients.”

Loans 458

Loans Loan Officer Mortgages Closing costs 458

Housing Wire

FEBRUARY 22, 2024

SW: Looking at the mortgage space, what are some of the challenges when it comes to technology? And it seems like with technology , even when times are good, a lot of companies aren’t interested because there’s so much money to be made. But a lot of these trusted systems run on distributed ledger technology.

Technology 324

Technology Banks Mortgages As-is 324

Housing Wire

OCTOBER 21, 2021

The resources help families with 80% or less of the area median income for down payments or closing costs, for example. The Affordable Housing Program (AHP) requires that each of the 11 FHLBanks in America contributes 10% of the preceding year’s net income to the purchase, construction, or rehabilitation of homes.

Banks 370

Banks Loans Equity Finance 370

Housing Wire

OCTOBER 13, 2022

One of the goals they outlined in those plans is a push to reduce closing costs, especially for low-income borrowers. Based on those plans, both GSEs are pushing pilot programs promoting the use of attorney opinion letters, reportedly as an alternative to reduce closing costs.”.

Title 394

Title Closing costs Title search Closing 394

Housing Wire

JUNE 30, 2021

Data analytics giant CoreLogic announced on Wednesday the acquisition of closing cost data and tech provider ClosingCorp. Previously, ClosingCorp integrated CoreLogic’s Property Tax Estimator into its SmartFees service and closing platforms in 2018. Further details of the acquisition were not disclosed.

Closing 384

Closing Closing costs Investor Title 384

Housing Wire

JUNE 9, 2022

For government loans, such as a Fannie Mae Homestyle Renovation loan, first-time buyers can qualify with a down payment as low as 3%, but renovation costs are limited to 75% of the home’s after-repair value, and borrowers must pay higher fees and closing costs than they would on other types of mortgage loans.

FHA loan 370

FHA loan Renovation Equity Loans 370

Housing Wire

OCTOBER 19, 2021

The underlying dynamics, timing and skill sets required to support purchase transactions are much more complex than a refinance, in which the primary focus is on the interest rate and associated closing costs.

Closing costs 384

Closing costs Technology Lending Mortgages 384

Housing Wire

MARCH 22, 2023

An affordable home insurance policy not only means lower monthly payments, but also improved debt-to-income ratio and more money to put towards home improvements, property taxes or closing costs. Often left to the last minute, insurance can push a buyer’s monthly payment beyond their limit.

Debt-to-income ratio 410

Debt-to-income ratio Closing Loans Closing costs 410

Housing Wire

FEBRUARY 23, 2023

The title industry led the way in collaborating with industry partners to expand access to digital closings through remote online notarization (RON), which has helped tens of thousands of homebuyers complete their real estate and mortgage transactions safely and securely through the innovative use of technology solutions.

Title 450

Title Industrial Purchase and sale agreement Title search 450

Housing Wire

NOVEMBER 13, 2020

And while there is no legal limit on how many times a mortgage may be refinanced, closing costs and interest rate cycles effectively limit the number of times any given homeowner will pursue this option. Consider, too, that the pandemic has given consumers a big push when it comes to expanding their technology comfort zones.

Banks 491

Banks Loans Technology Mortgages 491

Housing Wire

MARCH 20, 2024

Many buyers struggled with the financial burden of covering closing costs , making it difficult or impossible to also cover the compensation for agent representation. With the advancements in technology, finding homes online has become easy and straightforward.

Debt-to-income ratio 479

Debt-to-income ratio Agents Equity Closing costs 479

Housing Wire

MAY 5, 2023

HFAs provide affordable homeownership options to low- and moderate-income borrowers through down payment and closing cost assistance, as well as reduced mortgage payments. Optimal Blue , a division of Black Knight, Inc.

Investor 384

Investor Finance MLS Closing costs 384

Housing Wire

FEBRUARY 23, 2023

QuickQual is an adjustable pre-approval letter that gives payment and closing cost scenarios and the option to update agent letters. The company was featured in HousingWire’s Tech 100 in 2022. Its other products include QuickQual , which is used by lenders in 42 states.

Pre-approval 376

Pre-approval Loans Closing costs Mortgages 376

Housing Wire

MAY 9, 2022

Closing costs for homeowners who jumped on the refi wave in 2021 increased at less than one-third the pace of closing costs for home purchases as homebuyers had to cope with a hot market that fueled higher home-sale prices and related settlement costs. How to avoid home closing delays in 2022.

Closing costs 370

Closing costs Closing Loans Title 370

Housing Wire

APRIL 25, 2023

The goal of Asset Analysis is to automate the labor-intensive process of reviewing assets and multiple bank statements during underwriting to determine the likelihood that the borrower will have sufficient funds to cover down payments, closing costs, and reserves for the mortgage transaction.

Lending 383

Lending Banks Loan Officer Loans 383

Housing Wire

SEPTEMBER 16, 2020

as a $400,000 loan including cash out, they get a… quarter of a point, or $1000 credit toward their closing costs. You’ve got to build your own technology and we have our own technology that does a lot of work for us. If they’re working with a broker that charges 1.5 It’s just your own process.

Mortgages 466

Mortgages Marketing Title Loans 466

Housing Wire

MARCH 1, 2021

But about those fulfillment, production and closing costs…. In 2019, The MBA estimated that for depositories, 46% of retail origination costs were used to cover sales functions. Depository or not, that still means almost half of the cost to originate a loan comes from the production element. And they’ll know why.

Closing 323

Closing Marketing Title Title search 323

Realtor.com

MARCH 12, 2021

Consider how many months it would take for you to recoup the costs of closing on a refi, along with how long you’ll be staying at this home. If you can recoup closing costs within two years and plan to stay in your house for longer, the savings on interest means the math will likely work out in your favor.

Fixed-rate mortgage 87

Fixed-rate mortgage Mortgages Closing costs Equity 87

RIS Media

MARCH 31, 2022

Technology-Empowered. Access to technology that makes it simple to run their real estate business will boost agent productivity. When it comes to selecting or building technology for your brokerage, choose tools that maximize your agents’ time in the field and simplify the experience. Supplying Support.

Agents 98

Agents Brokerage Technology Closing costs 98

Realty Biz

JUNE 4, 2021

The platform helps to reduce the costs and time associated with transaction closings with its proprietary and technology-based title insurance, closing, escrow and recording services. states and claims that its platform can reduce transaction times by up to 25% and saves homeowners as much as 20% on their closing costs.

Title 66

Title Technology Investor Closing costs 66

HomeLight

JANUARY 30, 2024

Get Estimate Budgeting for your move to New Mexico Below is a collection of handy online tools to help estimate your moving costs and living expenses in New Mexico — from how much you’ll need to pay a mover to how much your current home might sell for and the proceeds you can expect.

Home sale contingency 101

Home sale contingency Closing costs Technology Sales 101

HomeLight

JANUARY 22, 2024

Get Estimate Budgeting for your move to Maryland Below is a collection of handy online tools to help estimate your moving costs and living expenses in Maryland — from how much you’ll need to pay a mover to how much your current home might sell for and the proceeds you can expect.

Home sale contingency 97

Home sale contingency Closing costs Technology Equity 97

HomeLight

JANUARY 22, 2024

Get Estimate Budgeting for your move to Wyoming Below is a collection of handy online tools you can use to help estimate your moving costs and living expenses in Wyoming — from how much you’ll need to pay a mover to how much your current home might sell for and the proceeds you can expect.

Home sale contingency 96

Home sale contingency Closing costs Technology As-is 96

HomeLight

JANUARY 30, 2024

Get Estimate Budgeting for your move to Vermont Below is a collection of handy online tools to help estimate your moving costs and living expenses in Vermont — from how much you’ll need to pay a mover to how much your current home might sell for and the proceeds you can expect.

Home sale contingency 92

Home sale contingency Closing costs Technology Sales 92

GeekEstate

AUGUST 19, 2021

Since fraud tends to occur at times where money is being transferred , whether it’s an earnest money deposit or other closing costs, it’s time we look outside of old school methods and embrace technology to keep our personal information and money safe. Revolutionary Technology in Real Estate.

Earnest money deposit 113

Earnest money deposit Banks Technology Closing costs 113

HomeLight

JANUARY 22, 2024

Get Estimate Budgeting for your move to Oregon Below is a collection of handy online tools to help estimate your moving costs and living expenses in Oregon — from how much you’ll need to pay a mover to how much your current home might sell for and the proceeds you can expect.

Home sale contingency 82

Home sale contingency Closing costs Technology Sales 82