HomeLight

JULY 23, 2025

Real estate attorneys are considered essential for closing in the state of South Carolina. A good time to complete the State of South Carolina Residential Property Condition Disclosure Statement is before listing your home or requesting an offer. Yes Is a real estate attorney required? This way, you know it’s taken care of.

As-is

Marco Santarelli

APRIL 27, 2025

For many, especially given the current market conditions centered around high borrowing costs, yes , buying a home with cash in 2025 presents a remarkably strong position, offering distinct advantages that financed buyers just can't touch, though like any big financial move, it requires careful consideration of your own situation.

Finance

AAOA

MARCH 24, 2025

Research potential locations and secure financing options. A multifamily unit refers to any property with more than one residential unit. Once you have your mortgage financing, you can make an offer on your future multifamily property! After your offer is accepted, youll begin the closing process.

Property Management

The Close

APRIL 3, 2025

When you need to finance a house flip, you need a loan that offers a repayment term that fits your project timeline, can close quickly, and, of course, doesnt have unrealistic eligibility requirements. However, what really sets Lima One Capital apart is the flexibility and alternative loan options.

Loans

Redfin

AUGUST 5, 2025

Jumbo construction loans are designed to finance constructing a new home up to a certain threshold. They’re related to a jumbo loan, a type of mortgage loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). What is a jumbo construction loan? Should I get a jumbo construction loan?

Construction

HomeLight

APRIL 2, 2025

508D statute says, at 508D-4 and 508D-5 , that no one may sell residential real property without signing and dating a disclosure statement within the six months before or ten calendar days after accepting a prospective buyer’s real estate purchase offer. Hawaii Rev. Curious to know more about the Simple Sale experience?

As-is

The Close

JULY 28, 2025

Portfolio lenders can be an excellent financing option if you’re looking for a source of funding that you can’t get anywhere else, whether it’s because you can’t get approved, or you’re just flat out looking for uncommon terms. You see, portfolio lenders retain loans in-house so they don’t have to worry about third-party requirements.

Pre-qualification

Housing Wire

MARCH 10, 2025

It’s a a system that has saved homeowners thousands in closing costs but has also faced pushback from the national title insurance industry. billion in residential real estate transactions and $764 million in commercial real estate transactions. The Federal Housing Finance Agency later approved the pilot.

Title

Redfin

FEBRUARY 19, 2025

Mortgage credit certificate The Mortgage Tax Credit Certificate (MCC) is a program offered through state or local housing finance agencies. You may be able to lower your taxed gains by increasing your home’s “ cost basis ” the original price you paid for the property. The MCC is not available in every state.

Equity

Housing Wire

JANUARY 17, 2024

That’s where reverse purchase financing comes into play, the funding option specifically designed for older Americans. What is reverse purchase financing? 1 With over 12,000 Americans turning 65 every day in 2024, this burgeoning market will undoubtedly continue to bring more buyers and sellers to the table over the next decade.

Finance

Housing Wire

MARCH 9, 2023

residential real estate mortgages, would not confirm nor deny the rumors. “We We know that closing costs continue to be a barrier for homebuyers – especially among underserved populations and first-time homebuyers,” a Fannie Mae spokesperson wrote in an email. “We In some ways it could cost them more. trillion in U.S.

Title

Housing Wire

FEBRUARY 10, 2022

The Federal Housing Finance Agency has prioritized expanding access to credit while prioritizing safety and soundness. In November, Freddie Mac announced it would encourage landlords to provide access to rental payment data, by recouping a portion of closing costs for properties it finances.

Loan Officer

Housing Wire

MARCH 28, 2022

commercial spaces/building and residential homes/townhomes) and inconsistent transactional processes, fragmentation in the market has prevented real-estate from adopting technology as quickly as other sectors – until now. While real estate is the largest asset class in the world, it’s a segment that is still highly fragmented.

Marketing

Housing Wire

DECEMBER 8, 2020

Residential real estate marketplace Sundae has announced it closed $36 million in Series B funding on Tuesday, led by QED Investors and with additional participation from Founders Fund , Susa Ventures , Navitas Capital , Prudence Holdings and General Global Capital. million in Series A funding this June.

Investor

Housing Wire

MARCH 20, 2024

Ally Home , the residential mortgage lending arm of Ally Bank , is offering a $5,000 grant for eligible homebuyers in the select markets of Charlotte, Detroit and Philadelphia, the company announced on Tuesday. The upfront lump sum can be applied toward a down payment, closing costs or other expenses related to the homebuying process.

Banks

Housing Wire

AUGUST 13, 2024

The letter was in response to the CFPB’s request for information on residential mortgage fees, which the Bureau issued in late May. Title insurance provides this peace of mind,” the letter, signed by Chris Morton, ALTA’s senior vice president of public affairs and chief advocacy officer, stated.

Title

Housing Wire

AUGUST 21, 2023

Year Founded Description 98 OptiFunder 4,767% 2018 Finance company helping independent mortgage lenders choose among funding options and streamline the process. 678 TriusLending 869% 2003 A mid-Atlantic real estate investment firm and financing lender focused on short-term private lending and long-term rental loans.

Equity

Housing Wire

OCTOBER 19, 2021

HousingWire recently spoke with Jon Gerretsen, SitusAMC Managing Director of Residential New Originations and Fulfillment Services, about the home buying boom and how lenders can gain market share and drive profitability in a white-hot purchase mortgage market.

Technology

Housing Wire

NOVEMBER 21, 2022

In particular, we highlight the partnership between CoreLogic, the Mortgage Bankers Association (MBA), the state housing finance agencies of Tennessee and Ohio, municipal housing leaders and other local stakeholders who are also committed to solving this challenge at the “grass-roots” level.

Finance

HomeLight

NOVEMBER 9, 2021

Closing costs are assumed to be part of doing business in real estate, but do cash buyers pay closing costs? Yes, you can expect charges for attorney hours, taxes, plus title and recording fees to still apply, though the use of cash can greatly reduce a buyer’s closing costs with the elimination of mortgage fees.

Closing costs

Housing Wire

NOVEMBER 8, 2023

1, 2024 , REBNY, New York City’s most powerful real estate trade organization, will no longer allow residential listing brokers to pay the buyer’s agent. As of Jan. Instead, the trade group will require the home sellers to pay the buyer’s agent commissions directly.

MLS

Redfin

APRIL 13, 2021

But what if you recently bought a home, are closing costs tax-deductible? Before answering that question, it’s a good idea to understand what closing costs are and what is typically included in them. What Are Closing Costs? Closing costs are the fees you pay when you obtain a mortgage loan.

Closing costs

Realtor.com

MARCH 8, 2021

A construction loan is short-term or temporary financing that funds your home build and is paid out through a series of installments as the construction advances. As with any other loan, you really need to have your finances in order. There’s only one closing, so you’ll just have to pay closing costs once.

Loans

HomeLight

DECEMBER 30, 2023

Contingencies while ‘under contract’ Here are some common types of contingencies in residential home sales: Financing contingency: A financing or mortgage contingency safeguards buyers who need to finalize a home loan. If the buyer fails to secure financing, they can withdraw without losing their deposit.

Home sale contingency

The Residential Specialist

MAY 3, 2022

Junk fees are itemized charges tacked on to the closing cost by the lender. Some fees can’t be consolidated because they are either dependent on the time of the closing or are deductible. The remaining charges are called junk fees and appear on closing statements under many names. What are junk fees?

Lending

HomeLight

NOVEMBER 21, 2023

What is a residential bridge loan? This provides you with the necessary funds to make a down payment and handle closing costs on your next home purchase in Pennsylvania. In this situation, the equity from your existing home is leveraged to cover the down payment and closing costs for your new home.

Equity

HomeLight

JULY 28, 2022

Closing costs: Sellers pay no closing costs; We Buy Houses in Connecticut covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Valley Residential Group. Valley Residential has been around buying homes in Central Connecticut since 2007.

Purchase and sale agreement

HomeLight

NOVEMBER 3, 2023

Enter the bridge loan — a strategic, short-term financing solution designed to help you purchase that new dream home without waiting for your old one to sell. What is a residential bridge loan in Utah? But what if there was a smoother pathway? Often, the lender responsible for your new mortgage will also orchestrate the bridge loan.

Equity

HomeLight

MAY 23, 2022

Indiana law requires sellers to disclose material facts about the property through the Seller’s Residential Real Estate Sales Disclosure. Real estate attorneys are not considered essential for closing in the state of Indiana. This disclosure form is required for almost all residential home sales for properties hosting up to four units.

As-is

HomeLight

AUGUST 24, 2022

The law requires sellers to disclose material facts about the property through the Residential Property Condition Disclosure Report. A good time to fill out a Residential Property Condition Disclosure Report is prior to listing your home or requesting an offer so that you know it’s taken care of. Median sales price in Connecticut.

As-is

HomeLight

NOVEMBER 21, 2023

A bridge loan isn’t just another financing option; it’s a strategic tool tailored for homeowners like you, seeking a seamless move in today’s complex market. What is a residential bridge loan? Let’s explore how a bridge loan can be the missing puzzle piece in your homebuying and selling journey.

Equity

Realty Biz

FEBRUARY 19, 2024

However, the process involves intricate steps, from understanding zoning laws to securing financing and conducting due diligence. Zoning determines land use, such as residential, commercial, or agricultural. Next, we'll explore financing options and the specifics of land loans, a critical step in acquiring land.

Land

HomeLight

MAY 8, 2024

Real estate attorneys are not considered essential for closing in the state of Louisiana Real estate transfer taxes? Before listing your home, you will need to fill out the Louisiana Residential Property Disclosure so that potential buyers are aware of what they are getting into. No Is a real estate attorney required?

As-is

Marco Santarelli

JUNE 25, 2021

You will still need little money for making a down payment, when opting for financing real estate through conventional loans. Purchase Money Mortgage/Seller Financing. The first proven way to invest in real estate with no money is through seller financing. 10 Best Ways to Invest in Real Estate With Little or No Money.

Purchase and sale agreement

HomeLight

MAY 19, 2022

Maryland law requires sellers to disclose material facts about the property through the Maryland Residential Property Disclosure and Disclaimer Statement. A good time to fill out the Maryland Residential Property Disclosure and Disclaimer Statement is prior to listing your home or requesting an offer so that you know it’s taken care of.

As-is

HomeLight

NOVEMBER 30, 2021

Even while the average sales price of a house rose by almost 20% year-over-year between August 2020 and August 2021 , the number of homes available for sale fell by more than 4%, and single-unit residential housing declined in supply from 2.1 Down payment assistance and closing cost assistance from between 3% and 5% of the loan amount.

Closing costs

Realty Biz

FEBRUARY 12, 2023

Silverton Mortgage, a leading direct residential mortgage lender, is expanding its community and affordable lending efforts by offering down payment assistance programs by the Ohio Housing Finance Agency. Vanderbilt Mortgage and Finance, Inc., Government. Department of Banking and Insurance, Licensed by PA Dept.

Mortgages