blog appraisal 
Housing Wire
JANUARY 11, 2022
Research detailing overt demographic references in appraisal reports has sparked anger from appraisers, even as they express dismay at the findings. “I Petersburg, Florida-based appraiser Francois “Frank” Gregoire. “I I was extremely upset that any of that stuff would be in an appraisal report.”.
Housing Wire
JANUARY 17, 2024
A Federal Housing Finance Agency (FHFA) analysis has shown racial disparities in appraisers’ use of time adjustments, potentially harming borrowers of minority groups. The FHFA based its analysis on single-family housing data from the Uniform Appraisal Dataset (UAD), collected by Fannie Mae and Freddie Mac.
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Housing Wire
MAY 21, 2024
Online real estate platforms, local newspapers, and real estate blogs are valuable sources of information. Get a professional appraisal A professional appraisal becomes even more important when you’re buying a home in a non-disclosure state.
Housing Wire
MARCH 8, 2024
An ‘unwelcome surprise’ A CFPB blog post on Friday states that families closing a mortgage “often get an unwelcome surprise: closing costs that all too often are full of junk fees.” According to the CFPB, one measure of closing costs is total loan costs, which includes title insurance, credit report, appraisal, and origination.
Housing Wire
MARCH 21, 2024
The third-party mortgage cost has similarities to the characteristics identified in the Consumer Financial Protection Bureau ‘s ( CFPB ’s) recent blog post on closing costs, the CHLA argued.
Housing Wire
DECEMBER 14, 2021
In a blog post, Fannie Mae and Freddie Mac ’s regulator and conservator said it found examples of “overt references to race, ethnicity, and other prohibited bases under federal fair lending laws,” which FHFA said indicate the “continued presence of valuation bias.”.
Housing Wire
JULY 14, 2023
Last month, federal regulators called for two changes to rules governing the use of AVMs: one that would require lenders to establish quality control standards for the creation of AVMs; and one which would add guidance regarding how and when appraisals can be challenged by banks and customers.
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