Housing Wire

MAY 29, 2025

Still, the overall subservicing space has been relatively static in recent years, said Walter Mullen, chief strategy officer at Onity Group , the parent company of PHH Mortgage (the seventh-largest subservicer in 2024, according to Inside Mortgage Finance). Indeed, the total residential subservicing market declined to $3.96

Mortgages

Housing Wire

JANUARY 21, 2025

The Mortgage Bankers Association (MBA)s education division, MBA Education, recently launched its Mortgage Banking Bound (MBB) program at Cleveland State University. The course is available as an elective to juniors or seniors in the university’s Monte Ahuja College of Business.

Banks

Housing Wire

DECEMBER 30, 2024

In the 16 years since the peak of the Global Financial Crisis, the structured products industry has transformed from a market dominated by large banks to one with space for new players. Historically, life insurance companies shied away from investing in residential mortgages.

Banks

The Close

NOVEMBER 26, 2024

Stabilize & Season Your Current Rental Property If you plan to finance multiple rental properties, start by stabilizing your current one. Also, be aware that some lenders have a “seasoning period,” essentially how long you’ve owned or financed the property. Let’s break it down into six easy steps.

Finance

Housing Wire

MAY 14, 2025

Real estate agent License or education required: Yes Average national salary: ~$86,000 Job description: The fundamental duties of a real estate agent are to assist individuals with buying, selling and renting residential and/or commercial properties. Similar to an MLO, a mortgage broker finds financing for buyers.

Property Management

Housing Wire

FEBRUARY 28, 2025

million in residential mortgage-backed securities ( RMBS ), calling it another milestone in the companys commitment to expanding financing solutions for borrowers with diverse income streams. Florida-based non-QM lender A&D Mortgage on Friday announced an offering of $458.9

Mortgages

The Close

NOVEMBER 7, 2024

years on a residential investment or 39 years on commercial property, I’m subject to paying the depreciation recapture. Personal savings: Using your money can be the cheapest way to finance real estate deals. Conventional loans: These can be obtained from a credit union or a bank.

Hard money loan

Marco Santarelli

OCTOBER 13, 2024

Charlotte, North Carolina: Charlotte boasts a strong economy, driven by finance, healthcare, and technology. It's a good market for both residential and commercial investments. Diverse Economy: A mix of tourism, healthcare, finance, and technology provides economic stability.

Investor

Real Estate News

JULY 18, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Illustration by Lanette Behiry/Real Estate News Industry Homeownership education needs a reboot — and a new messenger Loan officers and financial advisors need to meet aspiring buyers where they are as many increasingly turn to social media for home financing advice.

Loan Officer

The Close

NOVEMBER 25, 2024

Simply put, it’s a residential building with more than one unit designed to house multiple families. When looking into your finances, consider the following factors: Closing costs: These are generally 2% to 5% of the property’s sales price and include lender fees, title insurance, property insurance, and property taxes.

Purchase and sale agreement

The Close

NOVEMBER 12, 2024

This article breaks down seven steps to help you learn how to buy land—covering everything from the pros and cons to financing and closing the sale. Carrying costs: Land has costs without revenue, like property taxes and debt service if financed. Let’s get into it! There are many zoning categories, depending on your area.

Land

The Close

DECEMBER 18, 2024

These courses have hundreds of on-demand videos covering writing a business plan , balance sheets, financing, pricing, technology, and tons more. Baselane is a new banking platform built specifically for independent landlords. Did I mention theyre all free? Visit Baselane 6. Visit TenantCloud 7.

Commercial

Rochester Real Estate

NOVEMBER 5, 2015

Top Mortgage Blogs From 2017 Best Mortgage & Home Financing Blogs From 2017 We’re back! Below you’re going to find some incredible recaps of home financing and mortgage blogs that have been published during 2017. Should I Go With A Mortgage Broker Or A Bank? In contrast, a mortgage broker is a middleman.

Finance

AAOA

JUNE 9, 2025

They’re usually run by “mom‑and‑pop” owners, so rents sit below market, maintenance is behind, and seller financing is common. Audit Your Finances Spend a weekend gathering bank statements, credit scores, and tax returns. Choose a lane first; everything—underwriting, financing, exit plan—flows from that decision.

FHA loan

The Close

MAY 14, 2025

It’s one of the best cities for real estate investments due to corporate relocations and the high concentration of tech, finance, and healthcare in the area. Baselane Banking dashboard (Source: Baselane) Once a rental property is obtained, investors can leverage platforms like Baselane to help with property management.

Investor

AAOA

MARCH 24, 2025

Research potential locations and secure financing options. A multifamily unit refers to any property with more than one residential unit. Be prepared to provide documentation like bank statements and federal tax returns to verify your income sources. Start by setting clear investment goals and determining your budget.

Property Management

The Close

MARCH 12, 2025

The accounting software streamlines bookkeeping and maintains accuracy by calculating expenses and automating monthly bank reconciliations. Bank account setup fees: Attaching your bank account to the Buildium accounting system allows transactions to be collected in your accounting ledger for automatic reconciliation, payments, and deposits.

Property Management

Marco Santarelli

APRIL 27, 2025

For many, especially given the current market conditions centered around high borrowing costs, yes , buying a home with cash in 2025 presents a remarkably strong position, offering distinct advantages that financed buyers just can't touch, though like any big financial move, it requires careful consideration of your own situation.

Finance

The Close

JULY 28, 2025

Portfolio lenders can be an excellent financing option if you’re looking for a source of funding that you can’t get anywhere else, whether it’s because you can’t get approved, or you’re just flat out looking for uncommon terms. You see, portfolio lenders retain loans in-house so they don’t have to worry about third-party requirements.

Pre-qualification

Redfin

AUGUST 5, 2025

Jumbo construction loans are designed to finance constructing a new home up to a certain threshold. They’re related to a jumbo loan, a type of mortgage loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). What is a jumbo construction loan? What are the risks of getting this type of loan?

Construction

Toronto Realty Blog

FEBRUARY 20, 2025

I don’t know of another place on the planet where we sell, build, and transfer residential real estate like this! 80%), one of the major banks will finance the project and give the go-ahead to begin construction. 80%), one of the major banks will finance the project and give the go-ahead to begin construction.

Development

Redfin

JULY 29, 2025

Limited financing: There are fewer loan types available for LLCs as they are not typically eligible for regular mortgages, like FHA loans or conventional loans. Open a business bank account: Maintain a clear distinction between business and personal funds by opening a separate business bank account for the LLC.

FHA loan

Rochester Real Estate

NOVEMBER 5, 2015

Buying a non-warrantable condo can mean difficulty securing financing, higher interest rates, and larger down payments. Exploring alternative financing options and addressing HOA issues are also essential. They could become eligible for financing in the future.

Finance

Housing Wire

NOVEMBER 6, 2024

“Trump win is a regulatory game changer that likely includes more free markets, less harsh oversight (aid capital, costs, fees) and reduces regulatory risks,” a team of Wells Fargo analysts covering large banks wrote in a report on Wednesday morning.

Mortgages

Redfin

FEBRUARY 10, 2025

Each lot ranges from 14,000 to 35,000 square feet and is located within a fully decked-out residential development within the city limits. Final thoughts As remote work continues to reshape how and where people live, incentive programs give you the rare chance to boost both your career and personal finances.

Pre-approval

Housing Wire

APRIL 8, 2025

Dimons comments on capital come as the Federal Reserve , under President Joe Biden s administration, attempted to implement the Basel III Endgame rules, which were set to increase requirements for large banks, including a boost to their residential mortgage portfolios compared to international standards. The bank originated $47.4

Mortgages

Housing Wire

JANUARY 20, 2025

Housing finance reform: The first Trump administration made ending the government conservatorship of Fannie Mae and Freddie Mac (the GSEs) a priority, and we expect a renewed effort. Housing finance reform The Federal Housing Finance Agency (FHFA) took over as conservator of Fannie Mae and Freddie Mac on Sept.

Finance

Housing Wire

FEBRUARY 5, 2025

Knowing about saving, budgeting, investing and mortgage financing will serve you well if you want to target renters who want to jump off the hamster wheel of paying rent, and who are ready to dip their toe into owning a property. Once the bank takes ownership of these properties, its goal is to recoup as much of its money as possible.

Commercial

Housing Wire

MAY 9, 2025

New York Attorney General Letitia James is the target of a criminal investigation related to mortgage fraud, following a referral by Federal Housing Finance Agency (FHFA) Director Bill Pulte , multiple news outlets reported Thursday. James had told the mortgage loan originator that the property in Norfolk would not be her primary residence.

Mortgages

The Close

MAY 19, 2025

A commercial real estate loan is any type of financing used specifically for properties that generate income. Financing the purchase, renovation, or construction of a commercial property can be much different and more complex than financing a traditional primary residence.

Commercial

Housing Wire

FEBRUARY 25, 2025

Bill Pulte, the Trump administration’s nominee to run the Federal Housing Finance Agency (FHFA), has a wide array of investments with a value north of $190 million, including holdings in rental properties, HVAC firms, entertainment companies and Elon Musk’s X. Pulte hasn’t made public statements on that matter to date.)

Principal

Marco Santarelli

FEBRUARY 8, 2025

She pointed out that while more jobs are being added in relatively high-wage sectors, which boosts homebuyers' confidence, the healthy pace of job growth combined with inflation above the Feds 2% target means the central bank is likely to keep interest rates unchanged in March. million people unemployed.

Mortgages

Housing Wire

JUNE 13, 2025

Department of Housing and Urban Development (HUD) and Ginnie Mae on Friday signed a memorandum of understanding (MOU) with a South Korean housing finance authority, with the goal of increasing investment in U.S. The agreement, signed with the Korea Housing Finance Corp. agency mortgage-backed securities. Treasury securities.

Finance

Housing Wire

FEBRUARY 25, 2025

With nearly three decades of experience in real estate and investing, Ive worked with hard money lenders to secure financing for everything from simple fix-and-flip projects to multi-million-dollar apartment building rehabs. But what really makes them stand out is the option to finance up to 85% of the property value with no down payment.

Hard money loan

Housing Wire

FEBRUARY 6, 2024

Banks reported having tightened lending standards across almost all categories of residential real estate loans over the fourth quarter of 2023 amid an elevated interest rate environment. banks said they saw weaker demand for all types of residential real estate loans except for government (46.2%) and subprime mortgage loans (41.6%).

Residential

Housing Wire

MAY 21, 2024

After two years of limited demand, private equity and insurance companies are increasing their allocations to single family residential mortgages. The current stress in the CRE and C&I loan markets further highlights the advantages of residential mortgages.

Residential

Inman

JULY 14, 2025

Central bank refutes allegations by Trump administration officials that headquarters renovation project has been mismanaged and that Powell lied to Congress about its specifics.

Renovation