Housing Wire

MAY 29, 2025

The answer lies in a remote corner of the mortgage industry: subservicing. While each deal represents a unique circumstance, they point to a broader industry truth: Scale has become increasingly critical as the cost of servicing continues to climb particularly for nonperforming loans. trillion as of Dec. 31, 2024, down from $3.99

Mortgages

Housing Wire

MARCH 27, 2025

Following the submission of a report from a subject matter expert by Texas Capital Bank (TCB) in its ongoing suit against Ginnie Mae over reverse mortgage collateral, the presiding judge has rejected a challenge by the government and will allow the report to be submitted as part of the record.

Banks

Housing Wire

APRIL 18, 2025

Implications for the mortgage industry FundingShield suggested that the heightened scrutiny points to a higher expectation of risk and a need to further confirm recourse from title insurance firms for loans sold to the GSE.

Title

Housing Wire

JANUARY 28, 2025

Apollo orchestrated this transaction and now our partnership through Newfi provides the financing needed to grow this business and scale it to a higher level. It’s a complete financing solution that helps us ramp up and scale our production in the BPL sector. Could you share how this move puts Dunmor at the forefront of that?

Residential

Housing Wire

JANUARY 21, 2025

The Mortgage Bankers Association (MBA)s education division, MBA Education, recently launched its Mortgage Banking Bound (MBB) program at Cleveland State University. The industry is getting the talent developments and potential new students to enter their workforce. It’s a true collaborative effort, Hoffman added.

Banks

Housing Wire

JANUARY 8, 2025

The settlement, announced Wednesday by the Conference of State Bank Supervisors , involves 53 state financial regulatory agencies. mortgage servicer as of September 2024, with an owned portfolio of $728 billion, per Inside Mortgage Finance. Lakeview was the third-largest U.S.

Staging

Housing Wire

JULY 21, 2025

Their finances and documentation may be complex, but their incomes are often more robust than traditional profiles. Despite its complexity, non-QM lending has evolved from manual to scalable thanks to innovations in bank statement analysis, alternative income verification, and automated underwriting.

Lending

Housing Wire

NOVEMBER 14, 2024

stock market, companies like Finance of America (FOA) and Ellington Financial — the parent of reverse lender Longbridge Financial — have recently released their third-quarter 2024 earnings results. In the case of FOA — the current industry leader — the earnings results were robust.

Investor

Housing Wire

JULY 1, 2025

HousingWire is excited to introduce the winners of its annual Women of Influence award, recognizing 100 women whose achievements are driving the housing industry forward. Many are paving the way for future generations through mentorship, volunteer initiatives, and by serving on boards that influence key industry practices.

Title

Housing Wire

APRIL 28, 2025

VantageScore credit score usage by the mortgage industry dropped in 2024, ahead of widespread changes expected in credit reporting in the coming years. The mortgage industry accounted for 1.2% Department of Veterans Affairs and the Federal Home Loan Banks of New York, Chicago, Dallas, Cincinnati and San Francisco.

Mortgages

Housing Wire

FEBRUARY 18, 2025

Reverse mortgage industry conferences are often seen as an effective way for professionals to meet up, discuss best practices from across their markets and assess the regulatory environment at entities like the Federal Housing Administration (FHA) and within the states. Heartland Bank is the largest provider by a vast majority.

Banks

Housing Wire

NOVEMBER 21, 2024

Industries like retail, banking, transportation and food service have undergone massive digital transformation in recent years by leveraging new technologies to enhance consumer experience. Meanwhile, nearly two-thirds of smartphone users use an app to manage their finances.

Property Management

Housing Wire

FEBRUARY 6, 2025

The importance preparing yourself with non-QM options The mortgage industry is fickle. Finance a loan, and you may lose money. Avoid financing, and you risk missing out on a sales growth opportunity. Luck and success favor the prepared and that fact remains in the mortgage industry. These loans go up to $2.5

Loans

Housing Wire

JULY 14, 2025

Myth-busting non-QM While industry perceptions have shifted from skepticism and caution to acceptance and adoption of non-QM lending, it’s safe to say there are a few holdouts. By solving complex financing challenges for clients who may not get approved elsewhere, brokers have the opportunity to build loyalty. Click Here

Investor

Housing Wire

DECEMBER 9, 2024

The reverse mortgage division of Rate formerly known as Guaranteed Rate recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rates reverse lending division as the company heads into 2025. That role is an active one, Allen said. Naturally, this includes reverse mortgages, he explained.

Mortgages

The Close

NOVEMBER 26, 2024

Stabilize & Season Your Current Rental Property If you plan to finance multiple rental properties, start by stabilizing your current one. Also, be aware that some lenders have a “seasoning period,” essentially how long you’ve owned or financed the property. Let’s break it down into six easy steps.

Finance

Real Estate News

JUNE 16, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Shutterstock By the Numbers Down payments drop for the first time in nearly 2 years A new Redfin report suggests homebuyers may be seeking less expensive homes as ongoing economic concerns add pressure to large purchase decisions.

VA loan

Housing Wire

FEBRUARY 21, 2025

In 2024, a key element for the reverse mortgage industry was a sense of newfound collaboration that many industry participants felt with forward mortgage players. But that has required leadership, and the leadership at MBA, I think, should be complimented for taking a fresh look at the product, the industry and the program.

Mortgages

Housing Wire

APRIL 22, 2025

But theres excellent news non-QM loans are designed to do precisely that, giving borrowers the freedom to use alternative income verification methods like bank statements, asset depletion, and more. With this loan type, borrowers wont need to rely on extensive documentation to acquire financing.

Lending

Housing Wire

JANUARY 17, 2025

A&Ds goal is to be an industry leader, and this transaction is a big step forward. Mr. Cooper had previously acquired the assets in a deal with Flagstar Bank , which was announced in July and closed in November. Mr. Cooper did not immediately respond to HousingWire’s request for comment. It originated $2.37 year over year.

Mortgages

Housing Wire

NOVEMBER 7, 2024

Impacts to mortgage credit Banks, insurers and regulators have long acknowledged that climate risks could threaten mortgage borrowers’ creditworthiness. Pete Carroll, executive of public policy and industry relations at CoreLogic , said that he’s heard divided opinions from insurers.

Design

Housing Wire

MAY 14, 2025

The bigger question is: what role do you want to pursue in the real estate industry? It includes different responsibilities than just being an agent; you are in charge of hiring, managing brokerage finances, training, overseeing deals, networking and building a positive business reputation. If the answer to these questions is Yes!

Property Management

Housing Wire

JULY 8, 2025

A group of banking and mortgage associations is trying to get the U.S. Friedman Vartolo LLP announced on Monday that it has filed an amicus curiae brief with the Supreme Court on behalf of five of the nation’s leading mortgage and banking trade associations. Bank National Association ’s petition for writ of certiorari in U.S.

Banks

Housing Wire

NOVEMBER 19, 2024

JR: There’s obviously a complex set of issues for housing development — where to build, NIMBYism , how do you finance it, how do you get an ROI? We need to really galvanize the industry to reduce that housing shortage. What sort of policies are you helping to develop on their end? There are a lot of amazing things happening in the U.S.,

Land

Housing Wire

APRIL 24, 2025

Ravi Jani Ravi brings a unique combination of strategic finance expertise and an investors perspective at a pivotal moment in Reals trajectory, said Tamir Poleg , chairman and CEO of Real. He began his career in investment banking at Bank of America and Moelis & Co.

Brokerage

Housing Wire

JULY 18, 2025

We’re proud to lead the reverse mortgage industry with a product that delivers greater flexibility, broader access and more opportunity, helping older Americans take control of their financial future with confidence.” 1 on last month’s industry leaderboard with 554 loans. It was also No.

Mortgages

Housing Wire

DECEMBER 30, 2024

In the 16 years since the peak of the Global Financial Crisis, the structured products industry has transformed from a market dominated by large banks to one with space for new players. Residential mortgages can be borrowed against through FHLB financing, another reason insurance companies view them as an attractive asset.

Banks

Housing Wire

OCTOBER 23, 2024

United Wholesale Mortgage (UWM) has the mortgage industry abuzz over its latest product, a higher-risk, cash-out refinance at a time of economic uncertainty. UWM has debuted a new cash-out refi product without mortgage insurance. Is the juice worth the squeeze?

Equity

Housing Wire

JUNE 13, 2025

Stearns said the company’s disciplined cost structure has led to consistent profitability — without considering sales of mortgage servicing rights ( MSRs ) — which sets it apart from many independent mortgage banks ( IMBs ) that continue to operate in the red. Inside Mortgage Finance (IMF) reported that Kind Lending originated $7.5

Mortgages

Housing Wire

DECEMBER 4, 2024

Connie Lindsay “Having cultivated a deep understanding of the mortgage industry over her years in the business, Connie brings a wealth of expertise and a proven track record of success,” Kamien said in a statement. “I am excited to join Rate at such a pivotal time for the mortgage industry,” Lindsay said.

Lending

Housing Wire

MAY 13, 2025

Better Home & Finance Holding Co. The company said AI-powered underwriting now supports 75% of its locked loans up from just over 40% immediately after its launch and is helping loan officers close more than three times the mortgage industry median per month. Or do you want to triple your business?”

Purchase and sale agreement

Housing Wire

MAY 12, 2025

As a result, bidding wars are back and putting pressure on compensation packages, which places some companies in a difficult position, industry experts told HousingWire. A vice president at a top-25 independent mortgage bank said that after a relatively strong February and March, some lenders staffed up in anticipation of a spring surge.

Mortgages

Housing Wire

NOVEMBER 4, 2024

As a real estate reporter, it was not lost on me that the formal start of my house hunt would coincide almost perfectly with the real estate industry working through the nationwide implementation of the business practice changes outlined in the National Association of Realtors ‘ (NAR) commission lawsuit settlement agreement.

Purchase and sale agreement

Marco Santarelli

OCTOBER 13, 2024

Charlotte, North Carolina: Charlotte boasts a strong economy, driven by finance, healthcare, and technology. Fortune 500 Hub: Charlotte is home to the headquarters of nine Fortune 500 companies, including Bank of America and Duke Energy, further solidifying its strong financial and energy sectors. You need a well-rounded approach.

Investor

Real Estate News

JULY 18, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Illustration by Lanette Behiry/Real Estate News Industry Homeownership education needs a reboot — and a new messenger Loan officers and financial advisors need to meet aspiring buyers where they are as many increasingly turn to social media for home financing advice.

Loan Officer

Housing Wire

MAY 21, 2025

Have at least six months of savings in the bank Selling real estate takes time. Have at least six months’ worth of living and business expenses in the bank before you quit your other job and go all-in on your new real estate career. Pro Tip Open a separate bank account just for taxes. So plan ahead.

Agents

Housing Wire

MAY 19, 2025

As the driving force behind the company, Gregory brings a deep understanding of the mortgage industrys complexities and recognized early on the need for a more stable and scalable solution to provide to this underserved market segment. HW: Looking down the road, what are you most excited about for eRESI and for the industry at large?

Lending