Housing Wire

JUNE 30, 2025

She’s capable of guiding a borrower from the first click through to full pre-approval, explaining disclosures, gathering required documentation, and fielding live eligibility and underwriting questions using her access to a complex knowledge graph. Meanwhile, Betsy serves as the intelligent co-pilot on the borrower-facing side.

Loan Officer

Housing Wire

NOVEMBER 21, 2024

Here’s the link: [Link] Script 9: Get them pre-approved Hi [Name], getting pre-approved is a great first step. In this article, we’ve gathered 30 real estate text message scripts designed to help you connect with leads, nurture relationships, and get more deals to the closing table this coming year.

Closing

Housing Wire

JUNE 26, 2025

Additionally, the median list price for a condo in the state has dropped to roughly $350,000, down from a high of $445,000 set in May 2022, but still up roughly $50,000 from pre-pandemic. While Governor Desantis has said he feels the laws are “well intentioned,” he has also expressed concerns as to how they could impact affordability.

Inspection

Housing Wire

OCTOBER 28, 2024

Fluctuating interest rates and a fast-changing market Last month, we saw the Federal Reserve deliver their long-awaited decision to lower interest rates with a 50 basis points cut, and 30-year mortgage rates reached as low as 6.08% according to ICE’s 30-year fixed conforming rate index.

Loan Officer

Housing Wire

MAY 1, 2025

This will not only save you time in the future, but it will also position you as a professional. Since youll be guiding them through the homebuying process, using a buyer questionnaire starts the client relationship off on the right foot. Short on time? It takes the pressure off the buyer. It positions you as a professional.

Pre-approval

Housing Wire

APRIL 17, 2025

Bill Ackman, the billionaire founder of Pershing Square Capital Management , has an audacious plan to privatize Fannie Mae and Freddie Mac without congressional approval. The proposal involves the federal government forgiving hundreds of billions of dollars while also reducing capital requirements. capital.

Pre-approval

Housing Wire

DECEMBER 6, 2024

Its up to us as agents to stay engaged and stay in contact with our clients. Building on existing relationships is the quickest and easiest way to keep your pipeline filled with active buyers and sellers, so you dont have to worry about dry spells. Lets dive in! Summary What is a real estate newsletter? Why send a regular real estate newsletter?

Pre-approval

Housing Wire

JULY 14, 2025

Here’s why: Quality loans Today’s non-QM loans are a far cry from the risky products of the pre-2008 era. By solving complex financing challenges for clients who may not get approved elsewhere, brokers have the opportunity to build loyalty. Data from Statista projects that by 2027, around 86.5 workforce — will be freelancing.

Investor

Housing Wire

APRIL 16, 2025

Pre-qualify your leads Honing your pre-qualification process will save you time and energy by ensuring youre focusing on potential clients who are ready, willing and able to buy or sell soon. Since our income is (usually) tied directly to closings, many real estate agents wonder how to close deals faster. When is your lease up?

Closing

Housing Wire

FEBRUARY 7, 2025

Mayor Muriel Bowser approved the measure on Jan. The amendments appear to apply to the pre-existing Reverse Mortgage Insurance & Tax Payment Program (ReMIT), which was initially started in 2019 as a pilot program. The governing council of the nations capital, Washington, D.C. In mid-January, the D.C. In mid-January, the D.C.

Mortgages

Housing Wire

MAY 8, 2025

Examples of a breach of fiduciary duty, according to Perigon Legal , a Georgia-based law firm, include things like declining or accepting an offer without the clients advice, permission, or approval, or receiving a bonus or other payment related to the sale of a property without disclosing it to the client. What is fiduciary duty anyway?

MLS

Housing Wire

JULY 30, 2025

Each function operates independently and updates agents through a dashboard — where agents can review, approve or reject changes. Earlier this year, Luxury Presence introduced Private Listings Hub — an invitation-only platform designed to help agents promote off-market and pre-market listings with greater control and discretion.

Agents

Housing Wire

FEBRUARY 19, 2025

Secure a mortgage pre-approval As a rule of thumb, its best to have your clients obtain a mortgage pre-approval prior to setting up any searches and conducting property tours. Required documentation Save your clients some time by providing them with a list of the documents theyll need to get pre-approved.

Closing

Housing Wire

JULY 3, 2025

Ideal for: Small-business owners Entrepreneurs Freelancers & gig-economy workers Independent contractors For these borrowers, the program evaluates actual cash flow rather than tax-restricted paperwork—offering a smarter route to approval. Conventional underwriting can therefore misrepresent a borrower’s true ability to repay.

Banks

Housing Wire

APRIL 4, 2025

The brokerage takes 20% but, per the source, really only offers system access (ARIVE in most cases), investor approvals and AMC access. One of the bigger players in the wholesale space was soon going to require that all broker LOs be paid as W2s. Doing so would close what he described as the 1099 loophole. Its blatant.

Pre-approval

Housing Wire

APRIL 1, 2025

Under the terms of the merger which was unanimously approved by the boards of directors of both companies HomeStreet Bank will be merged with and into Mechanics Bank. The companies’ announcement said that HomeStreet has a pre-transaction estimated equity value of $300 million, while Mechanics Bank has equity value of $3.3

Banks

Housing Wire

JUNE 9, 2025

A rough guide to ChatGPT for real estate agents ChatGPT is an artificial intelligence (AI)-powered chatbot that can understand and generate human-like text and images. Think of it as a very smart assistant that never sleeps, never gets tired and (almost) never complains. Oh, and it’s also getting smarter and faster every day. The downside?

Branding

Housing Wire

MAY 15, 2025

The Basics ($319): 60-hour pre-license course and three study guides Exam Preparation ($419): The basic package plus the CompuCram exam prep package. From historic brownstones to modern high-rises, D.C.s housing market has something for everyone. But first, you have to get a real estate license. Thats where were here to help.

Brokerage

Housing Wire

JULY 23, 2025

Let’s be honest, real estate open houses can feel a little awkward if you’re not sure what to say. You’re juggling sign-ins, smiling on cue and trying to figure out whether the couple by the kitchen is just killing time or actually thinking about writing an offer. These aren’t your run-of-the-mill sales pitches. Download All Open House Scripts 1.

Agents

Housing Wire

JANUARY 31, 2025

of Regulatory Agencies or DORA) requires all students to complete an approved course of study totaling 168 class hours. Know what to expect In order to get your real estate license in Colorado, youll need to complete 168 hours of coursework at one of Colorado Division of Real Estate’s approved schools. I opted for the latter.

Pre-approval

Housing Wire

NOVEMBER 15, 2024

Real estate license reciprocity means an agent or broker’s ability to get licensed and operate or practice in a new state, whereas real estate license portability refers to an agent or broker’s ability to conduct a single transaction across state lines. Let’s dig into the specifics to help you better understand where you can practice and transact.

Purchase and sale agreement

HomeLight

OCTOBER 28, 2024

Yes, there’s a lot to consider, but there are some simple financial, market, and life meters that can act as a litmus test to help set your course. In this brief post, we’ll provide nine initial “Am I ready?” questions to ask first if you’re thinking of selling your home. We’ll also share handy tools and calculators to help you in your planning.

Pre-approval

Redfin

JULY 31, 2025

Key Takeaways: Mortgage pre-approval involves a hard credit inquiry, which may lower your score slightly. Multiple pre-approvals within a 14-45 day window count as one inquiry for scoring purposes. When you’re preparing to buy a home, one of the first steps you’ll likely take is getting pre-approved for a mortgage.

Pre-approval

Marco Santarelli

JANUARY 15, 2025

The fact that only four cities from last year's list have remained shows a clear shift in market dynamics, further highlighting the importance of staying on top of these changes. N/A 12 days 4 Hartford, CT 4.2% $378,693 7 days 5 Philadelphia, PA 2.6% N/A 11 days 6 St. Buffalo, NY: Buffalo is a repeat champion. Ive always been intrigued by Buffalo.

Marketing

Windemere Selling

MARCH 3, 2025

10 Important People in the Home Buying Process #2 Get Pre-Approved for a Mortgage Before getting serious about your hunt for a new house, youll want to choose a lender and get pre-approved for a mortgage (not just pre-qualifiedwhich is a cursory review of your financesbut pre-approved for a loan of a specific amount).

Pre-approval

Lighter Side of Real Estate

MARCH 11, 2025

Heres what you should do before you even start looking at homes: Get Pre-Approved for a Mortgage: Knowing how much you can afford is critical. A mortgage pre-approval gives you a clear budget and shows sellers youre a serious buyer. Check Your Credit: Your credit impacts your loan approval and interest rates.

Pre-approval

Redfin

JULY 18, 2025

This isn’t just about what a lender will approve – it’s about what fits comfortably within your financial life. Take time to explore educational resources like Redfin’s first-time homebuyer guide , which breaks down every step in the process, from getting pre-approved to making an offer.

Pre-approval

Lighter Side of Real Estate

JULY 7, 2025

11) Up-and-Coming Alternates: Hipster hopeful, pre-vibrant, pre-pricey “Hipster hopeful neighborhood with a strong flannel-to-farmers-market ratio and a coffee shop just trendy enough to charge $7 for oat milk slated to open soon.” Yes, some words are tired. Some are clearly doing damage control.

Pre-approval

Redfin

JULY 9, 2025

Getting pre-approved for a mortgage is one of the first steps in the homebuying journey. But if you’re ready to start shopping for a home, you might be wondering: how long does it take to get pre-approved for a mortgage? What is mortgage pre-approval? Why it matters: It helps you set a realistic budget.

Pre-approval

Redfin

JULY 18, 2025

For sellers , a short sale has to be approved in advance by the lender. However, they have key differences: Short sale The homeowner initiates the short sale by submitting financial information to their lender, who approves the short sale. In this Redfin article, we’ll cover the basics of selling or buying a short sale home.

Short sale

Redfin

APRIL 4, 2025

Whether you’re selling a home in Denver, CO or a condo in Phoenix, AZ , a pre-listing appraisal can provide an accurate estimate of your homes value before it hits the market. What is a pre-listing appraisal? A pre-listing appraisal is a professional estimate of your homes value, completed before you put it on the market.

Pre-approval

Windemere Buying

JUNE 23, 2025

Boost Your Credit Your credit score has a significant impact on your buying power , including your mortgage rate and loan approval. Meet with a Lender and Get Pre-Approved Meeting with a lender and getting pre-approved can help give you a clear picture of how much you can borrow and what price range to shop within.

Pre-approval

HomeLight

OCTOBER 24, 2024

Many sellers don’t realize that even in a traditional sale, buyers can often close quickly, especially with financing pre-approvals. Mention that mortgage approvals today can be rapid, often closing within a month, and might result in significantly more money in their pocket. Don’t badmouth the investor, just explain the facts.

Pre-approval

Marco Santarelli

AUGUST 5, 2025

Get Pre-Approved: Before you start seriously looking, get pre-approved for a mortgage. Several interconnected factors contribute to homes selling below their initial list price. Rising Inventory: A major reason is a jump in the number of homes for sale, what we call inventory. What Does This Mean for Buyers?

Marketing

Redfin

JULY 28, 2025

Investors, flippers, or cash buyers will probably be more drawn to as-is home sales, since buyers using traditional financing may run into issues—some lenders require a home to meet certain standards before approving a mortgage. You can sell a house as-is without an inspection, and a lot of sellers do when they’re hoping for a quicker sale.

Inspection

Marco Santarelli

NOVEMBER 14, 2024

Are you thinking about buying a home in 2025, or maybe you're looking to invest in real estate? If so, you're probably aware that the housing market has been going through a period of change. Some experts believe a housing market crash is looming in certain areas of the country. Home prices increased by 3.4% year-over-year in September 2024.

Marketing

The Close

NOVEMBER 14, 2024

I’m about to dig into the steps you need to get your license, plus the top WV real estate school that will help you complete the process as easily as possible. Researching the process before diving in is important, but West Virginia is a great state to start a real estate career. Learning Format & Accessibility: 3.5 Course Features: 2.8

Closing