Redfin

MARCH 4, 2025

Before tapping into your 401(k), consider alternatives like down payment assistance programs or low-down-payment mortgage options. Saving for a down payment is one of the biggest challenges of homeownership. If youre struggling to set aside enough cash, you might be wondering if tapping into your 401(k) is an option. What is a 401(k)?

Debt-to-income ratio

Afford Anything

JUNE 10, 2025

But we expect that to drop to $6,000 once both kids are in school and once we move, depending on our mortgage. Should we consider a 15-year mortgage? Or is it okay to carry a mortgage into our seventies? Emily is nervous that buying their first home will derail her family’s journey to financial independence. P.S. Got a question?

HR

Housing Wire

APRIL 9, 2025

With the impending end of a veteran-focused foreclosure assistance programs acceptance of new applications on May 1, the Mortgage Bankers Association (MBA) continues to sound the alarm over proceeding without something to replace it. sponsored by subcommittee chairman Rep. Mike Bost (R-Ill.) MBA strongly supports the overarching goal of H.R.

HR

Housing Wire

FEBRUARY 5, 2025

While casting a wide net can sometimes be a helpful strategy, you set yourself up to compete with every agent vying for the same listings and buyer clients. By becoming highly knowledgeable in a particular niche, you establish yourself as the subject matter expert for a specific audience of buyers, sellers or property types.

Commercial

Housing Wire

MARCH 24, 2025

Amid a series of shakeups last week at the government-sponsored enterprises (GSEs) and its regulator, the Federal Housing Finance Agency (FHFA), two office closures inside the agency could hamper its fair lending and data gathering efforts that support the broader mortgage industry. Pulte is also mandating a return to the office at the GSEs.

Lending

Afford Anything

MAY 14, 2025

I owned a home for 18 years, and including the mortgage, I averaged just £665 a month in total housing costs. NetSuite NetSuite is the number one cloud financial system, bringing accounting, financial management, inventory, HR, into ONE platform, and ONE source of truth. How does one find a balance between information and overload?

HR

Housing Wire

SEPTEMBER 25, 2023

Equifax ‘s new product integration with the United Kingdom’s IRIS Software Group aims to cut down underwriting time for mortgage borrowers at small- and medium-sized businesses (SMBs). When a consumer applies for a home mortgage , auto loan or social service benefits, their employer is required to provide employment and income history.

HR

Housing Wire

JULY 18, 2022

new jobs hiring, housing jobs, recruiting for mortgage industry. Based on the headlines, one might assume the mortgage business is a complete disaster. Some mortgage companies will merge to stay afloat, and many others will go under. Recruiting battles for LOs remain fierce, mortgage executives and LOs told HousingWire.

Mortgages

Housing Wire

MAY 25, 2022

Keller Mortgage , part of the kwx holding company, laid off operations positions in a conference call on Monday May 23, according to more than a dozen employees. “We remain committed to assisting our impacted employees and to growing our mortgage offerings over the long term.” There is no cost for the company to keep them.

Mortgages

Housing Wire

SEPTEMBER 16, 2022

Department of Veterans Affairs mortgage loans. With the passage of HR 7735, known as the “Improving access to the VA home loan benefit Act of 2022,” the VA is now permitting desktop appraisals and in some circumstances, waiving appraisals altogether.

HR

Housing Wire

JUNE 17, 2024

Dozens of former employees at Guaranteed Rate say the mortgage lender has fostered a toxic work environment — including verbal abuse, misogyny and bullying — amid the laser focus of its founder and CEO, Victor Ciardelli, on making money and growing the business, according to a report published Saturday by the Chicago Tribune.

HR

Housing Wire

JUNE 16, 2023

A former CrossCountry Mortgage employee accused her immediate superior at a branch in Georgia of sexual harassment and said the mortgage company retaliated against her after she lodged complaints with the human resources department and federal authorities. A list with their names is attached to the suit.

HR

Housing Wire

AUGUST 8, 2024

After 25 years at Intuit , Glenn McGillivray has joined Rocket Companies , the parent of Rocket Mortgage , in the newly created role of chief people and places officer, the company confirmed on Thursday. Rocket had about 14,700 employees based in the U.S. and Canada at the end of 2023, compared to 18,500 at the end of 2022.

HR

Housing Wire

APRIL 5, 2024

This is according to an official log of the proposed bill, designated as House Resolution (HR) 7857 and which Fitzgerald is calling the “Accurate Credit Reporting for Homebuyers Act.” The FHFA’s proposal could be the obstacle that keeps borrowers from obtaining a mortgage if they have lower FICO scores but are otherwise credit-worthy.”

HR

Housing Wire

JUNE 7, 2022

From mortgage origination to servicing, companies are constantly grappling with high volume and stringent regulatory oversight while managing a large cohort of vendor partners. Smaller mortgage originators often deal with this problem by throwing more people at it. Two data degrees of separation.

Lending

Housing Wire

FEBRUARY 26, 2021

This can be attributed to increasing mortgage applications and refinances due to COVID-19 and low interest rates. All lenders should expect this trend to continue well into 2021 given that the economy should not expect relief from COVID-19 until the latter half of the year—keeping interest rates low, and mortgage and refinance volume high.

HR

Housing Wire

MAY 23, 2024

Bettios has been at NFM Lending for seven years and previously worked at US Bank Home Mortgages and First American Mortgage Solutions. Sarah Wheeler: You’ve been on different sides of the mortgage transaction. He started his career as a developer and spent 10 years as a senior product manager at Fannie Mae.

Loan Officer

Housing Wire

DECEMBER 8, 2021

The blowback from the industry has been immense, with many mortgage executives questioning the ethics of firing employees just weeks before the holidays. In the span of three minutes, 900 Better.com employees were fired via Zoom by the company’s CEO Vishal Garg last week. “If Your employment is terminated effective immediately.”.

HR

Housing Wire

OCTOBER 7, 2020

As mortgage lenders continue to register record volume in 2020, top talent is in peak demand and companies are having to shift the way they view human capital in order to stay competitive. Having written over 100 articles on workplace dynamics, Butler’s insights have been featured in dozens of media outlets such as Forbes and HR News.

HR

Housing Wire

FEBRUARY 15, 2022

government, insurance companies and financial institutions as well as asset-backed security issuances and transactions in the private-label residential mortgage-backed securities (MBS) sector. The sectors highlighted in the rating-agencies report include securities issued by corporations, the U.S.

Residential

Housing Wire

DECEMBER 7, 2023

Enroll + SAVE 30% Use Promo Code HW30 Overview According to the CE Shop, its prelicensing student satisfaction rate is 96% and its students have a 64% pass rate (12% better than the national average). They attribute these success rates to their consistently up-to-date course content and interactive approach to learning. out of 5 stars Rating: 4.5

HR

HomeLight

AUGUST 30, 2024

As of early 2024, ICE’s Mortgage Monitor revealed that the average U.S. mortgage-holding homeowner has about $299,000 in equity. miles) Ontario, Oregon $329,500 48 min-1 hr 2 min (56.4 miles) Emmett $527,000 45 min-1 hr 11 min (36.2 miles) Fruitland $430,000 49 min – 1 hr (54.4 What's It Worth Now?

HR

HomeLight

AUGUST 16, 2021

The mortgage loan process is pretty messy! Follow the list, and you’ll save yourself a lot of headaches and make the mortgage loan process a lot smoother. Businesses have expenses, which eat into how much you take home and have available to spend on a mortgage. Source: (Mangostar / ShutterStock). Loan application. 1099 forms.

Loans

Afford Anything

JULY 22, 2020

Paul’s parents own a property worth $100,000, and they owe $80,000 on the mortgage. They have $80,000 left on the mortgage, and they want to downsize in a few years. Can I “take over the mortgage” for them? We live in the Bay Area and have a mortgage that we refinanced to 3.25 Which is the better option?

HR

Afford Anything

JANUARY 4, 2021

They have $150,000 saved for a downpayment, but a $600,000 mortgage isn’t what they had in mind. They’d like to pay off their $90,000 mortgage in three years, but they’re afraid to use the money in case of unexpected baby expenses. I’d like to stay home for the next 10 years, and we also want to pay off our $90,000 mortgage.

HR

Realty Biz

JUNE 13, 2022

Before joining Cairn, Flohr was a General Manager at Berkadia Commercial Mortgage. . Appoints Eric Flohr as Chief Operating Officer and Jeff Feltch as Chief Financial Officer. Cairn Real Estate Holdings has announced the appointment of Eric Flohr as Chief Operating Officer and Jeff Feltch as Chief Financial Officer.

HR

McKissock

OCTOBER 9, 2020

” “You can’t make a $100,000 a year doing $15/hr work. ” “You can’t make a $100,000 a year doing $15/hr work. But time management, in particular, is essential for building a successful career in real estate appraisal. What ONE business skill does every appraiser need to master? Want to participate?

HR

Marco Santarelli

AUGUST 3, 2022

Home prices continue to rise as a result of a lack of available properties and high buyer demand. Arizona's real estate market experienced a historic price increase last year. According to real estate data provider Zillow, the typical property value in Arizona has increased by a staggering 26.3% from June 2021 to June 2022. Source: Zillow.

Marketing

HomeLight

MAY 27, 2021

Some relocation packages offer a relocation mortgage , a loan that allows your employer to make financial contributions to your mortgage in various ways. Ask your employer’s HR department if they have a relocation policy or benefits to offer. But there’s one catch: it’s out of state. Transition assistance.

HR

HomeLight

MARCH 31, 2022

Potential homebuyers will need to budget for a down payment, closing costs, monthly mortgage payment, and that doesn’t even include the cost of utilities. Potential homebuyers will need to budget for a down payment, closing costs, monthly mortgage payment, and that doesn’t even include the cost of utilities.

Closing costs

Afford Anything

APRIL 7, 2021

My only debt is my mortgage, which is $76,000 at a fixed 4.125 percent interest rate. If I move, I’m required to pay a prorated portion of the grant back, and I can’t refinance my mortgage. Should I continue to pay extra on my mortgage? Greta is tired of financial modesty. What should she focus on to make this happen?

HR

HomeLight

DECEMBER 10, 2024

Avoiding foreclosure: You’ve fallen behind on mortgage payments, and selling the house can help prevent a potential foreclosure. In a cash sale , the buyer possesses the required funds to purchase your property upfront, which circumvents the traditional mortgage process and streamlines the entire transaction.

HR

Afford Anything

OCTOBER 4, 2021

And what type of mortgage is she eligible for since she already owns a home? And what type of mortgage is she eligible for since she already owns a home? I’m a real estate broker making $150,000 – $200,000 per year with no debt aside from my mortgages. Find out more here. Should I sell the two rentals?

HR

Afford Anything

AUGUST 13, 2020

I have a mortgage balance of $126,000 on a condo close to Boston, MA. Mortgage : $77,000 balance, $800 monthly payment. I want to take advantage of low mortgage interest rates and do a cash-out refi. Briana and her husband want to buy a home, but they don’t have enough saved for a downpayment. Which should they prioritize?

HR

Afford Anything

JULY 6, 2020

An anonymous listener, whom we call “Mary,” is curious about the auto-rebalancing feature offered by M1 Finance. Is it too good to be true? J isn’t happy with the target date retirement fund she chose for her 401k. She has limited options and is wondering: should she move funds around? If so, is now a bad time, considering the market volatility?

Equity

Afford Anything

AUGUST 24, 2020

It brings in $1,000 per month in rent, which covers the mortgage. An anonymous listener, nicknamed “Jack from Belgrave,” wants to buy and househack one duplex every year to achieve financial independence and leave his office job within the next three to four years. Is his plan realistic? Which one is the best? How realistic is it?

HR

Afford Anything

JANUARY 25, 2021

George is torn between paying down his student loan debt (which he deferred) or buying a househack. Which is better for his long-term goal of reaching financial independence? Hanan wants to figure out if a backdoor Roth IRA conversion will work for her. Should they pay off their home, buy rentals, fund 529s, or Roth their 401ks?

Loans