Housing Wire

DECEMBER 22, 2023

Entering the real estate finance world in the summer of 2022 as a 23-year-old, I immediately felt like a fish out of water. So, what does this mean for the world of real estate finance? Going through this transitionary stage of life during a time of panic and crisis forced a lot of us to move back home in 2020 to be with family.

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Branding Technology Finance Industrial 414

Housing Wire

MARCH 15, 2024

At this early stage, it’s unclear how such commissions would be paid since buyers could pay their agents out of their pockets or negotiate commissions as a seller concession in the closing costs. NAR said that the changes , if approved by the court, will go into effect in mid-July 2024.

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Industrial Seller concession Purchase and sale agreement Agents 495

Housing Wire

FEBRUARY 3, 2023

HELOCs have continued to set the stage as flexible, helpful products that provide quick access to financing for a multitude of uses including home renovations, debt consolidations or emergency purchases. Additionally, 65% of the total respondents are currently planning or have plans to renovate their homes within the next two years.

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Renovation Fixed-rate mortgage Equity Finance 359

Housing Wire

FEBRUARY 20, 2024

Many turn their focus to what they want in this next stage.” While significant disparities exist, the median net worth of those 65 to 74 was $410,000 in 2022, up from $282,270 in 2010 in inflation-adjusted 2022 dollars,” according to the Federal Reserve’s Survey of Consumer Finances. A growing share are divorced.

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Housing Wire

MARCH 7, 2024

Powell noted that regulators were in the early stages of absorbing feedback and evaluating possible changes. Heightened residential mortgage capital requirements for larger depository institutions could further strain an already challenged housing finance landscape. He refrained from commenting on specific changes.

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Banks Lending Residential Staging 353

Housing Wire

JANUARY 22, 2024

The sources said negotiations are in the late stages and remaining details are expected to be finalized this month. The board at DKMC, which has separate businesses in the property management and commercial finance spaces, among others, wants to exit the residential mortgage business, the sources told HousingWire. Draper and Adolph F.

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Mortgages Loan Officer Residential Loans 324

Housing Wire

OCTOBER 13, 2023

The talks remain ongoing and are not believed to be in the late stages, sources said. A source also said CrossCountry raised $400 million in debt financing in 2021, which put the company in a better position to navigate a shrinking market than many of its competitors. nine industry sources told HousingWire.

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Loan Officer Loans Mortgages Finance 460

Housing Wire

JANUARY 25, 2024

Finance of America Companies (FOA) Chief Marketing Officer Chris Moschner found himself working for the lender in the wake of its acquisition of American Advisors Group (AAG), and Moschner previously told RMD about his journey to the position and the “intoxicating” opportunity he sees in the reverse mortgage space.

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Industrial Mortgages Marketing Finance 341

Housing Wire

JULY 5, 2023

From listening to executives at the biggest companies in real estate and mortgage to dedicated panels on growing women in leadership and how to build competitive marketing strategies , you can find inspiration on stage in Austin, Texas. Catch inspirational leaders on stage, discussing the business tactics you need to win the current market.

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Development Marketing Staging Lending 310

Housing Wire

OCTOBER 23, 2023

This data becomes important at various stages of a transaction, and when it’s time to produce it, the process is radically easier if it is clean and organized. From a data lens, transactions can be broken out into three different stages: Valuation , Due Diligence , and Contract. Data cleanliness can make or break a transaction!

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Due diligence Brokerage Staging Agents 332

Housing Wire

SEPTEMBER 28, 2023

mortgage delinquencies remained near a record low in July, with the share of homes entering that status or progressing to later stages either unchanged or lower,” said Molly Boesel, principal economist for CoreLogic , in a news release. The rate for early-stage delinquencies was 1.3% “Overall U.S. 30, the report highlighted.

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Mortgages Staging Equity Principal 379

Housing Wire

APRIL 22, 2024

People think that M&A is about finance, deal structure and 20% of it is that, but 80% of it is relationships, and commonality of purpose and interests,” Murray said. People think that M&A is about finance, deal structure and 20% of it is that, but 80% of it is relationships, and commonality of purpose and interests,” Murray said.

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Brokerage Purchase and sale agreement Title Industrial 345

Housing Wire

JULY 17, 2023

With MRAs, however, variations on the concept “are under early-stage development by retail mortgage lenders and the secondary market actors Fannie Mae and Freddie Mac,” the report explained. One such tool rests with mortgage reserve accounts (MRAs).

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Mortgages Finance Development Staging 335

Housing Wire

JULY 26, 2021

The Federal Housing Finance Agency , which oversees Fannie and Freddie, echoed that its ban will lift at the end of the month. By stage, 9.8% of total loans in forbearance are in the initial plan stage, while 83.2% The share for portfolio loans and private-label securities (PLS) increased five basis points to 7.38%.

Staging 460

Staging Loans Finance Development 460

Housing Wire

OCTOBER 16, 2023

Generative AI is still at an infancy stage and It’s important for lenders to experiment with what works and what doesn’t work for using generative AI, Stucky added. Have we developed a model that is in fact fair? There is not one playbook (in terms of implementing AI) (…) Not every problem has the same AI tool,” Zeibert noted.

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Due diligence Lending Technology Mortgages 379

Housing Wire

FEBRUARY 20, 2024

” Den Herder, who spent about 15 years at Fannie Mae before founding Ardley in 2021, explained that the platform runs the borrower eligibility and pricing rule at every stage throughout the loan application and is able to offer a conditional approval at the end of the process. .”

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Technology Loans Staging Equity 331

Housing Wire

JANUARY 13, 2022

HousingWire recently spoke with Joe Davila, president and CEO of Selene Finance , about how servicers can best help homeowners with next steps as they exit forbearance plans. The number of homeowners still in forbearance plans has been declining as foreclosure moratoriums expire.

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Staging Technology Finance As-is 347

Housing Wire

APRIL 18, 2023

MISMO , the real estate finance industry’s standards organization and a subsidiary of the Mortgage Bankers Association , plans to launch a working group that will create standards for Electronic Home Equity Lines of Credit (eHELOC). rebranded as Rithm Capital ).

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Equity Lending Finance Loans 276

Housing Wire

APRIL 17, 2023

of total loans were in the initial plan stage last month and 52.9% In March, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will enhance their payment deferral policies to allow borrowers facing financial hardship to defer up to six months of mortgage payments. The survey showed that 33.8%

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Closing Mortgages Loans Staging 350

Housing Wire

MARCH 11, 2024

Peak 65 serves as an historic demographic milestone of the new paradigm shift that is changing every aspect of the housing market , finance, retirement planning process and the fragile supply/demand balance of housing inventory for real estate at large. This sets the stage for the coming Transformational Decade of the 2030s.

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Staging Finance As-is Closing 356

Housing Wire

JANUARY 11, 2023

Messer, who was the Prosperity COO for more than three years, will be responsible for leading the lender to its “next stage of growth and performance,” he said in a statement on Wednesday. Inside Mortgage Finance pegs Prosperity as the 41st largest lender in the country with a total market share of 0.5%

Mortgages 354

Mortgages Banks Loans Lending 354

Housing Wire

MAY 18, 2022

O’Neil will start at Ocwen on June 13 to lead the firm’s global finance organization amid a challenging mortgage origination market. She arrived in March 2019, in the early stages of the Ocwen- PHH merger and integration. Nonbank mortgage lender and servicer Ocwen Financial Corp. Earlier this month, a U.S.

Marketing 324

Marketing Staging Land Mortgages 324

Housing Wire

AUGUST 18, 2022

As Chief Marketing Officer at OJO Labs , Karen Starns will be taking the stage for the “1+1=3 The Marketing Strategy of M&A” panel. One person to highlight in this agenda is Faith Schwartz, CEO and founder of Housing Finance Strategies. Marketing Leaders Success Summit. Women of Influence Forum.

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Staging Branding Lending Industrial 326

Housing Wire

FEBRUARY 8, 2024

This week, Mortgage Cadence announced that it had appointed longtime reverse mortgage industry professional George Morales to serve on its sales team. The company is aiming to bring more reverse mortgage technology solutions to potential partners already in the industry and those that have yet to enter it.

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Banks Mortgages Technology Branding 343

Housing Wire

APRIL 25, 2024

Her visionary approach will be crucial in elevating eXp Realty’s presence and impact on the world stage,” Leo Pareja , the newly CEO of eXp Realty, said in a statement. On Thursday, the firm announced that Forsythe was joining eXp as its new chief marketing officer. “I’m absolutely thrilled to join eXp Realty.

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Marketing Branding Brokerage Staging 300

Housing Wire

JANUARY 5, 2022

The Federal Housing Finance Agency introduced new upfront fees on Wednesday for some high-balance and second-home loans sold to Fannie Mae and Freddie Mac. Upfront fees for high balance loans will increase between 0.25% and 0.75%, tiered by loan-to-value ratio. Those actions have elicited praise from the affordable housing community.

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Loans Finance Mortgages Title 513

Housing Wire

JULY 22, 2022

To help fuel this growth for future and current women, HousingWire is thrilled to have Marcia Davies, a HousingWire Women of Influence and the founder of mPower — an organization that helps women in the real estate finance industry expand their reach — at the Women of Influence Forum.

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Lending Staging Industrial Development 384

Housing Wire

NOVEMBER 15, 2023

Yun took the stage on Tuesday at NAR NXT , the trade group’s annual conference in Anaheim, California. He began his presentation during the “Residential Economic Issues and Trends Forum” by analyzing the data points that impacted 2023 real estate conditions before diving into forecasts for next year.

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Sales New Construction Staging Mortgages 446

Housing Wire

AUGUST 22, 2023

By stage, 36.5% of total loans in forbearance are in the initial forbearance plan stage, while 53.3% ” “With the COVID-19 national emergency lifted, Fannie Mae and Freddie Mac recently announced the retirement of certain COVID-19 flexibilities relating to forbearance plans and workouts. .” The remaining 10.3%

Mortgages 318

Mortgages Staging Loans Investor 318

Housing Wire

APRIL 22, 2021

While the volume of these bonds is small compared with the daily trading activity in the To-Be-Announced MBS market, we also recognize that we are still in the early stages,” Johnson said. Fannie partnered with several lenders on the single-family initiative, including the mortgage finance arms of builders D.R. ENERGY STAR 3.0

Fixed-rate mortgage 322

Fixed-rate mortgage Finance Investor Loans 322

Housing Wire

AUGUST 18, 2023

A great Listing pre-qualification script pulls out critical facts so you can be best prepared to not just take the listing, but to price it right in the first place! Not prequalifying is unprofessional and can waste your time and the sellers. Always prequalify, 100% of the time! Price it to sell, not to sit. Someone is going to make a commission.

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Pre-qualification New Construction MLS Construction 354

Housing Wire

JANUARY 13, 2023

Providing, but not inundating a prospect with information that will continue their education process with your business, gives the prospect the freedom to explore what the next stage in the sales process looks like. This article is part of our 2022 – 2023 Housing Market Update series. 2022 marked a unique time for homebuilders. Quality Leads.

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Marketing Construction Industrial Staging 438

Housing Wire

JANUARY 30, 2024

There are some [smaller] companies that have sold a lot of their MSRs and now have to turn that corner to real profitability, and they don’t have that piggybank to draw from,” said Charley Clark , a senior vice president and mortgage warehouse finance executive at EverBank (formerly known as TIAA Bank ).

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Marketing Principal Banks Loans 330

Housing Wire

APRIL 10, 2024

Violations identified vary across different stages of the loan process. Mortgage brokers ’ compensation is in the spotlight after a recent Federal Deposit Insurance Corporation (FDIC) test concluded that some financial institutions failed to prove that payments were “reasonably related” to the value of services provided.

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Banks Brokerage Mortgages Loans 341

Housing Wire

MARCH 15, 2022

The capital raise refers to the company announcing it has secured $70 million in equity and $150 million in new debt to “power its payment platform that helps customers finance their dream homes,” according to a news release. Knock did not say exactly how many employees will be laid off. Around this time, Knock was exploring being acquired.

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Title Loan Officer Finance Staging 365

Housing Wire

DECEMBER 24, 2021

The pronouncement was more than 40 years coming, and arrived after both the Consumer Financial Protection Bureau and the Federal Housing Finance Agency had publicly weighed in on the issue. FHFA raised the possibility of including SPCPs in the equitable housing finance plans in September, when it ordered the GSEs to produce them.

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Lending Finance Banks Equity 349

Housing Wire

OCTOBER 11, 2022

In a mortgage landscape rife with competition for purchase business, lenders need quality leads that demonstrate both intent to purchase a home and the ability to obtain mortgage financing. HomeScout identifies potential homebuyers “in the wild” and within a lender’s database during the earliest stages of home buying — when it matters most.

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Staging Loans Mortgages Sales 317