Housing Wire

APRIL 16, 2025

You can find these highly motivated clients by networking with divorce and estate/probate attorneys, HR departments and relocation companies. In general, I always advise my buyers to work with a local lender or at least a local rep of a national mortgage company, someone whose cell phone number the buyer and I can both have access to.

Closing

Inman

MARCH 21, 2025

FHFA COO Gina Cross and HR Director Monic Matthews were placed on leave. Among those dismissed were Freddie Mac CEO Diana Reid and Head of Human Resources Dionne Wallace Oakley.

HR

Toronto Realty Blog

FEBRUARY 20, 2025

No, they can’t put a mortgage on it. But yes, they take a “possession” of sorts via this concept of interim occupancy and begin to pay a monthly fee that’s made up of a phantom mortgage, an estimate of maintenance fees, and an estimate of taxes. ” No, they don’t yet own it.

Development

Redfin

MARCH 4, 2025

Before tapping into your 401(k), consider alternatives like down payment assistance programs or low-down-payment mortgage options. How to borrow from your 401k account to buy a house To borrow from your 401k loan to finance a down payment, youll need to talk to your employers benefits office or HR department, or with your 401k plan provider.

Debt-to-income ratio

Housing Wire

APRIL 9, 2025

With the impending end of a veteran-focused foreclosure assistance programs acceptance of new applications on May 1, the Mortgage Bankers Association (MBA) continues to sound the alarm over proceeding without something to replace it. sponsored by subcommittee chairman Rep. MBA strongly supports the overarching goal of H.R.

HR

Afford Anything

JUNE 10, 2025

But we expect that to drop to $6,000 once both kids are in school and once we move, depending on our mortgage. Should we consider a 15-year mortgage? Or is it okay to carry a mortgage into our seventies? We may be able to save a bit more depending on when we move, and we’re also open to renting in the Midwest before we buy.

HR

Housing Wire

MARCH 24, 2025

Amid a series of shakeups last week at the government-sponsored enterprises (GSEs) and its regulator, the Federal Housing Finance Agency (FHFA), two office closures inside the agency could hamper its fair lending and data gathering efforts that support the broader mortgage industry. Pulte has moved swiftly to reshape the posture at the GSEs.

Lending

Housing Wire

FEBRUARY 5, 2025

Knowing about saving, budgeting, investing and mortgage financing will serve you well if you want to target renters who want to jump off the hamster wheel of paying rent, and who are ready to dip their toe into owning a property. Target first-time homebuyers by holding live webinars in cooperation with your favorite mortgage professional.

Commercial

Afford Anything

MAY 14, 2025

I owned a home for 18 years, and including the mortgage, I averaged just £665 a month in total housing costs. NetSuite NetSuite is the number one cloud financial system, bringing accounting, financial management, inventory, HR, into ONE platform, and ONE source of truth. And maintenance has been surprisingly minimal.

HR

Housing Wire

SEPTEMBER 25, 2023

Equifax ‘s new product integration with the United Kingdom’s IRIS Software Group aims to cut down underwriting time for mortgage borrowers at small- and medium-sized businesses (SMBs). When a consumer applies for a home mortgage , auto loan or social service benefits, their employer is required to provide employment and income history.

HR

Housing Wire

MAY 25, 2022

Keller Mortgage , part of the kwx holding company, laid off operations positions in a conference call on Monday May 23, according to more than a dozen employees. “We remain committed to assisting our impacted employees and to growing our mortgage offerings over the long term.” There is no cost for the company to keep them.

Mortgages

Housing Wire

JULY 18, 2022

new jobs hiring, housing jobs, recruiting for mortgage industry. Based on the headlines, one might assume the mortgage business is a complete disaster. Some mortgage companies will merge to stay afloat, and many others will go under. Recruiting battles for LOs remain fierce, mortgage executives and LOs told HousingWire.

Mortgages

Housing Wire

SEPTEMBER 16, 2022

Department of Veterans Affairs mortgage loans. With the passage of HR 7735, known as the “Improving access to the VA home loan benefit Act of 2022,” the VA is now permitting desktop appraisals and in some circumstances, waiving appraisals altogether. The bill, introduced by Rep.

HR

Housing Wire

JUNE 16, 2023

A former CrossCountry Mortgage employee accused her immediate superior at a branch in Georgia of sexual harassment and said the mortgage company retaliated against her after she lodged complaints with the human resources department and federal authorities. District Court for the Northern District of Georgia, Atlanta Division.

HR

Housing Wire

MARCH 13, 2023

House of Representatives last week reintroduced a bill that seeks to solidify the mortgage insurance premium (MIP) deduction. The bill, House Resolution (HR) 1384 , is sponsored by Rep. A bipartisan pair of members from the U.S. Vern Buchanan (R-Fla.) and co-sponsored by Rep. Jimmy Panetta (D-Calif.),

HR

Housing Wire

JUNE 17, 2024

Dozens of former employees at Guaranteed Rate say the mortgage lender has fostered a toxic work environment — including verbal abuse, misogyny and bullying — amid the laser focus of its founder and CEO, Victor Ciardelli, on making money and growing the business, according to a report published Saturday by the Chicago Tribune.

HR

Housing Wire

AUGUST 8, 2024

After 25 years at Intuit , Glenn McGillivray has joined Rocket Companies , the parent of Rocket Mortgage , in the newly created role of chief people and places officer, the company confirmed on Thursday.

HR

Housing Wire

APRIL 5, 2024

This is according to an official log of the proposed bill, designated as House Resolution (HR) 7857 and which Fitzgerald is calling the “Accurate Credit Reporting for Homebuyers Act.” The FHFA’s proposal could be the obstacle that keeps borrowers from obtaining a mortgage if they have lower FICO scores but are otherwise credit-worthy.”

HR

Housing Wire

JUNE 7, 2022

From mortgage origination to servicing, companies are constantly grappling with high volume and stringent regulatory oversight while managing a large cohort of vendor partners. Smaller mortgage originators often deal with this problem by throwing more people at it. We’re seeing mortgage executives and workers retiring at record rates.

Lending

Housing Wire

APRIL 26, 2023

Arizona-based lender On Q Financial will form a multi-partner mortgage banking joint venture with HomeCo Partners , a consortium of real estate brokerages and a builder, HousingWire has learned. HomeCo Partners had created a JV with New Rez , which is permanently winding down.

HR

Housing Wire

FEBRUARY 26, 2021

This can be attributed to increasing mortgage applications and refinances due to COVID-19 and low interest rates. All lenders should expect this trend to continue well into 2021 given that the economy should not expect relief from COVID-19 until the latter half of the year—keeping interest rates low, and mortgage and refinance volume high.

HR

Housing Wire

SEPTEMBER 1, 2021

United Wholesale Mortgage. First Guaranty Mortgage Corporation. First American Mortgage Solutions. DHI Mortgage Company. American Mortgage Network. First Community Mortgage. HR Director. Freedom Mortgage. Academy Mortgage Corporation. Paramount Residential Mortgage Group Inc.

HR

Housing Wire

MAY 23, 2024

Bettios has been at NFM Lending for seven years and previously worked at US Bank Home Mortgages and First American Mortgage Solutions. Sarah Wheeler: You’ve been on different sides of the mortgage transaction. He started his career as a developer and spent 10 years as a senior product manager at Fannie Mae.

Loan Officer

Housing Wire

DECEMBER 8, 2021

The blowback from the industry has been immense, with many mortgage executives questioning the ethics of firing employees just weeks before the holidays. A day after the layoffs, the CEO publicly claimed that the company’s former employees were “stealing” from the company and its customers by being unproductive.

HR

Housing Wire

OCTOBER 7, 2020

As mortgage lenders continue to register record volume in 2020, top talent is in peak demand and companies are having to shift the way they view human capital in order to stay competitive. Having written over 100 articles on workplace dynamics, Butler’s insights have been featured in dozens of media outlets such as Forbes and HR News.

HR

Housing Wire

FEBRUARY 15, 2022

government, insurance companies and financial institutions as well as asset-backed security issuances and transactions in the private-label residential mortgage-backed securities (MBS) sector. HR Ratings de Mexico and Japan Credit Rating Agency Ltd. first-lien mortgages on residential properties.” billion — or 68.1%

Residential

Housing Wire

DECEMBER 7, 2023

Students chose the school for its offering of live instruction classes for salespersons, brokers, appraisers, mortgage, and home inspection courses at various locations and convenient times, including weekend classes. Select from seven 2-hr, ala carte courses Complete CE Package for $50: Required 12 hrs of coursework.

HR

HomeLight

AUGUST 30, 2024

As of early 2024, ICE’s Mortgage Monitor revealed that the average U.S. mortgage-holding homeowner has about $299,000 in equity. miles) Ontario, Oregon $329,500 48 min-1 hr 2 min (56.4 miles) Emmett $527,000 45 min-1 hr 11 min (36.2 miles) Fruitland $430,000 49 min – 1 hr (54.4

HR

HomeLight

AUGUST 16, 2021

The mortgage loan process is pretty messy! Follow the list, and you’ll save yourself a lot of headaches and make the mortgage loan process a lot smoother. Businesses have expenses, which eat into how much you take home and have available to spend on a mortgage. Source: (Mangostar / ShutterStock). Loan application.

Loans

Afford Anything

JULY 22, 2020

Paul’s parents own a property worth $100,000, and they owe $80,000 on the mortgage. They have $80,000 left on the mortgage, and they want to downsize in a few years. Can I “take over the mortgage” for them? We live in the Bay Area and have a mortgage that we refinanced to 3.25 Our current mortgage is 3.65

HR

Afford Anything

JANUARY 4, 2021

They have $150,000 saved for a downpayment, but a $600,000 mortgage isn’t what they had in mind. They’d like to pay off their $90,000 mortgage in three years, but they’re afraid to use the money in case of unexpected baby expenses. I’d like to stay home for the next 10 years, and we also want to pay off our $90,000 mortgage.

HR

Realty Biz

JUNE 13, 2022

Before joining Cairn, Flohr was a General Manager at Berkadia Commercial Mortgage. He sat on numerous industry innovation groups and was a sought-after speaker on Proptech and the multifamily industry.

HR

McKissock

OCTOBER 9, 2020

” “You can’t make a $100,000 a year doing $15/hr work. In the early years it was all about bank relationships, networking with bank managers, mortgage brokers, even real estate agents to get a leg up on the competition. that you do best and delegate the rest. . Then came AMCs, which felt a lot less personal.

HR

Marco Santarelli

AUGUST 3, 2022

Mortgage rates also play an impact here. hr and the Average Renter Wage is $17.46. This also raises a bit of a concern that in Arizona wages are not keeping up with the rising costs of housing. When prices go up, some buyers can no longer afford to buy and drop out. The minimum wage in Arizona is $12.00/hr

Marketing

HomeLight

MAY 27, 2021

Some relocation packages offer a relocation mortgage , a loan that allows your employer to make financial contributions to your mortgage in various ways. Ask your employer’s HR department if they have a relocation policy or benefits to offer. of your property value. Closing costs: Between 6% to 10% of home sale price.

HR

HomeLight

DECEMBER 10, 2024

Avoiding foreclosure: You’ve fallen behind on mortgage payments, and selling the house can help prevent a potential foreclosure. In a cash sale , the buyer possesses the required funds to purchase your property upfront, which circumvents the traditional mortgage process and streamlines the entire transaction.

HR

HomeLight

MARCH 31, 2022

Potential homebuyers will need to budget for a down payment, closing costs, monthly mortgage payment, and that doesn’t even include the cost of utilities. Second mortgage. Many other down payment assistance programs are offered in the form of a second mortgage. Forgivable second mortgage.

Closing costs