Housing Wire

FEBRUARY 5, 2025

Mortgage applications increased 2.2% on a seasonally adjusted basis from last week, according to data from the Mortgage Bankers Association s (MBA) weekly mortgage applications survey for the week ending January 31, 2025. The refinance share of mortgage activity increased to 39.0% of total applications compared to 37.1%

Fixed-rate mortgage

Housing Wire

NOVEMBER 15, 2024

The Ohio-based builder is offering discounts of up to $20,000 on select homes in Greater Houston , along with no-cost 2/1 rate buydowns , and slashing prices by as much as $93,850 in other markets like Chicago. In Charlotte , borrowers to lock in a lower rate on select Quick Move-In homes that can close by the end of the year.

Fixed-rate mortgage

Housing Wire

APRIL 2, 2025

Mortgage applications decreased 1.6% from last week , according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending March 28, 2025. The refinance share of mortgage activity also saw a decrease, dropping to 38.6% of total applications from 40.4% the previous week.

Fixed-rate mortgage

Housing Wire

FEBRUARY 12, 2025

Mortgage applications increased 2.3% The Mortgage Bankers Association ‘s market composite index increased 6% on an unadjusted basis compared with the previous week. The refinance share of mortgage activity increased to 40.2% on a seasonally adjusted basis in the latest MBA survey. of total applications from 39.0%

Fixed-rate mortgage

Housing Wire

JANUARY 8, 2025

As mortgage rates continue to climb past the 7% mark, applications continued to take a step back following the New Year’s Day holiday. from the week prior, the Mortgage Bankers Association (MBA) reported in its weekly mortgage applications survey for the week ending Jan. Demand decreased by 3.7% the previous week.

Mortgages

Housing Wire

JANUARY 20, 2025

This housing market is on hold until mortgage rates come down. We knew that mortgage rates over 7% were possible for the year, and here we are. I still expect well spend most of the year under 7% for the 30-year fixed rate mortgage , but until that happens, home sales are at a standstill.

Sales

Housing Wire

NOVEMBER 27, 2024

Mortgage applications rose 6.3% 22, driven by a 12% increase in demand for purchase loans, according to data released Wednesday by the Mortgage Bankers Association (MBA). It is the third straight weekly increase for applications — a good sign for mortgage lenders heading into the typically slow Thanksgiving holiday.

Mortgages

Housing Wire

JULY 30, 2025

Mortgage applications decreased 3.8% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending July 25, 2025. Mortgage applications fell to their lowest level since May, with both purchase and refinance activity declining over the week.

Fixed-rate mortgage

Housing Wire

JANUARY 15, 2025

With an adjustment for the New Year’s holiday, mortgage applications increased 33.3% from one week earlier, according to the Mortgage Bankers Association s (MBA) weekly mortgage applications survey, released today. The share of refinance mortgage activity increased to 42.7% Bond yields in the U.S. from 16.2%

Fixed-rate mortgage

Housing Wire

MAY 28, 2025

Mortgage applications decreased 1.2% from one week earlier, per data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending May 23, 2025. The refinance share of mortgage activity decreased to 34.6% The adjustable-rate mortgage (ARM) share of activity increased to 7.5%

Fixed-rate mortgage

Housing Wire

JANUARY 22, 2025

Mortgage escrow accounts are an important, yet widely misunderstood asset in the housing market. Although 80% of mortgage holders have escrow accounts, only 60% fully understand them, up from 52% in early 2024. Almost half (44%) of respondents also said they would experience hardship if their mortgage payments increased.

FHA loan

Housing Wire

MARCH 30, 2025

These loans pertain to multifamily mortgages, which are used for commercial properties with five or more units, such as apartment buildings. Notably, the rate of multifamily delinquencies currently stands at under 1%, but it is at levels above the 2008 recession.

Fixed-rate mortgage

Housing Wire

APRIL 10, 2025

Americas housing market isnt just cooling its frozen in place. Millions of homeowners are locked into 23% mortgage rates and simply wont sell, creating a chain reaction thats grinding the entire system to a halt. But this isnt just a temporary side effect of high interest rates. And while U.S. Nearly two-thirds of U.S.

Design

Housing Wire

FEBRUARY 26, 2025

Mortgage applications decreased by 1.2% from last week on a seasonally adjusted basis, according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending Feb. The refinance share of mortgage activity increased to 38.9% of total applications from 38.7% the previous week.

Fixed-rate mortgage

Housing Wire

MARCH 26, 2025

Purchase applications saw a slight uptick even as overall mortgage applications decreased 2.0% from last week , according to data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending March 21, 2025. The refinance share of mortgage activity decreased to 40.4% the week prior.

Fixed-rate mortgage

Real Estate News

JUNE 26, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Shutterstock By the Numbers Pending sales defy expectations, spark hope for a rebound Mortgage rates continued to decline in another positive sign for the market. The 15-year fixed-rate mortgage meanwhile averaged 5.89%.

Sales

Real Estate News

JUNE 23, 2025

Dave Gallagher June 23, 2025 4 mins Key points: The seasonally adjusted annual rate of existing home sales came in at 4.03 High mortgage rates continue to be a drag on the market, but a drop in rates later this year could energize home sales. Fannie Mae is also not expecting mortgage rates to drop significantly.

Sales

Housing Wire

MAY 28, 2025

lender United Wholesale Mortgage (UWM) will begin offering fixed interest rates for the first five years on Federal Housing Administration (FHA) and U.S. Department of Veteran Affairs (VA) adjustable-rate mortgages ( ARMs ). FHA loan rates averaged 6.68%. The typical baseline share is between 3% and 5%.

VA loan

RIS Media

JULY 24, 2025

Experts maintain that while rates may tick down to the mid-6’s by end of year, in the meantime they’ll remain at elevated levels at least through the season.

Fixed-rate mortgage

RIS Media

JANUARY 16, 2025

Still on the upswing, the average 30-year fixed rate mortgage ticked up over 7% this week, marking its fifth straight week of increases and hitting their highest point since last May.

Fixed-rate mortgage

Marco Santarelli

JANUARY 2, 2025

Mortgage rates have risen today, January 2, 2025, making it essential for potential homebuyers to stay informed and make smart financial decisions. As per the latest data from Zillow , the average 30-year fixed mortgage rate has climbed to 6.70% , while the 15-year fixed rate has increased to 6.10%.

Mortgages

Marco Santarelli

JULY 4, 2025

If you're like me, you're always watching the housing market, wondering when it's finally going to become a little more reasonable. Well, there's some good news: Mortgage rates are dropping! The average rate for a 30-year fixed-rate mortgage has fallen to 6.67% , the biggest drop we’ve seen since March of this year.

Fixed-rate mortgage

Marco Santarelli

DECEMBER 29, 2024

As we approach January 2025, many prospective homebuyers and existing homeowners are keenly interested in mortgage rate predictions. Most industry experts foresee a gradual decline in mortgage rates, providing a glimmer of hope for those navigating the complexities of the housing market. by mid-2025.

Mortgages

Housing Wire

MAY 5, 2025

One week is not a trend it could rebound next week but it is notable that this is the first negative reading after the annual rate of home price change has been slowing all year. During the week, mortgage rates inched lower, so the typical mortgage payment for a homebuyer is now nearly 6% cheaper than for buyers a year ago.

Sales

Marco Santarelli

DECEMBER 21, 2024

It appears that home buyers are indeed adjusting to the current reality of higher mortgage rates. While the dream of sub-4% rates seems to be a distant memory, the housing market is showing signs of resilience as buyers become more comfortable with rates in the mid-to-upper 6% range. And I can see that.

Sales

RIS Media

OCTOBER 24, 2024

Mortgage rates are still ticking up, thanks to strong economic data including good jobs reports and stubborn core inflation, economists say, noting that rates are still expected to come down in the months ahead as data falls more in line with expectations.

Fixed-rate mortgage

Marco Santarelli

DECEMBER 20, 2024

Ever feel like you're throwing money away with your current mortgage? Many homeowners wonder about the best time to refinance mortgage. When is the Best Time to Refinance Mortgage? It's More Than Just Lower Rates Refinancing is essentially replacing your old mortgage with a new one. You're not alone! Why Refinance?

Mortgages

Marco Santarelli

MARCH 7, 2025

Mortgage rates have indeed plunged to their lowest points this year on March 7, 2025, signaling a moment of opportunity for prospective homeowners and those looking to refinance. Today's Mortgage Rates March 7, 2025: Rates Drop to Lowest Points Key Takeaways Mortgage Rates Low : Rates are currently lower than they have been this year.

Mortgages

Marco Santarelli

JULY 12, 2025

Wondering where mortgage rates are headed? After a period of ups and downs, everyone wants to know: What will Mortgage Rates be from August to December 2025? My detailed analysis, drawing from the best sources, suggests that mortgage rates will likely hover in the mid-6% range, gradually decreasing to around 6.3%-6.5%

Mortgages

Marco Santarelli

JANUARY 1, 2025

Mortgage rates are a hot topic for anyone looking to buy a home or refinance an existing mortgage. As of January 01, 2025, the average mortgage rate for a 30-year fixed loan is 7.01%. Refinance Rate : 7.01% for a 30-year refinance, indicating stable rates compared to purchase mortgages.

Mortgages

Marco Santarelli

JULY 8, 2025

If you're like most people eyeing the housing market, you're probably glued to mortgage rate charts in 2025. The big question is: what have mortgage rates trends over the past year looked like? Mortgage Rates Chart and Trends Over the Past One Year: July 2025 What’s Been Happening? Let's dive in.

Fixed-rate mortgage

Marco Santarelli

DECEMBER 27, 2024

As of December 27, 2024, todays mortgage rates reflect a notable increase, with the average 30-year fixed mortgage rate at 6.85%. For those considering buying or refinancing a home, comprehending the current mortgage environment is essential.

Fixed-rate mortgage

Marco Santarelli

DECEMBER 31, 2024

As of December 31, 2024, mortgage rates have displayed a noteworthy decrease across various terms, bringing both hope and opportunity to prospective homebuyers and those considering refinancing their existing mortgages. 20-Year Fixed 6.48% -0.10 15-Year Fixed 6.03% -0.09 20-Year Fixed 6.54% -0.06

Mortgages

RIS Media

NOVEMBER 7, 2024

Mortgage rates inched up again this week, a six-week runup to date and not expected to stabilize by the end of the year, experts noted. … The post Mortgage Rates Move Up for Sixth Straight Week appeared first on RISMedia. .…

Fixed-rate mortgage

Marco Santarelli

APRIL 16, 2025

If you're planning to secure a mortgage or refinance your existing loan, today's mortgage rates – April 16, 2025 have dropped significantly across multiple loan types. This decline is largely due to recent decreases in the 10-year Treasury yield, an important indicator lenders use to determine mortgage rates.

Fixed-rate mortgage

Marco Santarelli

JULY 31, 2025

If you're keeping an eye on the housing market, you're probably wondering about mortgage rates this week. As of July 31, 2025 , the 30-year fixed-rate mortgage is averaging around 6.72% , a slight dip of 0.02% from the previous week. This made mortgage rates jump to their highest in 20 years.

Mortgages

Marco Santarelli

OCTOBER 26, 2024

As of October 24, 2024, mortgage rates have climbed north of 6.5% for the first time since August , marking another significant shift in the housing market that many aspiring homeowners might find chilling. Mortgage Rates Climb North of 6.5% Mortgage Rates Climb North of 6.5%

Fixed-rate mortgage