Housing Wire

MAY 21, 2025

Mortgage applications decreased 5.1% from a week earlier, according to data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending May 16, 2025. The refinance share of mortgage activity increased to 36.6% The adjustable-rate mortgage (ARM) share of activity decreased to 7.1%

Fixed-rate mortgage 378

Fixed-rate mortgage Mortgages Loans Investor 378

Housing Wire

NOVEMBER 15, 2024

Buyers using this incentive can qualify for either a 3/2/1 rate buydown on a 30-year FHA Fixed-rate Mortgage or a 3/2/1 rate buydown on a 30-year conventional fixed-rate mortgage. Several areas, including Central Ohio, Greater Austin, Texas, and Charlotte, N.C.,

Fixed-rate mortgage 403

Fixed-rate mortgage Closing costs Residential Finance 403

Housing Wire

JANUARY 15, 2025

With an adjustment for the New Year’s holiday, mortgage applications increased 33.3% from one week earlier, according to the Mortgage Bankers Association s (MBA) weekly mortgage applications survey, released today. The share of refinance mortgage activity increased to 42.7% Bond yields in the U.S. from 16.2%

Fixed-rate mortgage 370

Fixed-rate mortgage Mortgages FHA loan Loans 370

Housing Wire

JANUARY 8, 2025

As mortgage rates continue to climb past the 7% mark, applications continued to take a step back following the New Year’s Day holiday. from the week prior, the Mortgage Bankers Association (MBA) reported in its weekly mortgage applications survey for the week ending Jan. Demand decreased by 3.7% the previous week.

Mortgages 429

Mortgages Fixed-rate mortgage Loans Sales 429

Housing Wire

FEBRUARY 5, 2025

Mortgage applications increased 2.2% on a seasonally adjusted basis from last week, according to data from the Mortgage Bankers Association s (MBA) weekly mortgage applications survey for the week ending January 31, 2025. The refinance share of mortgage activity increased to 39.0% of total applications compared to 37.1%

Fixed-rate mortgage 350

Fixed-rate mortgage Loans Mortgages FHA loan 350

Housing Wire

MAY 7, 2025

Mortgage applications increased 11% from one week earlier amid a decline in rates, according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending May 2, 2025. The refinance share of mortgage activity decreased to 37.1% of total applications from 37.3%

Fixed-rate mortgage 383

Fixed-rate mortgage Mortgages Loans VA loan 383

Housing Wire

NOVEMBER 27, 2024

Mortgage applications rose 6.3% 22, driven by a 12% increase in demand for purchase loans, according to data released Wednesday by the Mortgage Bankers Association (MBA). It is the third straight weekly increase for applications — a good sign for mortgage lenders heading into the typically slow Thanksgiving holiday.

Mortgages 370

Mortgages VA loan FHA loan Fixed-rate mortgage 370

Housing Wire

JULY 9, 2025

Mortgage applications increased 9.4% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending July 4, 2025. ” He continued, “The most remarkable aspect of the 2025 data is that this is still happening, despite rates being near 7%.

Fixed-rate mortgage 314

Fixed-rate mortgage Loans Mortgages VA loan 314

Housing Wire

APRIL 2, 2025

Mortgage applications decreased 1.6% from last week , according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending March 28, 2025. The refinance share of mortgage activity also saw a decrease, dropping to 38.6% of total applications from 40.4% the previous week.

Fixed-rate mortgage 345

Fixed-rate mortgage Loans Mortgages Development 345

Housing Wire

MAY 28, 2025

Mortgage applications decreased 1.2% from one week earlier, per data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending May 23, 2025. The refinance share of mortgage activity decreased to 34.6% The adjustable-rate mortgage (ARM) share of activity increased to 7.5%

Fixed-rate mortgage 348

Fixed-rate mortgage Mortgages Loans Marketing 348

Housing Wire

MARCH 30, 2025

These loans pertain to multifamily mortgages, which are used for commercial properties with five or more units, such as apartment buildings. Notably, the rate of multifamily delinquencies currently stands at under 1%, but it is at levels above the 2008 recession.

Fixed-rate mortgage 541

Fixed-rate mortgage Bankruptcy Loans Commercial 541

Housing Wire

FEBRUARY 12, 2025

Mortgage applications increased 2.3% The Mortgage Bankers Association ‘s market composite index increased 6% on an unadjusted basis compared with the previous week. The refinance share of mortgage activity increased to 40.2% on a seasonally adjusted basis in the latest MBA survey. of total applications from 39.0%

Fixed-rate mortgage 247

Fixed-rate mortgage Mortgages VA loan Loans 247

Real Estate News

JULY 10, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Adobe Stock By the Numbers Mortgage rate uptick leaves summer market on standby Mortgage applications are up, but a rise in rates combined with job loss concerns and tariff uncertainty could kill the momentum. The good news for agents?

Mortgages 268

Mortgages Marketing Fixed-rate mortgage MLS 268

Housing Wire

JANUARY 20, 2025

This housing market is on hold until mortgage rates come down. We knew that mortgage rates over 7% were possible for the year, and here we are. I still expect well spend most of the year under 7% for the 30-year fixed rate mortgage , but until that happens, home sales are at a standstill.

Sales 388

Sales Mortgages Staging Fixed-rate mortgage 388

Housing Wire

JUNE 2, 2021

Mortgage applications dropped for the second straight week , this time down 4% for the week ending May 28, 2021, according the Mortgage Bankers Association ‘s weekly mortgage applications survey. This week’s data was compared to mortgage applications from the week of Memorial Day in 2020. the previous week.

Fixed-rate mortgage 543

Fixed-rate mortgage Mortgages New Construction Loans 543

Housing Wire

MARCH 3, 2021

Mortgage applications recovered slightly from last week , increasing 0.5% 26, 2021 according to the latest report from the Mortgage Bankers Association. That is despite the fact that the 30-year fixed rate experienced its largest single-week increase in almost a year, reaching 3.23%. for the week ending Feb. from 11.2%

Fixed-rate mortgage 545

Fixed-rate mortgage Mortgages Loans Industrial 545

Housing Wire

JULY 14, 2021

After several consecutive weeks of drops, mortgage applications jumped 16% for the week ending July 9, 2021, according to the latest report from the Mortgage Bankers Association. The refinance share of activity of total mortgage applications increased to 64.1% The FHA share of total mortgage applications decreased to 9.5%

Fixed-rate mortgage 518

Fixed-rate mortgage Mortgages Loans Investor 518

Housing Wire

JUNE 9, 2025

Unlike the pre-2008 era, stricter lending standards and robust regulations have kept mortgage delinquency rates low, significantly lowering the odds of a catastrophic collapse. In 2008, DTI ratios averaged 43%, leaving borrowers vulnerable to payment shocks from risky adjustable-rate mortgages as home values plummeted.

Marketing 449

Marketing Debt-to-income ratio Fixed-rate mortgage Loans 449

Housing Wire

JUNE 18, 2025

Mortgage applications decreased 2.6% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending June 13, 2025. The refinance share of mortgage activity increased to 37.3% of total applications from 36.7% the previous week. from 18.0%

VA loan 295

VA loan Loans Fixed-rate mortgage Mortgages 295

Housing Wire

JANUARY 22, 2025

Mortgage escrow accounts are an important, yet widely misunderstood asset in the housing market. Although 80% of mortgage holders have escrow accounts, only 60% fully understand them, up from 52% in early 2024. Almost half (44%) of respondents also said they would experience hardship if their mortgage payments increased.

FHA loan 388

FHA loan Fixed-rate mortgage Equity Mortgages 388

Housing Wire

DECEMBER 19, 2024

Total refinance volume increased in the third quarter of 2024 as mortgage rates decreased but remained above the levels observed through 2021, the report added. Mortgage rates fell between June and September: the average interest rate on a 30-year fixed rate mortgage decreased from 6.92% to 6.18%.

Fixed-rate mortgage 387

Fixed-rate mortgage Loans Mortgages Finance 387

Real Estate News

MAY 19, 2025

After weeks of relative stability, the 30-year fixed-rate mortgage surged as treasury yields rose on the heels of the May 16 announcement.

Fixed-rate mortgage 216

Fixed-rate mortgage Mortgages 216

Housing Wire

APRIL 23, 2025

Mortgage applications decreased 12.7% from a week earlier , according to data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending April 18, 2025. The refinance share of mortgage activity decreased to 37.3% of total applications from 41.3% the previous week. from 15.8%

Fixed-rate mortgage 210

Fixed-rate mortgage Mortgages Loans VA loan 210

Housing Wire

AUGUST 5, 2021

The average 30-year fixed-rate mortgage slipped back down to 2.77% for the week ending August 5, according to mortgage rates data released Thursday by Freddie Mac ‘s PMMS. The week prior, mortgage rates had rebounded slightly to 2.80%. Presented by: Black Knight.

Fixed-rate mortgage 528

Fixed-rate mortgage Mortgages Lending Renovation 528

Housing Wire

JANUARY 13, 2022

The average 30-year fixed rate mortgage increased to 3.45% during the week ending Jan. 13, up from 3.22% the week prior, according to the latest Freddie Mac PMMS Mortgage Survey. A year ago, the 30-year fixed rate mortgage averaged 2.79%. A year ago at this time, it averaged 2.23%.

Fixed-rate mortgage 498

Fixed-rate mortgage Mortgages Loans Closing 498

Housing Wire

FEBRUARY 26, 2025

Mortgage applications decreased by 1.2% from last week on a seasonally adjusted basis, according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending Feb. The refinance share of mortgage activity increased to 38.9% of total applications from 38.7% the previous week.

Fixed-rate mortgage 210

Fixed-rate mortgage Mortgages Loans Marketing 210

Housing Wire

JANUARY 6, 2022

The average 30-year fixed rate mortgage increased to 3.22% during the week ending Jan. 6, up from 3.11% the week prior, according to the latest Freddie Mac PMMS Mortgage Survey. A year ago, the 30-year fixed rate mortgage averaged 2.65%. Rising mortgage rates have already begun to sap demand.

Fixed-rate mortgage 506

Fixed-rate mortgage Mortgages Lending Loans 506

Housing Wire

NOVEMBER 18, 2021

Mortgage rates strongly increased above 3% in the week ending November 18, according to the latest Freddie Mac PMMS mortgage report. The 30-year fixed-rate mortgage hit 3.10%, up 12 basis points from 2.98% the week prior. A year ago at this time, the average 30-year fixed-rate loan averaged just 2.72%.

Fixed-rate mortgage 509

Fixed-rate mortgage Mortgages Loans Industrial 509

Housing Wire

OCTOBER 19, 2023

Rates on the 30-year fixed-rate mortgage eclipsed 8% this week as the Treasury yield surpassed 4.9% Per Mortgage News Daily , mortgage rates touched 8.03% on Wednesday, up from 7.69% the previous week. By contrast, the 30-year, fixed-rate mortgage was at 6.94% a year ago at this time.

Fixed-rate mortgage 482

Fixed-rate mortgage Mortgages Construction Loans 482

Housing Wire

AUGUST 19, 2021

The average 30-year fixed-rate mortgage declined slightly to 2.86% for the week ending in August 19, according to mortgage rates data released Thursday by Freddie Mac ‘s PMMS. The week prior, mortgage rates rose to 2.87% , after six consecutive weeks of mortgage rate declines.

Mortgages 513

Mortgages Fixed-rate mortgage Banks Finance 513

Housing Wire

FEBRUARY 19, 2025

Mortgage applications decreased 6.6% from last week, according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending Feb. The refinance share of mortgage activity, which had been strong for the past few weeks, shrank to 38.7% of total applications from 40.2%

Fixed-rate mortgage 268

Fixed-rate mortgage Loans Mortgages Closing 268

Housing Wire

NOVEMBER 2, 2023

Mortgage rates stabilized this week as the Federal Reserve decided to keep its rates unchanged Wednesday. However, mortgage rates still remain at a 23-year high. The 30-year fixed-rate mortgage averaged 7.76% as of Nov. 2, according to Freddie Mac ‘s Primary Mortgage Market Survey.

Fixed-rate mortgage 482

Fixed-rate mortgage Mortgages MLS Investor 482

Housing Wire

DECEMBER 28, 2023

As we prepare to bid adieu to 2023, mortgage rates this week again stayed below seven percent. The 30-year fixed-rate mortgage averaged 6.61% as of Dec. 28, a slight decrease from the 6.67% rate recorded on Dec. 21 according to Freddie Mac ‘s Primary Mortgage Market Survey released on Thursday.

Fixed-rate mortgage 498

Fixed-rate mortgage Mortgages Finance Equity 498

Housing Wire

NOVEMBER 10, 2021

Mortgage rates fell below 3% in the week ending November 10, according to the latest Freddie Mac PMMS mortgage report. The 30-year fixed-rate mortgage declined to 2.98% last week, falling 11 basis points from 3.09% the week prior. A year ago at this time, the average 30-year fixed-rate loan averaged 2.84%.

Fixed-rate mortgage 493

Fixed-rate mortgage Mortgages Closing Loans 493

Real Estate News

JUNE 26, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Shutterstock By the Numbers Pending sales defy expectations, spark hope for a rebound Mortgage rates continued to decline in another positive sign for the market. The 15-year fixed-rate mortgage meanwhile averaged 5.89%.

Sales 270

Sales Fixed-rate mortgage Mortgages MLS 270

Housing Wire

SEPTEMBER 28, 2023

Mortgage rates climbed again this week as investors braced themselves for ‘higher-for-longer’ conditions following last week’s Fed meeting. By contrast, the 30-year fixed-rate mortgage was at 6.70% a year ago at this time. Other indices showed significantly higher mortgage rates this week.

Fixed-rate mortgage 475

Fixed-rate mortgage Mortgages Loans Investor 475

Housing Wire

MARCH 26, 2025

Purchase applications saw a slight uptick even as overall mortgage applications decreased 2.0% from last week , according to data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending March 21, 2025. The refinance share of mortgage activity decreased to 40.4% from 14.6%

Fixed-rate mortgage 236

Fixed-rate mortgage Mortgages Loans VA loan 236