Housing Wire

JULY 16, 2025

The importance of this acquisition The housing market is undergoing a transformation, with new home construction playing a pivotal role. As we analyze aging housing stock, demographic trends and pent-up demand, we see new home construction as a pivotal component of total home sales in the coming decades.

Construction

Housing Wire

FEBRUARY 13, 2025

As the 21st transaction made under the company’s LHOME Mortgage Trust, Kiavi’s total volume of notes offered sits at $5.8 It also launched a new construction financing product for builders. billion since 2019. The company reportedly originated $6.5 billion in loan volume last year, up 46% from 2023.

Land

Housing Wire

AUGUST 6, 2025

Growth in mortgage, rentals Since flaming out of iBuying in late 2021, Zillow has gone all in on its “ Super App ” strategy, seeking to be a one-stop shop for home buyers and seller. In building out this plan, Zillow has expanded into mortgage, through Zillow Home Loans , and has grown its presence in rentals.

Agents

Housing Wire

FEBRUARY 10, 2025

It also closed five RTL securitizations for nearly $2 billion and expanded its product suite by launching a new construction financing product. The company said that in 2024, it increased its active customer base to more than 5,500 (up 30% from 2023).

Lending

BAM Media

DECEMBER 17, 2024

Heres what Fannie Mae expects: Mortgage Rates: Declining modestly to 6.4%, but still elevated compared to pre-pandemic norms. Mortgage Rates: Modest Decline but Still Elevated Fannie Mae predicts mortgage rates will average 6.4% Existing Home Sales: Improving slightly to 4.25 million, up 4.8% from 2024, yet near 30-year lows.

Agents

Marco Santarelli

OCTOBER 19, 2024

In September 2024, single-family home construction surged, indicating a renewed interest among homeowners and builders alike, particularly in the Northeast. This increase is largely attributed to a dip in mortgage rates, making it more affordable for families to invest in their own homes. increase from the previous month.

Construction

Marco Santarelli

JANUARY 15, 2025

Job Growth vs. New Construction: A vibrant job market attracts new residents, but if there aren't enough new homes being built, competition will surge, which can put upward pressure on home prices. It's not always about the biggest jump, but rather sustainable, steady growth.

Marketing

Marco Santarelli

DECEMBER 5, 2024

Higher home prices and mortgage rates will make homeownership a challenge, while rental prices stay relatively flat and wages continue to rise, making renting a more affordable choice for many. Mortgage Rates Will Remain Near 7% Mortgage rates are predicted to stay high throughout 2025, fluctuating around 6.8%. million and 4.4

Marketing

Marco Santarelli

MARCH 9, 2025

Underwater Mortgages: This happens when homeowners owe more on their mortgage than their house is actually worth. When people lose their jobs, they may struggle to pay their mortgages, leading to more foreclosures and less demand for housing overall. of wages) 34% Underwater Mortgages Very Low (e.g.,

Marketing

AAOA

MARCH 31, 2025

A Real Estate Investment Trust is a company that owns, operates, or finances income-generating real estate. Mortgage REITs : Invest in property mortgages and earn from interest payments. Hybrid REITs : Combine strategies of both equity and mortgage REITs. What Is a REIT and How Does It Work?

Commercial

Lab Coat Agents

APRIL 21, 2025

Forecasting the Market with AI With AI, you can detect early warning signs of a market slowdown, such as growing inventory levels, job losses, or mortgage defaults. Its Foreclosure Factor dataset identifies properties at risk of default by uncovering late mortgage payments, liens, and other signs of financial distress.

Agents

Marco Santarelli

JUNE 27, 2025

Are you dreaming of owning a home but getting stressed about high mortgage rates? The good news is, forecasts for the next few years suggest a gradual decline. Mortgage rates should probably dip below 5% by 2027. Mortgage Rates Predictions for the Next 3 Years: 2026, 2027, 2028 Where Are We Now? You're not alone!

Mortgages

Marco Santarelli

APRIL 4, 2025

Right now, there's a lot of talk about new tariffs, and while my initial reaction might be to worry about higher prices, there's a chance these tariffs could actually push mortgage rates down. Could New Tariffs Actually Lead to Lower Mortgage Rates? And as the 10-year Treasury yield falls, so too can mortgage rates.

Mortgages

Redfin

AUGUST 5, 2025

While many first-time homebuyers consider a starter home, you may be wondering if buying a new construction home is a better choice. In this Redfin article, we’ll outline the new construction process, including the pros and cons of buying a new build, and financing options.

Pre-qualification

Marco Santarelli

JANUARY 16, 2025

As of mid-January 2025, mortgage rates have climbed to over 7%, marking the highest level since May 2024. The average rates for a 30-year mortgage jumped to 7.04% , up from 6.93% the previous week, while 15-year mortgage rates have increased to 6.27% from 6.14% according to Freddie Mac. 7.04% $2,523.00 Increase $261.00

Mortgages

Marco Santarelli

FEBRUARY 28, 2025

I believe, and I have seen, that we need more innovative solutions, such as increasing density in transit-oriented areas and streamlining the permitting process for new construction, to address the affordability crisis effectively. But what should you actually do with this information?

Marketing

The Mortgage Report

JUNE 9, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Based in Denver, he has over 25 years of experience in the real estate and finance industries.

FHA 203k rehab loan

Marco Santarelli

JANUARY 5, 2025

Remember those super-low mortgage rates? Mortgage rates have jumped up, and that has understandably made people hesitant. Mortgage Rates: Still High, but with a Potential Decline: Mortgage rates are the big elephant in the room. If the bond yields go high to compensate for risk, thats bad news for us.

Finance

Marco Santarelli

JUNE 28, 2025

His forecast suggests a 6% increase in existing-home sales and a significant 10% jump in new-home sales compared to 2024. Easing Mortgage Rates: This is a big one. For many potential homebuyers, mortgage rates are the make-or-break factor. Yun is predicting that mortgage rates will ease to around 6.4%

Marketing

Marco Santarelli

MARCH 13, 2025

Housing demand is surging as mortgage rates have dropped significantly. The recent dip in mortgage rates, reaching levels not seen since mid-December, has sparked a noticeable increase in homebuyer activity. Housing Demand Surges as Mortgage Rates Drop Significantly A Sigh of Relief for Potential Homeowners?

Mortgages

Redfin

FEBRUARY 24, 2025

Financing and closing costs: If you’re financing the land purchase or construction, anticipate paying 2% to 5% of the loan amount in closing costs. Financing options are available but typically involve additional fees. As of late 2024, mortgage rates are projected to average 6.4% through 2025.

Debt-to-income ratio

Marco Santarelli

FEBRUARY 17, 2025

Construction hasn't been able to keep up with job creation, tightening the market considerably. Mortgage Rate Lock-In: This is a nationwide issue, but it's exacerbating the problem in Buffalo. People who locked in super-low mortgage rates before the recent hikes are hesitant to sell, further restricting the existing home supply.

Marketing

Norada Real Estate

JULY 5, 2025

As of July 5, 2025, the average mortgage rates remain stable, providing a sense of predictability for homebuyers and those looking to refinance. According to Zillom, the 30-year fixed mortgage rate is holding strong at 6.79% , the same as the previous week, while the 15-year fixed mortgage rate is steady at 5.86%.

VA loan

Marco Santarelli

JUNE 14, 2025

His forecast suggests a 6% increase in existing-home sales and a significant 10% jump in new-home sales compared to 2024. Easing Mortgage Rates: This is a big one. For many potential homebuyers, mortgage rates are the make-or-break factor. Yun is predicting that mortgage rates will ease to around 6.4%

Marketing

Marco Santarelli

JUNE 27, 2025

As of today, June 27, 2025, mortgage rates are seeing a downward trend, making it a favorable time for both home buyers and those looking to refinance. The national average for the 30-year fixed mortgage rate has decreased to 6.72% , down from 6.73% last week and significantly lower than 6.91% a week ago.

Mortgages

Marco Santarelli

JUNE 19, 2025

From mortgage rates to job growth and the persistent housing shortage, here’s what buyers, sellers, and homeowners might expect. Rebound in home sales : Existing-home sales are projected to rise by 6%, while new-home sales could jump by 10% compared to 2024. Easing mortgage rates : Rates are anticipated to drop to around 6.4%

Marketing

Marco Santarelli

FEBRUARY 17, 2025

As Realtor.com senior economic research analyst Hannah Jones stated, “Housing affordability continues to be a challenge for home shoppers as home prices and mortgage rates refuse to budge significantly.” Have your financing in place and be prepared to put in a competitive offer.

Marketing

Marco Santarelli

MARCH 20, 2025

Here are a few key factors: Job Opportunities: Major cities on both coasts are home to booming tech and finance industries, attracting high-earning professionals. Limited Space: Coastal cities often have limited space for new construction, leading to a shortage of housing and increased competition.

Pre-approval

Norada Real Estate

JUNE 27, 2025

As of today, June 27, 2025, mortgage rates are seeing a downward trend, making it a favorable time for both home buyers and those looking to refinance. The national average for the 30-year fixed mortgage rate has decreased to 6.72% , down from 6.73% last week and significantly lower than 6.91% a week ago.

Mortgages

Marco Santarelli

MAY 21, 2025

As of May 21, 2025, mortgage rates have eased lower compared to previous weeks, driven by shifting economic signals and Federal Reserve policies. The average rates for key mortgage terms today are as follows: the 30-year fixed mortgage rate is sitting at 6.80% , while the 15-year fixed rate has increased slightly to 6.08%.

Mortgages

Redfin

AUGUST 5, 2025

A USDA loan is a mortgage loan that helps low- to moderate-income families purchase a home in an eligible rural area. These homes include new construction and preexisting homes, manufactured homes, short sales, condos, townhouses and foreclosure homes. What is a USDA loan and how does it work?

Sales

The Close

MAY 20, 2025

An investment property loan is any type of financing you use to buy or refinance a property that generates income, like a rental property (single-family home or a multifamily property) or a commercial property. million Interest rates: Starting at 6.5% million Interest rates: Starting at 6.5% million Interest rates: Starting at 6.5%

Loans

Marco Santarelli

JUNE 12, 2025

The elevated prices and mortgage rates demand a cautious and informed approach. Some areas, particularly those with a lot of new construction, are seeing builders reduce prices. As of late May 2025, the average 30-year fixed mortgage rate hovered around 6.94% (according to Bankrate). month-over-month, -2.0%

Equity

The Close

APRIL 3, 2025

When you need to finance a house flip, you need a loan that offers a repayment term that fits your project timeline, can close quickly, and, of course, doesnt have unrealistic eligibility requirements. Unlike most types of fix and flip loans, it has no application fee, doesnt require an appraisal, and doesnt require income verification.

Loans

Marco Santarelli

MAY 14, 2025

Supply and Demand Imbalances: Sometimes, a rush of new construction (perhaps during a boom period) can lead to an oversupply of homes if demand doesn't keep pace. If you love your home and your mortgage is manageable, these fluctuations are part of long-term homeownership. This usually signals downward pressure on prices.

Marketing

Marco Santarelli

JUNE 1, 2025

As homes become less affordable due to high prices and elevated mortgage rates (which, while dipping slightly in March 2025 according to the data, are still a significant factor compared to the rock-bottom rates of 2020-2021), homes sit on the market longer. Are you comfortable with your mortgage payments?

Marketing

Marco Santarelli

MAY 31, 2025

As homes become less affordable due to high prices and elevated mortgage rates (which, while dipping slightly in March 2025 according to the data, are still a significant factor compared to the rock-bottom rates of 2020-2021), homes sit on the market longer. Are you comfortable with your mortgage payments?

Marketing