Housing Wire

JANUARY 30, 2025

In this conversation, the duo explore niche lending, second lien product opportunities and demand for non-QM. Deephaven’s focus on non-QM lending is expected to drive its volume past $80 billion in 2025. So, people are gonna have to tap into their equity for renovations, debt consolidation and better cash flow.

New Construction

Housing Wire

FEBRUARY 6, 2025

Deephaven Mortgage a pioneer in non-QM lending offers loan products to serve borrowers who might not otherwise qualify for a traditional loan. Finance a loan, and you may lose money. Avoid financing, and you risk missing out on a sales growth opportunity. This loan type offers up to $2 million in financing.

Loans

Housing Wire

MARCH 6, 2025

All four of the properties are in underserved neighborhoods as defined by the Federal Housing Finance Agency (FHFA). These are full renos, meaning tear the bathroom out, tear the kitchen out, new bathroom, new kitchen, he said of his approach to renovation. Additionally, three of them are on the same street.

Renovation

Housing Wire

OCTOBER 23, 2024

By offering higher LTVs without charging mortgage insurance, UWM aims to attract more borrowers, including those who need to consolidate student and medical debt or renovate their homes, for example. Optimal Blue data for September showed that rate locks for cash-out refis rose by 6% month over month and 55% year over year.

Equity

Housing Wire

MAY 12, 2025

HousingWire: The current market presents a unique window of opportunity especially for borrowers who fall outside traditional lending guidelines. Instead, these people are renovating or making improvements by tapping into their equity. Tom Davis: There are a number of conditions driving demand for second mortgages. Homes across the U.S

Loans

AAOA

MAY 22, 2025

High vacancy rates in multifamily properties can seriously hurt financing options.For real estate investors, vacancy rates are more than just numbersthey directly impact cash flow and lender confidence. Understanding the link between occupancy levels and financing options can empower you to make smarter decisions. Why does this matter?

Finance

Marco Santarelli

DECEMBER 29, 2024

Lender Competition: A competitive lending environment can lead to better rates for consumers. Lower rates can spur renovations and upgrades, fostering a more robust housing dynamic. Technological Advancements in Lending Moreover, technological advancements in the lending industry could alter the dynamics of mortgage rates.

Mortgages

The Close

NOVEMBER 25, 2024

When looking into your finances, consider the following factors: Closing costs: These are generally 2% to 5% of the property’s sales price and include lender fees, title insurance, property insurance, and property taxes. The longer renovations take, the higher your carrying costs will be. Pro Tip: Overestimate your expenses.

Purchase and sale agreement

AAOA

JANUARY 27, 2025

When buying a rental property, there are local price trends, zoning rules and vacancy rates to consider in addition to financing and renovation costs. Although it is not mandatory that rental owners purchase landlord insurance , most lenders will require it if you are financing the property or hold a mortgage on it.

Property Management

Marco Santarelli

JANUARY 27, 2025

These loans often come with stricter credit requirements and down payment rules due to the higher risk associated with lending large amounts of money. Considering that the housing market varies widely across different states and cities, potential buyers should ensure they have accurate information about local lending limits.

Mortgages

GeekEstate

FEBRUARY 13, 2025

Todays showcase: Vontive] Vontive is an embedded mortgage platform designed for investment real estate financing. Vontive’s platform automates key aspects of mortgage lending, including underwriting, risk assessment, loan structuring, and servicing.

Lending

The Living Room

JUNE 13, 2025

Connecting with Contractors : Providing referrals for any needed repairs or renovations. The Lender: Securing Your Mortgage Next is the lender, who plays a crucial role in securing the financing for your home. The Appraiser: Determining Home Value Appraisers assess the value of the home to ensure the lender is not over-lending.

Pre-approval

Marco Santarelli

MARCH 15, 2025

Are you thinking about renovating your kitchen, paying off some high-interest debt, or maybe even funding a dream vacation? If you're a homeowner, you might be wondering how to finance these big goals. They Assess: They'll look at your credit score, income, and the value of your home to determine how much they're willing to lend you.

Equity

The Mortgage Report

JUNE 24, 2025

Home equity is how many people build wealth and, when tapped into, can provide borrowers with money for renovating and remodeling, investing, an emergency fund or even paying off other debt. Homeowners with mortgages saw a collective annual equity increase of $115 billion in 2025’s first quarter, according to Cotality. “The

Equity

The Close

JULY 28, 2025

Portfolio lenders can be an excellent financing option if you’re looking for a source of funding that you can’t get anywhere else, whether it’s because you can’t get approved, or you’re just flat out looking for uncommon terms. You see, portfolio lenders retain loans in-house so they don’t have to worry about third-party requirements.

Pre-qualification

The Close

APRIL 3, 2025

When you need to finance a house flip, you need a loan that offers a repayment term that fits your project timeline, can close quickly, and, of course, doesnt have unrealistic eligibility requirements. Unlike most types of fix and flip loans, it has no application fee, doesnt require an appraisal, and doesnt require income verification.

Loans

Redfin

MARCH 4, 2025

From finding houses to tour and what financing options you have, theres a lot to learn about buying a home in foreclosure. Investors may see foreclosure purchases as an opportunity to renovate and resell for a profit, while homebuyers may find a house they wouldnt otherwise be able to afford.

Pre-approval

The Mortgage Report

JUNE 9, 2025

Based in Denver, he has over 25 years of experience in the real estate and finance industries. They compound into real increases in the cost to build housing and even to maintain it—renovations, rehabs, insurance-mandated upgrades, all of it becomes more expensive. But beyond finances, I think mindset matters.

FHA 203k rehab loan

Marco Santarelli

APRIL 23, 2025

The Fed sets the federal funds rate, which is the rate banks charge each other for overnight lending. Lenders add this “spread” to cover their costs and the risk of lending money. Look into loans like the FHA 203(k) mortgage, which allows you to finance the purchase and renovation costs into one loan.

Mortgages

Redfin

FEBRUARY 26, 2025

Square footage plays a crucial role in determining value, marketability, and even financing options. Document Upgrades: Keep records of any permits, renovations, and improvements. One of the most common questions for homeowners and potential buyers is: Does a finished basement count as square footage?

MLS

The Mortgage Report

JUNE 13, 2025

For those living with a disability and managing a limited income—or simply looking for a more flexible lending option—an FHA loan can be a strong, accessible path to owning a home. This special version of the FHA loan allows you to finance both the home purchase and needed renovations in a single mortgage.

FHA loan

Redfin

JULY 31, 2025

Check with your state’s housing finance agency for options. A solid financial foundation is key before taking on a mortgage payment.” – Sophia Bera, finance blogger, Gen Y Planning 7. When preparing your finances, be sure to budget for regular upkeep and repairs. >>Read: How to Build Equity in Your Home 16.

Purchase and sale agreement

The Close

MAY 20, 2025

An investment property loan is any type of financing you use to buy or refinance a property that generates income, like a rental property (single-family home or a multifamily property) or a commercial property. It stands out from other lending options because of its loan options for rental property owners.

Loans

Redfin

JULY 7, 2025

Any fixes found in the appraisal for a home financed with a government loan will need to be completed before the loan will be issued. Some fixes found in the inspection might be mandatory to secure financing. An inspection can reveal problems that might affect the ability to get insurance or delay financing ahead of time.

Inspection

Marco Santarelli

JUNE 1, 2025

Understanding the broader economic context is vital when evaluating current rates and making decisions about home financing. The Impact of Refinancing on the Housing Market Refinancing is a crucial aspect of home financing that can significantly impact both homeowners and the housing market as a whole.

Mortgages

The Close

MAY 5, 2025

The best real estate bank should do more than just process transactions it should support your investment strategy with smart tools, transparent lending options, and banking features that make your day-to-day operations easier. The right financial partner can make a huge difference for real estate investors. to 8 p.m.

Banks

Marco Santarelli

JULY 2, 2025

Federal Reserve's Monetary Policy : The Federal Reserve influences mortgage rates through its setting of the federal funds rate, which affects how much banks charge each other for lending. Refinancing allows homeowners to adjust their loan terms, either lowering their monthly payments or accessing equity for renovations or other expenses.

Mortgages

Marco Santarelli

JUNE 27, 2025

Access to Home Equity : Refinance options can allow homeowners to take advantage of their home equity for renovations or significant expenditures. As these rates fluctuate, potential buyers need to stay informed about market trends, lending standards, and economic forecasts that could impact their decisions.

Mortgages

Norada Real Estate

JULY 2, 2025

Federal Reserve's Monetary Policy : The Federal Reserve influences mortgage rates through its setting of the federal funds rate, which affects how much banks charge each other for lending. Refinancing allows homeowners to adjust their loan terms, either lowering their monthly payments or accessing equity for renovations or other expenses.

Mortgages

Norada Real Estate

JUNE 27, 2025

Access to Home Equity : Refinance options can allow homeowners to take advantage of their home equity for renovations or significant expenditures. As these rates fluctuate, potential buyers need to stay informed about market trends, lending standards, and economic forecasts that could impact their decisions.

Mortgages

The Close

MAY 6, 2025

As a real estate agent, its important to share with clients the pros, cons, and strategies for renovating or making small improvements to houses. Plus, its one of the only types of home improvement lenders that will finance a variety of property types, including secondary homes and investment properties.

Loans

Marco Santarelli

MAY 4, 2025

The Fed sets the federal funds rate, which is the rate banks charge each other for overnight lending. Lenders add this “spread” to cover their costs and the risk of lending money. Look into loans like the FHA 203(k) mortgage, which allows you to finance the purchase and renovation costs into one loan.

Mortgages

Marco Santarelli

MAY 8, 2025

The Fed's primary tool is the federal funds rate , which is the rate at which banks lend reserves to each other overnight. Consider a “Fixer-Upper”: As the provided data suggests, a home needing some renovations might be more affordable.

Mortgages

Housing Wire

JULY 8, 2025

It provides 100% financing for eligible homeowners to rebuild their home or purchase a new one. This allows for the purchase or refinance of a house, as well as the costs of repair or renovation, through a single mortgage.

Renovation

Housing Wire

FEBRUARY 25, 2025

With nearly three decades of experience in real estate and investing, Ive worked with hard money lenders to secure financing for everything from simple fix-and-flip projects to multi-million-dollar apartment building rehabs. Constitution Lending prides itself on helping investors kick off their projects.

Hard money loan

Housing Wire

JULY 24, 2025

The records reviewed by the AP also show the Paxtons improperly claimed homestead tax exemptions on two properties at the same time and have repeatedly violated lending terms on other homes. Mortgage fraud has become a political pawn and an aggressive target of the second Trump administration through the Federal Housing Finance Agency (FHFA).

Mortgages

Inman

APRIL 25, 2025

Technology columnist Craig Rowe reviews pre-sale renovation solution HouseAmp on behalf of Inman. The software sharply consolidates the tasks and delivers the transparency required to ensure a smooth, timely and valuable home construction project.

Renovation