Housing Wire

FEBRUARY 3, 2025

There is constant movement in the mortgage industry with the desire for growth and expansion. Thus, it has never been more important to focus on due diligence in analyzing a mortgage industry acquisition target. Regulatory compliance The mortgage industry is heavily regulated and subject to scrutiny by both State and Federal agencies.

Due diligence

Housing Wire

DECEMBER 27, 2024

That was a repeated idea shared by a group of reverse mortgage professionals when asked to assess what they see as the biggest industry challenges of the year. But despite challenges posed by rates, industry professionals continue to find a way forward. I think that’s true from an industry standpoint.

Industrial

Housing Wire

JUNE 18, 2025

Equity release — a class of financial products that involve unlocking home equity and converting it into cash flow — currently has global annual volume of roughly $17 billion. the United Kingdom and elsewhere, but a European equity release authority projects that volume will more than triple over the next 10 years.

Equity

Housing Wire

APRIL 21, 2025

As one of only a few states considering more stringent regulation of the home equity investment (HEI)/home equity contract product category, lawmakers in the state of Washington have requested an academic study to assess the impacts on state residents who may use an HEI to tap into their home equity.

Equity

Housing Wire

NOVEMBER 8, 2024

In the latest episode of the Power House podcast, host Diego Sanchez sits down for a group chat with Fobby Naghmi, senior vice president at Homecomings Mortgage & Equity , and Ginger Bell, founder of Edumarketing. In our industry, we have so many different verticals. As an industry, we must come together and grow as leaders.

Industrial

Housing Wire

APRIL 29, 2025

the associations co-chairs offered an update on the industrys advocacy efforts. NRMLA President Steve Irwin opened the proceedings by describing a tough environment for the industry, due in no small part to interest rates and wider economic uncertainty that impacts the ability and confidence from potential borrowers to move forward.

Industrial

Housing Wire

MAY 13, 2025

Lets be real: the real estate industry is changing. Industry trends show that homeowners locked into sub-3% mortgage rates find it difficult to justify moving when current rates hover around 6.5% As the industry evolves, those who adopt a client-first, wealth-building approach will stand out and succeed.

Industrial

Housing Wire

OCTOBER 31, 2024

Reverse mortgage industry leader Finance of America (FOA) announced updates on Thursday to the interest rate for HomeSafe Second, its proprietary second-lien reverse mortgage product. FOA President Kristen Sieffert said the product allows the company to address gaps in the existing HELOC and traditional home equity loan market.

Mortgages

Housing Wire

MARCH 10, 2025

A reverse mortgage-related bill that was introduced in the Maryland state Senate that would have put the onus on lenders to cover some extra expenses tied to the Home Equity Conversion Mortgage ( HECM ) origination process has been withdrawn by the sponsoring senator after conversations with reverse mortgage industry representatives.

Industrial

Housing Wire

APRIL 28, 2025

billion deal to acquire digital real estate brokerage firm Redfin , industry observers are still trying to understand the future of one key asset: Bay Equity Home Loans. While the companies remain quiet on their plans, some Bay Equity employees arent waiting for answerstheyre already looking for new jobs. billion in 2022, $4.2

Loan Officer

Housing Wire

MAY 8, 2025

homeowners would consider tapping their home equity via products like a home equity line of credit ( HELOC ) due to ongoing concerns about the economic climate, stemming from a rise in volatility and uncertainty over the past three years. Still, the rise in the potential use of home equity lending comes with caveats.

Lending

Housing Wire

APRIL 17, 2025

Housing industry pros are largely supportive of the raft of changes the Federal Housing Administration made related to the COVID-19 era loss mitigation waterfall. Together, these safeguards will improve sustainability, protect the FHA insurance fund, preserve borrower equity, and further align FHA with the GSEs.

Industrial

Housing Wire

JANUARY 27, 2025

Integrated with ICEs industry-leading MSP loan servicing system , Servicing Digital provides homeowners with real-time access to detailed and personalized loan and property-related data anytime, anywhere. In fact, ICEs Mortgage Monitor data found that as of November 2024, the average U.S.

Equity

Inman

JULY 15, 2025

Inman unveils the finalists for its flagship award, now in its 28th year, recognizing creativity across the real estate industry.

Industrial

Housing Wire

APRIL 25, 2025

Reverse mortgage professionals are preparing to travel to Irvine, California, for the industrys first event of the year, hosted by the National Reverse Mortgage Lenders Association (NRMLA). But NRMLAs board will also aim to look even further ahead by engaging members on-site about the potential dynamics of the industry beyond that scope.

Industrial

Housing Wire

DECEMBER 4, 2024

The Federal Housing Administration (FHA) announced last week that the Home Equity Conversion Mortgage ( HECM ) limit for 2025 will be $1,209,750. Overall, we feel that this is positive as it helps to expand the industry to even more individuals that can benefit from a reverse loan,” Sciandra said.

Mortgages

Housing Wire

FEBRUARY 11, 2025

The Oregon state senates Committee on Housing Development held a hearing last week on a piece of proposed legislation that seeks to limit the amount of equity a reverse mortgage lender can receive after the sale or transfer of a property. Reverse mortgage industry comments The other two witnesses were members of the reverse mortgage industry.

Mortgages

Housing Wire

MAY 2, 2025

The reverse mortgage industrys premier trade association held its first event of 2025 this past week. What does get noticed is the number of loans we do the size of the industry. But he also has a passion for industry advocacy , which he credited in the discussion as one of the reasons he chose to take on the role of NRMLA co-chair.

Mortgages

Housing Wire

JANUARY 2, 2025

Home Equity Conversion Mortgage (HECM) endorsements saw a healthy increase in October 2024. But after additional data about the month of October was released, one metric of reverse mortgage industry performance HECM case number assignments from the Federal Housing Administration (FHA) saw a surprising increase at that time.

Mortgages

Housing Wire

JUNE 4, 2025

He emphasizes that embracing automation today is key to thriving in an industry that is evolving faster than ever. “ HousingWire: The mortgage industry has long been built around transactions, but todays borrowers expect more ongoing value. This shift is creating a critical divide in the industry.

Industrial

Housing Wire

MARCH 31, 2025

Cooper , America’s largest mortgage servicer, in a market-shattering deal that could reshape the mortgage industry for years to come. billion , is paying an equity value of $9.4 The Detroit-based fintech , which is also in the midst of acquiring real estate brokerage and home search portal Redfin for $1.75

Finance

Housing Wire

JULY 11, 2025

With no association membership required and an equity-ownership model, REsides aims to empower real estate professionals and support growth. GTCR purchases majority stake in Clear Capital Private equity firm GTCR has acquired a majority stake in real estate data leader Clear Capital — marking the company’s first outside investment.

MLS

Housing Wire

NOVEMBER 14, 2024

In the case of FOA — the current industry leader — the earnings results were robust. Executive leaders there pointed to the performance of the company’s proprietary loan products and trends in the Home Equity Conversion Mortgage ( HECM ) space as favorable.

Investor

Housing Wire

NOVEMBER 21, 2024

Tim Nelson, a longtime reverse mortgage industry professional and reverse department manager at VIP Mortgage in Scottsdale, Arizona , spent 20 years in the home lending arena before shifting his focus entirely to reverse. Nelson is now a reverse mortgage borrower in addition to being an industry professional.

Mortgages

Housing Wire

NOVEMBER 12, 2024

While the reverse industry has faced unique headwinds over the past couple of years, the company is seeking to build on the momentum provided by its HomeSafe Second proprietary product. The potential for building on HomeSafe Second’s numbers also comes from broader trends in the home equity lending space, she said.

Mortgages

Housing Wire

MARCH 3, 2025

Keller Williams has entered into a strategic partnership with private equity firm Stone Point Capital , according to an announcement on Monday. Stone Point is no stranger to the real estate industry, as it also holds strategic investments in Lone Wolf Technologies , Homepoint , CoreLogic and Meridian.

Technology

Housing Wire

OCTOBER 18, 2024

Sellers can tap into their current home equity in a bid to buy another property without coming up with cash for a down payment. Ruoff Mortgage has been a trusted name in the industry for decades, and their dedication to client success aligns perfectly with our vision at Calque,” Calque CEO Michael Bremer said in a statement.

Purchase and sale agreement

Housing Wire

MARCH 4, 2025

For the reverse mortgage industry, the Home Equity Conversion Mortgage ( HECM ) for Purchase (H4P) program is something that industry professionals have aimed to emphasize: older homeowners who elect to downsize or otherwise relocate may find more value and variety if moving to a less expensive location.

Equity

Housing Wire

APRIL 9, 2025

As homeowners continue to invest in upgrading their living spaces, a new report from the National Association of Realtors (NAR) and the National Association of the Remodeling Industry (NARI) highlights home remodeling projects that offer the greatest personal satisfaction, and those most likely to recoup costs.

Renovation

Housing Wire

FEBRUARY 20, 2025

Digital homeownership company Better.com on Thursday announced a record 400% growth in its home equity line of credit ( HELOC ) and home equity loan businesses. were considered “equity rich” in Q4 2024, meaning that the underlying mortgage debt did not exceed 50% of the home’s market value.

Equity

Housing Wire

APRIL 8, 2025

An option rooted in hopes for the industry The companys HECM borrowers will now be able to securely review and e-sign most documents from home, the company said, beginning at midnight on the appointed closing day. Our goal isnt just to advance Fairway its to elevate the industry, he said. Fairway Independent Mortgage Corp.

Closing

Housing Wire

OCTOBER 24, 2024

“This new funding demonstrates that we’ve hit the milestones to prove our software is best in class and will allow us to double down on our technology to deliver even more value to the industry.” He praised Valon for bringing more innovation to a historically tech-resistant industry.

Mortgages

Housing Wire

JUNE 20, 2025

The moves aim to help the company accelerate its AI-powered automation strategy for the mortgage industry, as it doubles down on generative AI integration and rapid innovation to meet evolving lending demands.

Lending

Housing Wire

JANUARY 3, 2025

Reverse mortgage professionals made more inroads into the forward mortgage industry in 2024. Continuing this momentum into 2025 is a priority for many in the reverse mortgage space, according to conversations with leaders at various industry lenders. One key is to bolster connections between a companys forward and reverse divisions.

Mortgages

Housing Wire

OCTOBER 23, 2024

United Wholesale Mortgage (UWM) has the mortgage industry abuzz over its latest product, a higher-risk, cash-out refinance at a time of economic uncertainty. Cash-out refis have gained popularity due to record-high home equity levels in recent years. UWM has debuted a new cash-out refi product without mortgage insurance.

Equity

Housing Wire

JANUARY 22, 2025

The $15 million investment announced Wednesday from private equity firm LL Funds will help Evernest build a home services platform focused on rental property owners. It combines its platform with local teams to carry out these services. But Evernest has a vision that goes beyond localized employee-focused service.

Property Management

Housing Wire

JANUARY 30, 2025

home equity based on different estimates its easy to see the potential impact that such a large cohort has on a variety of different businesses, including home inspections. As more older adults state their desires to age in place in their current homes and with baby boomers owning as much as half of all U.S.

Inspection