Housing Wire

FEBRUARY 3, 2021

Economists and housing experts say mortgage lending standards will likely loosen in 2021, despite the increased risk of delinquencies ahead. Such a scenario illustrates the growing disparities in the U.S. housing market. As one struggling group of homeowners braces for the end of forbearance and navigates COVID-19-related economic shocks, another segment is better positioned than ever to scoop up properties that become available.

Lending 545

Lending Mortgages As-is Marketing 545

Keeping Current Matters

FEBRUARY 9, 2021

Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons why this market is totally different. 1. This time, housing supply is extremely limited.

Equity 345

Equity Mortgages Residential Marketing 345

Lighter Side of Real Estate

FEBRUARY 26, 2021

There’s no denying that low inventory and increasing prices have presented challenges for buyers in today’s market—and that includes first-time buyers. But the market also offers a slew of benefits for first-time buyers—and many have had a positive experience buying a home in recent months. A recent survey from realtor.com asked over 1000 recent and prospective first-time buyers about their experience buying a home in today’s market—and much of the news was good.

Marketing 145

Marketing Mortgages 145

Better Dwelling

FEBRUARY 24, 2021

Canada’s central bank isn’t really that worried about real estate, it appears. Bank of Canada (BoC) governor Tiff Macklem held a Q&A after a speech for the Edmonton and Calgary Chambers of Commerce yesterday. During the Q&A, the governor dismissed concerns about an overheated housing market. In fact, he welcomed its contribution to the economy […].

Banks 145

Banks Marketing Mortgages 145

Advertisement

Don’t just react to changes, plan for them, so you can approach the new year with confidence, direction, and a competitive edge for your business. Having a well-defined business plan helps you chart a clear course, navigate challenges, and set a foundation for growth. This workbook gives you the key steps to outline what matters and will ensure you’re moving ahead.

Development

Eye on Housing

FEBRUARY 16, 2021

The 2019 Survey of Consumer Finances (SCF) showed improvements in economic well-being for many across income and wealth distributions over 2016 to 2019. The homeownership rate increased from a low of 63.7% in 2016 to 64.9% in 2019. Moreover, the primary residence continued to be the largest asset on the balance sheets of households in 2019 (Figure 1), accounting for about.

Finance 145

Finance 145

Maximum Exposure Real Estate

FEBRUARY 13, 2021

What to Know About Modular Homes Are you considering buying a modular home? Once thought a cheap and low-quality housing option, modular homes have come a long way in recent years. They offer home buyers another way to achieve their dream of owning a home and come with several advantages over regular, “stick-built” homes. However, […]. The post Modular Homes: Pros and Cons of a Modular Home With Video appeared first on Massachusetts Real Estate Exposure.

145

145

Keeping Current Matters

FEBRUARY 22, 2021

In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to sell at the same time that more buyers aimed to take advantage of record-low mortgage rates and purchase a home, housing inventory dropped even further.

Sales 336

Sales Marketing As-is Mortgages 336

Lighter Side of Real Estate

FEBRUARY 26, 2021

The process of buying a home can be exciting, complicated, and a bit scary. A home is usually a person’s biggest investment, and the process of choosing the right one—then packing up and moving—can be overwhelming and exhilarating at the same time. There are many thoughts that go through a person’s head when they’re shopping for real estate. Some of the things we think about are price, location, and the effect that moving will have on our lives, our careers, and our children’s well-being.

Renovation 145

Renovation Agents As-is 145

Realtor.com

FEBRUARY 11, 2021

marchmeena29/Getty Images It’s a big question with no easy answer: Should you keep renting, or is it time to think about buying a home? One of the major benefits of being a homeowner is building equity with each mortgage payment, instead of putting money into your landlord’s pocket. But that doesn’t mean buying is always the best choice—as a renter, you enjoy more flexibility and avoid many of the costs that come with homeownership.

Closing costs 145

Closing costs Debt-to-income ratio Inspection Closing 145

Better Dwelling

FEBRUARY 9, 2021

Greater Toronto real estate entered another cheap credit fueled buying frenzy. Toronto Regional Real Estate Board (TRREB) data shows home prices made a sharp increase in January. The market frenzy wasn’t evenly distributed though, with the suburbs outperforming the city. Detached real estate also saw most gains, making astronomical price increases.

Marketing 145

Marketing 145

Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.

Industrial

Maximum Exposure Real Estate

FEBRUARY 15, 2021

What is an HOA and How Do They Work? What is an HOA? What does an HOA mean? HOA stands for a homeowners association. If you are new to buying a home, you might not really understand what an HOA is, what it means, or how it will affect you. The HOA meaning adds some […]. The post HOA: What is an HOAs Meaning and Purpose appeared first on Massachusetts Real Estate Exposure.

Marketing 145

Marketing 145

Housing Wire

FEBRUARY 8, 2021

Weeks before United Wholesale Mortgage (UWM) went public in a SPAC deal that valued the lender at $16.1 billion, its president and CEO Mat Ishbia said observers shouldn’t expect a different United Wholesale Mortgage or a different Mat. He proved it in his first earnings call. On Thursday morning, Ishbia, in his characteristic fast-talking bravado, bragged about the wholesaler’s position as the biggest purchase lender in the market, cautioned that they’ve prioritized the long ga

Technology 545

Technology Mortgages Investor Loans 545

Keeping Current Matters

FEBRUARY 4, 2021

In today’s housing market, there are clear financial benefits to owning a home: increasing equity , the chance to build your net worth , and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about how homeownership can propel you toward a stronger future. Here’s a dive into three often-overlooked financial benefits of homeownership and how preparing for them now can steer you in the direction of greater financial security and savings. 1.

Fixed-rate mortgage 332

Fixed-rate mortgage Equity Finance Mortgages 332

Lighter Side of Real Estate

FEBRUARY 9, 2021

You lie in bed at night next to your partner, scrolling through and saving dream home after dream home. At work, you sneak in a quick look at new listings during break and at lunch. You slow the car down as you drive by for sale signs. It’s constantly on your mind… You desperately want to buy a new home, but your partner just isn’t as into it as you are.

MLS 145

MLS Sales As-is 145

Advertisement

As the real estate market evolves, technology has become essential for success. According to NAR, only 26% of agents feel their brokerage provides the necessary tech tools and, as a result, agents seek teams and brokerages who prioritize technology investments! Whether you manage an established team or are forming a new one, this guide outlines key considerations and necessary applications to thrive.

Agents

Realtor.com

FEBRUARY 8, 2021

Aslan Alphan/iStock Need to know how to estimate your property tax? You’ve come to the right place! Most people know that homeownership requires coughing up copious amounts of money. There’s your mortgage , of course, but the costs hardly end there. You will also have to pay property tax. If you already own a home, you can look at how your tax is calculated on the most current property tax statement.

Renovation 145

Renovation Mortgages As-is Marketing 145

Homes.com

FEBRUARY 16, 2021

The best way to protect your home renovation is to expect the unexpected. Here's how to prepare for sudden issues that could derail your project! The post Protect Your Home Renovation From These 4 Pesky Problems appeared first on Homes.com.

Renovation 143

Renovation 143

Maximum Exposure Real Estate

FEBRUARY 18, 2021

Considerations When Purchasing a Lakefront Home Are you looking for a lakefront house to purchase? Pursuing lake houses for sale is not uncommon at all. Lots of folks dream of living on the water. Lakefront homes fit a particular lifestyle choice that is incredibly exciting for many people. However, when you are pursuing a property […]. The post Lakefront Houses: Considerations For Buying a Lake House appeared first on Massachusetts Real Estate Exposure.

Sales 145

Sales Marketing 145

Housing Wire

FEBRUARY 4, 2021

The average mortgage rate for a 30-year fixed loan remained unchanged last week from the week prior at 2.73%, according to Freddie Mac ’s Primary Mortgage Market Survey. With mortgage rates hovering below 3% for over six months now, Sam Khater, Freddie Mac’s chief economist, said this may be a sign of an economy still struggling. “This rate environment is advantageous for those who are looking to refinance in order to strengthen their financial position,” Khater said. “While ma

Mortgages 542

Mortgages Lending Loans As-is 542

Advertisement

Navigated 360° tours, like YourVRTours, advance pipelines by engaging clients further along the sales funnel. These immersive experiences provide comprehensive property insights, increasing buyer intent and readiness. By embracing navigated tours, agents can optimize property exposure, better qualify leads, and streamline the sales process. Stay ahead in the ever-evolving real estate landscape with innovative technology that elevates buyer journeys and progresses pipelines more effectively.

Sales

Keeping Current Matters

FEBRUARY 26, 2021

Some Highlights. Over the past year, homeowners have gained an unprecedented opportunity to sell with great success while buyer demand is soaring. With homes selling twice as fast as they did last year at this time, getting multiple offers , and rising in price , homeowners are in the driver’s seat. Reach out to a local real estate professional today if you’re ready to learn about the leverage you have as a seller in today’s housing market.

Marketing 329

Marketing As-is 329

Better Dwelling

FEBRUARY 8, 2021

The majority of Toronto’s real estate investors are looking to cash in. A Toronto Regional Real Estate Board (TRREB) survey, conducted by Ipsos in Fall 2020, shows most investors are looking to sell in the next year. This is a record number considering cashing in on their gains. It’s not just the pandemic though, only […]. The post Over Two-Thirds of Toronto Real Estate Investors Plan On Listing Properties For Sale appeared first on Better Dwelling.

Investor 143

Investor Sales 143

Realtor.com

FEBRUARY 1, 2021

Tijana Simic / Getty Images What are the tax benefits of owning a home? Plenty of homeowners are asking themselves this right around now as they prepare to file their taxes. You may recall the Tax Cuts and Jobs Act—the most substantial overhaul to the U.S. tax code in more than 30 years—went into effect on Jan. 1, 2018. The result was likely a big change to your taxes, especially the tax perks of homeownership.

Loans 145

Loans Mortgages Equity As-is 145

Imagine Your House

FEBRUARY 4, 2021

Stanzas built to portray a home’s real essence. How many of us truly appreciate our homes? Especially now. Now that we seem to be spending a lot more time at home. And I get it that this hasn’t necessarily been our choice, yet now that you have been glued to your home more or less, how do you feel about the walls surrounding you? No, I’m not speaking literally about the walls themselves!

Technology 141

Technology Agents Marketing 141

Speaker: Sarah Santa Ana, Real Estate Coach, Move4Free Realty

Networking is one of the crucial elements in every real estate organization's success. Both agents and real estate companies need to maintain robust networking links. This is why social media is essential for any real estate professional! Social media enables you to stay in touch with your present clients, maintain connections with your past clients, and engage potential customers and investors.

Agents

Maximum Exposure Real Estate

FEBRUARY 4, 2021

Should I Pay Off My Mortgage Many people ask themselves, “should I pay off my mortgage?” As a homeowner, the idea of having your home paid off early is likely enticing. Who wants to pay a mortgage every month if they don’t have to? But, as with every big financial decision, it is essential to […]. The post Should I Pay Off My Mortgage Early: See The Pros and Cons appeared first on Massachusetts Real Estate Exposure.

Mortgages 145

Mortgages As-is Marketing 145

Housing Wire

FEBRUARY 9, 2021

Mortgage credit is still the tightest it has been in more than six years, but steady loosening in January revealed lenders are preparing for a rebounding economy, the Mortgage Bankers Association said in a report on Tuesday. The group’s Mortgage Credit Availability Index rose 2% to 124.6 last month, still hovering near levels previously seen in 2014, though it is the third month in the past four that credit availability has picked up as supply eases out.

Mortgages 542

Mortgages Lending Loans Technology 542

Keeping Current Matters

FEBRUARY 18, 2021

With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast , noting: “The average 30-year fixed-rate mortgage hit a record low over a dozen times in 2020 and the low interest rate environment is projected to continue through this year.

Mortgages 327

Mortgages Fixed-rate mortgage As-is Agents 327

Better Dwelling

FEBRUARY 4, 2021

The first hurdle to buying a home in Canada is getting much higher – saving for a downpayment. A National Bank of Canada (NBC) analysis shows it took a record number of months to save a downpayment in Q4 2020. Households need to save for the longest period in history, passing even the late 1980s […]. The post Canadian Households Now Need Up To 34 Years of Savings For A Downpayment appeared first on Better Dwelling.

Banks 143

Banks 143

Speaker: Trey Willard, Realtor/Team Leader at Keller Williams Realty, Inc.

In order to create continued success in today’s real estate market, realtors need to utilize an arsenal of technology that will increase their efficiency and presence on social media. Using technology to manage your prospects and tap into their needs through websites, social media, and other channels is critical for real estate success in 2022 and beyond.

Agents

Realtor.com

FEBRUARY 24, 2021

Getty Images,Bootzilla/Anna Erastova Whether you’re a professional-level home cook or a take-out fanatic who uses the oven to store shoes, the design and function of your kitchen is very important. No matter its square footage or number of built-in features, the kitchen plays a big part in how you live at home. That’s why time spent beautifying your kitchen is always time well-spent—especially if you plan on selling your home someday.

Renovation 143

Renovation Design Principal As-is 143

Homes.com

FEBRUARY 7, 2021

If you've got tired or faded dining chair cushions, this DIY tutorial is for you! Update your chair cushions with these easy, step-by-step instructions and say hello to a brand-new space! The post DIY Expert Advice: How to Update Your Chair Cushions appeared first on Homes.com.

Branding 140

Branding 140

Maximum Exposure Real Estate

FEBRUARY 1, 2021

What to Know About Investors That Buy Houses For Cash Are you wondering what the deal is with we buy houses for cash companies? Have you seen the flyers around town on telephone poles that offer to purchase your home for cash quickly? Maybe you have gotten numerous mailings asking to buy your house for […]. The post We Buy Houses For Cash Companies Reviewed appeared first on Massachusetts Real Estate Exposure.

Investor 145

Investor Marketing 145

Housing Wire

FEBRUARY 15, 2021

The years 2020-2024 will have the best housing demographics ever recorded in U.S. history, with the lowest mortgage rates recorded in history. When you have these two titans acting in unison, it can potentially accelerate real home prices in an unhealthy way. In 2020, the year of COVID-19, existing home sales ended at a respectable 5,640,000. That is roughly only 130,000 higher than the levels we saw in 2017.

Mortgages 540

Mortgages Marketing Sales 540

Advertisement

In the rapidly changing real estate landscape, achieving profitability requires a strategic approach beyond traditional methods. Our guide, "The 4 Pillars to Brokerage Profitability," outlines four essential pillars for scaling your real estate business: a seamless lead-to-close technology ecosystem, tailored integrated solutions for teams and agents, value-added success services and community support, and consumer-centric operations throughout the full homeownership lifecycle.

Brokerage