December, 2020

How record-low mortgage rates changed everything in 2020

Housing Wire

While the United States may not have been prepared to combat a deadly virus, a quick and robust response from the Federal Reserve , along with changing consumer preferences, created a perfect storm that resulted in a record year for the housing and mortgage industries.

Toronto and Vancouver See Mortgage Delinquencies Rise To Highest Level Since 2016

Better Dwelling

Canada’s mortgage delinquencies are flat, but that story is much more interesting by region. Canada Mortgage and Housing Corporation (CMHC) data shows mortgage delinquencies are flat in Q3 2020. It’s a little different looking at the biggest real estate markets though.


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Home inspection checklist: What to expect on inspection day

The Morgtage Report

Sellers: learn what home inspectors look for so you can prepare for your home inspection. Buyers: learn how to interpret the home inspection report.

The Do’s and Don’ts after Applying for a Mortgage

Keeping Current Matters

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close.

Living with Florida Manatees: Fun Facts About Our Beloved “Ocean Potatoes”

Waterfront Properties

Also known as an “ocean potato” or “sea cow”, the beloved Florida manatee is a gentle giant you’ll see calmly cruising throughout Jupiter Intracoastal waters.


The Best 37 Real Estate Memes of 2020

Lighter Side of Real Estate

There’s a lot of 2020 we all want to put behind us and forget. Being a real estate agent isn’t easy in a normal year, but being one during a pandemic? Well, that takes someone who can change and go with the flow in the blink of an eye. But one thing that didn’t change is the need to laugh.

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What is a Contingent House Listing?


Image: Doubletree Studio / When searching for the ideal home, expect to encounter a few issues along the way, such as homes listed as contingent. But, what does contingent mean and how does it affect your purchase? A home listed as contingent means the seller has accepted an offer.

Canadian Realtor Commissions Are Growing Over 11x Faster Than The Economy

Better Dwelling

Canadian real estate agents must be looking forward to a very jolly Christmas. Statistics Canada (Stat Can) data shows ownership transfer costs, which are primarily sales commissions, reached a record high in Q3 2020. The rate of growth for the segment is now growing 11x faster than GDP.

Sales 114

Why It Makes Sense to Sell Your House This Holiday Season

Keeping Current Matters

If you’re one of the many homeowners thinking about taking your house off the market for the holidays, hang on. You definitely don’t want to miss the great selling opportunity you have right now. Here’s why this month is the optimal time to make sure your house is available for holiday buyers.

Sales 248

Top Housing Experts Share Market Predictions During NAR Real Estate Forecast Summit

RIS Media

The National Association of REALTORS® (NAR) recently held its second annual Real Estate Forecast Summit, featuring several economists, including NAR Chief Economist and Senior Vice President of Research Lawrence Yun.

Should you waive a home inspection? Real estate experts say no

The Morgtage Report

Waiving a home inspection could make your offer more competitive. But experts say waiving a home inspection isn't a good idea. Here's why. Buying a home Real Estate

What to expect from the 2021 housing market

Housing Wire

Although I had pockets of joy in 2020, these moments were subsumed in a haze of stress, uncertainty and fear for our country. And, at times, I have found it difficult to keep these emotions from clouding my economic thinking.

How to Have an Amazing Socially Distant New Year’s Eve


Image: phive / At this point, we’re all more than ready to celebrate the end of the year. But in keeping with 2020’s theme, this New Year’s will be slightly different from normal. Instead of parties and galas and get-togethers, we’ll be spending New Year’s Eve at home.

RBC’s “Worst Case” For Canadian Real Estate Is A Price Drop of Nearly 30%

Better Dwelling

Canada’s largest bank is prepared for price drops most would find unthinkable. Royal Bank of Canada (RBC) filings show possible risk scenario forecasts. Over the next year, the base forecast shows virtually flat growth. In a best case scenario, growth would hit levels similar to previous years.

Banks 112

Why Selling Your House on Your Own in 2021 Is a Mistake

Keeping Current Matters

There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process.

MLS 235

Buffini Makes ‘Bold Predictions’ About Upcoming Year’s Real Estate Market

RIS Media

It’s safe to say that 2020 threw everyone for a loop. The coronavirus pandemic has impacted the lives of billions of people worldwide, and perhaps the most surprising element of all has been how COVID has supercharged the U.S. real estate markets rather than upended them.

6 Long-standing Decor Trends That Won’t Stand the Test of Time in 2021

Lighter Side of Real Estate

Looking to start the new year in a home that feels fresh and modern? Before you embrace 2021’s decor trends, you may have to remove some items that make your rooms look a little outdated. Wondering where to begin?

U.S. home prices hit 14-year high in October

Housing Wire

The S&P CoreLogic Case-Shiller index covering home prices of all nine U.S. census divisions, reported an 8.4% increase in October from a year ago, and a 7% increase from September. The National Index is now up 24.5% from its former high in July 2006.

How Sam bought her first duplex after working in food service for a decade

Afford Anything

Sam lives in upstate New York, and she spent a decade not earning much. “I I worked in food service for about a decade,” she says, “and was really frugal out of necessity.”.

A Canadian Bank Already Sees Expired Mortgage Payment Deferrals Turn Delinquent

Better Dwelling

Not every Canadian that took a credit payment deferral needed one. Don’t let that fool you into thinking no one needed a payment deferral though. Royal Bank of Canada (RBC) data shows the number of expired payment deferrals the bank is carrying.

Banks 109

Did You Outgrow Your Home in 2020?

Keeping Current Matters

It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home. Many needs have changed in 2020, and it’s okay to admit if your house no longer fits your lifestyle.

Equity 237

5 Markets Buyers Are Moving to in 2021

RIS Media

The pandemic has brought on a surge of migrations—and not just from the couch to the fridge. In fact, according to recent surveys from the Pew Research Center , a whopping 22 percent of Americans said they’d either moved or know someone who did during the pandemic.

23 Of The Strangest Things Homebuyers Have Asked Sellers to Leave With the Property

Lighter Side of Real Estate

It’s not unusual for homebuyers to admire a seller’s belongings. Chances are they may share similar taste—they bought the same house, after all! But some go as far as to ask that certain items remain with the home as part of the deal.


Don’t expect home sales to slow down in 2021

Housing Wire

Real estate agents across the U.S. have been busy as a result of the pent-up demand from homebuyers due to COVID-19.

Sales 285

10 New Year’s Resolutions That Will Boost Your Home’s Value

American Lifestyle

The post 10 New Year’s Resolutions That Will Boost Your Home’s Value appeared first on American Lifestyle Magazine.

Canadian Real Estate Industry Forecasts Prices Rising Over 9% Next Year

Better Dwelling

Canada’s real estate industry expects next year to be slower than this year, but still sees massive price growth. Canadian Real Estate Association (CREA), the industry group representing Canada’s Realtors, released their 2021 forecast.

The Holidays Aren’t Stopping Homebuyers This Year

Keeping Current Matters

Black Friday and Cyber Monday are behind us, yet finding the perfect holiday gifts for friends and family is certainly still top of mind for many right now. This year, there’s another type of buyer that’s very active this holiday season – the homebuyer.

A Social Media Strategy for the 2020 Holiday Season

RIS Media

As the holiday season approaches, it may be time to change up your winter social media strategy.

Real costs of owning a home and how much can you afford?


How to be realistic when determining your home purchase price range. The post Real costs of owning a home and how much can you afford? appeared first on Zolo. Home Buying


Existing home sales are still too hot

Housing Wire

In recent articles, I have written that although current sales data for the U.S. housing market has outperformed expectations, I expected these upward trends to moderate.

Sales 285