Mon.Aug 04, 2025

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Mortgage rates hit lowest levels of 2025

Housing Wire

Following the surprising jobs report released on Friday, the 10-year yield dipped slightly on Monday. As a result, mortgage rates have reached a new low for 2025, with Mortgage Daily News reporting a rate of 6.57%. Remarkably, we haven’t seen a single Fed rate cut this year! The bond market influences the Federal Reserve, and the recent weak jobs report caused yields to drop significantly last Friday.

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From search to sold: Mapping the client journey through your website

Inman

Jon Krabbe of Agent Image shares ideas for supporting every stage of the client journey, from first looks to post-closing advice.

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ICE integrates Mortgage Analyzer with Freddie Mac’s borrower verification tool

Housing Wire

ICE Mortgage Technology , part of Intercontinental Exchange Inc. , on Monday announced the integration of Freddie Mac ’s AIM Check API with the ICE Mortgage Analyzer. The AIM Check API uses Freddie Mac ’s Loan Product Advisor (LPA) Asset and Income Modeler (AIM) separately from an LPA application. This allows Freddie Mac-approved sellers and third-party originators to review a borrower’s income and employment before submitting a full application to LPA.

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How Long After an Open House Do Offers Come In?

Redfin

Key takeaways Many offers come in within a day or two of an open house. Market conditions, pricing, and presentation all impact timing. No offers after a few days is not uncommon and can still lead to future interest. Stay proactive and work closely with your agent to adjust if needed. Hosting an open house is a key part of many home selling strategies.

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Welcome to the Future of Hospitality: Smart Rooms Start Here

Speaker: Jady West, VP of Hospitality & Chris Bennett, Head of Sales & Engineering

The modern hotel room is no longer just a place to stay—it’s an experience to remember. Today’s guests expect seamless 5G connectivity, personalized comfort, and high-tech convenience. From AI-powered smart room controls to in-room entertainment and app-based services, technology is redefining hospitality from the inside out. In this new session featuring industry pros Jady West and Chris Bennett, we’ll explore how high-speed, high-bandwidth connectivity powers the innovations that are enabling

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Douglas Elliman doesn’t want private listings to be the norm

Housing Wire

While some brokerages are leaning into the use of private listing networks , luxury firm Douglas Elliman said it does not want private listing networks to become the norm. “At Douglas Elliman, we have a long- standing commitment to offering clients greater choice and flexibility while continuing to promote equal access to listings and uphold a transparent, fair housing market,” Michael Liebowitz , the CEO of Douglas Elliman, said during his firm’s Q2 2025 earnings call with investors and analyst

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From order-taker to ally: Reinventing customer success in mortgage tech

Housing Wire

Our industry stands at a critical crossroads in the rapidly evolving mortgage technology landscape. For decades, customer service teams have been relegated to roles as reactive problem solvers and order-takers who simply put out fires as they arise. Still, the future of mortgage technology demands a radical reimagining of what customer success truly means.

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What Landlords and Tenants Need to Know This Hurricane Season

AAOA

Hurricane season is officially underway, and the National Oceanic and Atmospheric Administration (NOAA) is predicting an above-normal season. Hurricane season runs from June 1 to November 30, and the agency is estimating a range of 13 to 19 named storms, six to ten of which could become hurricanes. It’s important to stay ready, as even one storm can have serious impacts.

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Baird & Warner launches image services division amid VHT Studios closure

Housing Wire

Baird & Warner Real Estate has launched an internal Image Services division to provide real estate marketing visuals in response to the abrupt closure of VHT Studios. The new unit will be led by Shannon Lange — former area sales and account manager for VHT Studios and Matterport — and a licensed real estate agent with more than 20 years of experience.

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Can Anyone Go to an Open House? What to Know Before You Go

Redfin

Key takeaways Anyone can usually attend an open house unless it is marked as private or by appointment only Be respectful of the property and follow the host’s instructions You do not need to bring a real estate agent to attend It is okay to visit even if you are just browsing or gathering ideas Open houses can be a great way to explore properties, whether you are actively house hunting in Omaha, NE or just curious about the market in Portland, OR.

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The 2025 Real Estate Roadmap to Success

Don’t just react to changes, plan for them, so you can approach the new year with confidence, direction, and a competitive edge for your business. Having a well-defined business plan helps you chart a clear course, navigate challenges, and set a foundation for growth. This workbook gives you the key steps to outline what matters and will ensure you’re moving ahead.

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Rocket revamps real estate arm, moves home search to Redfin

Housing Wire

Rocket Companies has begun to reshape Rocket Homes , its real estate subsidiary, following the closing of its acquisition of Redfin. The changes include sunsetting Rocket Homes’ search portal, consolidating agent networks and executing layoffs. Users who visit the Rocket Homes website are now met with a message stating they “can search for homes on Rocket until August 4.

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Spotting Risky Renters

AAOA

Worried you’ll pick the wrong tenant this summer? You’re not alone. With warm weather comes a flood of rental activity, and landlords are rushing to fill vacancies before the season ends. But when you’re moving fast, you risk overlooking warning signs that could turn your next tenant into a long-term headache. Here’s what landlords need to know to avoid costly mistakes and how a smarter screening process can protect your investment.

HR
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Top luxury group Team Fallico joins Baird & Warner in Chicago

Housing Wire

Baird & Warner ’s presence in the Chicagoland area is getting even stronger. A little over a month after it announced its acquisition of Dream Team , Baird & Warner announced that top-performing luxury real estate team, Team Fallico , was joining the brokerage. Team Fallico, which is led by father-son duo Craig and Nick Fallico, was previously brokered at Dream Town but not part of the original acquisition.

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The Truth About Down Payments (It’s Not What You Think)

Keeping Current Matters

Start a Free Trial Login Book A Demo Real Estate Blog Membership Overview KCM Local RealTalk by KCM™ Daily Blog Posts Social Graphics Email & Newsletter Builder Videos Buyer & Seller Guides Market Reports & Visuals Pricing Must-Share Content Real Estate Blog Login Book A Demo Start a Free Trial Menu Menu English Español AGENTS: Did you know you can share a personalized version of this post?

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Avoiding Lease Accounting Pitfalls in 2025: Lessons Learned from Spreadsheet Errors

Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.

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9 proven strategies to build a mentorship culture for a stronger real estate team

Inman

Empower agents, improve retention and foster collaboration by embedding mentorship into the foundation of your team culture.

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Do You Need to Put 20% Down on a House? Our Experts Answer.

Redfin

Key takeaways 1. 20% down is not required. You do not need a 20% down payment to buy a house; many loan options allow for much less. 2. Access low-down-payment loans. FHA, VA, and USDA loans, among others, offer programs with down payments as low as 0% for qualified buyers. 3. Understand the trade-offs. A down payment of less than 20% will likely require Private Mortgage Insurance (PMI), an additional monthly cost that a larger down payment can avoid.

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How to 10X every real estate conference you attend using AI

Inman

You don’t need more ideas. You need a system that makes your ideas work for you. Amy Stockberger offers a framework and prompts for following up on conference season with the help of AI.

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How To Negotiate on House Price: Smart Tactics For Today’s Buyers

Redfin

To effectively negotiate on house price, you need more than just a target number: You need insight, preparation, and patience. The best negotiation outcomes come from doing your research, understanding the seller’s position, and keeping emotions in check. So whether you are selling your childhood house in Birmingham, AL , or your summer home in Miami, FL , this guide offers step-by-step home buying negotiation tips to help you get the best value for your money.

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Driving Profit: 4 Pillars for Growing Your Real Estate Brokerage

In the rapidly changing real estate landscape, achieving profitability requires a strategic approach beyond traditional methods. Our guide, "The 4 Pillars to Brokerage Profitability," outlines four essential pillars for scaling your real estate business: a seamless lead-to-close technology ecosystem, tailored integrated solutions for teams and agents, value-added success services and community support, and consumer-centric operations throughout the full homeownership lifecycle.

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5 Best Maintenance Practices to Keep Tenants Happy

AAOA

It is a landlord’s legal responsibility to keep their properties habitable. If they do not do so, their tenants will not be happy and the property owner can end up in court. What does the landlord need to do to prevent this? Below are five areas where good maintenance practices will keep tenants satisfied and the property owner out of legal trouble.

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Why Your Property Manager Matters More Than You Think: The South OC Difference

Luxury Real Estate Blog

If you own rental property in South Orange County — whether it’s a beachy condo in Dana Point, a family home in Ladera Ranch, or a high-end investment in Laguna Niguel — you already know this market is anything but average. The homes are unique. The tenants are selective. The stakes are high. And yet, too many property owners still hand off their investment to someone who’s either new to property management… or treating it like a side hustle.

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California affordable housing programs face new legal challenge

Housing Wire

Hundreds of affordable housing programs across California may be in legal jeopardy after a new federal lawsuit challenged the constitutionality of one of the state’s most widely used housing tools. The suit — filed Thursday in federal court in San Francisco and first reported by CalMatters — targets East Palo Alto, California’s “inclusionary zoning” ordinance.

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Today’s Mortgage Rates – August 4, 2025: Rates Drop Nearly Across the Board

Marco Santarelli

Mortgage rates today, August 4, 2025, have fallen slightly compared to last week, with the national average 30-year fixed mortgage rate dropping to 6.69% , down 13 basis points (0.13%) from 6.82%. Refinancing rates have similarly seen declines, with the 30-year fixed refinance rate dropping to 6.89%. Both mortgage and refinance rates show moderate decreases, offering potential saving opportunities for buyers and homeowners looking to refinance.

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Tech-Forward Strategies for Scaling Agent Efficiency & Accelerating Growth

As the real estate market evolves, technology has become essential for success. According to NAR, only 26% of agents feel their brokerage provides the necessary tech tools and, as a result, agents seek teams and brokerages who prioritize technology investments! Whether you manage an established team or are forming a new one, this guide outlines key considerations and necessary applications to thrive.

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How to Ask Another Agent to Film Their Listing (And Actually Get a Yes)

BAM Media

You don’t need a listing to start building your real estate brand on Instagram. But you do need permission. That was one of the key takeaways from a recent Live with Krys BAMx Office Hours featuring Robert Cedeno , a Southern California agent who consistently films multiple home tours each week. Many of these are not his listings. The content fuels his lead generation and helps drive hundreds of organic leads each month.

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How the Rise of “Accidental Landlords” Has Transformed the Housing Market

Bigger Pockets

While many people dream of having enough money to start a real estate investing career, scores of existing homeowners have become investors by default.

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“Mr. Wonderful” Is All In on This Overlooked Real Estate Asset

BAM Media

According to Kevin O’Leary, it’s not luxury high-rises or beachfront estates. It’s warehouses filled with blinking lights, humming fans, and racks of high-powered servers. In a recent Instagram Reel, O’Leary said he’s all-in on data centers, calling them one of the most undervalued and in-demand real estate assets in the world right now. “Real estate is always king, but it’s what sector you’re in.

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A&D Mortgage secures $250M from Canyon Partners for RMBS push

Housing Wire

Florida-based wholesale lender A&D Mortgage has secured a $250 million capital commitment from alternative asset manager Canyon Partners to support the securitization of non-agency mortgages, the companies announced Monday. The investment will help accelerate the joint securitization program between A&D and Imperial Fund Asset Management , enabling the issuance of up to $5 billion in non-agency residential mortgage-backed securities (RMBS).

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The Broker Action Plan for the Post-NAR Lawsuit Landscape

Now more than ever, brokers need to provide agents with the right tools, strategies, and training to effectively demonstrate their expertise, negotiate successfully, and foster strong client relationships. So – what should brokers do to ensure this? Invest in the right technology, continuous education, and innovative marketing strategies that empower agents to stand out in a crowded marketplace.

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Visual storytelling is transforming real estate marketing

Inman

How design-forward marketing is reshaping customer experience and agent success.

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LPT Realty, Aperture Global book their spot on the Nasdaq ticker

Housing Wire

Cloud-based brokerage LPT Realty and its luxury spinoff Aperture Global Real Estate on Monday announced their reservation of a combined Nasdaq stock ticker as they prepare for an initial public offering. “One step closer to our IPO,” Michael Valdes, the CEO of LPT International , wrote in an Instagram post. “We have reserved the combined ticker symbol of #LPTA with Nasdaq.

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BAM Webinar: How to Win Listings with the Right Pricing Strategy

BAM Media

In case you missed it, Sharran Srivatsaa has joined the BAM board. And yes, this is the same Sharran who was president of Real and who recently joined Alex and Leila Hormozi at Acquisition.com as president and managing partner. And this week brings the first public (and free ) instalment of Sharran’s investment in BAM. Tuesday, August 5th at 3:00 pm ET, Sharran is co-hosting the virtual Bulletproof Pricing Strategy Masterclass with Andrew Undem.