Thu.Apr 03, 2025

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Tariff news sends mortgage rates to the lowest level of 2025

Housing Wire

Mortgage rates have reached the lowest levels of the year today as the 10-year yield dropped significantly on tariff news. The stock market reacted negatively to the news regarding tariffs, resulting in significant selling and a shift towards the bond market. In this week’s Housing Market Tracker , I mentioned that the 10-year yield level was stubbornly resistant and that we needed bad news to break through it.

Mortgages 531
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New data: Private listings offer ‘no benefits to sellers’

Real Estate News

Though the number of office exclusives is rising, a new report from Bright MLS found no financial advantage to pre-marketing a home off the MLS.

MLS 317
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Survey: Home insurance rates rise for most policyholders in 2024

Housing Wire

Two-thirds of U.S. homeowners saw their insurance rates increase in 2024, according to a recent survey by ValuePenguin. Amid escalating costs , many policyholders worry their homes could become uninsurable in the future, while some have already received nonrenewal notices from their insurers. The survey of nearly 2,000 consumers found that 67% experienced rate increases in 2024, down slightly from 72% in 2023.

Marketing 363
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Curb Appeal Secrets: Win Your Street’s Unspoken Beauty Contest

Lighter Side of Real Estate

If youve ever felt the silent judgment of a neighbor side-eyeing your overgrown grass, youre not alone. A recent survey found that 76% of homeowners feel pressured to keep their homes looking as good asor better thantheir neighbors’ With over half of homeowners (51%) saying they genuinely care about having one of the nicest exteriors in the neighborhood, and nearly a quarter (23%) believing their yard is award-worthy, its clear that curb appeal isnt just about personal prideit’s a fu

As-is 117
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Welcome to the Future of Hospitality: Smart Rooms Start Here

Speaker: Jady West, VP of Hospitality & Chris Bennett, Head of Sales & Engineering

The modern hotel room is no longer just a place to stay—it’s an experience to remember. Today’s guests expect seamless 5G connectivity, personalized comfort, and high-tech convenience. From AI-powered smart room controls to in-room entertainment and app-based services, technology is redefining hospitality from the inside out. In this new session featuring industry pros Jady West and Chris Bennett, we’ll explore how high-speed, high-bandwidth connectivity powers the innovations that are enabling

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First American: Home sales are weaker than they seem

Housing Wire

Mark Fleming, chief economist at First American , argues that failing to account for the growing number of U.S. households gives a misleading impression of housing market strength. If we look at existing-home sales as a percentage of the total number of households over time, we see that sales are down to the same levels as the early 1990s, just above 3%, and well below the long-run average of 4.1%, he said.

Sales 317

More Trending

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Will delayed marketing strategies spell doom for the listing portals?

Housing Wire

Throughout the nearly yearlong debate over the National Association of Realtors (NAR) Clear Cooperation Policy (CCP), Zillow has been a staunch supporter of the policy. But while Zillow did get its wish after NAR chose to uphold CCP for now, the trade groups new Multiple Listing Options for Sellers policy which creates the concept of a delayed marketing exempt listing has the potential to put some serious strain on Zillow and other listing portals like Realtor.com and Homes.com.

Marketing 332
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Manufactured Homes: An Alternative Means of Housing Supply

Eye on Housing

Manufactured homes play a measurable role in the U.S. housing market by providing an affordable supply option for millions of households. According to the American Housing Survey (AHS), there are 7.2 million occupied manufactured homes in the U.S., representing 5.4% of total occupied housing and a source of affordable housing, in particular, for rural and.

Marketing 119
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Here are the top 25 mortgage lenders of 2024, per HMDA

Housing Wire

United Wholesale Mortgage remained king of the hill when it came to mortgage originations in 2024. The Michigan-based wholesale powerhouse funded $139.8 billion in mortgages, according to recently released Home Mortgage Disclosure Act (HMDA) data from the Consumer Financial Protection Bureau (CFPB). Mortgage and real estate analytics firm InGenius broke down the data at HousingWire’s request.

Mortgages 381
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44 Cheap Ways to Increase Home Values (Even If You Aren’t All That Handy!)

HomeLight

If given five minutes to think about it, you could probably identify between three and five home improvement projects you would be happy to tackle in your home. But what happens when youre on a super tight budget and your priority is to increase your homes future sales value? Weve collected 44 cheap ways to increase your homes value with minimal talent and tools with the help of real estate agent Bryan Hill , who works with 78% more single-family homes than the average San Diego agent.

Agents 98
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The 2025 Real Estate Roadmap to Success

Don’t just react to changes, plan for them, so you can approach the new year with confidence, direction, and a competitive edge for your business. Having a well-defined business plan helps you chart a clear course, navigate challenges, and set a foundation for growth. This workbook gives you the key steps to outline what matters and will ensure you’re moving ahead.

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Navigating mortgage volatility: Why defined leadership tenets are your best GPS

Housing Wire

In mortgage finance and real estate , the only constant is change. From fluctuating interest rates and evolving regulations to technological disruptions and shifting consumer demands, mortgage leaders today face unprecedented volatility and complexity. This ongoing flux demands adaptive, resilient, and deeply principled leadership. The last several years, rising mortgage rates and home values have dramatically reshaped affordability and consumer purchasing power.

Mortgages 303
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Inventory Is Picking Up, but Are Homebuyers Responding?

RIS Media

In March 2025, new home listings reached the biggest March jump since 2022 with a 10.2% year-over-year rise, according to Realtor.com. Active listings (meaning all listings available for sale) are up 28.5% year-over-yearmarking the 17th consecutive month for inventory growth in the U.S. Yet, as inventory has gone up, not only has price growth slowed,… The post Inventory Is Picking Up, but Are Homebuyers Responding?

Sales 95
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Mr. Cooper’s subservicing clients face a dilemma

Housing Wire

United Wholesale Mortgage (UWM) won’t be sending any more servicing deals to Mr. Cooper Group in response to Mr. Cooper’s pending $9.4 billion acquisition by archrival Rocket Mortgage. But don’t expect the end of the relationship to significantly impact the balance sheet of either lender. As HousingWire exclusively reported on Wednesday, UWM ended its subservicing deal with Mr.

Investor 292
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Park Slope Merchants Want Tweaks Like Later Start Times to Volunteer-Led Open Streets

Brownstoner

By Adam Daly, Brooklyn Paper As Park Slopes Open Streets program awaits final approval from the Department of Transportation for the 2025 season, local business owners along 5th Avenue remain divided over its impact, with some fearing for their businesses viability. To gauge public opinion, Community Board 6 and Council Member Shahana… Read More > The post Park Slope Merchants Want Tweaks Like Later Start Times to Volunteer-Led Open Streets appeared first on Brownstoner.

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Avoiding Lease Accounting Pitfalls in 2025: Lessons Learned from Spreadsheet Errors

Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.

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AssetVal, Restb.ai integration aims to improve broker price opinions

Housing Wire

AssetVal , a provider of real estate valuations, has partnered with artificial intelligence (AI) company Restb.ai to integrate computer vision technology into its broker price opinion (BPO) process. The collaboration aims to enhance the accuracy and consistency of property valuations by using AI to assess property conditions and quality. BPOs, often used in real estate transactions and lending decisions, can vary due to subjective assessments by different agents.

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Potential Lawsuit Against NWMLS Brews, Backed by Compass

RIS Media

Homeowners in Washington state are being asked to take action and join a potential class-action lawsuit against Northwest MLS on a new website called Washington Homeowner Rightsbacked by Compass. The site sports the tagline Washington State Homeowners Deserve the Same Freedom as Everyone Else, and specifically solicits homesellers who experienced a public price drop, stayed… The post Potential Lawsuit Against NWMLS Brews, Backed by Compass appeared first on RISMedia.

MLS 110
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Record monthly housing costs keep buyers on the sidelines

Housing Wire

The typical U.S. homebuyers monthly payment hit a record $2,802 in late March, marking the second consecutive week of all-time highs, according to a new Redfin report. Despite rising costs , there are signs that more house hunters are reentering the market as spring begins. Home sale prices have climbed 3.4% year-over-year, while the average mortgage rate stands at 6.65%, down from recent peaks but still more than double pandemic-era lows.

Sales 270
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Top-Producing Women-Led Georgia Team Joins the ERA Real Estate Network

RIS Media

ERA Real Estate has announced its latest affiliation with CMC Realty ERA Powered, an Hispanic, female-owned, family brokerage based in Norcross, Georgia that serves communities throughout the Atlanta metropolitan area. Established in 2017, team leaders, Carmela Moreno, owner of CMC Realty ERA Powered, and her daughters Carmen and Miluska Barreda, decided to launch their own… The post Top-Producing Women-Led Georgia Team Joins the ERA Real Estate Network appeared first on RISMedia.

Brokerage 102
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Driving Profit: 4 Pillars for Growing Your Real Estate Brokerage

In the rapidly changing real estate landscape, achieving profitability requires a strategic approach beyond traditional methods. Our guide, "The 4 Pillars to Brokerage Profitability," outlines four essential pillars for scaling your real estate business: a seamless lead-to-close technology ecosystem, tailored integrated solutions for teams and agents, value-added success services and community support, and consumer-centric operations throughout the full homeownership lifecycle.

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Keller Williams wins an antitrust lawsuit

Housing Wire

Homie Technologies on Wednesday notified the U.S. District Court in Utah that it was voluntarily dismissing Keller Williams from its antitrust suit. Keller Williams was dismissed with prejudice, preventing Homie from refiling the suit. However, in its filing Homie notes that this notice of dismissal does not in any way apply to or affect Homies claims in the Action against any of the other Defendants, which remain pending.

MLS 256
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How to Shut Down Housing Market Fear in 3 Simple Responses

BAM Media

Last week, Logan Mohtashami , lead analyst for HousingWire , joined Byron Lazine , Lisa Chinatti , and Tom Toole on the Knowledge Brokers Podcast to talk about, among other things, the fear and uncertainty many consumers are feeling about the U.S. housing market. We can think of no better example of that than last weekends online drama over a Patrick Bet-David Tweet that went viral by using a chart on the multifamily mortgage delinquency rate to sound the alarm on homeowner delinquencies.

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How Rocket’s acquisition of Mr. Cooper could reshape the industry

Housing Wire

On a recent episode of the HousingWire Daily podcast, Managing Editor James Kleimann joined Sarah Wheeler to unpack Rocket Companies headline-making acquisition of Mr. Cooper a $9 billion deal that could reshape the mortgage landscape for years to come. Coming on the heels of Rockets Redfin acquisition , the move signals the companys intent to control the full mortgage journey from lead generation to long-term servicing.

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Expect a ‘mortgage rate roller coaster’ following new tariffs

Real Estate News

Rates may drop in the short-term before inflation ramps up, but stock market volatility, higher prices and rising unemployment could stall home purchases.

Mortgages 214
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Tech-Forward Strategies for Scaling Agent Efficiency & Accelerating Growth

As the real estate market evolves, technology has become essential for success. According to NAR, only 26% of agents feel their brokerage provides the necessary tech tools and, as a result, agents seek teams and brokerages who prioritize technology investments! Whether you manage an established team or are forming a new one, this guide outlines key considerations and necessary applications to thrive.

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Judge rules in favor of Ginnie Mae in lawsuit brought by Texas Capital Bank

Housing Wire

A lawsuit over rights to reverse mortgage-backed collateral stemming from the collapse of a major industry lender has been brought to an end with a summary judgment, but the plaintiffs in the case have vowed to appeal the decision. The suit was filed by Texas Capital Bank (TCB) against Ginnie Mae in late 2023. The bank alleged that Ginnie Mae had extinguished, in return for no consideration, TCBs first priority lien on tens of millions of dollars in collateral stemming from the [FHA]-sponsored [

Banks 252
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Economists Say Steady Mortgage Rates Are Spurring Sales but They Remain Cautious Over Tariffs Fallout

RIS Media

Real estate economists are pointing to this weeks mortgage rate activity as a possible bellwether for the remainder of the year. The latest Primary Mortgage Market Survey (PMMS) released by Freddie Mac Thursday shows the 30-year fixed-rate mortgage (FRM) averaging 6.64%, down one basis point from last weeks average of 6.65%. Over the last month,… The post Economists Say Steady Mortgage Rates Are Spurring Sales but They Remain Cautious Over Tariffs Fallout appeared first on RISMedia.

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Gibson plaintiffs barred from replying to Hooper suit filings

Housing Wire

U.S. District Court Judge Mark H. Cohen is standing by his denial of the Gibson commission lawsuit plaintiffs motion to intervene in the Hooper commission lawsuit. On Wednesday, Judge Cohen denied the Gibson plaintiffs motion to file a surreply in the Hooper suit relating to the Hooper plaintiffs motion for preliminary approval of their settlements with eXp World Holdings and Weichert Realtors.

Brokerage 252
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What Sellers Want in 2025–and How to Deliver

BAM Media

The real estate landscape has shifted dramatically since August 17th. Sellers now have more control over compensation and listing agreements, and they expect agents to adapt. If you dont understand what todays sellers want, you risk losing deals before the conversation even starts. Last week, BAM co-founder Byron Lazine hosted a webinar with Zoodealio CEO Kala Laos to spell out what sellers want and how agents can leverage cash offers to deliver that and more.

MLS 82
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The Broker Action Plan for the Post-NAR Lawsuit Landscape

Now more than ever, brokers need to provide agents with the right tools, strategies, and training to effectively demonstrate their expertise, negotiate successfully, and foster strong client relationships. So – what should brokers do to ensure this? Invest in the right technology, continuous education, and innovative marketing strategies that empower agents to stand out in a crowded marketplace.

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FHA issues QC review waivers for wildfire-affected mortgages in California

Housing Wire

The Federal Housing Administration (FHA) on Tuesday issued a waiver on quality control (QC) reviews for some newly distressed mortgages in Southern California as homeowners continue to grapple with the effects of the January 2025 wildfires. The FHA typically requires reviews for mortgages 60 days past due within six months of origination to ensure underwriting compliance.

Mortgages 228
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Agents are making more money despite the tough market

Real Estate News

A new Redfin survey found that many agents reported higher income in 2024 than in 2023, but concerns about the economy and industry changes persisted.

Agents 204
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How Sierra Pacific is scaling without a factory-line approach

Housing Wire

In a live-recorded episode of Power House at the Housing Economic Summit , HousingWire President Diego Sanchez sat down with Suzy Lindblom , chief operating officer at Sierra Pacific Mortgage , to explore the companys growth strategy and how its navigating todays lending environment. After consulting with Sierra Pacific for six months, Lindblom joined the company full-time in November drawn in by a culture she describes as unusually cohesive and execution-focused.

Lending 233