Mon.Apr 05, 2021

CFPB proposes foreclosure ban until 2022

Housing Wire

The Consumer Financial Protection Bureau (CFPB) released a notice of proposed rulemaking on Monday that would amend Regulation X to provide a special pre-foreclosure review period prohibiting servicers from starting foreclosures until after December 31, 2021.

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year

Keeping Current Matters

If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund.


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Housing inventory is down 40%. Buyers are paying the price

Housing Wire

Prices are up sharply as housing inventory continues to plateau , leaving 40% fewer homes on the market compared to last year, according to a report prepared by Black Knight. Instead of making up for the shortfall, new listings have slumped further in 2021.

Basic requirements to buy a house: 6 must-haves for first-time buyers

The Mortgage Report

Requirements to buy a house aren't as strict as you might think. Requirements for credit, income, and down payment are lenient for first-time home buyers. Buying a home


Will the next job wave mean the end of forbearance?

Housing Wire

Last Friday, the Bureau of Labor Statistics reported that 916,000 jobs were created in March, and the previous month’s revisions came in positive. The rest of this content is for HW+ members. Join today with an HW+ Membership ! Already a member? log in.

Rob Thomson Delivered 500 Easter Baskets To Low Income Families

Waterfront Properties

This past weekend, a huge truck pulled up to the New Macedonia Baptist Church filled with Easter joy for 500 families waiting for the spring surprise.


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Century 21 Advantage in Red Deer celebrates 110 years in real estate

REM Online

The following content may have been republished here without the author's permission. The original post can be found at the following URL: Century 21 Advantage in Red Deer celebrates 110 years in real estate.


Forbearances dip for fifth straight week to 4.9%

Housing Wire

The share of loans in forbearance fell six basis points during the final week of March to 4.9% of servicers’ portfolio volume, according to recent data from the Mortgage Bankers Association.

Loans 230

Women in Real Estate: ORRA Marks Milestone Birthday Promoting Diversity Within

RIS Media

What’s better than celebrating a milestone birthday? It’s marking the occasion with another milestone altogether—-at least that’s what the Orlando Regional REALTORS® Association (ORRA) did.

Why now is not the time for FHA premium cuts

Housing Wire

In its most recent annual report to Congress, November 2020, the Federal Housing Administration ( FHA ) published its “capital ratio,” a measure of capital reserves to insurance-in-force held within the Mutual Mortgage Insurance Fund (MMI Fund).

Loans 176

Opinion: Organized insurance scam or troubled industry?

REM Online

The following content may have been republished here without the author's permission. The original post can be found at the following URL: Opinion: Organized insurance scam or troubled industry?

Keeping a Pulse on the Market

RIS Media

Hakan Karahan. President/Broker of Record. HomeSmart First Advantage Realty. Cherry Hill, New Jersey. Bill Halick. Broker/Owner. HomeSmart Momentum Real Estate. Bloomfield, New Jersey. link]. Region served: Northern, Southern and Central New Jersey.

Social violence and real estate professionals

REM Online

The following content may have been republished here without the author's permission. The original post can be found at the following URL: Social violence and real estate professionals.

Taking on Goliath: How to Succeed as a Boutique Brokerage

RIS Media

Can a small, independent broker or team compete with the big brands? Absolutely! No matter your size, each of us has something unique, different and oftentimes better.

Interesting Facts About The Month of April

Waterfront Properties

April is known for its beautiful spring weather and the start of the warmer summer weather for most. Luckily for us living in South Florida, April is just another beautiful month filled with warm temperatures and sunshine.


Is This A Better ‘Bidding’ System?

Toronto Realty Blog

TorontoRealtyBlog. And how was your long weekend? How did you possibly get through Friday without new content on TRB? A reader emailed and said, “Whaa no blog today?” ” True, I never post blogs on holidays. And this time around, who would be reading?

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Real Estate Comps: How to Find Comparables in House Sales

Maximum Exposure Real Estate

Understanding “Comps” When Selling a Home Have you heard a real estate agent talking about “comps” or “comparables” and wondered what the heck it means?

Sales 75

The First Quarter Is Over: What’s the Score?

RIS Media

See Where Your Team Stands Now and Make Adjustments to Drive Sales and Win. Winning teams—both in sports and in real estate—not only have a game plan that they execute consistently, but they also keep track of the score and make adjustments as needed.

How Quantitative Ease Inflates Real Estate Prices, And Why It Doesn’t Work Forever

Better Dwelling

Quantitative ease (QE) is a simple concept, but not well understood by most people. Increasingly folks tell me, “QE inflates home prices,” and “prevents prices from dropping.” ” The first part is true, but the evidence on the second part is a little shaky.

Realty ONE Group Reports Franchise Growth

RIS Media

Realty ONE Group was recently named one of real estate’s fastest-growing franchisors, according to its first quarter 2021 initiatives, sales and recruiting numbers.

Making the Most of Your Basement With Creative Floor Plans


By Lizzie Weakley Many homeowners don't fully utilize their basements; some even ignore their basement altogether. Rather than being wasted space, a basement can be great for storage, working areas and recreation.

5 States Where Female Mortgage Borrowers Get the Worst Deals

RIS Media

(TNS)—Women get a raw deal on mortgages in nearly every corner of the country, a new analysis of federal data has found. Compared with single male borrowers, single female borrowers pay higher rates that add up to thousands of dollars in additional costs.

Twilight Yoga At The Light This April

Waterfront Properties

This April, the Jupiter Inlet Lighthouse and Museum is hosting their reoccurring Twilight Yoga at the Light event. On Monday nights, head to the lighthouse and enjoy the peace and serenity of yoga while enjoying the sunset views. The outdoor yoga class is taught by Mary Veal on the Lighthouse Deck.


SEO Can Be Done In-house

RIS Media

The post SEO Can Be Done In-house appeared first on RISMedia. Tip of the Day


5 Ways Real Estate Brokers Attract the Best Talent


Are you having trouble recruiting from the fluctuating pool of real estate agents? It is believed that as many as 80 percent of real estate sales agents leave the business in their first two years. This makes snagging good real estate agents tough for brokers.

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A Video on Future of Brokerage White Paper

Notorious ROB

Hey everybody – just a very quick little post on something I’m trying out. This is a video I made today because I got a bunch of questions about brokerage models and such from recent presentations I’ve been giving.

What Is an Interest-Only Mortgage? An Affordable Home Loan, at Least at First

Getty Images What is an interest-only mortgage? It’s a type of home loan where you start off paying only the interest for a certain time period, followed by a time where you pay back both the interest and principal.

Mortgage and refinance rates today, April 5, 2021

The Mortgage Report

Today’s mortgage and refinance rates Average mortgage rates held steady last Friday. That wasn’t a surprise. Most markets were closed and bond markets were open only for a few morning […]. Mortgage Rates Now

Newport Coast $20M


[link]. Interesting Houses


New CFPB proposal would take foreclosures off the table for 2021


The Consumer Financial Protection Bureau is requesting comments from stakeholders on the proposed rule, but given the urgency of the crisis, the deadline for comments is May 10. Mortgage Select CFPB Consumer Financial Protection Bureau foreclosure wave servicers