Housing Wire

DECEMBER 30, 2024

Non-QM loans are utilized primarily by entrepreneurs and other self-employed individuals who dont have the necessary documentation to qualify for Freddie and Fannies conventional mortgages. Non-QMs are attractive because they have strong credit quality, low loan-to-value ratios, and stable origination volumes.

Banks

Redfin

JUNE 23, 2025

You put an offer on a home and it’s been accepted, now the due diligence period begins. In real estate, the due diligence period is the time between an accepted offer and closing. Table of contents What is due diligence in real estate? What happens in the due diligence period?

Due diligence

Redfin

JULY 10, 2025

When buying a home, understanding earnest money vs. due diligence is key. Earnest money is a refundable deposit held in escrow to show your serious intent to buy, while due diligence fees are usually non-refundable payments made directly to the seller to secure time for inspections and evaluations. What is due diligence?

Due diligence

The Close

NOVEMBER 7, 2024

Do your due diligence on the property, and show up ready to bid. Visit Zillow Step 4: Evaluate Potential Properties Once you’ve spotted potential real estate investment properties, you must dig into the details before moving (aka due diligence). Conventional loans: These can be obtained from a credit union or a bank.

Hard money loan

Marco Santarelli

NOVEMBER 23, 2024

Market Research and Due Diligence: The real estate market is dynamic and constantly changing. Conducting due diligence is essential before committing to a purchase. Utilizing Hard Money Loans Hard money loans are short-term loans that are secured by real estate.

Hard money loan

Redfin

JULY 30, 2025

Even without liquid funds, buyers can explore bridge loans, private lenders, or creative financing to structure a cash-like offer. A cash offer simply refers to a situation where a buyer pays the entire purchase price upfront, without using a mortgage or other loan. What is a cash offer? Can you make a cash offer without actual cash?

Purchase and sale agreement

Redfin

JULY 8, 2025

Buying a preforeclosed home can offer opportunities but requires careful due diligence. This notice informs the homeowner that they have missed a specified number of mortgage payments and are in default of their loan agreement. Reinstate the loan: Pay all missed payments , fees, and penalties in a lump sum.

Purchase and sale agreement

Redfin

JANUARY 28, 2025

Assumable mortgages offer a unique alternative, allowing buyers to take over the sellers existing loan – potentially locking in a lower interest rate and saving money over time. From evaluating the loan terms to understanding the hidden costs, assuming a mortgage isn’t a decision to take lightly.

Loans

AAOA

MAY 22, 2025

Get a Free Multifamily Loan Quote Access Non-Recourse, 10+ Year Fixed, 30-Year Amortization GET A FREE QUOTE How to Buy an Apartment Complex (Step-by-Step) Now that you know the basics of the market, lets discusshow to buy an apartment complex. Understand what size loan you can qualify for. Talk to lenders.

Due diligence

AAOA

JANUARY 27, 2025

Taking your time and doing your due diligence when considering a particular investment property will always be a crucial step. Your rental income, operating costs and the amount of your mortgage loan are factors that influence your ROI. Or are you an old pro adding another investment property to your real estate portfolio?

Property Management

The Close

MARCH 11, 2025

It’s also essential to verify all information provided by the homeowner with proper due diligence to ensure your investment decision is well-informed and data-backed. Various financing options exist for FSBO properties, like traditional mortgages, hard money loans, and private investors.

Sales

AAOA

AUGUST 4, 2025

Get a Free Multifamily Loan Quote Access Non-Recourse, 10+ Year Fixed, 30-Year Amortization GET A FREE QUOTE Reliable Data Sources That Shorten Your Learning Curve You do not need to be an economist to gather solid intel. A Step by Step Due Diligence Checklist Below is the exact sequence my team uses whenever we evaluate a distance deal.

Marketing

Redfin

JUNE 5, 2025

Many cash buyers assume that by sidestepping a home loan, they also bypass the complex array of fees associated with closing. Sellers often prefer cash buyers because there’s less risk of a loan falling through, and the whole closing process can happen much faster. home purchases were made in cash in 2024.

Closing costs

Redfin

JULY 25, 2025

The buyer usually pays for the home inspection as part of their due diligence during the homebuying process. No fixes are technically mandatory , but serious safety issues or code violations usually need to be taken care of before a lender will approve the loan. Who pays for the home inspection?

Inspection

Propmodo

DECEMBER 8, 2024

Recognizing the need for a more uniform due diligence process in site selection, Song decided to develop a software program to collect all relevant information and even generate a score predicting a projects potential outcome. Neither had the full picture of what was actually happening on the ground, said Steven Song.

Due diligence

The Close

NOVEMBER 12, 2024

As part of your due diligence, here are some factors to explore when purchasing land. Conventional loans: Most conventional lenders offer long-term mortgages for land purchases. The loan-to-value (LTV) is generally relatively low, so be prepared for loan options covering as little as 50% of the purchase price.

Land

Redfin

JUNE 17, 2025

This delay is the result of the due diligence period, where the buyer will conduct inspections and other research before actually signing any papers. What to remember: After accepting an offer, the deal enters the due diligence period, where certain inspections and investigations are conducted before finalizing the sale.

Closing

Redfin

JULY 31, 2025

Before you go under contract—or during your due diligence period—bring in a licensed structural engineer, not just a general home inspector or your handy friend. FHA, VA, and USDA loans typically require the home to be structurally sound. If you’re a cash buyer or have access to renovation loans, your options open up.

Due diligence

Marco Santarelli

MAY 3, 2025

This decline offers a potential window of opportunity for both homebuyers and those looking to save money on their existing loans. While it may seem like a small change, every fraction of a percentage point can translate into significant savings over the life of a loan. Lets dive in. Why Are Mortgage Rates Declining?

Debt-to-income ratio

Marco Santarelli

JULY 19, 2025

We're seeing lenders offering attractive rates, with 30-year fixed DSCR loans available in the mid-6% range. Complacency or Lack of Due Diligence: Many investors stick to what they know or fail to perform the deep due diligence required to identify the quality opportunities within a seemingly complex market.

Marketing

Redfin

JULY 30, 2025

Stable offer : Buyers can proceed with financing, inspections, and due diligence without the stress of losing the property to another bidder. This refers to a submitted offer or loan application that is currently under review. The original buyer then must waive contingencies or walk away.

Backup offer

Redfin

JULY 21, 2025

Financing: Loans for fixer-uppers can get a little more complicated than an average home loan. Even though you’re planning on fixing things up, you’ll still need to do your due diligence to be sure a house is the right fit for your situation. Increased stress: Living through renovations can be uncomfortable and chaotic.

Renovation

Redfin

MARCH 4, 2025

Another point to consider about the pros and cons of buying a condo is that many of the drawbacks of condo ownership can be mitigated or avoided by performing due diligence before buying. Your due diligence should include the following: Review HOA documents and your financial strength.

Due diligence

AAOA

JULY 21, 2025

Get a Free Multifamily Loan Quote Access Non-Recourse, 10+ Year Fixed, 30-Year Amortization GET A FREE QUOTE Challenges to Know Before Jumping In While mobile home investing comes with many upsides, it’s important to understand the challenges before diving in. Financing can be trickier, and thorough due diligence is a must.

Due diligence

AAOA

FEBRUARY 17, 2025

Understand Financing Options Explore different financing methods such as conventional loans, FHA loans, or private financing. Perform Due Diligence Inspect properties thoroughly before purchase to uncover potential issues that could affect profitability. Review financial documents and tenant leases to ensure transparency.

Due diligence

Rochester Real Estate

NOVEMBER 5, 2015

Due Diligence For Their Clients Real estate lawyers conduct extensive due diligence on behalf of their clients to uncover any potential issues or risks associated with a property. Additionally, they conduct thorough due diligence to uncover any issues with the property’s title, contracts, or legal obligations.

Purchase and sale agreement

Redfin

AUGUST 5, 2025

Mortgage lenders may have stricter requirements and guidelines for home loans involving family members, so be sure to share all the details with them as soon as possible in the loan-seeking process. Because of this extra IRS oversight, many lenders have stricter requirements for mortgage loans on non-arm’s length transactions.

Purchase and sale agreement

Redfin

JUNE 27, 2025

It’s important to do your own due diligence to understand your risk. However, if the house is in a SFHA, your lender will likely require you to purchase flood insurance before approving the loan. Some government loans also have specific requirements for high-risk properties. Do you need flood insurance?

Due diligence

Marco Santarelli

JUNE 26, 2025

Average Loan Size: The average loan size within a state, coupled with loan limits, might influence rates. Larger loan amounts sometimes come with slightly different pricing structures. Lender Competition: The level of competition between mortgage lenders and different loan types.

Mortgages

Marco Santarelli

APRIL 4, 2025

Even small differences in rates can add up to significant savings over the life of a loan. Do Your Due Diligence: Research the local housing market in your area. Assess Your Personal Finances: Carefully evaluate your own financial situation and job security before making a decision.

Mortgages

Marco Santarelli

JUNE 15, 2025

Due diligence on specific property condition is crucial, as many properties are older. No matter which of these 10 Best Cities in Ohio to Invest in Real Estate catches your eye, the real work begins with due diligence. Cash, conventional loan, portfolio loan, hard money?

Investor

Rochester Real Estate

NOVEMBER 5, 2015

Meeting these criteria is crucial for a condo to be eligible for traditional financing through Fannie Mae or Freddie Mac, providing buyers with more favorable loan terms and conditions. You’ll also be able to find out if the lending institution the buyer is working with can write the loan. Work with other financing sources.

Finance

Redfin

JUNE 26, 2025

Beyond costly remediation and repairs, it can also complicate financing, as some lenders won’t approve loans for houses with mold. Know which state you are in to do your due diligence , especially if other issues like leaks and flood damage are disclosed. Will a lender approve my loan if I’m buying a house with mold?

Purchase and sale agreement

Rochester Real Estate

NOVEMBER 5, 2015

Here are some key benefits: No Mortgage: By purchasing a house with cash, you can avoid needing a mortgage loan, which means no monthly mortgage payments and no interest charges. Due Diligence: Conduct necessary inspections, obtain desired property appraisals, and review all relevant documents.

As-is

Marco Santarelli

MAY 2, 2025

High-quality bonds may be more attractive than bank loans, especially given slow economic growth and a potentially dovish Federal Reserve. Personally, I believe that emerging markets require a deeper level of due diligence. I think the key takeaway here is to do your homework. Continued U.S.

Marketing

AAOA

FEBRUARY 6, 2025

Get a Free Multifamily Loan Quote Access Non-Recourse, 10+ Year Fixed, 30-Year Amortization GET A FREE QUOTE Building a tiny home to rent Of course, in real estate, it is vitally important to consider location. Do your due diligence, learn local regulations, market it wisely and you, too, can be a tiny house landlord.

Due diligence

Redfin

JULY 23, 2025

Consider alternative financing , such as hard money loans, private loans, or cash. Due diligence is critical. Each method has specific legal requirements and risks. Secure financing: Traditional mortgages can be difficult to obtain for severely neglected homes.

Hard money loan