Housing Wire

DECEMBER 20, 2024

House of Representatives proposes to relieve Federal Housing Administration (FHA) borrowers of mortgage insurance premiums (MIPs) once they reach a certain level of home equity , aligning FHA policies with those of conventional loans. Mortgage insurance exists as protection from foreclosure on low equity loans. Introduced by Reps.

FHA loan

Housing Wire

OCTOBER 30, 2024

That policy, which is designed to protect consumers from lender fraud and financial risk, expired in early August. The firm offers “smart loans” using artificial intelligence and developed a cloud-based portal, LoanFlow , that aims to give mortgage brokers and loan officers the ability to originate loans anytime, anywhere.

Lending

Housing Wire

OCTOBER 18, 2024

Homes are still evolving in terms of technology and energy consumption, raising the need for accurate and efficient appraisals to help lenders approve mortgage loans with greater accuracy and efficiency. Managing appraisal orders, tracking status, and QC aren’t a problem for a system designed to make lenders’ lives easier.

Inspection

Housing Wire

JUNE 18, 2025

Class Valuation has launched a new appraisal review product designed to bring greater clarity and oversight to residential valuations. CVA is structured to comply with the Uniform Standards of Professional Appraisal Practice and is intended for use across various stages of the loan life cycle.

Due diligence

Housing Wire

JANUARY 17, 2025

This occurs while they manage the heavy loan of growing origination demand. How do we get a loan from I want a house to its closed and done before they walk away? How do we get a loan from I want a house to its closed and done before they walk away? Most companies think from the primary lens.

Marketing

Housing Wire

MAY 14, 2025

event, are designed to simplify mortgage broker workflows, enhance client relationships and allow them to scale their businesses faster. Easy Qualifier Redesign: Offers an easier way for mortgage brokers to price new loans and manage existing scenarios. The tools, announced ahead of the company’s fourth annual UWM LIVE!

Loans

Housing Wire

APRIL 18, 2025

First American Data & Analytics has launched a new product designed to help lenders identify title issues earlier in the mortgage and home equity loan process, with the goal of cutting delays and reducing closing times.

Title

Housing Wire

NOVEMBER 11, 2024

In its third-quarter earnings report, Zillow Home Loans revealed an impressive data point: mortgage revenue increased 63% year over year in the third quarter to $39 million, which is primarily due to an 80% year-over-year increase in purchase loan origination volume to $812 million. That’s an annualized $3.2

Mortgages

Housing Wire

JULY 22, 2025

Luxury real estate brokerage Douglas Elliman Real Estate has partnered with Associated Mortgage Bankers to launch an in-house mortgage platform, Elliman Capital , designed to streamline the financing process for homebuyers. Clients will have access to “competitive rates and diverse loan products” in a “seamless integration,” he added.

Mortgages

Housing Wire

MAY 5, 2025

Prudent AI on Monday announced the launch of Prudent AI Upfront, a one-touch pre-qualification platform designed to improve lender sales funnels. The company claims the product is the mortgage industry’s first of its kind and allows lenders to process more applications, reduce fallout and capture more business.

Pre-qualification

Housing Wire

JULY 14, 2025

The growing “gig economy” is reshaping the future of homebuying , and savvy brokers are recognizing the need to adapt quickly with loan products that fit this demographic. Here’s why: Quality loans Today’s non-QM loans are a far cry from the risky products of the pre-2008 era. workforce — will be freelancing.

Investor

Housing Wire

MARCH 21, 2025

Findings include 71% of loan officers reporting an increase in buyers who are willing to purchase fixer-uppers, explore unconventional financing or accept high mortgage rates despite long-term financial concerns. Jones, a Colorado-based LO for Lower -backed Universal Lending Home Loans.

Debt-to-income ratio

Housing Wire

NOVEMBER 7, 2024

For homeowners with conventional loans backed by Fannie Mae and Freddie Mac , insurance at replacement cost is mandatory, but flood insurance is only required in designated flood zones. Others say homeowners insurance wasn’t designed around catastrophe risk — it was designed around idiosyncratic storms or trees falling on roofs.

Design

Housing Wire

JUNE 10, 2025

Amid expectations that interest rate declines may reignite refinance activity , Optimal Blue on Monday launched a new tool that automatically analyzes loan officer portfolios each month to identify recapture opportunities. The tool is designed to ensure loan officers are ready when refinance volume picks up.

Loan Officer

Housing Wire

MAY 19, 2025

Gregory Tsang is the Chief Executive Officer and co-founder of eRESI , a Non-QM correspondent whole loan investor offering both Delegated and Non-Delegated options. HW: Are your best practices something you designed from the ground up? There is a misconception that the process of underwriting and funding a non-QM loan is convoluted.

Lending

Housing Wire

NOVEMBER 15, 2024

In most of our remodeling, we use a design technique called Universal Design,” said Brian Harvey, owner of Boston-area business Harvey Home Modifications. That essentially is a design that will serve anyone of any physical capability in the house.”

Design

Housing Wire

JULY 24, 2025

A rule rooted in crisis…and stuck in time The Loan Originator Compensation Rule was born from the wreckage of the 2008 financial crisis. Its intent was clear: eliminate steering and protect borrowers from being placed into higher-cost loans based on how much a loan officer would get paid. And it did, at a cost.

Loan Officer

Housing Wire

APRIL 22, 2025

For these borrowers, non-qualified mortgage (non-QM) loans offer a premium alternative to conventional options. These loans empower lenders to accommodate unique financial situations while expanding access to a broader pool of potential clients, many of whom might otherwise have to reconsider homeownership altogether.

Lending

Housing Wire

MAY 9, 2025

For homeowners who have either a forward or reverse mortgage on their home, these costs also must be paid in order to keep the loan in good standing. The state’s AARP chapter advocates for the availability of these programs, and it recently published a bulletin designed to raise awareness among South Dakota residents.

Loans

Housing Wire

MARCH 31, 2025

It’s technology designed to feel human.” ” Dominion explained that Harvey will aim to support real estate investors through “real-time guidance” on fix-and-flip loans and rental strategies. “Real estate investors operate in a fast-moving environment. .”

Investor

Housing Wire

NOVEMBER 12, 2024

This comes from a new survey by Down Payment Resource — a nationwide database designed to connect prospective homebuyers to financial assistance opportunities. And another survey by Veterans United Home Loans found that 74% of the military population plans to purchase a home in 2025, compared to 69% of surveyed civilians.

Mortgages

Housing Wire

JULY 14, 2025

the parent of Guild Mortgage , has left loan officers wondering how the traditionally purchase-focused lender would integrate refinance capabilities to leverage the $770 billion servicing portfolio of soon-to-be sister company Lakeview Loan Servicing , the nation’s second-largest mortgage servicer. Bayview Asset Management ’s $1.3

Mortgages

Housing Wire

NOVEMBER 20, 2024

However, homeowners have a unique advantage with home equity products—designed to let residents tap into their home’s equity for cash. That growth presents an opportunity for reverse mortgages and home equity loans. Also, many loan originators go against the grain.

Equity

Housing Wire

MAY 28, 2025

In 2010, Parks became the trustee for a living trust designed to pay the victims expenses stemming from the accident, from which the victims account contained the $1.66 Bolstered by the loan proceeds, Parks continued to make transfers from the account for his own use, the DOJ said.

Mortgages

Housing Wire

NOVEMBER 1, 2024

In the newest episode of the HousingWire Daily podcast , host Sarah Wheeler sits down with Freddie Mac ’s Sonu Mittal — the agency’s senior vice president and head of single-family acquisitions — to explore its recently announced alternative to loan repurchases , as well as appraisal waivers and how they address lender pain points in 2024.

Loans

Housing Wire

MARCH 31, 2025

Marine Samuel Royer has spearheaded efforts to pass the HELPER Act, a bipartisan bill designed to make homeownership more accessible for Americas civil servants including teachers, first responders, EMTs and law enforcement officers. This mirrors the benefits offered to military veterans through VA home loans.

Loans

Housing Wire

MAY 9, 2025

And representatives of Los Angeles County have signaled they want to provide specific guidance for impacted reverse mortgage borrowers to navigate issues that arise with these loans in disaster areas. The countys Aging and Disabilities Department will host a special event on Saturday, May 10.

Mortgages

Housing Wire

NOVEMBER 12, 2024

It also wants to widely deploy refreshed marketing strategies that are designed to both educate and appeal to older homeowners about the use of home equity in retirement. In 2025, it will begin rolling out new regional and local programs designed to “build our brand profile and drive business in strategic markets,” she said.

Mortgages

Housing Wire

MAY 20, 2025

The latest offering in the companys Platinum line of proprietary reverse mortgage products, Platinum Preserve is a variation of the companys Platinum Max loans. The loan also does not maintain an upfront mortgage insurance premium, which can bring the costs down, according to Longbridge.

Equity

Housing Wire

APRIL 28, 2025

The Platinum Peak product aims to offer higher available loan-to-value (LTV) ratios, which are designed to translate into higher loan proceeds for borrowers, the company said at the time. Identifying these gaps was crucial in prompting the creation of Platinum Peak, a product designed to address those specific needs, she said.

Loans

Housing Wire

JUNE 20, 2025

In an interview, he stressed the importance of age-inclusive design, transparency in AI training and preserving human oversight as the firm carefully expands its senior-focused AI tools like “Bridget.”

Lending

Housing Wire

MAY 15, 2025

United Wholesale Mortgage (UWM) is rolling out new artificial intelligence (AI)-powered tools designed to help brokers analyze competitors loan estimates and assist borrowers online. The loan estimate optimizer, dubbed LEO, identifies gaps and opportunities line by line, enabling brokers to offer better deals to borrowers.

Loan Officer

Housing Wire

DECEMBER 24, 2024

As a servicer of 48 million loans , CoreLogic streamlines workflows with innovative solutions designed to enhance property tax management. The portal provides comprehensive self-service functionality for setting up liens, loans, payment management or monitoring lien and loan status.

Loans

Housing Wire

APRIL 14, 2025

As part of the agreement, Better is granting the investor the right to designate one non-voting board observer starting June 1, 2025. billion in loan volume, up from $3 billion in 2023. The NEO Powered by Better program included the onboarding of 110 NEO Home Loans originators across 53 branches.

Equity

Housing Wire

MARCH 25, 2025

Global investment bank Cambridge Wilkinson today announced the closing of a forward flow agreement up to $100 million for a private real estate lending platform specializing in short-term bridge , fix-and-flip, construction and land development loans.

Lending

Housing Wire

JUNE 19, 2025

With the launch of two groundbreaking platforms— the Loan Estimate Optimizer ( LEO ) and Mia , an AI -powered assistant for loan officers , UWM is setting a new benchmark for how technology and especially AI can transform the lending experience. The first one we rolled out was LEO, which stands for Loan Estimate Optimizer.

Lending

Housing Wire

JUNE 25, 2025

In his new role, White will act as the primary liaison between real estate agents , attorneys and loan officers to support coordination across Baird & Warner’s brokerage , mortgage and title service divisions. Baird & Warner has named Bill White Jr. Coming back to Baird & Warner feels like a true homecoming,” White said. “I

Title