Housing Wire

JULY 24, 2025

A rule rooted in crisis…and stuck in time The Loan Originator Compensation Rule was born from the wreckage of the 2008 financial crisis. Its intent was clear: eliminate steering and protect borrowers from being placed into higher-cost loans based on how much a loan officer would get paid. And it did, at a cost.

Loan Officer

Housing Wire

JUNE 25, 2025

In his new role, White will act as the primary liaison between real estate agents , attorneys and loan officers to support coordination across Baird & Warner’s brokerage , mortgage and title service divisions. During his time at Compass, he helped its Hinsdale and Glen Ellyn offices become high-performing operations.

Title

Housing Wire

MAY 15, 2025

United Wholesale Mortgage (UWM) is rolling out new artificial intelligence (AI)-powered tools designed to help brokers analyze competitors loan estimates and assist borrowers online. LO assistant UWM also launched MIA, a virtual loan officer assistant focused on client engagement.

Loan Officer

Housing Wire

JUNE 24, 2025

Williston Financial Group (WFG) announced the release of a new digital tool through subsidiary Volly that aims to enhance collaboration between mortgage loan officers and real estate agents. The tool is designed to automate aspects of co-marketing efforts, including compliance and brand consistency.

Loan Officer

Housing Wire

JULY 14, 2025

the parent of Guild Mortgage , has left loan officers wondering how the traditionally purchase-focused lender would integrate refinance capabilities to leverage the $770 billion servicing portfolio of soon-to-be sister company Lakeview Loan Servicing , the nation’s second-largest mortgage servicer. the former LO added.

Mortgages

Housing Wire

JUNE 13, 2025

Optimal Blue introduces automated refi tool As refi activity shows signs of life, Optimal Blue launched a new tool to help loan officers capture refinance opportunities automatically. A new Kiplinger report warns that age bias in AI training data — often shaped by younger users — could sideline seniors in tech design and utility.

Industrial

Housing Wire

MARCH 12, 2025

zavvie , a Colorado -based iBuyer and fintech company, has launched an AI-powered platform, HomeFAI, that is designed to accelerate the speed of cash offers and funding for homebuyers. Our new platform brings unprecedented speed and certainty to home financing, helping loan officers and their clients win more deals.

Finance

Housing Wire

JULY 17, 2025

A class-action lawsuit filed in Maryland accuses mortgage lender loanDepot of violating federal loan officer (LO) compensation rules and steering borrowers into higher-rate loans to boost its financial performance ahead of its 2021 initial public offering ( IPO ).

Loan Officer

Housing Wire

APRIL 28, 2025

The Platinum Peak product aims to offer higher available loan-to-value (LTV) ratios, which are designed to translate into higher loan proceeds for borrowers, the company said at the time. Identifying these gaps was crucial in prompting the creation of Platinum Peak, a product designed to address those specific needs, she said.

Loans

Housing Wire

APRIL 10, 2025

The tool is being touted as the mortgage industrys first AI-powered co-pilot capable of taking over many of manual, repetitive tasks that typically burden loan officers , servicers, and back-office staff. Alpha7x is designed to plug directly into existing platforms without the need to replace core infrastructure.

Agents

Housing Wire

JULY 31, 2025

In this role, I am focused on not only expanding the capabilities of our current servicing platform, but also tightly unifying our servicing solutions with our origination and loan acquisition capabilities so our clients — regardless of the channel — can maximize every opportunity across the customer life cycle.

Loans

Housing Wire

OCTOBER 28, 2024

“From loan officers to secondary marketing teams and investors, we empower mortgage professionals with tools designed to maximize their profitability on every loan transaction.” ” The announcements were made at MBA Annual in Denver.

Loan Officer

Housing Wire

APRIL 4, 2025

RETR was founded in 2022 by Wynands and chief technology officer Steven Mincemoyer. It offers a high-quality software-as-a-service platform designed to help loan officers and mortgage companies build better relationships.

Mortgages

Housing Wire

AUGUST 4, 2025

Sorenson, who has more than two decades of mortgage lending experience, will be responsible for guiding loan officers across a broad geographic area encompassing Arizona, Colorado, Hawaii, Kansas, Nevada, Oklahoma, Utah, Wyoming and Southern California. Sorenson will also focus on implementing recruiting initiatives.

Lending

Housing Wire

MAY 14, 2025

Brokers, also known as managing brokers, designated brokers or brokers-in-charge, are typically owners or supervisors of real estate brokerages. As many cant afford to pay for a home in full, they need to work with a bank to finance a propertythats where a mortgage loan originator (MLO) comes in.

Property Management

Housing Wire

MAY 6, 2025

Agentic AI vs. generative AI: Why the difference matters Generative AI tools like ChatGPT , Claude , and Gemini are designed to assist with content creation. These next generation AI mortgage tools must simplify, personalize, and act on behalf of the loan officer and for the borrowers benefit. Its about agentic AI.

Mortgages

Housing Wire

APRIL 24, 2025

The HECM Tool a software platform designed to serve as a reverse mortgage sales conversion tool announced this week that it has integrated the proprietary reverse mortgage offering from Smartfi Home Loans into the platforms existing visualization and comparison capabilities.

Mortgages

Housing Wire

MARCH 10, 2025

Erich Wiedel: When I was in high school, a friends brother-in-law owned a mortgage company, and I got a job as a loan officer. We also have our custom proprietary software which is constantly improving; were always updating, designing, rewriting, and adding on features which enables us to better deliver for our clients.

Title search

Housing Wire

JUNE 26, 2025

Time and time again, the biggest objection our loan officers hear is that homeowners want to access their equity but still leave something meaningful for their heirs. It helps loan officers approach prospects who might have put up barriers before and gives them a fresh, meaningful option to discuss.

Equity

Housing Wire

JULY 11, 2025

Loan officer profile visible to leads (Source: LendingTree ) Want leads fast? You want to be recognized in your community, so when someone says, “I’m looking into buying a house,” the other person says, “I know a great loan officer, I’ll give you their number!” Check out LendingTree.

Mortgages

Housing Wire

JULY 28, 2025

Highlights of the new features include expanded lien payoffs and consolidation, along with a streamlined requalification process, which are designed to push higher conversion rates and sales volumes for lenders. It’s a win-win-win for homeowners, their loan officers and the institutions that serve them.”

Loan Officer

Housing Wire

MAY 28, 2025

After embarking on an ambitious project designed to ease the technological processes and interfaces of the reverse mortgage industry compared to traditional mortgage workflows, the Mortgage Industry Standards Maintenance Organization (MISMO) announced this week that the latest version of its reference model includes reverse mortgage features.

Mortgages

Housing Wire

NOVEMBER 25, 2024

One such solution includes the Edge Platform —designed to survey loan portfolios and identify recapture opportunities based on current mortgage rates. This data also allows internal loan officers or consumer direct channels to mine their servicing data for recapture business daily.

Loans

Housing Wire

JULY 16, 2025

Most of the 15 to 20 loan officers he spoke to were ecstatic about being able to use the new credit scoring model. Most of them are not designed for the different methods; they are all set up for FICO.” In the days following the announcement that VantageScore 4.0 That’s opportunity in a down market.

Loans

Housing Wire

MAY 8, 2025

However, Longbridge did recently announce the Platinum Peak product suite, which aims to offer higher available loan-to-value (LTV) ratios designed to translate into higher loan proceeds for borrowers. And we are working with our partners to help identify loans in the pipeline that could benefit from the new product.

Loans

The Mortgage Report

JULY 24, 2025

Just understand that the money typically isn’t free,” says Matt Schwartz , branch manager and loan officer with Southlake Mortgage. Consider a zero-down mortgage instead Not every mortgage loan requires a down payment. If you want to put zero down, try applying for a: USDA loan.

FHA 203k rehab loan

Redfin

JULY 30, 2025

But here’s the good news: First-time homebuyers have access to loan options designed to make becoming a homeowner easier with more affordable rates and flexible requirements, like lower down payments and credit scores. You’re buying in a designated redevelopment area, where certain programs have more relaxed rules.

Loans

Housing Wire

JUNE 27, 2025

Volly’s new tech tool aims to improve collaboration between lenders, agents Williston Financial Group subsidiary Volly has launched Network Connections — a digital co-marketing tool designed to boost collaboration between loan officers and real estate agents.

Technology

Rochester Real Estate

NOVEMBER 5, 2015

As always, your agent should be able to point you in the right direction and your loan officer will be able to answer any FHA loan questions and provide guidance for filling out the mortgage application. Happy house hunting! The Most Common Mortgage Myths To Be Aware Of Myths exist in almost everything.

Finance

Housing Wire

JANUARY 22, 2025

The primary focus is on deregulation, but Scott also mentioned legislation he introduced last year that is designed to address national issues of housing supply and oversight. In the Senate Committee on Banking, Housing and Urban Affairs, newly minted Chairman Tim Scott (R-S.C.)

Banks

Redfin

APRIL 30, 2025

Whether built on a foundation or on wheels, tiny homes are designed to maximize every inch of space while minimizing unnecessary possessions and environmental impact. There are many moving parts when it comes to designing a Tiny Home on Wheels (THOW), and it can really be a fun puzzle to solve.

Design

Housing Wire

APRIL 21, 2025

That perspective helps guide our approach as we design technology solutions that are adaptable, scalable, and built to support the way IMBs operate, while maintaining consistency and control across the organization. I understand the operational pressures and the importance of supporting branch-level efficiency within a compliant framework.

Loan Officer

Housing Wire

JULY 18, 2025

While both companies battle publicly to prove their credit scores perform better in predicting defaults, mortgage executives and loan officers are questioning their differences, similarities and overall effectiveness. “My How do these credit scores compare? VantageScore 4.0 ” FICO notes that about 5 million U.S.

Mortgages

Housing Wire

APRIL 14, 2025

No call center loan officer is ever going to drive an hour to get a water sample for a well test, and thats what agents and their clients need. At the heart of LPTs meteoric rise is its multi-compensation model, designed to meet agents wherever they are in their careers. Its a localized business. In a word: choice.

Brokerage

Housing Wire

DECEMBER 20, 2023

Mortgage rates had climbed close to the 7% range and he was determined to remain competitive on pricing with rival loan officers in North Carolina. After Mike paid his loan officer assistant, he was clearing just 40 bps. The lower comp rate stung. Still, it was better than nothing.

Loan Officer

Housing Wire

JANUARY 29, 2021

Over $4 trillion in originations made its way through the housing market last year, and new data from mortgage software firm LBA Ware revealed that by the end of 2020, loan officers played every last card in their deck to get those deals closed by New Years. Mortgage Tech Demo Day.

Loan Officer

Housing Wire

MARCH 1, 2024

From leveraging the latest in artificial intelligence (AI) and digital marketing to mastering financial literacy, mortgage and real estate professionals have come together to provide these skills to loan officers in a new book titled, “Rethink Everything: You ‘Know’ About Being A Next-Gen Loan Officer.”

Loan Officer