Housing Wire
MARCH 22, 2023
HousingWire recently spoke to Tom Kriby, vice president of client development and partnerships at Westwood Insurance Agency, about how working with an insurance agency can simplify the closing process for their customers, even in times of interest rate uncertainty. We’ve seen savings of up to 30% in difficult markets like Texas and Florida.
Housing Wire
SEPTEMBER 10, 2020
Q: What developments at the CFPB should the mortgage industry be watching? Also, there is the criticism of the general QM that was put into the reg that had the strict 43% debt-to-income ratio benchmark. HousingWire sat down with Richard Andreano, a partner at Ballard Spahr in Washington, D.C.,
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Housing Wire
AUGUST 23, 2023
According to Garg, the company has developed a one-day mortgage product that provides a commitment letter within 24 hours. I’ve gone through extensive coaching and professional development,” he said. I’ve gone through extensive coaching and professional development. ” And what is Better.com best at?
Housing Wire
AUGUST 5, 2022
NHC recommends that the CRA regulation develop a process for collecting and reporting baseline data on investment and lending to people of all races,” wrote David Dworkin, the National Housing Confeence’s CEO. This same data reporting should be used in assessing performance and establishing performance context in CRA evaluations as well.”.
Housing Wire
MARCH 20, 2024
Let’s delve into the potential negative consequences of diminishing or eliminating buyer representation, underscoring why this development matters more than ever in today’s real estate market. The unintended consequences of eliminating buyer agency 1. For these buyers, every dollar matters.
Housing Wire
APRIL 4, 2022
As interest rates rise, so do the monthly mortgage payments, which could be problematic for low-to-moderate income borrowers, said Alex Naumovych, loan officer at Draper & Kramer Mortgage. Interest rates typically impact FHA borrowers more directly because these borrowers likely have a maximum debt-to-income ratio,” said Naumovych.
Housing Wire
MARCH 23, 2021
Data-driven analysis also flags questions lenders should be asking, such as whether a deposit sum came from the borrower’s assets or represents a gift from an outside source (which should be calculated in the debt-to-income ratio). As fraud in mortgage becomes more sophisticated, so must we.
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