Housing Wire

JUNE 23, 2025

But in the context of home equity lending — where loan amounts are smaller, the lender bears much of the cost, and speed is critical — defaulting to a full appraisal can create more drag than value. That’s well within tolerance for many second-lien lending scenarios and provides a high level of risk mitigation.

Lending

Housing Wire

MARCH 25, 2025

Global investment bank Cambridge Wilkinson today announced the closing of a forward flow agreement up to $100 million for a private real estate lending platform specializing in short-term bridge , fix-and-flip, construction and land development loans.

Lending

Housing Wire

APRIL 22, 2025

Today’s mortgage lending environment is shifting rapidly. The industry had a belief about Betterthey were kicking our butts during the refi era, closing a refinance in 10 days in 2020 when we were doing it in four months, cheaper when we were expensive. They signed and closed the next day. That should blow peoples minds.

Lending

Housing Wire

MARCH 3, 2025

Regardless of whether you are on the buy or sell side for a mortgage lender and/or servicer in a M&A transaction, it is critical to focus on post-closing matters too. Below are some of the items that wont necessarily be on your radar when you initially explore an acquisition or sale, but may need to be dealt with on a post-closing basis.

Purchase and sale agreement

Housing Wire

APRIL 1, 2025

Today, A&D Mortgage announced the official closing of its acquisition of the wholesale and non-delegated correspondent mortgage business from Mr. Cooper Group. Cooper Group is once again making headlines. The company is also welcoming an expanded network of over 8,500 broker partners through the acquisition.

Closing

Housing Wire

MARCH 11, 2025

Tomo touts its use of artificial intelligence in streamlining loan underwriting and closing processes. It claims to save the typical homebuyer up to $4,000 in closing costs and offers interest rates that are 50 to 100 basis points lower than the industry average, according to a press release.

Closing

Housing Wire

AUGUST 5, 2025

Title Analysis – Touchless Lending Tavant’s AI-powered Title Analysis solution identifies title risks, extracts relevant data, and provides lender-ready recommendations—streamlining the closing process and reducing repurchase risk. 3 Reduces manual review time, helping lenders close loans faster and safer. . #2 Click Here

Title

Housing Wire

JUNE 19, 2025

With the launch of two groundbreaking platforms— the Loan Estimate Optimizer ( LEO ) and Mia , an AI -powered assistant for loan officers , UWM is setting a new benchmark for how technology and especially AI can transform the lending experience. For loan officers , that means securing business and closing deals.

Lending

Housing Wire

JANUARY 28, 2025

Last week, business-purpose residential mortgage lender Dunmor announced that it received a minority equity investment from Newfi Lending , a nonagency mortgage lender owned by funds managed by Apollo Global Management. Apollo has 16 lending platforms in the U.S. Ruimy: The transaction was completed with Apollo Global Management.

Residential

Housing Wire

APRIL 15, 2025

In its 2025 State of eClose Adoption Report released on Tuesday, Snapdocs revealed that 90% of mortgage lending institutions now offer digital closings to customers. Snapdocs said that the rise in digital closings is due to the measurable efficiencies and improved experience that digitization delivers. the industry average.

Closing

Housing Wire

JULY 14, 2025

The simple answer: It’s time to get good at non-QM lending. Myth-busting non-QM While industry perceptions have shifted from skepticism and caution to acceptance and adoption of non-QM lending, it’s safe to say there are a few holdouts. I like to say we lend a million people that deserve it.

Investor

Housing Wire

JULY 18, 2025

Blend, Doma expand partnership with title solution integration Blend and Doma have expanded their partnership to bring Doma’s AI-powered instant title decisioning to Blend’s digital lending platform. While NAF’s internal systems were not compromised, the lender has cut ties with the vendor and launched an investigation.

Title

Housing Wire

MAY 2, 2025

Kate Amor , Rate’s executive vice president and head of enterprise products, said in a statement that these products unlock common-sense financing options that werent previously accessible through traditional lending channels.

Closing

Housing Wire

JULY 21, 2025

mortgage market is undergoing a tectonic shift, and Non-Qualified Mortgage (Non-QM) lending is at the epicenter of this transformation. Once viewed as a niche or transitional product, non-QM lending now represents around 5 percent of today’s mortgage market, according to a recent CoreLogic report. The workforce has evolved.

Lending

Housing Wire

MARCH 19, 2025

Chief operating officer Tammy Richards is taking on a new role at Kind Lending. Richards announced Tuesday on LinkedIn that shes now the president of retail at Kind Lending, a move that comes a little less than a year after she joined the company. But her relationship with loanDepot ended in acrimony after she left in 2021.

Lending

Housing Wire

JANUARY 6, 2025

district court in Tennessee against Vanderbilt for purported violations of the Truth in Lending Act and Regulation Z. Vanderbilt knowingly traps people in risky loans in order to close the deal on selling a manufactured home, CFPB Director Rohit Chopra said in a statement. The consumer watchdog on Monday filed a lawsuit in a U.S.

Loans

Housing Wire

MAY 19, 2025

Non-QM (Non-Qualified Mortgage) lending has become essential to todays mortgage landscape, providing solutions for creditworthy borrowers who fall outside traditional lending criteria. HW: How closely are the Non-QM and traditional QM mortgage markets connected?

Lending

Housing Wire

JULY 16, 2025

and Doma Technologies LLC announced on Wednesday an expanded partnership to bring Doma’s AI-powered instant title decisioning technology to lenders through Blend’s home lending platform. The integration creates a fully digital, end-to-end title and closing process that accelerates time to close. Blend Labs Inc.

Title

Housing Wire

MAY 15, 2025

Every single buyer I ask, ‘Would you buy a home today if you could get a 5% rate with no points, streamline underwriting, closing fast?’ Leahy emphasized that his company’s approach helps individuals who dont fit the traditional lending mold. Every single buyer is preapproved through MORE Lending, Leahy explained.

Finance

Housing Wire

DECEMBER 18, 2024

This sector is closely tied to the overall economic cycle and tends to show patterns before every recession observed in recent modern history. As 2024 comes to a close, the Fed has managed to overlook these issues for another year due to the factors mentioned above. We will soon find out.

Construction

Housing Wire

FEBRUARY 3, 2025

Feldman & Feldman began working with clients throughout Texas to file lawsuits under the truth in lending act against EasyKnock in 2021. According to Feldman & Feldman, EasyKnocks defamation suit forced the law firm to withdraw from the truth in lending suits it was involved in.

Lending

Housing Wire

OCTOBER 25, 2024

Novaprime is starting with post-close quality control functions and working backwards. Miami-based Novaprime utilized smart contracts that conform to MISMO standards and extract all the loan data and compare it to source data of documents as well as agency eligibility, all in real time.

Loans

Housing Wire

FEBRUARY 27, 2025

How can today’s mortgage lending market be summed up in one word? In the modern mortgage market , mortgage rates are close to 7%, and the gig economy has pushed some borrowers away from trying to qualify for conventional mortgages. Acra Lending has done precisely that. For them, the word would likely be “flowing.”

Lending

Housing Wire

OCTOBER 31, 2024

Product comparisons In its announcement of the new rate and additional states, FOA said that its optimistic outlook for the product is fueled by the increased activity in the home equity lending space.

Mortgages

Housing Wire

JANUARY 8, 2025

GridBase is a proven leader in title and lending technology, offering a seamless, coding-free solution that simplifies migration while enhancing operational workflows. It offers order management, instant title reports, closing agent management, and digital closing capabilities. Why should lenders act now?

Technology

Housing Wire

MARCH 27, 2025

FinLocker details that the initiative will eliminate verification costs at all stages of the mortgage journey, from prequalification and underwriting to final reverification before closing. FinLockers no-cost verification is a game-changer for our business,” said Steve Majerus, CEO at Synergy One Lending.

Mortgages

Housing Wire

JANUARY 2, 2025

Government lending programs saw mixed results as applications for Federal Housing Administration (FHA) loans fell by 60 bps to a market share of 16.6%, while applications for Department of Veterans Affairs (VA) loans rose by 50 bps to a share of 15.7%. For the week ending Dec. The index is benchmarked at 100 in March 1990.

FHA loan

Housing Wire

MAY 15, 2025

The slightly lower sale price often seems like a good tradeoff in exchange for increased certainty that the deal wont fall apart and a faster closing. Faster closing times All-cash home sales can often close more quickly than sales financed with mortgages, with many realtors sharing an all-cash sale can be completed in just two weeks.

Closing

Housing Wire

JANUARY 3, 2025

Changing the conversation An improvement in this dynamic was also noted by Peter Sciandra , executive vice president of reverse lending secondary marketing at Fairway Independent Mortgage Corp. A lot of times when seniors go through counseling and really take a close look at the loan, they can get confused.

Mortgages

Housing Wire

MARCH 10, 2025

The deal, which has been approved by the boards of directors of both Rocket Companies and Redfin, is expected to close in the second or third quarter of 2025. Today, Rocket Companies announced it has entered into an agreement to purchase digital real estate brokerage Redfin in an all-stock transaction valued at $1.75 billion in equity.

Purchase and sale agreement

Housing Wire

MARCH 30, 2025

As always, you have to examine the data closely before concluding anything on the internet. However, there is a big difference between apartment lending and homeowners who have a 30-year fixed-rate mortgage. Notably, the rate of multifamily delinquencies currently stands at under 1%, but it is at levels above the 2008 recession.

Fixed-rate mortgage

Housing Wire

DECEMBER 4, 2024

Peter Sciandra, executive vice president of reverse lending and secondary marketing at Fairway Independent Mortgage Corp., Echoing the sentiment was Rick Rodriguez, senior vice president of reverse mortgage lending at VIP Mortgage. Others are taking a more nuanced approach to the increase.

Mortgages

Housing Wire

MARCH 31, 2025

This isn’t about automation for its own sake it’s about strengthening our role as a dependable partner, even when our physical offices are closed.” ” Meanwhile, Donna serves brokers through Dominion’s wholesale lending channel, which launched in June 2024.

Investor

Housing Wire

APRIL 28, 2025

In a statement to HousingWire, a Rocket spokesperson said the company is excited for the highly skilled loan officers at Bay Equity Home Loans who will join the firm after the acquisition closes. The RocketRedfin deal is expected to close in Q2 or Q3. They will be a great fit.

Loan Officer

Housing Wire

JULY 23, 2025

He even offers to lend them his personal car if they want to drive the city alone. He picks them up at the airport, brings them to a hotel he has chosen for them, and drives them around the city to show them the sights and explain the nuances of Miami’s neighborhoods and the many new developments in the city.

Closing

Housing Wire

DECEMBER 27, 2024

Peter Sciandra, who serves as EVP of reverse lending secondary marketing at Fairway Independent Mortgage Corp. Rates re-emerged as a challenge and continue to be as the year winds down to a close. noted: High inflation and high interest rates unfortunately kept a lot of borrowers on the sidelines.

Industrial

Housing Wire

JULY 28, 2025

Total originations of open-ended home equity lines of credit ( HELOCs ) and closed-end home equity loans increased in 2024 by 7.2% That’s according to the Mortgage Bankers Association (MBA)’s 2025 Home Equity Lending Study. from the previous year, when comparing originators that reported in both years. billion in 2023.

Equity