Housing Wire

AUGUST 21, 2023

Year Founded Description 98 OptiFunder 4,767% 2018 Finance company helping independent mortgage lenders choose among funding options and streamline the process. 497 BOSSCAT 1,175% 2018 Digitizing home inspection data to create instant repair estimates for homeowners and real estate professionals. 4,105 FirstCloseFirstclose.

Equity 370

Equity Technology Investor Residential 370

RIS Media

MAY 19, 2021

Non-Recurring Costs Associated With the Lender. Loan origination fee, loan discount, appraisal fee, credit report, lender’s inspection fee, mortgage broker fee, tax service fee, flood certification fee, flood monitoring, etc. May vary widely between lenders and are not dependent on the cost of the loan. Lender Fee.

Closing costs 116

Closing costs Closing Pre-approval VA loan 116

HomeLight

APRIL 14, 2023

Editor’s note: This post will help answer the question: How much are closing costs in Michigan? The example costs provided are based on median home prices and typical fees. Your closing costs may differ depending on your circumstances and the terms of your home purchase.

Closing costs 102

Closing costs Closing FHA loan Inspection 102

HomeLight

APRIL 14, 2023

Editor’s note: This post will help answer the question: How much are closing costs in Georgia (GA)? The example costs provided are based on median home prices and typical fees. Your closing costs may differ depending on your circumstances and the terms of your home purchase. to purchase a home in.

Closing costs 105

Closing costs Closing Title Loans 105

HomeLight

APRIL 20, 2023

Editor’s note: This post will help answer the question: How much are closing costs in Pennsylvania (PA)? The example costs provided are based on median home prices and typical fees. Your closing costs may differ depending on your circumstances and the terms of your home purchase. What are closing costs?

Closing costs 104

Closing costs Closing Inspection Loans 104

HomeLight

APRIL 14, 2023

Your California dream home has just come on the market, and you’re eager to make an offer. But even though the monthly mortgage payments fit into your budget, you’re concerned about coming up with enough cash for a myriad of closing costs in addition to the down payment. Find a Buyer's Agent What are closing costs?

Closing costs 105

Closing costs Closing Purchase and sale agreement Title 105

HomeLight

APRIL 13, 2023

Once you’ve found your dream house in Florida and settled on the purchase price, you might think you know the final cost you’re responsible for. However, there’s another set of fees and charges you must be prepared for, and those are closing costs. Find a Buyer's Agent What are closing costs? of the sales price.

Closing costs 103

Closing costs Closing Title Inspection 103

HomeLight

APRIL 20, 2023

Editor’s note: This post will help answer the question: How much are closing costs in New Jersey (NJ)? The example costs provided are based on median home prices and typical fees. Your closing costs may differ depending on your circumstances and the terms of your home purchase. What are closing costs?

Closing costs 103

Closing costs Closing Title search Inspection 103

HomeLight

APRIL 13, 2023

For the final tabulation in determining the cost of your new house, you subtracted the down payment. But did you remember to add closing costs? So, how much are closing costs in Nebraska? Find a Buyer's Agent What are closing costs? Who pays for closing costs in Nebraska?

Closing costs 102

Closing costs Closing Title Title search 102

HomeLight

JULY 5, 2023

It’s no secret that the mortgage industry isn’t super transparent about closing costs. According to a February 2017 report from ClosingCorp, more than half of homebuyers surveyed were surprised by their closing costs. Third-party fees: The second group of closing costs is third-party fees.

Closing costs 105

Closing costs Closing Mortgages Loans 105

HomeLight

APRIL 12, 2023

Editor’s note: This post will help answer the question: How much are closing costs in Massachusetts (MA)? The example costs provided are based on median home prices and typical fees. Your closing costs may differ depending on your circumstances and the terms of your home purchase. What are closing costs?

Closing costs 104

Closing costs Closing Purchase and sale agreement Title search 104

HomeLight

JUNE 15, 2023

After finding their dream home and signing the purchase contract , most buyers feel on top of the world … until they see the Loan Estimate or preliminary closing statement (if buying in cash). Did the closing costs for the buyer in particular catch you by surprise? Get Started What does a buyer pay in closing costs?

Closing costs 98

Closing costs Closing Title Inspection 98

Redfin

JUNE 27, 2025

Don’t skip critical steps like the home inspection or negotiating closing costs. Take note of closing costs, loan terms, and any additional fees. Missing out on first-time homebuyer programs Between saving for a down payment and covering closing costs, buying a home can feel financially overwhelming.

Pre-approval 53

Pre-approval Closing costs Purchase and sale agreement Inspection 53

Redfin

MARCH 11, 2025

Its credited back to the buyer at closing: If the deal moves forward, your earnest money is applied toward your down payment or closing costs. However, if you back out of the deal for reasons not covered by contingencies (such as inspection or financing), you may forfeit the earnest money to the seller.

Earnest money deposit 54

Earnest money deposit VA loan Closing costs Inspection 54

The Close

NOVEMBER 25, 2024

By the end, you’ll be confident and ready to dive into the multifamily market. You’ll need to take many different costs into account and be prepared for unexpected expenses. The higher the home’s sale price, the higher your closing costs. What Is Multifamily Property?

Purchase and sale agreement 105

Purchase and sale agreement Property Management Hard money loan Renovation 105

Realtor.com

FEBRUARY 11, 2021

If not, you should first spend some time shoring up your finances. Qualifying for financing is a critical part of the home-buying journey. ® rent vs. buy calculator to see if the cost of homeownership is actually a better deal than renting given your location and budget. Can you afford the closing costs?

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Closing costs Debt-to-income ratio Inspection Closing 145

The Living Room

MAY 2, 2025

With its vibrant neighborhoods, lush green spaces, and a dynamic real estate market, Portland offers a unique backdrop for finding your dream home. This guide aims to navigate the complexities of buying a home in the Rose City, from understanding market dynamics to sealing the deal on your dream property.

Earnest money deposit 52

Earnest money deposit Pre-approval Inspection Closing costs 52

AAOA

MAY 22, 2025

Know Your Market Youve probably heard the phrase location, location, location. The local market is extremely important. So how do you know if a market is worth investing in? The market can make or break your deal. Step 2: Get Pre-Approved or Prepare to Raise Capital Before you make offers, get your finances in order.

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Due diligence Purchase and sale agreement Finance Investor 64

Redfin

JUNE 13, 2025

In this Redfin article, we’ll walk you through what’s different as a second-time homebuyer, how to prep your finances, and what strategies ease the transition—whether you’re upgrading in Flagstaff, AZ , downsizing, or just making a change in Fort Worth, TX. Communicate closely with your real estate agent to align timelines and contingencies.

Debt-to-income ratio 58

Debt-to-income ratio FHA loan Equity Loans 58

Windemere Buying

JUNE 23, 2025

Look for someone who understands your timeline and long-term vision and is familiar with the local market. 9 – 7 Months Out Assess Your Finances Take a close look at your income, debt, and spending habits. Learn whether your local market is currently favoring buyers or sellers and what that could mean for your strategy.

Pre-approval 62

Pre-approval Closing costs Closing Inspection 62

Realty Biz

MARCH 13, 2024

This article explores the key factors home buyers need to know about the Maryland housing market this year. Getting Pre-Approved For A Mortgage In a seller’s market like Maryland, getting pre-approved for a mortgage loan should be one of the first steps for hopeful buyers. Consider keeping your finance contingency for your protection.

Pre-approval 91

Pre-approval Marketing Inspection Closing costs 91

The Close

MARCH 11, 2025

This process involves multiple stages, starting with identifying an FSBO listing to securing appropriate financing and completing the closing procedures. This is helpful in certain local or regional markets where print media still retains its influence. For options, check our recommended hard money lenders.

Sales 52

Sales Due diligence Investor Finance 52

Realtor.com

OCTOBER 29, 2020

These are the most common contingencies that are part of your new home closing process: Home inspection contingency: This gives buyers the right to have the home professionally inspected. It’s rarely advisable to waive an inspection contingency. Review your closing disclosure. Your home inspection reports.

Closing 139

Closing Earnest money deposit Inspection contingency Purchase and sale agreement 139

Redfin

JANUARY 10, 2025

Deciding when to sell your home is a major decision that can be influenced by many factorsfinancial, personal, and market-driven. Regardless of whether your motivation is financial or circumstantial, its important to consider how your tenure in a home will impact your personal finances.

Seller concession 59

Seller concession Equity Closing costs Renovation 59

Realty Biz

DECEMBER 15, 2022

An appraisal is part of securing financing for the property. Financing Is Not guaranteed. Even with a solid appraisal, financing is not guaranteed. This stage of escrow totals up the closing costs plus other fees and costs of buying a house. Satisfactory home inspection. A Home Inspection Is Critical.

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Purchase and sale agreement Inspection Title Finance 127

Redfin

JUNE 27, 2025

Seller concessions refer to closing costs or other fees that the seller agrees to pay on the buyer’s behalf. For example, a buyer might ask the seller to pay $5,000 toward their closing costs. If agreed, this would be included in the contract and deducted from the seller’s proceeds at closing. Are they negotiable?

Seller concession 31

Seller concession Purchase and sale agreement Closing costs VA loan 31

AAOA

MARCH 24, 2025

Research potential locations and secure financing options. After finding the right property, conduct a thorough inspection and review its financials to ensure it meets your criteria. They also command the highest rents in their markets. After your offer is accepted, youll begin the closing process.

Property Management 66

Property Management Debt-to-income ratio Renovation Loans 66

HomeLight

SEPTEMBER 14, 2022

When home prices and mortgage rates fluctuate it can make your head spin, especially if you need to sell a house in a down market. To help you navigate a shifting housing market, we spoke with real estate agent Mari Slobounov, who is a business partner with the top-producing Lynn Holley Real Estate Group in Madison, Wisconsin.

Marketing 122

Marketing Inspection Staging Agents 122

Redfin

MARCH 18, 2025

This deposit is usually between 1% and 3% of the homes purchase price, but the amount can vary based on the local market and the agreement between you and the seller. It can cover part of your closing costs. If your earnest money exceeds your total costs due at closing, youll get a refund for the excess amount.

Closing 43

Closing Purchase and sale agreement Earnest money deposit Seller concession 43

HomeLight

MAY 14, 2025

Fast facts about selling a house as is in Vermont Median sales price in Vermont $430,000 Average days on market (DOM) for Vermont 36 Disclosures Vermont law requires sellers to disclose material facts about the property through the Sellers Property Information Report. Your agent should also be willing to go the extra mile on marketing.

As-is 52

As-is Inspection Principal Finance 52

Realty Biz

JUNE 22, 2021

For example, there are substantial closing costs a buyer will pay when purchasing a home and getting a mortgage. You could look at the payment of the closing costs as a seller assist to the buyer’s benefit. The buyer does not have to take the cash out of their pocket to pay the closing costs.

Seller concession 128

Seller concession Closing costs Purchase and sale agreement Closing 128

Marco Santarelli

APRIL 27, 2025

For many, especially given the current market conditions centered around high borrowing costs, yes , buying a home with cash in 2025 presents a remarkably strong position, offering distinct advantages that financed buyers just can't touch, though like any big financial move, it requires careful consideration of your own situation.

Finance 52

Finance Loans Inspection Closing 52

HomeLight

MAY 15, 2025

Whitney is known for completing transactions 42% faster than the average agent in their market. It used to be that first-time homebuyers made up the majority of the market, but in recent years, especially last year, downsizers outnumbered first-time buyers. Your agent should also be willing to go the extra mile on marketing.

As-is 52

As-is Inspection Finance Loans 52

HomeLight

DECEMBER 30, 2023

What buyer contingencies might put a listing back on the market? Contingencies while ‘under contract’ Here are some common types of contingencies in residential home sales: Financing contingency: A financing or mortgage contingency safeguards buyers who need to finalize a home loan. Sellers are often wary of this clause.

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Home sale contingency Purchase and sale agreement Inspection contingency Inspection 119

Realty Biz

JANUARY 19, 2024

By following these steps, you can easily navigate the real estate market. Let's start with some detailed information and actionable tips on financing. From preparing your finances and exploring mortgage options to calculating your budget, these steps set you on the right path toward finding your dream home.

Debt-to-income ratio 100

Debt-to-income ratio Pre-approval Purchase and sale agreement Inspection 100

HomeLight

JULY 12, 2024

Home appraisal: Assessing the property’s market value to ensure it aligns with the purchase price. Home inspections: Conduct a thorough inspection of the property to identify any issues that need addressing. Required repairs: Making necessary fixes based on inspection results.

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Purchase and sale agreement Earnest money deposit Home sale contingency Title search 111

HomeLight

MARCH 7, 2025

There’s the “as-is” where the seller knows they have a very marketable piece of property, and they just want a clean contract all the way through closing, says Ryan Hvizda , a top-selling real estate agent in New Hampshire and an expert in the single-family homes market.

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As-is Inspection Finance Investor 52