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The long anticipated transformation of the L.O.’s role is here

Housing Wire

Todays best loan officers operate differently and expect more. Naturally, this means loan officers (LOs) dont work the same way anymore, either. So by the time theyve contacted an LO, theyre armed with substantial knowledge about loan products, rates and qualification requirements (or, in some cases, misinformation about the same).

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Flyhomes acquires Home Sale Assured

Housing Wire

In the acquisition, Flyhomes will be acquiring the Home Sale Assured brand and Meadow will join Flyhomes as VP of partnerships. He most recently served as the president of troubled, largely defunct retail lender Celebrity Home Loans. Meadow has 25 years of mortgage industry experience.

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The emerging ESG market is a diamond in the rough

Housing Wire

It’s natural for the mind to wander toward a parade of green branding campaigns that may be aspirational in messaging but rarely result in measurable climate-friendly or socially sustainable solutions in practice. The lack of standardization in what constitutes an ESG loan or bond, however, is still an issue in the U.S.,

Marketing 411
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Insurance carrier exodus rattles California and Florida housing markets

Housing Wire

I do a lot with new construction and homeowners’ insurance is cheaper on new builds because they are brand new,” Williams said. According to Sandy Williams, an eXp Realty agent in Sarasota, homeowners’ insurance costs have doubled for many in her metro area ( flood insurance costs have also risen dramatically). “I

Marketing 370
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6 Best Home Improvement Loans for 2025

The Close

While your specific interest rate and the amount you can borrow depend on your creditworthiness, debt-to-income (DTI) ratio, and equity, Figures interest rates can be lower than most other options. Even though this loan is a HELOC, the amount you can borrow isnt based solely on the amount of equity you have in your home.

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Mortgage Rates 2024: Can Assumable Mortgages Get You a Lower Rate?

Marco Santarelli

If you're in the market for a house, that 7% average rate on a 30-year fixed loan might feel like a brick wall blocking your dream of homeownership. An assumable mortgage is a way to take over the existing mortgage on a property instead of getting a brand-new loan. Unfortunately, conventional loans are generally not assumable.

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Do I Need To Provide My Tax Returns To Buy a House? Your Questions Answered

HomeLight

Some types of loans do require you to provide your tax returns. Step 1: Determine what kind of loan you want (and can get). That’s not true of every loan, though. If you are applying for an FHA loan , for example, you’ll have to provide your tax returns, no matter what. “You What’s a qualified mortgage loan? .