Housing Wire

OCTOBER 12, 2023

Total Expert’s customer intelligence identifies a potential customer through home listings , interest rates, home equity and credit pulls, according to the company. Polly’s PPE is designed to maximize margins and facilitate speed and accuracy across all loan pricing and lock processes.

Loan Officer 396

Loan Officer Lending Loans Equity 396

Realty Biz

SEPTEMBER 19, 2023

For the past six years, Stratton Equities has been at the forefront as the nation's top private money and NON-QM mortgage lender, setting the pace for other companies to follow. Stratton Equities saw the potential of NON-QM loans six years ago and positioned themselves as pioneers in private money lending, specifically for NON-QM mortgages.

Equity 84

Equity Mortgages Lending Loans 84

HomeLight

OCTOBER 25, 2023

If you are relying on the equity in your current home to make a down payment on the new one, it may seem the only way the puzzle fits together is to sell, move out, and find a third location to live while you shop for the new house. Lenders take on a higher risk by banking on your ability to sell your old home in a timely manner.

Equity 99

Equity Loans Debt-to-income ratio Closing costs 99

Housing Wire

JANUARY 18, 2023

Today’s housing market has many looking for ways to cash in their equity, especially older homeowners. Adrian Prieto : When it comes to leveraging the value of a home, a home equity line of credit (HELOC) is probably the most well-known option. trillion in home equity. Data shows that senior homeowners account for a record $11.58

Equity 401

Equity Loans Mortgages Design 401

Housing Wire

JANUARY 5, 2023

In designated high-cost areas, Fannie Mae and Freddie Mac now buy mortgages over $1 million for one-unit properties amid a rise in home prices year over year. Elevated loan ceiling limits will “theoretically mean that incrementally more industry volume would qualify for conventional loans,” the report said.

Marketing 421

Marketing Equity Loans Investor 421

Housing Wire

JUNE 6, 2023

Designed to cater to the needs of home equity lenders, fix and flip lenders, and bank default departments, Pinnacle Desktop Appraisals leverages the expertise of real estate professionals utilizing cutting-edge technology to streamline the collection of appraisal data while engaging local appraisers.

Technology 337

Technology Equity Banks Design 337

Housing Wire

OCTOBER 16, 2023

.” He said that the proposed new capital increases for banks “are a dagger aimed at the heart of the housing market.” ” He added: “Washington wants banks to significantly hike the capital they hold against mortgage assets. It gave no proof that non-banks are systemically important.

Fixed-rate mortgage 387

Fixed-rate mortgage Banks Lending Mortgages 387

Housing Wire

JUNE 22, 2022

United Wholesale Mortgage (UWM), the nation’s largest wholesale lender, wants to beat rival lenders by offering competitive pricing to brokers, a move designed to navigate a shrinking mortgage market with compressed margins. UWM dropped rates by 50 to 100 basis points across all loan types, the company said in a release.

Loans 424

Loans Loan Officer Banks Mortgages 424

Housing Wire

SEPTEMBER 1, 2021

It was designed to handle a company’s digital mortgage needs, help lenders to streamline the mortgage process, improve efficiency, increase sales opportunities and deliver a better borrower experience, according to a company statement announcing its launch. In 2019, Origence launched its “end-to-end” mortgage lending platform.

Lending 356

Lending Technology Banks Loans 356

Housing Wire

FEBRUARY 14, 2024

As a result, homeowners either must sell their current home and suffer through double moves and short-term rentals to access the equity they’ve accrued, or they have to make contingent offers that require the sale of their current house to close. JF: We’ve carefully designed our processes, so our incentives are always aligned with yours.

Backup offer 380

Backup offer Loan Officer Home sale contingency Branding 380

Housing Wire

MAY 24, 2021

Notable in light of the current servicing challenges facing the industry, Stavvy’s eClosing technology is designed to facilitate faster borrower communication and closings as servicers work through loan modifications, referrals and forbearance. Presented by: Sagent Lending Technologies.

Land 378

Land Lending Technology Banks 378

Housing Wire

JANUARY 27, 2021

Roostify, which powers the digital mortgage platforms of JPMorgan Chase , TD Bank , Guild Mortgage , HSBC Bank USA and more, allows different lending parties to bring in data and information from online sources that then tailors the homebuying process.

Lending 349

Lending Technology Loan Officer Equity 349

Housing Wire

OCTOBER 18, 2022

Racial Equity Accelerator for Homeownership, a collaboration between Urban Institute and Federal Home Loan Bank (FHLB) of San Francisco , on Monday released a report that examines how the adoption of alternative data can benefit Black households within the mortgage lending landscape. It says this is highlighted by a 8.9%

Equity 401

Equity Lending Mortgages Loans 401

Housing Wire

MARCH 18, 2022

Mangus then worked to build the dedicated reverse mortgage department at his new company from scratch and has found a notable degree of success by building Home Equity Conversion Mortgage (HECM) for Purchase (H4P) business through the use of continuing education (CE) classes designed for licensed real estate agents. Curtis Mangus.

Loans 470

Loans Closing Mortgages Equity 470

Housing Wire

DECEMBER 24, 2021

Broeksmit said he hoped to see lenders take the first step, by designing a program and floating it to the GSEs. In the long-term, banking agencies could overhaul the Community Reinvestment Act. So far, the GSEs have been noncommittal on whether the equity plans will say anything about SPCPs.

Lending 371

Lending Finance Banks Equity 371

Marco Santarelli

APRIL 24, 2023

The safety of banks from collapse has always been a concern for customers, investors, and regulators. Given recent bank failures , such as SVB and Signature Bank, many people are wondering about the safety of their money in banks, especially Bank of America. In 2022, the bank reported a net income of $20.4

Banks 52

Banks Investor Loans Commercial 52

Housing Wire

FEBRUARY 28, 2021

Sales Boomerang solve this problem by helping banks, credit unions and independent mortgage lenders build lasting, profitable relationships with their borrowers. The system is designed to make lenders invaluable to their customers by leveraging existing database information to present timely, actionable opportunities.

Sales 354

Sales Equity Loans Lending 354

Housing Wire

AUGUST 12, 2020

This article was written for FinLedger, HW Media’s new fintech-focused news brand designed specifically for financial services professionals in banking, insurance and real estate. Among its dozens of limited partners are major banks, which are the kinds of customers Blend is servicing, Mayopoulus pointed out.

Loans 488

Loans Banks Loan Officer Branding 488

Housing Wire

NOVEMBER 30, 2020

The fund is designed as a pledge fund to give TMC members maximum flexibility to determine their participation in each transaction based on their specific needs. In addition to his venture capital experience, Selman has 15 years of investment banking experience and, more recently, spent 10 years as a tech entrepreneur. . “I

Technology 368

Technology Mortgages Due diligence Commercial 368

Housing Wire

SEPTEMBER 14, 2023

“We would partner with banks to buy their loans and securitize them so the banks could recycle their capital.” For example, bank regulators in July released a plan to increase capital requirements for residential mortgages, the Basel III Endgame rules. ” Another opportunity is in the home equity space.

Equity 338

Equity Banks Investor Residential 338

Housing Wire

FEBRUARY 21, 2024

In 2021, Gigliotti created Axis 360 Lift , an online academy designed to educate aspiring mortgage and title professionals. MBA entry-level initiative In a parallel effort, the Mortgage Bankers Association (MBA) introduced “Mortgage Banking Bound” in 2023. Additionally, 68.8% of employees at real estate companies were white, while 29.7%

Mortgages 332

Mortgages Title Marketing Lending 332

Windemere Buying

MAY 13, 2024

Look for high-yield savings account options at your current bank or find a new bank that offers one. Many banks today offer a 3-5% annual yield that will compound quickly. Check to see if your bank offers this or look into available applications in your app store. Your down payment fund deserves its own savings account.

Banks 92

Banks Closing costs Equity Loans 92

Housing Wire

APRIL 26, 2022

As far as a borrower is concerned, they just have a home loan, and they make a payment just like they normally would from their bank account, or they also can make it from their crypto [currency] wallet.”. They are Vesta Equity , Oasis Pro Markets and Liquid Mortgage. Plus, it allows for 100% financing with no cash down-payment.

Due diligence 440

Due diligence Mortgages Equity Loans 440

Realtor.com

DECEMBER 28, 2022

HGTV Need some design inspiration for your home in the new year that won’t break the bank? Interior designer Michel Smith Boyd of the new HGTV show “Luxe for Less” could be just the ticket. Michel Smith Boyd brings high-end home design within reach for clients. What are the most common design mistakes you see?

Design 76

Design Equity Renovation Branding 76

Housing Wire

JULY 26, 2023

While the markets have already “priced in” this rate hike, which was widely expected, most investors are already wondering what it would take for the central bank to lift rates again later this year. Raising interest rates is designed to tackle those still-high prices outside of the volatile food and energy sectors.

Fixed-rate mortgage 370

Fixed-rate mortgage Investor Mortgages Banks 370

Propmodo

OCTOBER 31, 2023

Falling property prices and liquidity fears are causing banks to slow or stop lending on commercial properties. The first change is that a new type of lender has stepped in to fill the void left by regional banks. Unlike banks, these lenders are not constrained by Dodd-Frank regulations and do not have to worry about a run on deposits.

Lending 113

Lending Commercial Banks Construction 113

Realty Biz

OCTOBER 21, 2023

The purpose of a spec house is to showcase the builder's skills and design choices to sell it to potential buyers once it is completed. Non-conventional financing solutions, such as loans based on bank statements or income-based loans, may also be viable options.

Loans 108

Loans Finance Construction Commercial 108

Housing Wire

AUGUST 31, 2021

Product Snapshot: CARE is Sagent’s consumer platform that links a modern, bank-on-your-phone experience for borrowers with seamless human care from servicers. Borrowers can manage payments and escrows, plus monitor home equity, new offers and tax matters. They can also act fast and resolve hardships.

Loans 197

Loans Equity Branding Banks 197

HomeLight

JANUARY 30, 2024

This financial move is often aimed at reducing monthly mortgage payments, changing the loan’s duration, or tapping into home equity for large expenses. Are you looking to lower your monthly payments, shorten your loan term, or get cash from your home equity? Your goals will guide the refinancing process.

Mortgages 95

Mortgages Closing costs Equity VA loan 95

Housing Wire

MAY 16, 2023

“At the core of Home Point’s business is our origination platform, which has been designed to capitalize on the large and growing wholesale channel in a way that leverages scale and optimizes returns with a lower fixed cost,” Newman added. Its private equity backers planned to raise $250 million by selling 12.5

Mortgages 377

Mortgages Loans Lending Equity 377

Realty Biz

SEPTEMBER 27, 2023

It belongs to the bank until you pay off the mortgage, which happens more slowly than you might like. Although property tax and PMI are relatively stable over 12 months, the balance between your principal (the amount of money you borrowed from the bank) and your interest (what that money costs you) changes.

Principal 114

Principal Staging Loans Equity 114

HomeLight

JANUARY 31, 2024

Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. Mortgage or financing contingency: This loan contingency stipulates that the buyer must secure financing from a bank or other financial institution. Yes, You Can Buy Before You Sell. Why Move Twice?

Purchase and sale agreement 100

Purchase and sale agreement Inspection contingency Home sale contingency Inspection 100

Marco Santarelli

MAY 3, 2023

Conventional Loans Conventional loans are the most common type of real estate loan issued by banks and financial institutions. Commercial Loans Commercial loans are specifically designed for commercial real estate properties and are typically issued by banks or other financial institutions.

Investor 52

Investor Loans Hard money loan Equity 52

Housing Wire

JUNE 2, 2023

based ESSA Bank & Trust over allegations that the company engaged in redlining majority Black and Hispanic communities from access to credit services around the Philadelphia area. When banks engage in redlining, they perpetuate existing patterns of segregation and widen the racial wealth gap in our country.

Banks 284

Banks Lending Loan Officer Loans 284

Realty Biz

SEPTEMBER 29, 2022

You’ll need to find an experienced contractor, electrician, plumber, interior designer and other workers who are qualified to do the job. You may be able to take out a home equity loan, get a personal loan from the bank, or use credit cards. Choose the Right Team. There are several ways you can fund your renovation.

Renovation 103

Renovation Loans Finance Design 103

Housing Wire

SEPTEMBER 10, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. When something is seamlessly designed into the experience, you’re more likely to use it,” he said.

Title 245

Title Branding Principal Loans 245

GeekEstate

JULY 31, 2022

I started my career in technology investment banking and private equity. The Gravy app is designed to be both the first step toward homeownership for renters and each step thereafter, to and through getting the keys to a new home. What problem does your product/service solve?

Property Management 119

Property Management Equity Design Branding 119