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Another Look at if We are Headed for a Real Estate Bubble

Realty Biz

As the market again plows bullishly upward into unaffordable home prices, the most likely cushion from a full market meltdown this time will be stricter bank loan regulations and homeowner equity. The housing bubble bust of 2008 resulted in almost 10 million Americans losing their homes to foreclosures and short sales.

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Is a Housing Market Crash Possible in 2021?

RIS Media

With the real estate market experiencing surging prices, scant inventories and a backlog of new home construction, many consumers are wondering if what’s gone up must come back down—in other words, are we headed for another housing market crash? 3: Most Homeowner’s Cushion—Equity. Let’s take a closer look. Factor No.

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How Smart Investors Decipher & Respond to Real Estate Market Cycles

The Close

Real estate sales by unit. Preforeclosure and bank-owned properties, or REO. Foreclosure filings begin to increase as financially distressed homeowners no longer have the option to refinance and access their equity, and the tighter market gives them few options to sell or downsize. Preforeclosure and short sales are more common.

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5 predictions for the 2022 housing market

Housing Wire

And if three hikes in the federal funds target come to pass, initial rates on ARMs, HELOCs and construction loans (often linked to the bank prime) will likely increase from one-half to three-quarters of a percentage point. for 30-year fixed-rate loans. 2022 should be a strong year for housing.

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Seller’s vs. Buyer’s Market: A Seller’s Guide to Decoding Market Conditions

HomeLight

A strong economy, reticent home sellers, and lagging new construction all contribute to a seller’s market. Too few resale homes for sale. With competing buyers and rising home prices, you could net more than what recent sales in your neighborhood suggest. Your bank account will thank you! What makes buyers house-hungry?

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What Is Buying a Foreclosure Really Like? 5 Homeowners Spill the Tea

HomeLight

She was drawn to foreclosures because, “For me, having a house that has equity has always been important. Many homebuyers like buying and knowing that they have immediate equity, above and beyond the down payment, in the house. What’s it really like to negotiate with a bank? Moving on after divorce.

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How to Increase Home Value for an Appraisal

HomeLight

Whether you’re thinking about selling your home, borrowing from your home equity, or canceling private mortgage insurance (PMI) , it’s worth considering how to increase home value for an appraisal. For example, any homes that were foreclosures or short sales may be considered bad comps. What decreases a home appraisal?

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