Non-QM lenders are back. But will brokers pick up the phone?

Housing Wire

Mark Dodson was having a promising start to the year. But by March there were whispers that the non-QM space was going to vanish soon. Some firms quickly pivoted to conventional products to serve remaining customers. It’s about getting word out to them.

Loans 285

3 Alternative Home Loan Options for People with Bad Credit

Rent, Buy & Sell

Great credit allows people to get the best interest rates on various types of loans. Bad credit is usually the result of late bill payments, bankruptcy, foreclosure and loan defaults. If you’ve exercised all traditional mortgage routes, you might want to consider these 3 alternatives.


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What Is an Alt-A Mortgage?

RIS Media

The federal government sets guidelines for Qualified Mortgages that focus on a borrower’s ability to repay the loan. They have more flexible guidelines that vary from lender to lender. A borrower may not have to provide income tax returns, W-2s or employment verification.

What Are the Biggest Differences Between FHA and Conventional Loans?


If you’re a first-time homebuyer , you have a lot of decisions to make, including what type of loan to choose. However, conventional loans come with their own set of benefits, like the ability to eliminate private mortgage insurance if you have a low down payment. Business debt.

Forever Home: A First-Timers Guide to Understanding Home Loans

C4D Crew

If you are considering buying your first home and have no or low credit, you may still be able to procure financing. Read on to find out whether you qualify! Borrowers must have a steady income and provide proof of employment for the last two years to qualify for an FHA loan.

FHA Guidelines

Real Estate Finance HQ

If you want to get a quick summary instead of reading over 1,000 pages keep reading. The FHA, a unit of the Department of Housing and Urban Development, was created in 1934 specifically to help low- and moderate-income families obtain financing for home ownership. Housing Ratio. Debt to Income Ratio. Income: FHA mortgage loans require a steady source of income and consistent employment for at least two years. Housing Ratio.