Housing Wire

JANUARY 20, 2025

This housing market is on hold until mortgage rates come down. We knew that mortgage rates over 7% were possible for the year, and here we are. I still expect well spend most of the year under 7% for the 30-year fixed rate mortgage , but until that happens, home sales are at a standstill.

Sales

Housing Wire

JANUARY 15, 2025

With an adjustment for the New Year’s holiday, mortgage applications increased 33.3% from one week earlier, according to the Mortgage Bankers Association s (MBA) weekly mortgage applications survey, released today. The share of refinance mortgage activity increased to 42.7% Bond yields in the U.S. from 16.2%

Fixed-rate mortgage

Housing Wire

MARCH 30, 2025

These loans pertain to multifamily mortgages, which are used for commercial properties with five or more units, such as apartment buildings. These loans pertain to multifamily mortgages, which are used for commercial properties with five or more units, such as apartment buildings. Its not even a clever lie.

Fixed-rate mortgage

Housing Wire

JUNE 9, 2025

Unlike the pre-2008 era, stricter lending standards and robust regulations have kept mortgage delinquency rates low, significantly lowering the odds of a catastrophic collapse. In 2008, DTI ratios averaged 43%, leaving borrowers vulnerable to payment shocks from risky adjustable-rate mortgages as home values plummeted.

Marketing

Housing Wire

JULY 30, 2025

Mortgage applications decreased 3.8% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending July 25, 2025. Mortgage applications fell to their lowest level since May, with both purchase and refinance activity declining over the week.

Fixed-rate mortgage

Housing Wire

JANUARY 22, 2025

Mortgage escrow accounts are an important, yet widely misunderstood asset in the housing market. Although 80% of mortgage holders have escrow accounts, only 60% fully understand them, up from 52% in early 2024. Almost half (44%) of respondents also said they would experience hardship if their mortgage payments increased.

FHA loan

Housing Wire

DECEMBER 19, 2024

The GSEs serious delinquency rate saw a slight uptick in Q3 to 0.53%, but this rate is still lower than those for loans sponsored by the Federal Housing Administration (3.63%) and Department of Veterans Affairs (2.26%), as well as the industrywide average of 1.55%. Forbearances also increased in Q3 to 39,669 loans as of Sept.

Fixed-rate mortgage

Housing Wire

MAY 21, 2025

Fannie Mae upwardly revised forecasts in its May 2025 Economic and Housing Outlook, reflecting modest improvements in economic growth expectations, as well as mortgage rates and home sales projections. Fannie Mae also lowered its forecast for mortgage rates. Mortgage originations are also set to rise modestly.

Sales

Real Estate News

JUNE 26, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Shutterstock By the Numbers Pending sales defy expectations, spark hope for a rebound Mortgage rates continued to decline in another positive sign for the market. The 15-year fixed-rate mortgage meanwhile averaged 5.89%.

Sales

Real Estate News

JUNE 23, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Shutterstock By the Numbers High rates, prices keep existing home sales muted Though there was an uptick in existing home sales as spring progressed, last month was still the slowest for the month of May since 2009. million (down from its May forecast of 4.24

Sales

Housing Wire

APRIL 10, 2025

Millions of homeowners are locked into 23% mortgage rates and simply wont sell, creating a chain reaction thats grinding the entire system to a halt. But this isnt just a temporary side effect of high interest rates. homeowners hold mortgages below 4%, according to the Federal Housing Finance Agency. And while U.S.

Design

Housing Wire

MAY 28, 2025

lender United Wholesale Mortgage (UWM) will begin offering fixed interest rates for the first five years on Federal Housing Administration (FHA) and U.S. Department of Veteran Affairs (VA) adjustable-rate mortgages ( ARMs ). FHA loan rates averaged 6.68%. The typical baseline share is between 3% and 5%.

VA loan

Marco Santarelli

JANUARY 2, 2025

Mortgage rates have risen today, January 2, 2025, making it essential for potential homebuyers to stay informed and make smart financial decisions. As per the latest data from Zillow , the average 30-year fixed mortgage rate has climbed to 6.70% , while the 15-year fixed rate has increased to 6.10%.

Mortgages

Marco Santarelli

JULY 4, 2025

Well, there's some good news: Mortgage rates are dropping! The average rate for a 30-year fixed-rate mortgage has fallen to 6.67% , the biggest drop we’ve seen since March of this year. According to Freddie Mac's Primary Mortgage Market Survey, the average 30-year fixed-rate mortgage is down 0.1

Fixed-rate mortgage

Marco Santarelli

DECEMBER 29, 2024

As we approach January 2025, many prospective homebuyers and existing homeowners are keenly interested in mortgage rate predictions. Most industry experts foresee a gradual decline in mortgage rates, providing a glimmer of hope for those navigating the complexities of the housing market. by mid-2025.

Mortgages

Marco Santarelli

DECEMBER 21, 2024

It appears that home buyers are indeed adjusting to the current reality of higher mortgage rates. While the dream of sub-4% rates seems to be a distant memory, the housing market is showing signs of resilience as buyers become more comfortable with rates in the mid-to-upper 6% range. Mortgage rates follow Treasury yields.

Sales

Housing Wire

MAY 5, 2025

One week is not a trend it could rebound next week but it is notable that this is the first negative reading after the annual rate of home price change has been slowing all year. During the week, mortgage rates inched lower, so the typical mortgage payment for a homebuyer is now nearly 6% cheaper than for buyers a year ago.

Sales

Marco Santarelli

MARCH 7, 2025

Mortgage rates have indeed plunged to their lowest points this year on March 7, 2025, signaling a moment of opportunity for prospective homeowners and those looking to refinance. Today's Mortgage Rates March 7, 2025: Rates Drop to Lowest Points Key Takeaways Mortgage Rates Low : Rates are currently lower than they have been this year.

Mortgages

Marco Santarelli

DECEMBER 20, 2024

Ever feel like you're throwing money away with your current mortgage? Many homeowners wonder about the best time to refinance mortgage. When is the Best Time to Refinance Mortgage? It's More Than Just Lower Rates Refinancing is essentially replacing your old mortgage with a new one. You're not alone! Why Refinance?

Mortgages

Marco Santarelli

JANUARY 1, 2025

Mortgage rates are a hot topic for anyone looking to buy a home or refinance an existing mortgage. As of January 01, 2025, the average mortgage rate for a 30-year fixed loan is 7.01%. Refinance Rate : 7.01% for a 30-year refinance, indicating stable rates compared to purchase mortgages.

Mortgages

Marco Santarelli

JULY 12, 2025

Wondering where mortgage rates are headed? After a period of ups and downs, everyone wants to know: What will Mortgage Rates be from August to December 2025? My detailed analysis, drawing from the best sources, suggests that mortgage rates will likely hover in the mid-6% range, gradually decreasing to around 6.3%-6.5%

Mortgages

Marco Santarelli

JULY 8, 2025

If you're like most people eyeing the housing market, you're probably glued to mortgage rate charts in 2025. The big question is: what have mortgage rates trends over the past year looked like? Mortgage Rates Chart and Trends Over the Past One Year: July 2025 What’s Been Happening? Let's dive in.

Fixed-rate mortgage

Marco Santarelli

DECEMBER 27, 2024

As of December 27, 2024, todays mortgage rates reflect a notable increase, with the average 30-year fixed mortgage rate at 6.85%. For those considering buying or refinancing a home, comprehending the current mortgage environment is essential.

Fixed-rate mortgage

Marco Santarelli

APRIL 16, 2025

If you're planning to secure a mortgage or refinance your existing loan, today's mortgage rates – April 16, 2025 have dropped significantly across multiple loan types. This decline is largely due to recent decreases in the 10-year Treasury yield, an important indicator lenders use to determine mortgage rates.

Fixed-rate mortgage

Marco Santarelli

DECEMBER 31, 2024

As of December 31, 2024, mortgage rates have displayed a noteworthy decrease across various terms, bringing both hope and opportunity to prospective homebuyers and those considering refinancing their existing mortgages. 20-Year Fixed 6.48% -0.10 15-Year Fixed 6.03% -0.09 20-Year Fixed 6.54% -0.06

Mortgages

Marco Santarelli

JULY 31, 2025

If you're keeping an eye on the housing market, you're probably wondering about mortgage rates this week. As of July 31, 2025 , the 30-year fixed-rate mortgage is averaging around 6.72% , a slight dip of 0.02% from the previous week. This made mortgage rates jump to their highest in 20 years.

Mortgages

Marco Santarelli

MAY 8, 2025

According to the latest data from Zillow, today's mortgage rates show a decrease across various loan types, with the widely popular 30-year fixed-rate mortgage averaging 6.69% , a notable 10 basis points lower than the previous day. 15-Year Fixed Rate: Currently sitting at 5.97% , a decrease of six basis points.

Fixed-rate mortgage

Norada Real Estate

JUNE 29, 2025

When interest rates start moving, especially on adjustable-rate mortgages (ARMs), it can feel like navigating a maze. So, let's cut to the chase: According to Zillow, as of June 29, 2025, the average national rate for a 5-Year Adjustable Rate Mortgage has increased from 7.54% to 7.59%.

Fixed-rate mortgage

Marco Santarelli

MARCH 4, 2025

Today's mortgage rates on March 4, 2025, show a slight decrease, particularly in the 30-year fixed mortgage rate, which sits at an average of 6.26%. However, mortgage rates have dropped nearly 30 basis points from their February average and plunged last week amid market fears of an economic slowdown.

Mortgages

Marco Santarelli

JANUARY 25, 2025

Today's mortgage rates are at the forefront of many minds as potential homebuyers and those looking to refinance seek the best financial options available. Understanding the nuances of these rates will not only help you make informed decisions but also potentially save you significant amounts over the duration of your mortgage.

Mortgages

Marco Santarelli

DECEMBER 29, 2024

As of December 29, 2024 , the landscape of mortgage rates is crucial for anyone looking to buy or refinance a home. Todays mortgage rates reflect significant adjustments, with the average 30-year fixed mortgage interest rate sitting at 6.99%.

Mortgages

Marco Santarelli

JULY 14, 2025

As of today, July 14, 2025, if you're looking at a 5-year Adjustable Rate Mortgage (ARM) , you'll find that the average rate has decreased slightly , dropping from 7.89% to 7.84%. Keep reading as I unpack what's happening in the mortgage market and if an ARM could be a smart choice for your situation.

Fixed-rate mortgage

Marco Santarelli

APRIL 1, 2025

Today's mortgage rates, on April 1, 2025, are showing a decrease , offering a bit of relief for those watching the market closely. Today's Mortgage Rates April 1, 2025: Rates Drop to Begin the New Month Key Takeaways: Mortgage rates are down today, April 1, 2025. Let's dive into the specifics.

Fixed-rate mortgage

Marco Santarelli

JANUARY 12, 2025

In today's financial climate, understanding mortgage rates is crucial for anyone considering buying a home or refinancing an existing mortgage. As of January 12, 2025, the national average for a 30-year fixed mortgage is 6.78% , while the 15-year fixed rate sits at 6.07%.

Mortgages

Marco Santarelli

DECEMBER 21, 2024

Here's the deal with today's mortgage rates. It's December 21st, 2024, and if you're thinking about buying a house, you should know that mortgage rates are hanging around 6.70% on average. Well, the Federal Reserve that's the group in charge of keeping the economy on track just decided to lower the federal funds rate.

Mortgages

Marco Santarelli

DECEMBER 27, 2024

As we close out 2024 , mortgage rates have jumped once more, reaching an average of 6.85% for a 30-year fixed mortgage, closely reflecting where they began the year. Mortgage Rates Rise Again, Finishing the Year at 6.85% Key Takeaways: Current Rate: Mortgage rates have risen to 6.85% , up from 6.72% last week.

Mortgages

Marco Santarelli

DECEMBER 22, 2024

Mortgage refinance rates hold significant importance for homeowners who aim to lower their monthly payments or leverage their home equity for new financial opportunities. As of December 22, 2024, the average 30-year fixed refinance rate stands at 6.71% , down just 1 basis point from the previous day.

Mortgages