Remove As-is Remove Finance Remove HR
article thumbnail

It’s time we put the guardrails up and protect consumers from abusive trigger leads 

Housing Wire

When a borrower’s credit is pulled by the lender, a trigger is sent to the credit reporting agency to signal that an individual is interested in applying for home financing. While we can’t share their names, we can share their stories. It’s the same one, over and over again.

HR
article thumbnail

Can Your Condo Developer Stop You From Leasing Your Unit?

Toronto Realty Blog

80%), one of the major banks will finance the project and give the go-ahead to begin construction. I always love getting different perspectives on our real estate market, the Canadian economy, the world’s economy, or just chatting about business in general. A condominium is a corporation. ” But what happens in the interim?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Can I Use My 401(k) to Buy a House? Yes, Here’s How

Redfin

Saving for a down payment is one of the biggest challenges of homeownership. If youre struggling to set aside enough cash, you might be wondering if tapping into your 401(k) is an option. While its possible to use your retirement savings to buy a home, it comes with significant risks, like early withdrawal penalties and lost investment growth.

article thumbnail

#615: Q&A: We Saved $1.2 Million But We’re Still Renting. Should We Buy?

Afford Anything

Given our ages, net worth, and timeline for reaching work-optional status, how should we approach financing this home? Emily is nervous that buying their first home will derail her family’s journey to financial independence. What’s the smartest way to deploy their savings and stay on track? Mike is recently retired while his wife still works.

HR
article thumbnail

28 real estate niches brimming with potential

Housing Wire

While casting a wide net can sometimes be a helpful strategy, you set yourself up to compete with every agent vying for the same listings and buyer clients. By becoming highly knowledgeable in a particular niche, you establish yourself as the subject matter expert for a specific audience of buyers, sellers or property types.

article thumbnail

Fair lending and consumer protection hampered by FHFA office closures

Housing Wire

Amid a series of shakeups last week at the government-sponsored enterprises (GSEs) and its regulator, the Federal Housing Finance Agency (FHFA), two office closures inside the agency could hamper its fair lending and data gathering efforts that support the broader mortgage industry. Pulte is also mandating a return to the office at the GSEs.

article thumbnail

#619: Q&A: My Company Is Going Public and I Have No Idea What to Do – Plus, Should I Fire My Advisor?

Afford Anything

Dave is no longer happy with his financial advisor, but he’s nervous about switching over to self-management after being completely hands-off for so long. What should he do? An anonymous caller keeps hearing about the benefits of Cost Segregation for investment property. What is it? And should he apply this strategy to his recently acquired duplex?

HR