Housing Wire

DECEMBER 16, 2021

We’ve had the sharpest and yet also the shortest recession in history, record-low mortgage rates leading to record origination volumes, and record home prices as housing demand far outstripped supply. How will the Federal Reserve respond to economic developments in 2022, and what will be the impact on mortgage rates?

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Marco Santarelli

MAY 1, 2023

The Federal Funds Rate is a key component of the US economy, influencing the interest rates of consumer loans such as mortgages, credit cards, and other loans. The Federal Open Market Committee (FOMC), a division of the Federal Reserve, sets this rate, making it a crucial tool for managing the country's monetary policy.

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Marco Santarelli

APRIL 26, 2023

One of the most significant factors impacting the housing market is interest rates. Housing market interest rates (or mortgage rates) play a crucial role in the decision-making process for both homebuyers and sellers. This is because lenders need to compensate for the decreased value of money over time due to inflation.

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Marco Santarelli

APRIL 20, 2023

For prospective homebuyers and current homeowners, keeping a close eye on mortgage rates is crucial in determining when to make a move in the housing market. After five consecutive weeks of increases, the 30-year, fixed-rate mortgage averaged 6.39% for the week ending April 20, up from 6.27% the week prior, according to Freddie Mac.

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Marco Santarelli

MARCH 22, 2023

In this article, we will explore the history of Federal Reserve interest rates , including some of the major changes and their effects on the economy. The Federal Reserve is the central bank of the United States, charged with managing the nation's monetary policy and ensuring the stability of the financial system.

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Marco Santarelli

MARCH 22, 2023

Next Fed Rate Hike in 2023 The Federal Reserve's interest rate policy has been a topic of much debate and speculation in recent months. Fed Chair Jerome Powell even hinted that they may go for a more aggressive half-point hike if the job market and inflation continued to be stronger than expected.

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Toronto Realty Blog

JUNE 2, 2023

TorontoRealtyBlog Do you remember a twelve-month period where we talked about interest rates any more than we have since this time last year? I’ve been around for almost two decades and I’ve seen just about everything when it comes to interest rates. In July of 1980, the Bank of Canada overnight rate was 9.93%.

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