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Smarter leads, lower costs: Agentic AI’s impact on loan officer efficiency

Housing Wire

The expense associated with originating mortgage loans has been escalating, with the current average cost approximating $11,600 per loan. Agentic AI offers a compelling solution for reducing these costs. Agentic AI holds the promise of revolutionizing the existing digital approach.

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Better Mortgage’s AI revolution: How Better is empowering loan officers, not replacing them

Housing Wire

By developing in-house AI tools designed to complement rather than replace human expertise, the company is enhancing the mortgage experience for both borrowers and loan officers. This enables loan officers to do what they do best: building relationships and guiding borrowers through complex financial decisions.

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The many ways real estate brokerages boost agent productivity

Housing Wire

Real estate agents flourish when they can generate referrals, and Jason Mitchell Group (JMG) has practically industrialized the process. The Arizona-based brokerage has organized a vast network of referral partners that include major mortgage lenders like Rocket Mortgage, Veterans United Home Loans and Mr. Cooper just to name a few.

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Agents share dueling opinions on off-market listings

Housing Wire

For some agents , these private transactions are tools of exclusivity and strategy. Four agents with strong opinions; Isom Coleman in Sacramento, Calif.; Some agents use off-market listings as a way to double-dip commissions, Willoughby said. Or maybe theres a buyer in the agents network ready to go. Lets be honest.

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Redfin: Buyer’s agent commissions largely unchanged after NAR settlement

Housing Wire

Real estate commissions for buyers agents have remained relatively stable since new rules from the National Association of Realtors (NAR) took effect in 2024, according to a new report from Redfin. Buyers agents earned an average commission of 2.40% on U.S. home sales during the first quarter of 2025. In Portland, Ore.,

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NAF opens Black homeownership advocacy program to real estate agents

Housing Wire

Now the mortgage lender is inviting external real estate agents and brokerages to take advantage of the program. “There are statistics still showing loans for Black borrowers have higher decline rates. We did it for loan officers. ” That will take place during a live webinar on June 4 at 10 a.m.

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How will first-time buyers fare if sellers can’t offer buyer agent compensation?

Housing Wire

The arrangement known as cooperative compensation allows sellers to choose to offset the cost of buyers’ agents. The settlement requires listing agents to stop making offers of compensation for buyer’s agents on Multiple Listing Services (MLSs). It explicitly allows for such offers to be made off-MLS, however.