Housing Wire

FEBRUARY 11, 2022

Apart from selling produce that is popular in former Soviet countries, these stores represent a marketing opportunity for Alex Naumovych, a loan officer at Draper and Kramer Mortgage Corporation. The pastor of the Ukrainian church is currently looking to buy a house and I’m working on his pre approval.”.

Loan Officer 418

Loan Officer Marketing Pre-approval Mortgages 418

Housing Wire

JANUARY 27, 2023

The lender runs its business based on a “no-loan-officer” model in which all of its 45 employees are licensed and delegated to a specific role in closing a loan. Back in the 2007-2009 meltdown, we had loan officers with us at that time.

Lending 418

Lending Loans Pre-approval Loan Officer 418

Housing Wire

JULY 4, 2024

The role of real estate and mortgage professionals In times like these, the role of real estate agents , brokerage owners and lenders becomes even more critical. The question is whether it is becoming less attainable or merely obscured by market noise and confusion. Change is constant, and as professionals, we must adapt.

Pre-qualification 476

Pre-qualification Pre-approval Seller concession Finance 476

Housing Wire

JANUARY 31, 2023

Even if I write seven pre-approvals a day, when there is one house and there’s 20 people that want to buy the same house, we still can’t do a lot of deals,” Marquis said. I know that sounds crazy, but we have a lot of clients reaching out for pre-approvals. But [production] levels are not pre-pandemic.

Loans 418

Loans Pre-approval Closing Marketing 418

Keeping Current Matters

DECEMBER 1, 2021

Pre-Approval: the Best Opening Play To Make as a Homebuyer. And the best move you can make when you begin your home search is getting pre-approved by a lender. You’ve probably already heard this is an important step, but what exactly is pre-approval and what benefits does it provide you? Bottom Line.

Pre-approval 288

Pre-approval Marketing Loan Officer Lending 288

Housing Wire

MARCH 29, 2023

While lower cost of capital will likely bring buyers back in a meaningful way, the latest market instability and the Federal Reserve ’s federal funds rate hike will stress a lot of real estate agents, mortgage advisors and lenders to the core, said Daniel Arias, loan officer at We Fund LA , a division of New American Funding.

Mortgages 435

Mortgages Pre-approval Banks Loan Officer 435

Housing Wire

DECEMBER 28, 2023

In his 20 years in mortgage banking, no year has compared to 2023 in terms of difficulty, said Ben Cohen, Guaranteed Rate ’s managing director and a top-producing loan officer. It was another brutal year, pushing loan originators to work longer hours, close loans faster while diversifying their mortgage product offerings.

Loans 459

Loans FHA loan Mortgages Loan Officer 459

Housing Wire

JUNE 24, 2021

Buyside helps real estate agents and loan officers engage homeowners with not just home value tools but also branded wealth optimization tips on their home’s equity so homeowners can now truly view their home as an asset. “According to NAR over 69% of buyers have a home to sell, so really homeowners represent the earliest buyer.

Pre-approval 412

Pre-approval Equity Loan Officer Brokerage 412

Housing Wire

FEBRUARY 15, 2023

Steinway is the sole loan officer in his branch and is supported by the rest of his five team members, who primarily focus on marketing its realtor relationships. Closing just shy of $100 million of production in 2022, he’s aiming for a higher loan origination volume in 2023. It’s the local relationships.

Mortgages 370

Mortgages Pre-approval Lending Loan Officer 370

Housing Wire

DECEMBER 6, 2022

To get into an agent’s circle, an LO has to see problems before they manifest they need to communicate whether the news is good, bad or ugly, agents said. range, versus closing on their mortgage now when their homes are finally finished being built and rates are around 7.0%,” said Summers, a Keller Williams agent in Provo, Utah.

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Loan Officer Pre-approval Loans Agents 370

Housing Wire

DECEMBER 20, 2022

He built features that cater to realtors’ needs – such as weekly updates on the housing market, daily alerts of mortgage rates and keeping real estate agents informed of borrowers’ pre-approval status. I have about five loan officers helping me, and I have more than 30 processors and assistants helping me.

Loan Officer 74

Loan Officer Loans Pre-approval Technology 74

Housing Wire

FEBRUARY 21, 2023

How origination modernization benefits lenders The mortgage application and pre-approval processes have been digitized for some time, to the benefit of borrowers and lenders alike. Streamlining operations Once a borrower is approved for a mortgage loan, the process should run like clockwork.

Pre-approval 370

Pre-approval Technology Title Loans 370

Housing Wire

AUGUST 29, 2022

Ishbia is confident his firm can benefit from this trend by cutting prices for brokers and bringing more retail loan officers to its wholesale channel, whose market share currently stands at around 20%. I can get you (borrower) a conditional loan approved in 20 minutes.

Loan Officer 435

Loan Officer Loans Equity Mortgages 435

Housing Wire

SEPTEMBER 14, 2020

Consumers go online and shop for rates or contact the lender their real estate agent has suggested. But when should the lender inject the loan officer or consultant into the process? Can the borrower shop for a loan anonymously? After that, it tends to get messy.

Lending 488

Lending Mortgages Technology Loans 488

Housing Wire

APRIL 18, 2023

When rates start to trend down, the company expects to add more loan officers, call center staff and operation staff. Now that the market has turned, do you see any challenges for your purchase call center agents ? The call center is going to be the in-market agent’s best friend. We’re growing quite a bit.

Loan Officer 370

Loan Officer Loans Pre-approval Mortgages 370

Realtor.com

NOVEMBER 11, 2022

monkeybusinessimages/iStock No, it’s not leaping into buyer mode by picking out a real estate agent who has pretty homes, setting up a home inspection, and then moving in your sectional couch. Furthermore, lenders don’t just hand out loans to everyone who walks in their door. Step 3: Learn how a loan officer can help.

Pre-approval 131

Pre-approval Pre-qualification Debt-to-income ratio Loan Officer 131

Realty Biz

DECEMBER 20, 2021

According to a new report, choosing the right lender or loan officer is by far the most important decision you will make when entering into a new home transaction. Pre-approval. When you’ve decided which lender to use, you need to begin the pre-approval process. Finding that Perfect House.

Pre-approval 111

Pre-approval Loan Officer Loans Finance 111

Realty Biz

DECEMBER 14, 2021

According to a new report, choosing the right lender or loan officer is by far the most important decision you will make when entering into a new home transaction. Pre-approval. When you’ve decided which lender to use, you need to begin the pre-approval process. Finding that Perfect House.

Pre-approval 108

Pre-approval Loan Officer Loans Finance 108

RIS Media

AUGUST 19, 2021

. “With Rocket Mortgage, I’m able to get people approved fairly quickly, and they are as flexible and available to me as I am to my client,” says DaCosta, an agent at Better Homes and Gardens Real Estate Metro Brokers. “I also have two loan reps who are there when I’m putting in a loan referral.”

Pre-approval 98

Pre-approval Mortgages Loan Officer Marketing 98

Realty Biz

MARCH 9, 2021

Getting Pre-Approved for the Family Opportunity Loan. Getting a pre-approval letter from a lender for the Family Opportunity Loan is almost identical to getting approved for any conventional mortgage. Should you hire a real estate agent? Is using a local real estate agent a smart idea?

Pre-approval 144

Pre-approval Earnest money deposit Debt-to-income ratio Loans 144

Keller Williams

AUGUST 17, 2022

The current real estate market may be shifting, but there is still plenty of opportunity for agents. Over the next several months, the housing market will be more in line with pre-pandemic market conditions,” shares KW chief economist Ruben Gonzalez. Connect with a Keller Mortgage Loan Officer.

Finance 90

Finance Pre-approval Loan Officer Mortgages 90

Real Trends

DECEMBER 5, 2022

To get into an agent’s circle, an LO has to be a good communicator, see problems before they manifest and communicate whether the news is good, bad or ugly, agents said. In turn, real estate agents are doing everything they can to ensure they get their clients into their home of choice. Trouble in partnership paradise.

Lending 95

Lending Agents Loan Officer Pre-approval 95

RIS Media

JUNE 2, 2021

Scott agents. ” “Where can I get pre-approved for my next home?” Our loan officers are looking forward to the new tool.” “This is a great opportunity for all parties” said Buyside Chief Revenue Officer, Ashley Terrell. According to the company, Buyside helped John L.

Pre-approval 98

Pre-approval Lending Loan Officer Equity 98

RIS Media

JUNE 30, 2021

Buyside helps real estate agents and loan officers engage homeowners with not just home value tools, but also branded wealth optimization tips on their home’s equity so homeowners can now truly view their home as an asset,” said Charles J. Williams IV, CEO, Buyside.

Pre-approval 94

Pre-approval Equity Loan Officer Title 94

HomeLight

FEBRUARY 25, 2022

If you’ve been looking for “discount agents” or “low commission real estate agents,” Ideal Agent has probably popped up in a search. The company says that their agents will accept a lower commission and still do a great job. What is Ideal Agent? What is Ideal Agent? Full-time agents, not hobbyists.

Agents 105

Agents Pre-approval Loans Sales 105

HomeLight

OCTOBER 26, 2021

Before you start shopping for your home, you will be advised by your real estate agent to choose your mortgage provider and get preapproved for a mortgage so you know what price range you can afford. But that is only a preliminary step to getting final approval for a mortgage. The last step is the approval process. A final note.

Pre-approval 104

Pre-approval Mortgages Loans Loan Officer 104

HomeLight

OCTOBER 5, 2020

According to Melanie Hunt , a top-selling real estate agent in Fort Worth, Texas , who has sold 74% more single-family homes than the average area agent, “Getting a preapproval is one of the most important things a buyer can do to improve their odds of securing a short sale.” And it’s even better if you can get pre-underwritten.

Short sale 97

Short sale Sales Pre-approval Pre-qualification 97

Redfin

AUGUST 13, 2020

Clearing your way to get approved for a home loan will ensure that you are ready to act when that dream home appears on the housing market. Follow these ten steps for how to get a home loan and put a plan in place to finance what will most likely be the biggest purchase of your life. Step 1: Know your credit score.

Pre-approval 71

Pre-approval Loans Pre-qualification Banks 71

RIS Media

JUNE 3, 2021

It will feature a variety of important topics for potential homeowners including discussions about down payments, mortgage types, pre-approval and the lending process. The Alliance will also provide resources to help combat potential housing discrimination against sexual orientation and gender identity.

Pre-approval 80

Pre-approval Loan Officer Lending Loans 80

HomeLight

OCTOBER 8, 2020

In this bonus Walkthrough episode, you’ll learn why homeowners call HomeLight Trade-In the “easy button” of real estate and why agents say it’s a “game changer” that’s helping them sell more homes and create happy clients. You can find the group here: HomeLight Agent Community – The Walkthrough.

Agents 98

Agents Pre-approval Inspection Staging 98

Realty Biz

JANUARY 19, 2024

Interviewing and selecting a buyer's agent and choosing a mortgage lender and real estate attorney are vital steps. This documentation will be necessary when applying for a mortgage pre-approval. It's advisable to reach out to multiple lenders and obtain pre-approval. Next, examine your credit score and history.

Debt-to-income ratio 100

Debt-to-income ratio Pre-approval Purchase and sale agreement Inspection 100

HomeLight

JUNE 28, 2021

HUD’s Office of Housing also includes the Federal Housing Administration (FHA), an agency that insures mortgage loans issued by FHA-approved lenders to protect against losses if a borrower defaults on a loan. The buyer must work with a HUD-approved real estate agent/broker for all bidding (HUD homes are sold at auction).

Pre-approval 105

Pre-approval Pre-qualification FHA loan Inspection 105

Redfin

APRIL 7, 2023

To help you get started, we turned to some of Redfin’s top Partner Agents in San Diego to help you navigate the process with confidence. Get pre-approved for a mortgage My advice to first-time homebuyers is to find a good loan officer and get pre-approved, fully underwritten approval is best.

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Pre-approval Agents Pre-qualification Debt-to-income ratio 59

Realtor.com

MARCH 10, 2021

“We gave ourselves some secret wiggle room that allowed us to reach outside of the budget we told our agent,” Bryan says. Better yet, getting prepared with a Verified Approval Letter from Rocket Mortgage® by Quicken Loans® can help prospective buyers stand out from the crowd when making an offer.

Pre-approval 72

Pre-approval Loan Officer Mortgages Finance 72

HomeLight

MAY 10, 2022

Zillow is an online real estate marketplace where people people can browse listings and connect with agents who advertise on the site. Has brokerage licenses but does not hire agents. Lower listing fees of 1%-1.5%, buyer rebates, salaried agents. Hosts FSBO listings? Brokerage status? Operates as a technology-driven brokerage.

Brokerage 115

Brokerage Agents Pre-approval Sales 115

HomeLight

JUNE 15, 2023

Joanne McCoy , a first-time homebuyer specialist in Lincoln, Nebraska , and Richie Helali, a HomeLight Home Loans expert, weigh in to help buyers understand the breakdown of that bottom line. Step one: Talk to a few buyer's agents! Your real estate agent can obtain HOA transfer fee information for you.

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Closing costs Closing Title Inspection 98

Redfin

FEBRUARY 10, 2021

Buyers should ask their real estate agent about their local market and advice on making offers competitive. Find a Knowledgeable Real Estate Agent. There are several ways to find a knowledgeable real estate agent. A good agent isn’t trying to get you into a house as quickly as possible so they can earn a commission.

Debt-to-income ratio 76

Debt-to-income ratio Pre-approval Inspection Purchase and sale agreement 76