Remove homeowner�-association
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Disastrous Disclosures

The Residential Specialist

But even the best of friends fight sometimes, says local REALTOR ® Julie Sanders, CRS, broker associate at SETX Properties in Nederland, Texas. Exactly what must be disclosed and when varies by state, according to Reischer, who recommends consulting local and state real estate associations to determine requirements in individual markets.

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The Key Paperwork You Need to Sell a House, With or Without a Realtor

HomeLight

Homeowners insurance records. Homeowners association (HOA) documents. Homeowners insurance records. Whatever the laws in your state, it’s advisable to procure a copy of your homeowners insurance records. Homeowners Association (HOA) documents. Homeowners dues amount statement.

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40 Real Estate Forms You Need to Sell Your House

Redfin

Homeowner’s insurance records These documents can be helpful if buyers want to get a ballpark idea of the cost to insure the property. California also requires a Natural Hazard Disclosure Statement (NHDS) , a separate form that discloses potential hazards from six types of zones, including floods, fire, and earthquakes.

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Flood Plains, High Winds, and Leased Land: Your Guide to Buying a House in Palm Springs

HomeLight

For buyers looking for something more low-maintenance, Palm Springs also has a number of condominium developments that provide security, a sense of community, and minimal upkeep, with exteriors typically maintained by COAs, or condo-owners’ associations. Half or more of Palm Springs homes are part of a homeowner’s association (HOA).

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How Much Are Closing Costs in California?

HomeLight

The major portion of closing costs for buyers are associated with a mortgage , such as the lender’s charges for processing and underwriting the loan, survey, and appraisal fees, and points to lower the interest rate. PMI automatically ends when the loan-to-value ratio reaches 78% due to a mandate by the Homeowners Protection Act.

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Selling a House ‘As Is’ in San Diego

HomeLight

Glen Henderson , a San Diego-based HomeLight Elite Agent with 22 years of experience, says there are several reasons homeowners opt to sell their homes as-is,” as sellers usually want the time and convenience that kind of transaction affords. Californias disclosure rules are complex.

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How to Sell a House by Owner in California (2023 Updates)

HomeLight

For example, the California Association of Realtors (CAR) lists no fewer than 10 disclosure forms required for nearly all residential real estate transactions, with dozens of additional stipulations and advisories for buyers and sellers to know about. Natural Hazard Disclosure Statement. Real estate transfer taxes?