Housing Wire

NOVEMBER 1, 2024

You would think this would cause the 10-year yield and mortgage rates to go lower. Excluding the one-time events, the manufacturing data is getting softer and the residential construction sector is at risk with higher rates again, as the housing starts and permits data are at COVID-19 recession levels today.

Mortgages

Housing Wire

MAY 29, 2025

The answer lies in a remote corner of the mortgage industry: subservicing. This business which involves handling mortgage payments, borrower communication and escrow administration on behalf of lenders has undergone consolidation. Indeed, the total residential subservicing market declined to $3.96 trillion as of Dec.

Mortgages

Housing Wire

JANUARY 2, 2025

Rising mortgage rates suppressed applications in the Mortgage Bankers Association (MBA) final mortgage applications survey index of 2024, released on Thursday. Mortgage demand declined 21.9% Mortgage demand had been on the upswing for much of November and December. from two weeks earlier during the week ending Dec.

FHA loan

Housing Wire

JANUARY 28, 2025

Last week, business-purpose residential mortgage lender Dunmor announced that it received a minority equity investment from Newfi Lending , a nonagency mortgage lender owned by funds managed by Apollo Global Management. This interview has been edited for length and clarity. Wolak: Do you see any of this changing in 2025?

Residential

Housing Wire

DECEMBER 17, 2024

The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology. The rule will implement a congressional mandate to establish consumer protections for residential PACE loans.

Loans

Housing Wire

DECEMBER 23, 2024

When mortgage rates decline, sales improve, but it becomes more challenging for builders and buyers when rates rise. As mortgage rates keep increasing along with supply, this doesnt bode well for housing starts growing meaningfully. Is 2025 the first year we start losing residential construction jobs?

Residential

Housing Wire

JANUARY 22, 2025

Mykhailyna, who is based in Denver, had previously held both a Colorado certified residential appraiser license and a controlling appraiser license. and Rocket Mortgage of discrimination under the Fair Housing Act. In addition to the revocation of his license, Mykhailyna must pay a total fine of $97,500.

Mortgages

Housing Wire

JANUARY 10, 2025

Todays jobs report beat expectations, and in fact, the labor data was solid for jobs week, which means mortgage rates will stay elevated because its always about labor over inflation when talking about rates. So, what does this mean for mortgage rates? Today’s mortgage pricing is 7.24% and the 10 year yield is at 4.76%.

Mortgages

Housing Wire

FEBRUARY 7, 2025

The labor market is showing signs of softness but is not breaking down yet, which has kept mortgage rates higher for longer. Since 2022, my guiding principle has been that the labor market is more important than inflation in determining mortgage rates. This is the reason mortgage rates are around 7% and not around 6% today.

Mortgages

Housing Wire

DECEMBER 18, 2024

Interestingly, employment for residential construction workers typically one of the first areas to experience declines before a recession has not yet seen its usual downturn. Perhaps most importantly, some homebuilders have been subsidizing mortgage rates to help maintain employment and finish ongoing projects.

Construction

Housing Wire

AUGUST 3, 2025

Mortgage rates fell 0.18% last week, breaking below the key threshold of 6.64%. Because in the last three years, when mortgage rates fell from 6.64% to 6%, housing demand has improved. Meanwhile, mortgage rates have varied from 7.25% to 6.50%. Historically, mortgage spreads have ranged between 1.60% and 1.80%.

Mortgages

Housing Wire

JUNE 25, 2025

In mortgage, that playbook often mirrors sports—one side wins, the other loses. A smaller market still full of opportunity According to the Mortgage Bankers Association’s May 2025 forecast, total mortgage originations are expected to reach $1.397 trillion by year’s end, a slight downward revision from earlier projections.

Mortgages

Housing Wire

JANUARY 2, 2025

Today, the jobless claims data again showed why mortgage rates continue to be elevated, confirming that the labor market isnt breaking. Mortgage rates have remained mostly in a range over the past two years, fluctuating between 6% and 8%. My forecast for 2025 includes these projected ranges for mortgage rates and the 10-year yield.

Mortgages

Housing Wire

MARCH 28, 2025

The bill introduces a new section called Consumer Privacy in Mortgage Applications to the Idaho Residential Mortgage Practices Act. The new provisions, which take effect July 1, regulate the use of consumer information linked to mortgage credit inquiries and define who has access to it.

Mortgages

Housing Wire

MARCH 13, 2025

Mortgage applications for new-home purchases fell 6.9% year over year in February, according to data from the Mortgage Bankers Association (MBA)’s Builder Application Survey that was released Thursday. Census Bureau ‘s new residential sales report hit a seasonally adjusted annual rate of 634,000 units in February, up 2.9%

FHA loan

Housing Wire

FEBRUARY 25, 2025

Fannie Mae on Tuesday announced the results of its 2024Servicer Total Achievement and Rewards(STAR) program, recognizing 29 mortgage servicers for “competency, capability, and overall performance.” Guild Mortgage Co. PHH Mortgage Corp. Dovenmuehle Mortgage Inc. Freedom Mortgage Corp. BOK Financial Corp.

Mortgages

Housing Wire

JANUARY 27, 2025

Without more clarity on mortgage rates , substantial growth in housing permits is unlikely. We are maintaining a steady level, with the best results appearing when mortgage rates approach 6%. If you’re wondering why construction labor might be at risk in 2025, supply is piling up and mortgage rates are still above 7%.

Sales

Housing Wire

JANUARY 17, 2025

In a changing real estate market , mortgage lenders face increasing demand. If high mortgage rates and increased liquidity management arent challenging, then regulatory changes, operation inefficiencies, and economic uncertainty are enough. Fortunately, SitusAMC can handle that, letting mortgage originators focus on their goals.

Marketing

Housing Wire

JANUARY 7, 2025

The new year has arrived, but little has changed regarding the direction of mortgage rates and their impact on the U.S. At HousingWire s Mortgage Rates Center on Tuesday, the 30-year fixed rate averaged 7.09%. “If mortgage spreads had been as unfavorable as they were in 2023, mortgage rates would be around 8% instead of near 7%.”

Mortgages

Housing Wire

AUGUST 4, 2025

Our industry stands at a critical crossroads in the rapidly evolving mortgage technology landscape. Still, the future of mortgage technology demands a radical reimagining of what customer success truly means. Tech that adapts, not adds work The technological foundation supporting this vision is equally critical.

Mortgages

Housing Wire

MARCH 18, 2025

However, employment for residential construction workers hasnt fallen at all, even with the decline in housing starts and permits. For those looking for recession signals , a decrease in the number of residential construction workers is usually an early sign. Why haven’t the homebuilders started doing layoffs?

Construction

Housing Wire

OCTOBER 30, 2024

A California regulator has revoked the residential mortgage lending license of LoanSnap , the latest in a series of difficulties for the fintech lender. The company — which is headquartered in Costa Mesa, California — also lost its mortgage lender license in Connecticut earlier this month.

Lending

Housing Wire

JANUARY 10, 2025

Residential building construction added 3,500 jobs from November, while residential specialty trade contractors added just 500 positions. This will push mortgage rates higher in the near term, Fratantoni said. The construction sector showed little month-over-month change, adding just 8,000 jobs.

Residential

Housing Wire

APRIL 15, 2025

Per a release from Friday Harbor, the seed round will support the growth of its engineering team and support integrations with leading mortgage LOS and point-of-sale platforms Friday Harbor was co-founded by Theo Ellis (CEO) and Jesse Collins (CTO) and launched in 2024 with support from the AI2 Incubator and CoFound Partners. .

Mortgages

Housing Wire

MARCH 20, 2025

on Thursday announced that Blue Ridge Bank has entered into a definitive asset purchase and sale agreement to sell certain assets of its mortgage division. A press release from Blue Ridge confirmed that the division, currently operating as Monarch Mortgage , is being sold to an unrelated third-party mortgage company.

Banks

Housing Wire

JULY 15, 2025

Home sales, homebuilding, and even house prices are set to slump unless mortgage rates decline materially from their current near 7% soon. As I often point out, residential construction workers are a key labor recession trigger. Mortgage rates falling toward 6% and remaining stable could provide some relief.

Construction

Housing Wire

JANUARY 21, 2025

After years of high interest rates, and price spikes, mortgage lenders are optimistic heading into 2025. Fannie Mae predicts a 28% increase in mortgage originations to $2.1 The Mortgage Bankers Association (MBA) also predicts that total origination volume will increase by 28.5%

Mortgages

Housing Wire

JANUARY 30, 2025

This was some of the perspective shared by Matt Cook, the director of business development at HomeTeam Inspection Service , who shared with HousingWire ‘s Reverse Mortgage Daily (RMD) how the growing number of older homeowners is impacting what he sees on a daily basis. Some feel like homes arent built like they used to be.

Inspection

Real Estate News

AUGUST 6, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Illustration by Lanette Behiry/Real Estate News Industry Agent-buyer connections driving Zillow’s mortgage growth Overall revenue beat expectations — again — jumping 15% in the second quarter, thanks in large part to big gains in rentals and home loans.

Agents

Housing Wire

NOVEMBER 1, 2024

The Mortgage Industry Standards Maintenance Organization (MISMO), a subsidiary of the Mortgage Bankers Association (MBA), has been developing a series of uniform technology standards that will ideally allow for the somewhat siloed reverse mortgage industry to more easily collaborate with others in the mortgage finance ecosystem.

Mortgages

Housing Wire

OCTOBER 24, 2024

The big publicly traded builders have money to pay down mortgage rates and manage their pipelines better than smaller homebuilders. We had no growth in residential construction work hiring earlier in the year when rates were higher. We had no growth in residential construction work hiring earlier in the year when rates were higher.

Sales

Housing Wire

AUGUST 4, 2025

Florida-based wholesale lender A&D Mortgage has secured a $250 million capital commitment from alternative asset manager Canyon Partners to support the securitization of non-agency mortgages, the companies announced Monday. Founded in 2005, A&D originated $3 billion in mortgages in 2024.

Mortgages

Housing Wire

JUNE 18, 2025

Class Valuation has launched a new appraisal review product designed to bring greater clarity and oversight to residential valuations. Class Valuation Analysis delivers what our partners need most — clarity, confidence and compliance — especially when making high-stakes trading decisions tied to mortgage servicing rights.”

Due diligence

Housing Wire

APRIL 18, 2025

The Mortgage Bankers Association ‘s (MBA) Builder Application Survey (BAS) data for March 2025 revealed that mortgage applications for new home purchases increased 5.5% Census Bureaus New Residential Sales report, were running at a seasonally adjusted annual rate of 629,000 units in March 2025. compared to a year ago.

VA loan

Housing Wire

NOVEMBER 22, 2024

housing market slowed down in the third quarter due to rising home prices and higher mortgage rates , investor purchases also ramped down, according to a new report by Redfin. in Q1 2022, when investors were taking advantage of low mortgage rates. As the U.S. Investors purchased $38.8 billion worth of properties in Q3 2024, up 3.4%

Investor

Housing Wire

NOVEMBER 15, 2024

While shoppers flock to malls and online retailers for Black Friday deals, M/I Homes is shifting the focus to residential real estate with holiday incentives that rival traditional doorbusters. That’s right, there are Black Friday home sales! Several areas, including Central Ohio, Greater Austin, Texas, and Charlotte, N.C.,

Fixed-rate mortgage

Housing Wire

JULY 7, 2025

residential real estate is drawing increasing interest from international investors —particularly in Latin and South America — according to Miami -based Waltz , a digital mortgage platform that caters to foreign buyers. property investment amid global economic uncertainty. homes, Waltz noted.

Residential