Loans New Construction Short sale 
Redfin
AUGUST 5, 2025
What is a USDA loan and how does it work? A USDA loan is a mortgage loan that helps low- to moderate-income families purchase a home in an eligible rural area. The loan is backed by the USDA, which allows lenders to offer lower interest rates and require no down payment. Multiple USDA loan programs are available.
Housing Wire
JANUARY 10, 2022
2021 was an extraordinary year for the housing market: mortgage rates at an all-time low, record high annual growth in single-family prices and rents, lowest foreclosure rates in a generation and the largest number of home sales in 15 years. for 30-year fixed-rate loans. 2022 should be a strong year for housing.
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Housing Wire
NOVEMBER 3, 2023
*Rebates are not available in all markets or where prohibited by law and are subject to lender approval; may not be available for all transaction types, including but not limited to Short Sales, For Sale by Owner (FSBO), New Construction and iBuyer sales.
Keeping Current Matters
MARCH 10, 2021
Recently, the Urban Institute released their latest Housing Credit Availability Index (HCAI) which “ measures the percentage of owner-occupied home purchase loans that are likely to default—that is, go unpaid for more than 90 days past their due date. New construction isn’t making up the difference in inventory needed.
Realtor.com
DECEMBER 20, 2022
This time around, there isn’t a glut of available housing, the subprime loans that got so many homebuyers in trouble in the mid-2000s have largely been eliminated, and millions of Americans aren’t likely to lose their homes to short sales and foreclosures. Just three years later, sales bottomed out at 4.11
Realty Biz
SEPTEMBER 23, 2023
With pre-approval, you'll receive a conditional commitment from the lender, stating the maximum loan amount for which you are approved. The amount required for a down payment can vary based on factors such as the type of loan, your credit history, and the lender's requirements.
HomeLight
JULY 6, 2023
Financing contingency Sometimes called a mortgage contingency , this specifies that the deal hinges on the buyer securing their loan. Some MLSs limit “coming soon” status to 21 days unless the property is new construction or undergoing major renovations without occupancy. Closed”- Consider these listings sold.
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