Real Estate News

JUNE 16, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Shutterstock By the Numbers Down payments drop for the first time in nearly 2 years A new Redfin report suggests homebuyers may be seeking less expensive homes as ongoing economic concerns add pressure to large purchase decisions. Redfin found that 15.3%

VA loan

Housing Wire

MAY 13, 2025

This was partially driven by an uptick in conventional loan delinquencies and rising foreclosure inventory , particularly among loans backed by the U.S. Department of Veterans Affairs (VA). The percentage of loans entering foreclosure also edged higher rising by 5 bps to represent 0.2%

VA loan

Housing Wire

NOVEMBER 8, 2024

We’ve gone through some leadership changes , some legal challenges and one of, if not the largest, industry shifts of our lifetime. Sears cited the trade group’s efforts in advocating for changes in VA loan procedures. After all, we are most effective by working together for the betterment of our industry.”

VA loan

Housing Wire

NOVEMBER 4, 2024

As real estate practitioners adjust to the practice changes that took effect in August, and the industry waits for final approval of the NAR settlement from the court in November, questions continue about seller offers of compensation. These are the questions that advocates who want to upend the real estate industry further cannot answer.

Debt-to-income ratio

Housing Wire

MAY 2, 2025

When industry experts think about what could lead to a significant departure of loan officers and real estate agents, two main things come to mind: AI and market conditions. Although AI and market conditions will have some level of impact, a much bigger game-changer is coming to the industry. Here is the good news.

Agents

Housing Wire

MAY 15, 2025

Post-closing quality control data is collected through ACES quality management and control software and offers a snapshot of mortgage industry underwriting trends. In terms of loan types: Federal Housing Administration (FHA) loan review share grew in Q4, with associated defect rates declining.

VA loan

Real Estate News

JULY 7, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Shutterstock Agents 20% down? Most first-time buyers (69%) rely on savings to fund their down payments, and 1 in 4 use gifts or loans from family members or friends. Where is the money coming from? Write to Meghan Roos.

VA loan

Housing Wire

MARCH 31, 2025

This mirrors the benefits offered to military veterans through VA home loans. Marine Corps , Royer is a long-time member of the real estate industry. He currently works as chief production officer for Florida-based Salute Home Loans , a division of Capital Federal Credit Union. In addition to his time in the U.S.

Loans

Housing Wire

FEBRUARY 10, 2025

Two key factors contribute to this disparity: a lack of knowledge about the VA benefits to which they are entitled, and a limited understanding among sellers and lenders of the strong buyer profile of VA loan borrowers. Its important to take a moment to look back at the history behind VA benefits. In 1944, the U.S.

Industrial

Housing Wire

APRIL 23, 2025

That was tied to the shift of $60 million in sub-serviced loans to other firms amid the closure of its Flagstar deal at the end of the year the biggest acquisition in Mr. Cooper’s history. Servicing loans opens the opportunity to offer clients more products. billion in loans across 32,296 loans in the first quarter, with $1.9

VA loan

RIS Media

JULY 17, 2025

1815, the VA Home Loan Reform Act. Industry News Latest News National News Politics Housing Policy Mortgage Industry NAR National Association of REALTORS® Real Estate Politics VA Home Loan Reform Act VA Loans Senate recently unanimously passed H.R.

Loans

BAM Media

NOVEMBER 11, 2024

® released a report showcasing the benefits that VA loans offer to military families. of homes purchased with VA loans involved down payments of less than 10%, and 74.5% purchased with 0% down—a standout feature of VA loans. average for conforming loans. .” average for conforming loans.

VA loan

Housing Wire

DECEMBER 6, 2024

Some popular real estate newsletter content includes: Market updates Featured listings Industry news Local news Community events Agent profiles Investment opportunities No matter what content you choose to include, your real estate newsletter should serve as a meaningful touchpoint that continuously builds your client relationships.

Pre-approval

Housing Wire

FEBRUARY 3, 2025

The Tech100 Mortgage award recognizes the most innovative and impactful organizations driving the mortgage industry forward. Now in its 13th year, the Tech100 program serves as a trusted resource for housing professionals, providing a definitive list of the industrys top technology providers.

Mortgages

The Mortgage Report

JULY 1, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford? But not everyone can afford to put 20% down.

Loans

BAM Media

DECEMBER 11, 2024

From rising inventory to government-backed loans, theyre proving that resilience and innovation can fuel growth even in uncertain times. These connections bring frequent relocations and increased use of VA loans , enabling homeownership with little to no down payment. McAllen, TX, stands out, with 61.7%

New Construction

The Mortgage Report

JULY 11, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford? Verify your home buying eligibility.

FHA 203k rehab loan

Marco Santarelli

JULY 21, 2025

Loan Types : Government-backed loans typically offer lower rates than conforming loans. They come with limits on loan amounts and borrower criteria which affect risk profiles. 15-Year Fixed Mortgage Rate : Stable around 5.90%. 5-Year ARM Mortgage Rate : Slight decrease to 7.76%. If rates drop to the predicted 6.4%

Mortgages

Rochester Real Estate

NOVEMBER 5, 2015

Top Mortgage Myths | Demystifying Common Home Loan Misconceptions No one ever said that getting approved for a mortgage would be easy, but that doesn’t mean it’s impossible, even for those would-be buyers who are afraid that they won’t qualify for a home loan. down, provided you have a credit score of 580 or higher.

Loans

Calculated Risk Real Estate

JULY 7, 2025

Pockets of vulnerability can be seen in rising negative equity, increased use of mortgage products that improve short-term affordability, and exposure to student loan debt. Nationally, one in four seriously delinquent loans would be in a negative equity position if sold at distressed (REO) prices.

Mortgages

The Mortgage Report

JUNE 9, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

FHA 203k rehab loan

Redfin

JULY 2, 2025

This Redfin article explains how job changes impact the mortgage process and what lenders look for—whether you’re applying for a home loan in Raleigh, NC or preparing to close on a house in Denver, CO. Exceptions: Special loan programs for recent job changes Some loan types are more flexible than others: 1.

Pre-approval

Calculated Risk Real Estate

FEBRUARY 6, 2025

From the MBA: Mortgage Delinquencies Increase in the Fourth Quarter of 2024 The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.98 The percentage of loans on which foreclosure actions were started in the fourth quarter rose by 1 basis point to 0.15

VA loan

Rochester Real Estate

NOVEMBER 5, 2015

The authors of these articles are some of the best writers in the mortgage and real estate industries. ” is an extremely common question in the mortgage and real estate industries. It’s unfortunate, but not every prospective buyer is going to be able to qualify for a home loan.

Finance

Rochester Real Estate

NOVEMBER 5, 2015

If you are going to be using FHA or VA loan financing, it is likely the mortgage lender will require a pest inspection to be performed. Bill has been working in the real estate industry for the past thirty-three years. He works for RE/MAX Executive Realty in Hopkinton Massachusetts.

Inspection

Marco Santarelli

MAY 10, 2025

Throughout the industry, lenders are adjusting their rates amid fluctuating economic conditions. Current refinance rates hover around 6.91% for 30-year fixed loans. While monthly payments are lower, the overall interest paid over the life of the loan can be significantly higher compared to shorter-term loans. and the U.K.,

Mortgages

Housing Wire

NOVEMBER 21, 2024

Average loan size reached highest level since 2022 Alongside the growth in new-home application rates, the average size of a mortgage for a new home also moved higher. MBA reported an average loan amount of $410,000 in October, up from $402,000 in September. Department of Agriculture (USDA) loans at 0.4%.

Mortgages

Marco Santarelli

JUNE 26, 2025

State-Specific Regulations: Each state has its own set of regulations governing the mortgage industry, which can impact lender costs and, ultimately, the rates they offer. Average Loan Size: The average loan size within a state, coupled with loan limits, might influence rates.

Mortgages

Housing Wire

FEBRUARY 27, 2025

In the opening month of his return to the White House , President Donald Trump has upended the status quo in the federal government by implementing a hiring freeze and conducting widespread layoffs , including many positions that impact the housing and mortgage industries. at the end of 2024.

Mortgages

Housing Wire

OCTOBER 17, 2024

In a new episode of the “Real Estate Insiders Unfiltered” podcast, hosts James Dwiggins and Keith Robinson sit down with Pete Mills — senior vice president of residential policy and industry engagement at the Mortgage Bankers Association (MBA) — to discuss the housing affordability crisis in today’s complex real estate market.

VA loan

Housing Wire

APRIL 15, 2025

TRILLION in loans funded in the United States and over 5 million mortgages. “ My husband then proceeded to calculate everyone I knew’s ownership of the mortgage industry to demonstrate to me the vastness of the opportunity. What if we, as an industry, started highlighting how easy it is to buy a house?

VA loan

Housing Wire

APRIL 4, 2025

Beginning May 1, 2025, VA’s [VASP] […] will stop accepting new enrollees, the department said in a statement to the outlet. This change is necessary because VA is not set up or intended to be a mortgage loan restructuring service. Mike Bost (Ill.), Mike Bost (Ill.), Van Orden and Bost.

Loans

Marco Santarelli

APRIL 10, 2025

This spike in rates impacts both new homebuyers and those considering refinancing their existing loans. As we look into the current situation, let's take a closer look at the different types of mortgage loans available today and their rates. Over the life of the loan, the total interest paid would exceed $400,000.

Fixed-rate mortgage

HomeLight

JULY 29, 2025

There are a lot of agents in the industry who follow the path that ignorance is bliss. Be aware of minimum property standards for certain loans You never know whether your best offer will come from a cash buyer or a buyer pre-qualified for a home loan. I prefer to get ahead of things.

As-is

Housing Wire

JANUARY 17, 2025

The Federal Housing Finance Agency (FHFA) initially planned to finish gathering industry feedback on the change to a bi-merge system by the second quarter of 2023, and was set to implement a bi-merge system in the first quarter of 2024. In a section offering a proposed implementation timeline, these are listed as TBD.

VA loan

Marco Santarelli

JULY 30, 2025

Refinance rates for 30-year fixed loans are just a smidge higher than last week at 7.09%. This overall steadiness occurs amid Federal Reserve signals to keep interest rates steady this summer, although small shifts in adjustable-rate mortgages (ARMs) and government loans have been noted. Down 1.43% 30-Year Fixed VA 6.30

Mortgages

Housing Wire

NOVEMBER 20, 2023

The Department of Veterans Affairs (VA) is pausing foreclosures on homes financed with VA loans for six months to help military borrowers in danger of losing their homes, a department spokesperson said in a statement to HousingWire on Monday.

VA loan