Housing Wire

APRIL 18, 2025

But it also leads to questions about how much or how little technology tools can or should interact with the business. While some documents still legally require a so-called wet signature, incorporating more technology into these elements of the business is seen by others in the space as a positive step forward.

Technology

Housing Wire

NOVEMBER 18, 2024

Department of Housing and Urban Development (HUD) on Monday announced a proposal to shift its Title I home loan programs to the use of the Uniform Residential Loan Application (URLA) that would more closely align them with broader industry standards.

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Housing Wire

OCTOBER 28, 2024

Mortgage technology company Gateless is offering its flagship automated underwriting platform to a new lender. The Loan Store — a wholesale lender based in Arizona — will now use the Gateless Smart Underwrite platform, according to a recent announcement.

Loans

Housing Wire

MAY 15, 2025

Dozens of employees at mortgage tech firm Dark Matter Technologies were laid off on Monday, multiple sources told HousingWire. Dark Matter Technologies, which was formed in 2023 as a subsidiary of Perseus Operating Group , itself a unit of Constellation Software , did not respond to a request for comment.

Technology

Housing Wire

MARCH 10, 2025

Artificial intelligence (AI), predictive underwriting , and blockchain technology are becoming more common in todays real estate industry. As a result, professionals in the title and foreclosure industries must evolve to keep up with upcoming trends. What drew you to the title search industry?

Title search

Housing Wire

MAY 13, 2025

Lets be real: the real estate industry is changing. Industry trends show that homeowners locked into sub-3% mortgage rates find it difficult to justify moving when current rates hover around 6.5% Additionally, increasing credit card debt, student loans, and high living costs make upgrading homes financially challenging.

Industrial

Housing Wire

JUNE 13, 2025

Welcome back to Tech Pulse — a new weekly series rounding up the latest in technology , including tools, integrations and trends impacting mortgage and real estate. As debate swirls over job loss and security risks, Bressler urged the industry to embrace AI or risk falling behind, likening resistance to ignoring the internet in the ’90s.

Industrial

Housing Wire

MAY 9, 2025

The expense associated with originating mortgage loans has been escalating, with the current average cost approximating $11,600 per loan. In this article, we delve into its application to elucidate how intelligent automation can enhance efficiency and cost-effectiveness within the loan origination process.

Loan Officer

Housing Wire

MAY 19, 2025

HousingWire recently sat down with Erin Wester, Optimal Blues chief product officer and a 2024 HousingWire Women of Influence honoree, to discuss how lenders can simplify capital markets operations and improve profitability with the right technology partner. And technology when its done right can absolutely make that happen.

Technology

Housing Wire

APRIL 10, 2025

If it isn’t rising interest rates or shifting rental trends, then growing technology is the driving force that prompts investors to evolve. In this executive conversation, van der Reis explores his experience in CRE finance, technology, loan servicing , and risk management. A change is needed.

Investor

Housing Wire

OCTOBER 23, 2024

Even as artificial intelligence (AI) becomes more prominent in the mortgage industry, most millennial and Generation Z homebuyers are hesitant to rely solely on a fully automated application process to get a loan, according to a new study. About 58% of respondents still relied on loan officers to guide them through the process.

Mortgages

Housing Wire

MARCH 27, 2025

The company calls the move an “industry-first initiative.” “After 28 years in mortgage technology, I’ve been committed to one goal: helping more Americans achieve homeownership,” FinLocker CEO Henry Cason said in a statement. This is exactly the kind of innovation the mortgage industry needs right now.

Mortgages

Housing Wire

JULY 21, 2025

Mortgage technology company Mobility Market Intelligence (MMI) announced on Monday its launch of ChatMMI, which claims to be the industry’s first conversational artificial intelligence interface built specifically for lenders, recruiters and other mortgage professionals. “I started in the industry as an agent.

Loan Officer

Housing Wire

MAY 29, 2025

The answer lies in a remote corner of the mortgage industry: subservicing. For subservicers, managing loans can generate stable income through fees, and when agreements allow and align with their strategy, it opens doors for cross-selling activity. Theres a lot of consolidation in the [subservicing] industry.

Mortgages

Housing Wire

JULY 18, 2025

Welcome back to Tech Pulse — HousingWire ‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Realtor.com parent Move acquires Zenlist Realtor.com parent Move Inc.

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Housing Wire

OCTOBER 10, 2024

The platform is intended for housing professionals in various sectors, including 5 million loan officers, appraisers , servicers , underwriters , developers, agents, brokers, attorneys and regulators. housing industry,“ Devi Mateti , CoreLogic’s president of enterprise digital solutions, said in a statement.

Loan Officer

Housing Wire

MAY 8, 2025

Tamir Poleg, chairman and CEO of The Real Brokerage , closed out the prepared remarks section of his firms first-quarter 2025 earnings call by addressing the transformative technological era the industry is currently operating in. Our industry is no exception. While the industry debates, we stay focused.

Technology

Housing Wire

MARCH 24, 2025

With economists, analysts and industry leaders in the room, discussions revolved around key economic indicators, inventory shifts, technology advancements and what lenders should be doing right now to prepare for the next cycle. However, economists and industry leaders at the summit reinforced that every market is different.

Technology

Housing Wire

MAY 22, 2025

The mortgage industry has undergone significant changes over the past few decades. However, recent technological advances, especially in artificial intelligence (AI), are prompting many in the industry to reconsider this dividing wall. One of the most notable has been the separation of origination from servicing.

Loan Officer

Housing Wire

OCTOBER 15, 2024

Schwartz points out that starting Tomo required an adaptive approach to leadership by people who maintain a “wartime“ leadership style that adjusts to industry changes. But he notes that building a successful mortgage company requires hard work and diligence, regardless of industry changes.

Loans

Housing Wire

DECEMBER 20, 2024

At the beginning of 2024, mortgage technology company LoanPASS was announced as a technology partner for reverse mortgage lender Smartfi Home Loans. Getting the hang of reverse Mitchell is a 25-year veteran of the mortgage technology space, primarily working for LOS companies. What does the future hold?

Mortgages

Housing Wire

APRIL 8, 2025

UWM’s Jason Bressler and Google’s Oliver Parker United Wholesale Mortgage (UWM) , the top mortgage lender in America, on Tuesday announced a strategic AI agreement with Google Cloud that the companies say will bring modernization to the mortgage industry. model to enhance underwriting automation.

Mortgages

Housing Wire

MAY 8, 2025

Todays best loan officers operate differently and expect more. Things like AI, well-integrated technology, consumer expectations and the rise of a number of innovative new business models have turned the industry on its head, and for the better in many cases. Did I mention technology has also changed?

Loan Officer

Housing Wire

JULY 11, 2025

The waiver pilot , relaunched by Fannie Mae in March 2024, allows approved mortgage lenders to use an automated title review process to assess title risk during loan manufacturing and prior to loan purchase. The pilot is limited to certain refinance loans with loan-to-value ratios of less than 80% in certain geographic areas.

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Housing Wire

JUNE 19, 2025

Technology is accelerating change across the financial services industry, and United Wholesale Mortgage is at the forefront of mortgage innovation. Behind this momentum is Jason Bressler, UWM’s Chief Technology Officer. The first one we rolled out was LEO, which stands for Loan Estimate Optimizer. Jason Bressler: Yes!

Lending

Housing Wire

APRIL 8, 2025

announced the incorporation of hybrid e-closings for reverse mortgages on Tuesday, aiming to incorporate its experience with the technology on the forward side of the mortgage business into its reverse mortgage division for the first time. This is according to Tom Evans, EVP of marketing and technology for reverse at Fairway.

Closing

Housing Wire

OCTOBER 18, 2024

With higher rates, lower transaction volumes usually plague the industry, translating to fewer appraisals as homeowners hunker down with their lower rates. Industry professionals expect an increase in transactions following the Fed’s recent rate cuts , leading to an increase in appraisal demands. How does this impact lenders?

Inspection

Housing Wire

JANUARY 27, 2025

Integrated with ICEs industry-leading MSP loan servicing system , Servicing Digital provides homeowners with real-time access to detailed and personalized loan and property-related data anytime, anywhere. Thats why we built Servicing Digital to be so much more than a customer engagement platform.

Equity

Housing Wire

JULY 21, 2025

At the same time, the premium borrowers once paid for non-QM loans is shrinking, and as more lenders enter the space and competition increases, rates should come down and align more closely with those seen in conventional mortgages. Roby Robertson is EVP of Origination Technology Strategy at LoanLogics.

Lending

Housing Wire

APRIL 30, 2025

If the mortgage industry had a mantra at the start of last year, it was something like: Just survive to get to 2025. But while this fact might be daunting, I encourage my colleagues in this tumultuous industry to look at the situation another way. Stay persistent, keep learning, and have faith in the process.

Mortgages

Housing Wire

JULY 31, 2025

HousingWire: Matt, we’ve spoken a few times recently about the work you’re doing in the customer acquisition space, and how ICE is helping lenders uncover new loan opportunities in today’s competitive market. Lenders often view borrowers differently depending on where they are in the loan journey. Can you tell us more about that?

Loans

Housing Wire

APRIL 28, 2025

billion deal to acquire digital real estate brokerage firm Redfin , industry observers are still trying to understand the future of one key asset: Bay Equity Home Loans. As of April 22, the platform had 272 sponsored loan officers across 90 branches, according to the Nationwide Multistate Licensing System (NMLS).

Loan Officer

Housing Wire

JUNE 20, 2025

Welcome back to Tech Pulse — a new weekly series rounding up the latest in technology , including tools, integrations and trends that impact mortgage and real estate. Chief technology offficer Jason Bressler shares how these tools boost speed, accuracy and client engagement — ushering in a smarter, more automated lending era.

Lending

Housing Wire

OCTOBER 28, 2024

According to data from the ICE Mortgage Monitor , mortgage servicers across the industry saw refinance retention in the second quarter fall to the second-lowest point in 17 years. Moreover, the older the loan, the more likely the borrower would refinance elsewhere.

Loan Officer

Housing Wire

MARCH 31, 2025

Rocket Companies is buying Mr. Cooper , America’s largest mortgage servicer, in a market-shattering deal that could reshape the mortgage industry for years to come. Rocket also has arguably the strongest recapture game in the industry, and a deal like this would give it a distinct advantage over all other competitors.

Finance

Housing Wire

JUNE 4, 2025

As borrower expectations for personalized, timely communication rise, loan officers are turning to AI-powered tools to stay competitive. He emphasizes that embracing automation today is key to thriving in an industry that is evolving faster than ever. Loan officers realize margins are too tight to treat prospects as one-time deals.

Industrial

Housing Wire

JANUARY 20, 2025

of loans processed in Q4 2024 had issues that lead to wire fraud risks. Unfortunately, industry experts are anticipating that things will only get worse in 2025 as gen AI makes committing cybercrime easier than ever. Previously, ONeill said cybercriminals would specialize in certain parts of the crime or in certain technologies.

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