RIS Media

JANUARY 16, 2025

Still on the upswing, the average 30-year fixed rate mortgage ticked up over 7% this week, marking its fifth straight week of increases and hitting their highest point since last May.

Fixed-rate mortgage

Marco Santarelli

DECEMBER 29, 2024

As we approach January 2025, many prospective homebuyers and existing homeowners are keenly interested in mortgage rate predictions. Most industry experts foresee a gradual decline in mortgage rates, providing a glimmer of hope for those navigating the complexities of the housing market. by mid-2025.

Mortgages

RIS Media

OCTOBER 24, 2024

Mortgage rates are still ticking up, thanks to strong economic data including good jobs reports and stubborn core inflation, economists say, noting that rates are still expected to come down in the months ahead as data falls more in line with expectations.

Fixed-rate mortgage

Marco Santarelli

DECEMBER 27, 2024

As of December 27, 2024, todays mortgage rates reflect a notable increase, with the average 30-year fixed mortgage rate at 6.85%. For those considering buying or refinancing a home, comprehending the current mortgage environment is essential.

Fixed-rate mortgage

RIS Media

JANUARY 9, 2025

As the new year gets underway, average 30-year mortgage rates continue to trend up, moving upwards from their average last week of 6.91% to 6.93% this week, according to the latest Primary Mortgage Market Survey (PMMS) from Freddie Mac, released Thursday.

Fixed-rate mortgage

Marco Santarelli

OCTOBER 26, 2024

As of October 24, 2024, mortgage rates have climbed north of 6.5% The average 30-year fixed-rate mortgage now sits at 6.54% , a slight rise from 6.44% the previous week, reflecting a prevailing trend of increasing rates that have now persisted for four consecutive weeks.

Fixed-rate mortgage

RIS Media

NOVEMBER 7, 2024

Mortgage rates inched up again this week, a six-week runup to date and not expected to stabilize by the end of the year, experts noted. … The post Mortgage Rates Move Up for Sixth Straight Week appeared first on RISMedia. .…

Fixed-rate mortgage

Marco Santarelli

DECEMBER 29, 2024

As of December 29, 2024 , the landscape of mortgage rates is crucial for anyone looking to buy or refinance a home. Todays mortgage rates reflect significant adjustments, with the average 30-year fixed mortgage interest rate sitting at 6.99%.

Mortgages

Marco Santarelli

JULY 2, 2025

Okay, here's the lowdown on where to find the most appealing mortgage rates in the U.S. as of July 2, 2025 : If you're shopping for a 30-year fixed rate mortgage for a new home purchase, you might want to focus your search in New York, Massachusetts, Colorado, Connecticut, Florida, New Jersey, California, Texas, and Washington.

Mortgages

RIS Media

JUNE 19, 2025

Economists say that while pockets of economic uncertainty persist, consumer confidence has rebounded from its spring dip; steady mortgage rates and improving buyer sentiment also could be setting the stage for a busy summer housing market.

Mortgages

RIS Media

MARCH 13, 2025

The latest Primary Mortgage Market Survey (PMMS) released by Freddie Mac Thursday shows the 30-year fixed-rate mortgage (FRM) averaging 6.65%, up just 2 basis points from last weeks average of 6.63%.

Fixed-rate mortgage

RIS Media

JANUARY 30, 2025

Mortgage rates inched lower this week, still hovering below 7% but showing little change since earlier this month. The latest Primary Mortgage Market Survey (PMMS) released by Freddie Mac Thursday shows the 30-year fixed-rate mortgage (FRM) averaging 6.95%, down one basis point from last weeks 6.96%.

Fixed-rate mortgage

RIS Media

MARCH 27, 2025

Mortgage rates ticked down a little this week as experts point to ongoing stability in rates being a plus for some buyers, while still presenting challenges to first-time buyers. appeared first on RISMedia.

Fixed-rate mortgage

RIS Media

FEBRUARY 13, 2025

The average 30-year-fixed rated mortgage continued edging downward this week, lowering from last weeks 6.89% to 6.87%, according to the latest Primary Mortgage Market Survey (PMMS)from Freddie Mac, released Thursday. … The post Average Mortgage Rate Continues to Decrease appeared first on RISMedia.

Fixed-rate mortgage

Marco Santarelli

MAY 24, 2025

The average interest rate on a 30-year fixed-rate mortgage has climbed to 7.15% , marking the highest point we've seen in over a year, specifically since May 2, 2024. The 7.15% average for a 30-year fixed-rate mortgage for new purchases represents a 4 basis point increase just from yesterday.

Mortgages

Marco Santarelli

MAY 31, 2025

As of May 31, 2025, mortgage rates have decreased, offering homeowners and potential buyers advantageous conditions for both purchasing new homes and refinancing existing loans. The 30-year fixed mortgage rate has declined to 6.84% , while the 15-year fixed mortgage rate has notably dipped to 5.99%.

Mortgages

Marco Santarelli

APRIL 7, 2025

It might sound counterintuitive, but right now, tariffs are pushing mortgage rates down almost every day , and as someone keeping a close watch on the housing market, I can tell you it's creating a fascinating, albeit slightly unpredictable, situation for anyone dreaming of owning a home. What Exactly Are Tariffs?

Mortgages

Marco Santarelli

JUNE 10, 2025

On June 10, 2025, mortgage rates have seen a modest decrease. According to Zillow, the average 30-year fixed mortgage rate is now at 6.98% , down from 6.99% previously. Meanwhile, refinance rates for a 30-year fixed mortgage have dropped to 7.16% , a decline from 7.25% last week.

Mortgages

Marco Santarelli

JANUARY 11, 2025

Mortgage rates remain stubbornly high due to persistent inflation concerns and economic factors, and 2025 may not offer much relief for homebuyers. As we transition into a new year, many potential buyers are left wondering why mortgage costs are still elevated and what the future holds for these rates.

Mortgages

RIS Media

MARCH 20, 2025

Mortgage rates remained steady this week, in a holding pattern in the mid-sixes now for several weeks. The latest Primary Mortgage Market Survey (PMMS) released by Freddie Mac Thursday shows the 30-year fixed-rate mortgage (FRM) averaging 6.67%, up slightly from last weeks average of 6.65%.

Fixed-rate mortgage

RIS Media

MARCH 6, 2025

Mortgage rates continue falling, this week seeing their lowest weekly drop since September, Freddie Mac reported, providing incentives for both purchase and refinance activity as the spring market approaches. A… The post Mortgage Rates See Largest Weekly Fall Since September appeared first on RISMedia.

Fixed-rate mortgage

RIS Media

DECEMBER 12, 2024

With mortgage rates continuing their descent in recent weeks, borrowers who faced rates topping out at over 8% last year, drove a surge in refinance applications this past week; we may also see further refi activity ahead, as rates continued their decline this week.

Fixed-rate mortgage

RIS Media

APRIL 3, 2025

Real estate economists are pointing to this weeks mortgage rate activity as a possible bellwether for the remainder of the year. The latest Primary Mortgage Market Survey (PMMS) released by Freddie Mac Thursday shows the 30-year fixed-rate mortgage (FRM) averaging 6.64%, down one basis point from last weeks average of 6.65%.

Fixed-rate mortgage

Marco Santarelli

JULY 8, 2025

You’re probably wondering where to snag the best deal on a mortgage. As of July 8, 2025 , the states boasting the cheapest 30-year new purchase mortgage rates are New York, California, Connecticut, Florida, Colorado, New Jersey, Tennessee, Texas, and Washington. Why Do Mortgage Rates Vary So Much by State?

Mortgages

RIS Media

MAY 8, 2025

Zero movement on mortgage rates this week, but the continued steadiness of the average rate remaining in the mid-sixes for many weeks is having a positive impact on mortgage applications, economists say.

Fixed-rate mortgage

RIS Media

MAY 29, 2025

Mortgage rates have been described as steady over the last nearly 20 weeks but continued economic volatility is related to incremental increases that continue to push them closer to 7%.

Fixed-rate mortgage

RIS Media

FEBRUARY 20, 2025

Mortgage rates continued their downward trend, as the average 30-year mortgage rate decreased from 6.87% last week to 6.85% this week, according to the latest Primary Mortgage Market Survey (PMMS) from Freddie Mac, released Thursday.

Fixed-rate mortgage

Norada Real Estate

JUNE 20, 2025

As of June 20, 2025, today's mortgage rates have seen adjustments, with the average 30-year fixed mortgage rate rising to 7.00% , up by 5 basis points from the previous day. This increase reflects a broader trend impacting both mortgage and refinance rates this week.

Mortgages

HomeLight

JULY 29, 2025

In this post, you can compare your monthly home loan or rent payment with the average mortgage payment in the U.S. You can also use our Average Mortgage Payment Calculator to see what you can expect before your next move. Find a top buyer's agent What is the average mortgage payment?

Mortgages

Marco Santarelli

MAY 9, 2025

As of today, May 09, 2025 , the states with the highest average 30-year mortgage rates for new purchases are Alaska, West Virginia, Maryland, South Dakota, Maine, Mississippi, North Dakota, and Wyoming , where averages range from 7.00% to 7.08% , according to data from Zillow. Why the Geographic Divide in Mortgage Rates?

Mortgages

Marco Santarelli

MAY 2, 2025

As of May 1, 2025, mortgage rates have remained below 7% for the fifteenth consecutive week. Mortgage Rates Drop and Remain Below 7% for 15 Straight Weeks Understanding the Numbers The latest data from the Freddie Mac Primary Mortgage Survey reveals that the average 30-year fixed-rate mortgage is currently hovering around 6.76%.

Fixed-rate mortgage

RIS Media

DECEMBER 5, 2024

The 30-year fixed-rate mortgage (FRM) averaged 6.69% this week, down from last week’s average of 6.81% and falling to its lowest level in over a month, according to the latest Primary Mortgage Market Survey® (PMMS®) from Freddie Mac, released Thursday.

Fixed-rate mortgage

Marco Santarelli

APRIL 4, 2025

Right now, there's a lot of talk about new tariffs, and while my initial reaction might be to worry about higher prices, there's a chance these tariffs could actually push mortgage rates down. Could New Tariffs Actually Lead to Lower Mortgage Rates? And as the 10-year Treasury yield falls, so too can mortgage rates.

Mortgages

Marco Santarelli

MAY 2, 2025

If you're in the market for a home, you're probably glued to mortgage rates! As of today, May 2, 2025, the states with the lowest mortgage rates for a 30-year new purchase are New York and Washington. These nine states showed average mortgage rates hovering between 6.68% and 6.85%. It's a fair question!

Mortgages

Marco Santarelli

APRIL 24, 2025

Are you dreaming of owning a home but worried about sky-high mortgage rates? As of today, April 24, 2025, the states with the cheapest 30-year mortgage rates for new purchases are: New York, California, Pennsylvania, Florida, Massachusetts, Michigan, North Carolina, Ohio, Texas, and Washington. You're not alone!

Mortgages

Marco Santarelli

MAY 21, 2025

As of May 21, 2025, mortgage rates have eased lower compared to previous weeks, driven by shifting economic signals and Federal Reserve policies. The average rates for key mortgage terms today are as follows: the 30-year fixed mortgage rate is sitting at 6.80% , while the 15-year fixed rate has increased slightly to 6.08%.

Mortgages

Marco Santarelli

JUNE 17, 2025

Looking for the best deal on a mortgage? states with the lowest mortgage rates for a 30-year new purchase are New York, Florida, Colorado, New Jersey, California, Washington, and Connecticut. In these states, you can find average rates between 6.81% and 6.91%. Florida: Average rates between 6.81% and 6.91%.

Mortgages