FHA loan Fixed-rate mortgage Marketing 
Housing Wire
JUNE 9, 2025
housing market is flashing warning signs reminiscent of 2008: rising household debt burdens, persistent inflation and home prices that are outpacing incomes. Unlike the pre-2008 era, stricter lending standards and robust regulations have kept mortgage delinquency rates low, significantly lowering the odds of a catastrophic collapse.
Housing Wire
JANUARY 15, 2025
While the market composite index increased over 33% on a seasonally adjusted basis, the index increased 52% on an unadjusted basis during the same time period. This week’s reading, for the week ending Jan. 10, 2025, is a stark difference from last week’s applications , which reflected a seasonal lull following Christmas.
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Housing Wire
NOVEMBER 27, 2024
“Purchase activity drove overall applications higher last week, as conventional purchase applications picked up pace and mortgage rates declined for the first time in over two months,” Joel Kan, MBA’s vice president and deputy chief economist, said in a statement. Adjustable-rate mortgages (ARMs) increased to 6.6%
Housing Wire
JANUARY 22, 2025
Mortgage escrow accounts are an important, yet widely misunderstood asset in the housing market. Although 80% of mortgage holders have escrow accounts, only 60% fully understand them, up from 52% in early 2024. And those who don’t understand are paying dearly.
Housing Wire
MAY 14, 2025
Last week saw steadier mortgage rates, as the FOMC meeting played as predicted, and market movements led to a small two-basis point increase in the 30-year conforming rate to 6.86%, said Mike Fratantoni , MBAs SVP and chief economist. The VA share of total applications increased to 13.4% from 13.3% the week prior.
Housing Wire
FEBRUARY 5, 2025
Mortgage rates moved lower last week, consistent with lower Treasury yields following the FOMC meeting and a volatile week for [the] stock market. The 30-year fixed rate declined to its lowest level in six weeks at 6.97%, said Joel Kan, MBAs vice president and deputy chief economist. from the week prior.
Housing Wire
MAY 28, 2025
The 5/1 option provides a fixed interest rate for the first five years, after which the rate adjusts annually based on market conditions. ARMs typically gain market share when rates are elevated, as borrowers can access lower initial rates compared to traditional fixed-rate mortgages.
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